Direct BAI service Type code list

User guide

Contents
1 1 2 4 5 12 About this guide Balance/status Summaries Controlled Disbursements Detail Summary and balance codes
12 12 13 13 Balance Float Summary Controlled Disbursement

14

Wachovia BAI codes to Wells Fargo BAI codes comparison

14 14 15 15 15 Balance Status Balance/status: no longer reported Summary Lockbox related codes 15 Summary 16 Detail 16 Preauthorized and ACH related codes 16 Summary 17 Detail 18 Other deposits related codes 18 Summary 19 Detail 20 Money transfer related codes 20 Summary 21 Detail 22 Security related codes 22 Summary 23 Detail 24 ZBA related codes 24 Summary 24 Detail 25 Other type codes 25 Summary 25 Detail 28 Controlled Disbursements type codes 28 Summary 28 Detail 29 Wachovia unique codes no longer supported

2010 Wells Fargo Bank, N.A. All rights reserved. Member FDIC.

About this guide

This guide describes the Direct BAI file format for customers with accounts converting from the Wachovia Bank service format to the Wells Fargo format.

Balance/status
Transaction type BAI code 010 015 020 025 030 040 045 050 057 060 070 072 074 Description

03' record - Balance/Status 03' record - Balance/Status 03' record - Balance/Status 03' record - Balance/Status 03' record - Balance/Status 03' record - Balance/Status 03' record - Balance/Status 03' record - Balance/Status 03' record - Balance/Status 03' record - Balance/Status 03' record - Balance/Status 03' record - Balance/Status 03' record - Balance/Status

OPENING LEDGER BALANCE CLOSING LEDGER BALANCE MTD AVERAGE LEDGER BALANCE YTD AVERAGE LEDGER BALANCE CURRENT LEDGER BALANCE AVAILABLE BALANCE COLLECTED BALANCE MTD AVERAGE COLLECTED BALANCE TOTAL INVESTMENT POSITION CURRENT AVAILABLE BALANCE ZERO DAY FLOAT ONE DAY FLOAT TWO DAY FLOAT

Direct BAI service Type code list user guide May 2011

Summaries
Transaction type 03' record Summary 03' record Summary 03' record Summary BAI code 100 110 140 Description TOTAL CREDITS (includes item count) TOTAL LOCKBOX CREDITS TOTAL ACH CREDITS Source detail for BAI types Total Credit amount of all detail items 115 LOCKBOX DEPOSIT 165 142 145 166 169 PREAUTHORIZED ACH CREDIT ACH CREDIT RECEIVED ACH CONCENTRATION CREDIT ACH SETTLEMENT CREDIT MISCELLANEOUS ACH CREDIT

03' record Summary 03' record Summary 03' record Summary 03' record Summary 03' record Summary 03' record Summary 03' record Summary 03' record Summary 03' record Summary 03' record Summary 03' record Summary 03' record Summary 03' record Summary 03' record Summary 03' record Summary

170 182 186 190

TOTAL OTHER DEPOSITS TOTAL BANK-PREPARED DEPOSITS TOTAL CASH LETTER CREDITS TOTAL INCOMING MONEY TRANSFERS TOTAL AUTOMATIC TRANSFER CREDITS TOTAL BOOK TRANSFER CREDITS TOTAL INTL MONEY TRANSFER CREDITS TOTAL FOREIGN EXCHANGE CREDITS TOTAL LETTERS OF CREDIT TOTAL ACH RETURN ITEMS CREDIT TOTAL RETURN ITEM CREDITS TOTAL ZERO BALANCE CREDITS TOTAL ATM CREDITS TOTAL COMMERCIAL DEPOSITS TOTAL CREDIT ADJUSTMENTS

174 OTHER DEPOSIT 175 CHECK DEPOSIT PACKAGE 173 BANK PREPARED DEPOSIT 187 CASH LETTER CREDIT (no adjustments reflected) 195 INCOMING MONEY TRANSFER 196 MONEY TRANSFER ADJUSTMENT CREDIT 201 AUTOMATIC TRANSFER CREDIT 206 BOOK TRANSFER CREDIT 208 INTL MONEY TRANSFER CREDIT 214 FOREIGN EXCHANGE CREDIT 213 LETTER OF CREDIT 168 ACH RETURN ITEM CREDIT 266 RETURN ITEM CREDIT 275 INDIVIDUAL ZBA CREDIT 277 ZBA CREDIT TRANSFER 295 ATM CREDIT 301 COMMERCIAL DEPOSITS 254 POSTING ERROR CORRECTION CREDIT 357 CREDIT ADJUSTMENT

200 205 207 211 215 256 260 270 294 310 356

Direct BAI service Type code list user guide May 2011

Summaries, cont.
Transaction type 03' record Summary 03' record Summary 03' record Summary BAI code 400 416 450 Description TOTAL DEBITS (includes item count) TOTAL LOCKBOX DEBITS TOTAL ACH DEBITS Source detail for BAI types TOTAL OF ALL DEBIT AMOUNTS 415 LOCKBOX DEBIT 451 455 464 466 469 ACH DEBIT RECEIVED PREAUTHORIZED ACH DEBIT CORPORATE TRADE PAYMENT DEBIT ACH SETTLEMENT DEBIT MISCELLANEOUS ACH DEBIT

