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Credit Disputes

Send dispute letters to credit bureaus and creditors by certified mail to document receipt, keep copies, and request that inaccurate information be investigated and corrected within 30-90 days. Include supporting documents and request copies of any correspondence sent to bureaus regarding the dispute.

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Daniel Valcarce
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38 views1 page

Credit Disputes

Send dispute letters to credit bureaus and creditors by certified mail to document receipt, keep copies, and request that inaccurate information be investigated and corrected within 30-90 days. Include supporting documents and request copies of any correspondence sent to bureaus regarding the dispute.

Uploaded by

Daniel Valcarce
Copyright
© Attribution Non-Commercial (BY-NC)
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as DOCX, PDF, TXT or read online on Scribd
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Send your letter by certified mail, return receipt requested, so you can document that the credit bureau

received your correspondence. Keep copies of your dispute letter and enclosures. Second, write to the appropriate creditor or other information provider, explaining that you are disputing the information provided to the bureau. Again, include copies of documents that support your position. Many providers specify an address for disputes. If the provider again reports the same information to a bureau, it must include a notice of your dispute. Request that the provider copy you on correspondence they send to the bureau. Expect this process to take between 30 and 90 days.

Tell the credit bureau in writing what information you believe is inaccurate. Include copies (NOT originals) of documents that support your position. You may want to enclose a copy of your credit report with the items in question circled. Send your letter by certified mail, return receipt requested, so you can document that the credit bureau received your correspondence. Keep copies of your dispute letter and enclosures.

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