Scribd Logo
Upload

Welcome to Scribd!

  • 28 views

    NW & CF Worksheet

    Uploaded by

    tues_morris
    This document contains templates for a personal balance sheet and personal income statement. The balance sheet template lists assets owned and liabilities owed to calculate net worth. It includes sections for cash/liquid assets, investments, personal assets, and liabilities. The income statement template tracks annual income, expenses, and cash flow across categories like housing, transportation, utilities, savings, and discretionary spending. It summarizes sources of income and calculates whether there is a surplus or deficit for the year.

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as PDF, TXT or read online from Scribd

    NW & CF Worksheet

    Uploaded by

    tues_morris
    28 views2 pages
    This document contains templates for a personal balance sheet and personal income statement. The balance sheet template lists assets owned and liabilities owed to calculate net worth. It includes sections for cash/liquid assets, investments, personal assets, and liabilities. The income statement template tracks annual income, expenses, and cash flow across categories like housing, transportation, utilities, savings, and discretionary spending. It summarizes sources of income and calculates whether there is a surplus or deficit for the year.

    Copyright

    © Attribution Non-Commercial (BY-NC)

    Available Formats

    PDF, TXT or read online from Scribd

    Did you find this document useful?

    Is this content inappropriate?

    This document contains templates for a personal balance sheet and personal income statement. The balance sheet template lists assets owned and liabilities owed to calculate net worth. It includes sections for cash/liquid assets, investments, personal assets, and liabilities. The income statement template tracks annual income, expenses, and cash flow across categories like housing, transportation, utilities, savings, and discretionary spending. It summarizes sources of income and calculates whether there is a surplus or deficit for the year.

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    28 views2 pages

    NW & CF Worksheet

    Uploaded by

    tues_morris
    This document contains templates for a personal balance sheet and personal income statement. The balance sheet template lists assets owned and liabilities owed to calculate net worth. It includes sections for cash/liquid assets, investments, personal assets, and liabilities. The income statement template tracks annual income, expenses, and cash flow across categories like housing, transportation, utilities, savings, and discretionary spending. It summarizes sources of income and calculates whether there is a surplus or deficit for the year.

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    of 2

    Personal Balance Sheet Worksheet

    Net Worth Statement


    As of ________________________ Assets (What you Own) Cash [Liquid Assets]
    Savings/Current Accounts Fixed Deposits Unit Trusts (Market Value) Cash Value of Insurance Policy Other

    Amount

    Liabilities (What you Owe) Current Liabilites


    Current unpaid bills Credit Card Balances Unpaid Income Tax Overdrafts Other

    Amount

    Total Cash (A) Personal Assets


    Home & Furnishings Car Jewelry Antiques Other

    Total Current Liabilties (A) Long Term Liabilities


    Home Mortgage Hire Purchase Loan Student Loan Other Consumer Loan (Personal etc) Other (Specify)

    Total Personal Assets (B) Investment Assets


    EPF Stocks REITs Bonds (incl Govt Bonds, Sukuk) Rental Property (Market Value) Offshore Investments Business Interests

    Total Long Term Liabilities (B)

    Total Investment Assets (C) Total Assets (D) = (A+B+C) Total Liabilites (C) = (A+B)

    NET WORTH

    Total Assets Total Liabilities =

    2011 Financial Planning Div. Uniplan Advisory Sdn Bhd

    Personal Income Statement Worksheet


    Cash Flow Statement for Year _______
    INCOME
    Earned Income Gross Salary Bonus Commissions Unearned Income Interest Income Dividend Income Rental Income Other Less: EPF Less: Income Taxes Withheld TRANSPORTATION: Car Payments Fuel/Gasoline Auto Repairs/Maintenance/Fees Auto Insurance Other Transportation (bus, LRT, taxis) Parking/Fines/Toll Other FAMILY OBLIGATIONS: Day Care, Babysitting School Lunch School Supplies [a] Pocket Money Private Tutor Fee Other HEALTH AND MEDICAL: Insurance (Life,PA,Medical etc) Unreimbursed Medical Expenses, Copays Fitness (Yoga,Massage,Gym) GP Fees/Medicine/Supplements Other PETS: Food Grooming, Boarding, Vet SUBSCRIPTIONS: Newspaper/Magazines Fitness Club Membership Golf Club Membership Other GIFTS/CHARITY Gifts to Family (Regular) Gifts to Family & Friends (Occasional) Religious Donations Charity Organization Other ENTERTAINMENT/RECREATION: Cable TV/Videos/DVDs Movies/Theater/Concerts/Plays Books Hobbies/Sports Outdoor Recreation Vacations (Travel, Lodging, Food etc) Other

    Total Net Cash Inflows


    EXPENSES
    HOME EXPENSES: Mortgage/Rent Homeowners/Rental Insurance Property Taxes Home Repairs/Maintenance/HOA Dues Home Improvements Other UTILITIES: Electricity Water and Sewer (Indah Water) Telephone (Land Line, Mobile) Internet DAILY LIVING: Groceries Eating Out, Lunches, Snacks Dining Laundry/Cleaning Personal Supplies Grooming (Salon/Barber) Other DEBT PAYMENTS: Credit Cards Student Loan Personal Loan Alimony/Child Support Taxes Other INVESTMENTS AND SAVINGS: Emergency Fund Stocks/Bonds/Mutual Funds Children Education Fund Savings Other MISCELLANEOUS:

    Total Out Flow


    Cash Flow Surplus/(Deficit) :

    [b]

    [a] [b] =

    2011 Financial Planning Div. Uniplan Advisory Sdn Bhd

    You might also like