03' record Summary 03' record Summary 03' record Summary 03' record Summary 03' record Summary 03' record Summary 03' record Summary 03' record Summary 03' record Summary

470 482 490

TOTAL CHECKS PAID TOTAL BANK ORIGINATED DEBITS TOTAL OUTGOING MONEY TRANSFERS TOTAL AUTOMATIC TRANSFER DEBITS TOTAL BOOK TRANSFER DEBITS TOTAL INTL MONEY TRANSFER DEBITS TOTAL ACH RETURN ITEMS TOTAL ZERO BALANCE DEBITS TOTAL DEBIT ADJUSTMENTS

475 CHECK PAID 477 BANK ORIGINATED DEBIT 495 OUTGOING MONEY TRANSFER 496 MONEY TRANSFER ADJUSTMENT DEBIT 501 AUTOMATIC TRANSFER DEBIT 506 BOOK TRANSFER DEBIT 508 INTL MONEY TRANSFER DEBIT 468 ACH RETURN ITEM DEBIT 575 INDIVIDUAL ZBA DEBIT 577 ZBA DEBIT TRANSFER 554 POSTING ERROR CORRECTION DEBIT 631 DEBIT ADJUSTMENT

500 505 507 556 570 630

Direct BAI service Type code list user guide May 2011

Controlled Disbursements
Transaction type 16 record Detail 16' record Detail 03' record Summary 03' record Summary 03' record Summary 03' record Summary 03' record Summary 03' record Summary 03' record Summary 03' record Summary BAI code 281 581 583 584 585 Description CONTROLLED DISBURSEMENT CREDIT CONTROLLED DISBURSEMENT DEBIT FIRST PRESENTMENT (includes item count) SECOND PRESENTMENT (includes item count) TOTAL NET DISBURSEMENT(includes item count) FED PRESENTMENT ESTIMATE LATE DEBITS - AFTER NOTIFICATION (includes item count) TOTAL CONTROLLED DISBURSEMENT CREDITS TOTAL CONTROLLED DISBURSEMENT DEBITS ADJUSTED TOTAL DISBURSEMENT (includes item count) 281 CONTROLLED DISBURSEMENT CREDIT 581 CONTROLLED DISBURSEMENT DEBIT Source detail for BAI types

586 587

280 580 602

Direct BAI service Type code list user guide May 2011

Detail
Transaction type 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16 Record Detail 16 Record Detail 16 Record Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail BAI code 108 115 116 118 135 142 145 155 164 165 166 168 169 171 172 173 174 175 176 184 187 195 196 201 202 206 208 212 Description CREDIT (ANY TYPE) LOCKBOX DEPOSIT ITEM IN LOCKBOX DEPOSIT LOCKBOX ADJUSTMENT CREDIT DTC CONCENTRATION CREDIT ACH CREDIT RECEIVED ACH CONCENTRATION CREDIT PREAUTHORIZED DRAFT CREDIT CORPORATE TRADE PAYMENT CREDIT PREAUTHORIZED ACH CREDIT ACH SETTLEMENT CREDIT ACH RETURN ITEM CREDIT MISCELLANEOUS ACH CREDIT INDIVIDUAL LOAN DEPOSIT DEPOSIT CORRECTION CREDIT BANK PREPARED DEPOSIT OTHER DEPOSIT CHECK DEPOSIT PACKAGE RE-PRESENTED CHECK DEPOSIT DRAFT DEPOSIT CASH LETTER CREDIT INCOMING MONEY TRANSFER MONEY TRANSFER ADJUSTMENT CREDIT AUTOMATIC TRANSFER CREDIT BOND OPERATIONS CREDIT BOOK TRANSFER CREDIT INTL MONEY TRANSFER CREDIT FOREIGN LETTER OF CREDIT
5

Source detail for BAI types

Direct BAI service Type code list user guide May 2011

Detail, cont.
Transaction type 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail BAI code 213 214 216 218 221 222 224 226 227 229 233 238 240 243 244 246 249 252 254 255 257 258 263 266 268 274 275 Description LETTER OF CREDIT FOREIGN EXCHANGE CREDIT FOREIGN REMITTANCE CREDIT FOREIGN COLLECTION CREDIT FOREIGN CHECK PURCHASE FOREIGN CHECKS DEPOSITED COMMISSION INTL MONEY MARKET TRADING STANDING ORDER CREDIT INTERNATIONAL CREDIT SECURITIES SOLD COLLECTION OF DIVIDENDS COUPON COLLECTIONS MATURED FED FUNDS PURCHASE INTEREST/MATURED PRINCIPAL PAYMENT INVESTACCOUNT CREDIT MISCELLANEOUS SECURITY CREDIT DEBIT REVERSAL POSTING ERROR CORRECTION CREDIT CHECK POSTED AND RETURNED ACH RETURN ITEM CREDIT ACH REVERSAL CREDIT OVERDRAFT CREDIT RETURN ITEM CREDIT RETURN ITEM ADJUSTMENT CREDIT CUMULATIVE ZBA OR DISBURSEMENT CREDITS INDIVIDUAL ZBA CREDIT Source detail for BAI types

Direct BAI service Type code list user guide May 2011

Detail, cont.
Transaction type 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail BAI code 277 278 281 295 301 306 308 342 344 346 347 348 349 351 353 354 357 359 366 368 372 373 391 392 393 394 Description ZBA CREDIT TRANSFER ZBA FUNDING TO MASTER CREDIT CONTROLLED DISBURSEMENT CREDIT ATM CREDIT COMMERCIAL DEPOSIT FED FUNDS SOLD TRUST CREDIT BROKER DEPOSIT BACK VALUE CREDIT SWEEP INTEREST INCOME SWEEP PRINCIPAL SELL FUTURES CREDIT PRINCIPAL PAYMENTS CREDIT INVESTMENT SOLD CASH CENTER CREDIT INTEREST CREDIT CREDIT ADJUSTMENT INTEREST ADJUSTMENT CREDIT CURRENCY AND COIN DEPOSITED FOOD STAMP ADJUSTMENT BACK VALUE ADJUSTMENT CUSTOMER PAYROLL CREDIT UNIVERSAL CREDIT FREIGHT PAYMENT CREDIT ITEMIZED CREDIT OVER $10,000 CUMULATIVE CREDIT Source detail for BAI types

Direct BAI service Type code list user guide May 2011

Detail, cont.
Transaction type 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail BAI code 395 397 398 399 408 409 415 435 445 447 451 455 464 466 468 469 472 474 475 477 481 484 487 489 491 493 Description CHECK REVERSAL FLOAT ADJUSTMENT MISCELLANEOUS FEE REFUND MISCELLANEOUS CREDIT FLOAT ADJUSTMENT DEBIT (ANY TYPE) LOCKBOX DEBIT PAYABLE THRU DRAFT ACH CONCENTRATION DEBIT ACH DISBURSEMENT FUNDING DEBIT ACH DEBIT RECEIVED PREAUTHORIZED ACH DEBIT CORPORATE TRADE PAYMENT DEBIT ACH SETTLEMENT DEBIT ACH RETURN ITEM DEBIT MISCELLANEOUS ACH DEBIT TOTAL NUMBER CHECKS PAID CERTIFIED CHECK DEBIT CHECK PAID BANK ORIGINATED DEBIT LOAN PAYMENT DRAFT CASH LETTER DEBIT CASH LETTER ADJUSTMENT DEBIT OUTGOING INTERNAL MONEY TRANSFER CUSTOMER INITIATED MONEY TRANSFER Source detail for BAI types

Direct BAI service Type code list user guide May 2011

Detail, cont.
Transaction type 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail BAI code 495 496 501 502 506 508 512 513 514 516 518 522 524 526 527 529 531 538 542 544 546 549 552 554 555 557 Description OUTGOING MONEY TRANSFER MONEY TRANSFER ADJUSTMENT DEBIT AUTOMATIC TRANSFER DEBIT BOND OPERATIONS DEBIT BOOK TRANSFER DEBIT INTL MONEY TRANSFER DEBIT LETTER OF CREDIT DEBIT LETTER OF CREDIT FOREIGN EXCHANGE DEBIT FOREIGN REMITTANCE DEBIT FOREIGN COLLECTION DEBIT FOREIGN CHECKS PAID COMMISSION DEBIT INTL MONEY MARKET TRADING STANDING ORDER DEBIT INTERNATIONAL DEBIT SECURITIES PURCHASED MATURED REPURCHASE ORDER PURCHASE OF DEBT SECURITIES INTEREST/MATURED PRINCIPAL PAYMENT INVEST ACCOUNT DEBIT MISCELLANEOUS SECURITY DEBIT CREDIT REVERSAL POSTING ERROR CORRECTION DEBIT DEPOSITED ITEM RETURNED ACH RETURN ITEM DEBIT Source detail for BAI types

Direct BAI service Type code list user guide May 2011

Detail, cont.
Transaction type 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16 Record Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail BAI code 566 567 568 575 577 578 581 595 622 627 629 631 633 644 651 654 656 657 659 661 664 666 667 668 672 673 677 Description RETURN ITEM DEBIT RETURN ITEM FEE RETURN ITEM ADJUSTMENT DEBIT INDIVIDUAL ZBA DEBIT ZBA DEBIT TRANSFER ZBA FUNDING TO MASTER DEBIT CONTROLLED DISBURSEMENT DEBIT ATM DEBIT BROKER DEBIT FED FUNDS PURCHASED CASH CENTER DEBIT DEBIT ADJUSTMENT TRUST DEBIT BACK VALUE DEBIT INVESTMENT PURCHASED INTEREST DEBIT SWEEP PRINCIPAL BUY FUTURES DEBIT INTEREST ADJUSTMENT DEBIT ACCOUNT ANALYSIS FEE LOAN PARTICIPATION DEBIT COIN AND CURRENCY DEBIT FOOD STAMP LETTER FOOD STAMP ADJUSTMENT BACK VALUE ADJUSTMENT DEBIT CUSTOMER PAYROLL TREASURY TAX AND LOAN DEBIT Source detail for BAI types

Direct BAI service Type code list user guide May 2011

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Detail, cont.
Transaction type 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail 16' Record - Detail DETAIL BAI code 691 694 695 696 697 698 699 890 Description UNIVERSAL DEBIT DEPOSIT REVERSAL DEPOSIT CORRECTION DEBIT COLLECTION DEBIT CUMULATIVE DEBIT MISCELLANEOUS FEE DEBIT MISCELLANEOUS DEBIT CONTAINS NON-MONETARY INFORMATION Non-monetary information between banks Source detail for BAI types

Direct BAI service Type code list user guide May 2011

11

Summary and balance codes

Balance
Code 010 015 020 025 030 040 045 050 057 060 BAI description OPENING LEDGER BALANCE CLOSING LEDGER BALANCE MTD AVERAGE LEDGER BALANCE YTD AVERAGE LEDGER BALANCE CURRENT LEDGER BALANCE AVAILABLE BALANCE COLLECTED BALANCE MTD AVERAGE COLLECTED BALANCE TOTAL INVESTMENT POSITION CURRENT AVAILABLE BALANCE

Float
Code 070 072 074 BAI description ZERO DAY FLOAT ONE DAY FLOAT TWO PLUS DAY FLOAT

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Summary and balance codes, cont.

Summary
Code 100 102 200 250 270 400 402 470 472 500 570 697 BAI description TOTAL CREDITS (includes value of 102) TOTAL NUMBER CREDITS TOTAL AUTO TRANSFER CREDITS TOTAL CHECKS POSTED AND RETURNED TOTAL ZERO BALANCE CREDITS TOTAL DEBITS (includes value of 402) TOTAL NUMBER DEBITS TOTAL CHECKS PAID TOTAL NUMBER CHECKS PAID TOTAL AUTO TRANSFER DEBITS TOTAL ZERO BALANCE DEBITS CHECK SUMMARIZATION

Controlled Disbursement
Code 583 584 585 587 602 BAI description FIRST PRESENTMENT SECOND PRESENTMENT TOTAL NET DISBURSEMENT LATE DEBITS - AFTER NOTIFICATION ADJUSTED TOTAL DISBURSEMENT

Direct BAI service Type code list user guide May 2011

13

Wachovia BAI codes to Wells Fargo BAI codes comparison

Balance
Wachovias BAI codes BAI code 010 Description OPENING LEDGER/BOOK Wells Fargo BAI codes BAI code 010 Description OPENING LEDGER BALANCE Ledger balance rolled forward from prior day. Opening ledger +/- account activity = Closing Ledger Balance. CLOSING LEDGER BALANCE Ledger balance as of the end of the business day passed from the DDA system. CURRENT LEDGER BALANCE (INTRADAY) Balance reported at the point in time during the day (includes the opening ledger +/- credits and debits). AVAILABLE BALANCE Closing available balance + one-day float (i.e., Opening Available Balance per BAI standards); Available at Start of Day today. COLLECTED BALANCE MTD AVERAGE COLLECTED BALANCE CURRENT AVAILABLE BALANCE (INTRADAY) Opening ledger balance +/- credit and debit + immediate

015

LEDGER/BOOK BALANCE

015

030

CURRENT BOOK/LEDGER

030

040

AVAILABLE BALANCE

040

045 050 060

COLLECTED BALANCE MTD AVERAGE COLLECTED CURRENT AVAILABLE

045 050 060

Status
Wachovias BAI codes BAI code 070 072 074 Description 0 DAY FLOAT/IMMEDIATE FLOAT 1 DAY FLOAT 2 DAY FLOAT Wells Fargo BAI codes BAI code 070 072 074 Description ZERO DAY FLOAT Immediate credit available (INTRADAY). ONE DAY FLOAT Outstanding float that will be collected in 1 day. Two+ Day Float Outstanding float that will be collected in 2+ days.

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Wachovia BAI codes to Wells Fargo BAI codes comparison, cont.

Balance/Status: no longer reported
Wachovias BAI codes BAI code 073 087 088 075 Description FLOAT ADJUSTMENT BASE DEVIATION DISBURSEMENT FUND REQ 3+ DAY FLOAT Wells Fargo BAI codes BAI code Description Will report as a 16 record transaction (397 credit and 408 debit Not reported Not reported Included in BAI code 074 2+ Day Float

Summary
Wachovias BAI codes BAI code 100 400 Description TOTAL CREDITS TOTAL DEBITS Wells Fargo BAI codes BAI code 100 400 Description TOTAL CREDITS TOTAL DEBITS

Lockbox related codes

Summary
Wachovias BAI codes BAI code 110 Description TOTAL LOCKBOX DEPOSITS Items within summary total: 115 LOCKBOX CREDIT 116 LOCKBOX DEPOSIT ITEM 118 LOCKBOX ADJ CREDIT TOTAL LOCKBOX DEBITS Items within summary total: 415 LOCKBOX DEBIT Wells Fargo BAI codes BAI code 110 Description TOTAL LOCKBOX CREDITS Items within summary total: 115 LOCKBOX CREDIT 116 LOCKBOX DEPOSIT ITEM 118 LOCKBOX ADJ CREDIT TOTAL LOCKBOX Items within summary total: 415 LOCKBOX DEBIT

416

416

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Wachovia BAI codes to Wells Fargo BAI codes comparison, cont.

Lockbox related codes, cont.
Detail
Wachovias BAI codes BAI code Description Not reported 115 116 118 LOCKBOX CREDIT LOCKBOX DEPOSIT ITEM LOCKBOX ADJUSTMENT CREDIT Not reported 415 LOCKBOX DEBIT Wells Fargo BAI codes BAI code 108 115 116 118 409 415 Description CREDIT (ANY TYPE) LOCKBOX DEPOSIT ITEM IN LOCKBOX DEPOSIT LOCKBOX ADJUSTMENT CREDIT DEBIT (ANY TYPE) LOCKBOX DEBIT

Preauthorized and ACH related codes

Summary
Wachovias BAI codes BAI code 140 Description ACH CREDIT SUMMARY Items within summary total: 142 ACH CREDIT 145 ACH CONC CREDIT 164 CTP CREDIT 165 PREAUTH ACH CREDIT 166 ACH SETTLEMENT 169 MISC ACH CREDIT ACH DEBIT SUMMARY Items within summary total: 451 ACH DEBIT 455 PREAUTHORIZED ACH DEBIT 464 CTP DEBIT 466 ACH SETTLEMENT DEBIT 469 MISC ACH DEBIT Wells Fargo BAI codes BAI code 140 Description TOTAL ACH CREDITS Items within summary total: 165 PREAUTHORIZED ACH CREDIT 142 ACH CREDIT RECEIVED 145 ACH CONCENTRATION CREDIT 166 ACH SETTLEMENT CREDIT 169 MISCELLANEOUS ACH CREDIT TOTAL ACH DEBITS Items within summary total: 451 ACH DEBIT RECEIVED 455 PREAUTHORIZED ACH DEBIT 464 CORPORATE TRADE PAYMENT DEBIT 466 ACH SETTLEMENT DEBIT 469 MISCELLANEOUS ACH DEBIT

450

450

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Wachovia BAI codes to Wells Fargo BAI codes comparison, cont.

Preauthorized and ACH related codes, cont.
Detail
Wachovias BAI codes BAI code 142 143 145 155 164 165 166 169 Description ACH CREDIT ACH DEPOSIT ITEM ACH CONC CREDIT PREAUTHORIZED DRAFT CTP CREDIT PREAUTHORIZED ACH CREDIT ACH SETTLEMENT CREDIT MISC ACH CREDIT Not reported Not reported 451 455 462 464 466 469 ACH DEBIT PREAUTHORIZED ACH DEBIT ACCT HLDR DEBIT CTP DEBIT ACH SETTLEMENT DEBIT MISC ACH DEBIT 464 466 469 145 155 164 165 169 166 169 445 447 451 455 469 Wells Fargo BAI codes BAI code 142 Description ACH CREDIT RECEIVED Not reported ACH CONCENTRATION CREDIT PREAUTHORIZED DRAFT CREDIT CORPORATE TRADE PAYMENT CREDIT PREAUTHORIZED ACH CREDIT and/or MISCELLANEOUS ACH CREDIT ACH SETTLEMENT CREDIT MISCELLANEOUS ACH CREDIT ACH CONCENTRATION DEBIT ACH DISBURSEMENT FUNDING DEBIT ACH DEBIT RECEIVED PREAUTHORIZED ACH DEBIT and/or MISCELLANEOUS ACH DEBIT Not reported CORPORATE TRADE PAYMENT DEBIT ACH SETTLEMENT DEBIT MISCELLANEOUS ACH DEBIT

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Wachovia BAI codes to Wells Fargo BAI codes comparison, cont.

Other deposits related codes
Summary
Wachovias BAI codes BAI code 170 Description TOTAL CHECK DEPOSITS Items within summary total: 175 CHECK DEPOSIT 187 CASH LETTER CREDIT 379 FRB GOV CHECK CREDIT Wells Fargo BAI codes BAI code 170 Description TOTAL OTHER DEPOSITS Items within summary total: 174 OTHER DEPOSITS 175 CHECK DEPOSIT PACKAGE TOTAL BANK-PREPARED DEPOSITS Items within summary total: 173 BANK PREPARED DEPOSITS TOTAL CASH LETTER CREDITS Items within summary total: 187 CASH LETTER CREDIT TOTAL COMMERCIAL DEPOSITS Items within summary total: 301 COMERCIAL DEPOSIT TOTAL CHECKS PAID Items within summary total: 475 CHECK PAID TOTAL BANK ORIGINATED DEBITS Items within summary total: 477 BANK ORIGINATED DEBIT

182

186

310

No summaries

470

482

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Wachovia BAI codes to Wells Fargo BAI codes comparison, cont.

Other deposits related codes, cont.
Detail
Wachovias BAI codes BAI code 171 172 173 174 175 176 178 184 187 189 301 475 477 487 489 Description LOAN DEPOSIT DEPOSIT CORRECTION REMOTE DEPOSIT OTHER DEPOSIT CHECK DEPOSIT/REGULAR DEPOSIT REPRESENT DEPOSIT LIST POST DEPOSIT DRAFT DEPOSIT CASH LETTER CREDIT CAH LETTER ADJUSTMENT COMMERCIAL DEPOSIT PAID CHECK BANK ORIGINATED DEBIT CASH LETTER DEBIT CASH LETTER ADJUSTMENT 184 187 189 301 475 477 487 489 Wells Fargo BAI codes BAI code 171 172 173 174 175 301 176 Description INDIVIDUAL LOAN DEPOSIT DEPOSIT CORRECTION CREDIT BANK PREPARED DEPOSIT OTHER DEPOSITS CHECK DEPOSIT PACKAGE and/or COMMERCIAL DEPOSIT RE-PRESENTED CHECK DEPOSIT Not reported DRAFT DEPOSIT CASH LETTER CREDIT (NO ADJ REFLECTED) CASH LETTER ADJUSTMENT CREDIT COMMERCIAL DEPOSIT CHECK PAID BANK ORIGINATED DEBIT CASH LETTER DEBIT CASH LETTER ADJUSTMENT

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Wachovia BAI codes to Wells Fargo BAI codes comparison, cont.

Money transfer related codes
Summary
Wachovias BAI codes BAI code 190 Description WIRE/BOOK ENTRY CREDITS Items within summary total: 195 WIRE IN 196 MONEY TRANSFER ADJUSTMENT 206 BOOK TRANSFER CREDIT (could be included in 205 summary) 235 MATURED REVREPO 243 MATURED FFPPO 306 FED FUNDS SOLD BOOK TRANSFER CREDITS Items within summary total: 206 BOOK TRANSFER CREDIT (maybe included in the 190 summary) INTERNATIONAL CREDITS Items within summary total: 212 LETTER OF CREDIT 213 LETTER OF CREDIT 214 INTL FX CREDIT 216 INTL PAY CREDIT 218 INTL COLLECTION CREDIT 222 INTL CHECK DEPOSIT 207 TOTAL INTL MONEY TRANSFER CREDITS Items within summary total: 208 INTL MONEY TRANSFER CREDIT TOTAL FOREIGN EXCHANGE CREDITS Items within summary total: 214 FOREIGN EXCHANGE CREDIT TOTAL LETTERS OF CREDIT Items within summary total: 213 LETTER OF CREDIT TOTAL OUTGOING MONEY TRANSFERS Items within summary total: 495 OUTGOING MONEY TRANSFER 496 MONEY TRANSFER ADJUSTMENT DEBIT TOTAL AUTOMATIC TRANSFER DEBITS Items within summary total: 501 AUTOMATIC TRANSFER DEBIT TOTAL BOOK TRANSFER DEBITS Items within summary total: 506 BOOK TRANSFER DEBIT TOTAL INTL MONEY TRANSFER DEBITS Items within summary total: 508 INTL MONEY TRANSFER DEBIT Wells Fargo BAI codes BAI code 190 Description TOTAL INCOMING MONEY TRANSFERS Items within summary total: 195 INCOMING MONEY TRANSFER 196 MONEY TRANSFER ADJUSTMENT CREDIT TOTAL BOOK TRANSFER CREDITS Items within summary total: 206 BOOK TRANSFER CREDITS TOTAL AUTOMATIC TRANSFER CREDITS Items within summary total: 201 AUTOMATIC TRANSFER CREDIT

205

200

205

210

211

215

490

WIRE/BOOK ENTRY DEBITS Items within summary total: 495 WIRE OUT 496 MONEY TRANSFER ADJUSTMENT 501 AUTO TRANSFER DEBIT 506 BOOK TRANSFER DEBIT

490

500

505

510

INTL TRANSFER SUMMARY Items within summary total: 508 INTL TRANSFER DEBIT

507

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Wachovia BAI codes to Wells Fargo BAI codes comparison, cont.

Money transfer related codes, cont.
Detail
Wachovias BAI codes BAI code 195 196 201 202 206 208 212 213 214 216 218 221 222 224 226 227 229 235 243 306 Description Not reported WIRE IN/INCOMING MONEY TRANSFER MONEY TRANSFER ADJUST AUTO TRANSFER CREDIT BOND OPER CREDIT BOOK TRANSFER CREDIT INTL TRANSFER CREDIT LETTER OF CREDIT LETTER OF CREDIT INTL FX CREDIT INTL PAY CREDIT INTL COLLECTION CREDIT FOREIGN CHECK PURCHASE INTL CHECK DEPOSIT COMMISSION INTL MONEY MARKET TRADE STANDING ORDER MISC INTL CREDIT MATURED REVREPO MATURED FFPPO FF SOLD Not reported Not reported 495 496 501 502 506 508 512 513 514 516 518 522 WIRE OUT/OUTGOING MONEY TRANSFER MONEY TRANSFER ADJUST AUTO TRANSFER DEBIT BOND OPER DEBIT BOOK TRANSFER DEBIT INTL MONEY TRANSFER DEBIT LETTER OF CREDIT LETTER OF CREDIT INTL FX DR/FOREIGN DRAFT INTL PAY DEBIT INTL COLL DEBIT FOREIGN CHECK PAID 243 306 491 493 495 496 501 502 506 508 512 513 514 516 518 522 Wells Fargo BAI codes BAI code 191 195 196 201 202 206 208 212 213 214 216 218 221 222 224 226 227 229 Description INCOMING INTERNAL MONEY TRANSFER CREDIT INCOMING MONEY TRANSFER CREDIT MONEY TRANSFER ADJUSTMENT CREDIT AUTOMATIC TRANSFER CREDIT BOND OPERATIONS CREDIT BOOK TRANSFER CREDIT INTL MONEY TRANSFER CREDIT FOREIGN LETTER OF CREDIT LETTER OF CREDIT FOREIGN EXCHANGE CREDIT FOREIGN REMITTANCE CREDIT FOREIGN COLLECTION CREDIT FOREIGN CHECK PURCHASE FOREIGN CHECK DEPOSITED COMMISSION INTL MONEY MARKET TRADING STANDING ORDER CREDIT INTERNATIONAL CREDIT Not reported MATURED FED FUNDS PURCHASE FED FUNDS SOLD OUTGOING INTERNAL MONEY TRANSFER OUTOGING INITIATED MONEY TRANSFER OUTGOING MONEY TRANSFER MONEY TRANSFER ADJUSTMENT DEBIT AUTOMATIC TRANSFER DEBIT BOND OPERATIONS DEBIT BOOK TRANSFER DEBIT INTL MONEY TRANSFER DEBIT LETTER OF CREDIT DEBIT LETTER OF CREDIT FOREIGN EXCHANGE CREDIT FOREIGN REMITTANCE DEBIT FOREIGN COLLECTION DEBIT FOREIGN CHECKS PAID

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Wachovia BAI codes to Wells Fargo BAI codes comparison, cont.

Security related codes
Summary
Wachovias BAI codes BAI code Description No summaries Wells Fargo BAI codes BAI code 256 Description TOTAL ACH RETURN ITEMS CREDIT Items within summary total: 168 ACH RETURN ITEM COUNT TOTAL RETURN ITEM CREDITS Items within summary total: 266 RETURN ITEM CREDIT TOTAL ACH RETURN ITEMS Items within summary total: 468 ACH RETURN ITEM DEBIT No summaries

260

556

231

TOTAL COLLECTIONS CREDIT Items within summary total: 237 DOM COLLECTION CREDIT TOTAL COLLECTION DEBIT Items within summary total: 537 DOM COLLECTION DEBIT

537

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Wachovia BAI codes to Wells Fargo BAI codes comparison, cont.

Security related codes, cont.
Detail
Wachovias BAI codes BAI code 168 232 233 234 235 236 237 238 240 241 242 243 244 246 247 248 249 252 254 255 257 258 261 263 266 268 468 531 538 542 543 544 546 549 555 557 566 567 568 Description ACH RETURN ITEM SALE DEBT SECURITY SECURITY SOLD SALE EQUI SECURITY MATRD REVREPO MAT DEBT SECURITY DOM COLL CREDIT COLLECT DIVID COUPON COLLECTIONS BKERS ACCEPT COLL INT INCO MATURED FFPPO INT/PRIN PMT COMMERCIAL PAPER CAPITAL CHANG SAV BND SALE MISC SECUR CR DEBIT REVSL POST CORR. CR CK POST & RET/CHECK REVERSAL ACH RETURN IT ACH REVERS CR REJECTED CR OVERDRAFT CR RETURN ITEM RET ITM ADJ ACH RETURN ADJUSTMENT SECUR PURCHASED MATURED REPO PURCHASE DEBIT SECUR DOMESTIC COLL DEBIT INT/PRIN PAYMENT COMMERCIAL PA MISC SEC DEBIT DEP ITEM RETURN IND ACH RETURN RETURN ITEM RETURN ITEM FEE RET ITEM ADJUSTMENT 544 546 549 555 557 566 567 568 263 266 268 468 531 538 542 249 252 254 255 257 258 243 244 246 238 240 233 Wells Fargo BAI codes BAI code 168 Description ACH RETURN ITEM CREDIT Not reported SECURITIES SOLD Not reported Not reported Not reported Not reported COLLECTION OF DIVIDENDS COUPON COLLECTIONS Not reported Not reported MATURED FED FUNDS PURCHASE INTEREST/MATURED PRINCIPAL PAYMENT INVEST ACCOUNT CREDIT Not reported Not reported MISCELLANEOUS SECURITY CREDIT DEBIT REVERSAL POSTING ERROR CORRECTION CREDIT CHECK POSTED AND RETURNED ACH RETURN ITEM CREDIT ACH REVERSAL CREDIT Not reported OVERDRAFT CREDIT RETURN ITEM CREDIT RETURN ITEM ADJUSTMENT CREDIT ACH RETURN ITEM DEBIT or ACH ADJUSTMENT SETTLEMENT SECURITIES PURCHASED MATURED REPURCHASE ORDER PURCHASE OF DEBIT SECURITIES Not reported INTEREST/MATURED PRINCIPAL PAYMENT INVEST ACCOUNT DEBIT MISCELLANEOUS SECURITY DEBIT DEPOSITED ITEM RETURNED ACH INDIVIDUAL RETURNED ITEM DEBIT RETURN ITEM DEBIT RETURN ITEM FEE RETURN ITEM ADJUSTMENT DEBIT
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Wachovia BAI codes to Wells Fargo BAI codes comparison, cont.

ZBA related codes
Summary
Wachovias BAI codes BAI code Description No summaries Wells Fargo BAI codes BAI code 270 Description TOTAL ZERO BALANCE CREDITS Items within summary total: 275 INDIVIDUAL ZBA CREDIT 277 ZBA CREDIT TRANSFER TOTAL ZERO BALANCE DEBITS Items within summary total: 575 INDIVIDUAL ZBA DEBIT 577 ZBA DEBIT TRANSFER

No summaries

570

Detail
Wachovias BAI codes BAI code 274 275 Description CUM ZBA/DIS CREDIT ZBA CREDIT Not reported 575 ZBA DEBIT Not reported Wells Fargo BAI codes BAI code 274 275 277 278 575 577 578 Description CUMULATIVE ZBA OR DISBURSEMENT CREDITS INDIVIDUAL ZBA CREDIT and/or ZBA CREDIT TRANSFER ZBA FUNDING TO MASTER CREDIT INDIVIDUAL ZBA DEBIT and/or ZBA DEBIT TRANSFER ZBA FUNDING TO MASTER DEBIT

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Wachovia BAI codes to Wells Fargo BAI codes comparison, cont.

Other type codes
Summary
Wachovias BAI codes BAI code Description No summaries Wells Fargo BAI codes BAI code 294 Description TOTAL ATM CREDITS Items within summary total: 295 ATM CREDIT TOTAL CREDIT ADJUSTMENTS Items within summary total: 254 POSTING ERROR CORRECTION CREDIT 357 CREDIT ADJUSTMENT TOTAL DEBIT ADJUSTMENTS Items within summary total: 554 POSTING ERROR CORRECTION DEBIT 631 DEBIT ADJUSTMENT Not reported Not reported

356

630

355 655

INVESTMENT INTEREST TOTAL INVESTMENT INTEREST DEBITS

Detail
Wachovias BAI codes BAI code 135 136 254 295 308 342 344 346 347 348 349 351 353 Description DTC CONC. CREDIT DTC DEPOSIT ITEM POST CORR. CREDIT ATM CREDIT TRUST CREDIT BROKER DEPOSIT BACK VALUE CREDIT SWEEP INT INC SWP PRIN SELL FUTURES CREDIT PRINCIPAL PAY INVEST SOLD CAH CENTR CREDIT 254 295 308 342 344 346 347 348 349 351 353 Wells Fargo BAI codes BAI code 135 Description DTC CONCENTRATION CREDIT Not reported POSTING ERROR CORRECTION CREDIT ATM CREDIT TRUST CREDIT BROKER DEPOSIT BACK VALUE CREDIT SWEEP INTEREST INCOME SWEEP PRINCIPAL SELL FUTURES CREDIT PRINCIPAL PAYMENTS CREDIT INVESTMENT SOLD CASH CENTER CREDIT

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Wachovia BAI codes to Wells Fargo BAI codes comparison, cont.

Other type codes, cont.
Detail, cont.
Wachovias BAI codes BAI code 354 357 359 366 368 369 372 373 391 392 393 394 395 397 398 399 408 435 472 474 481 484 524 526 527 529 552 554 595 622 627 Description INTEREST CREDIT CREDIT ADJUSTMENT INT ADJ CREDIT CUR&COIN DEPOSIT FOOD STMP ADJUSTMENT CLR SETT CREDIT BAC VAL ADJUSTMENT CUST PAYROLL UNIVERSAL CREDIT FRGHT PMT CREDIT CREDIT > $10,000 CUM CREDITS CK REVERSAL FLOAT ADJUSTMENT MISC FEE REFUND MISC CREDIT FLOAT ADJUSTMENT PAY THR DRAFT CUM CKS PAID CERT CK DEBIT IND LOANPMT DRAFT COMMISSION INT $ MK TRADING STANDING ORDER MISC INTL DEBIT CREDIT REVERSAL ERROR CORRECTION ATM DEBIT DEBIT ADJUSTMENT FF PURCHASE 372 373 391 392 393 394 395 397 398 399 408 435 472 474 481 484 524 526 527 529 552 554 595 622 627 Wells Fargo BAI codes BAI code 354 357 359 356 368 Description INTEREST CREDIT CREDIT ADJUSTMENT INTEREST ADJUSTMENT CREDIT CURRENCY AND COIN DEPOSITED FOOD STAMP ADJUSTMENT Not reported BACK VALUE ADJUSTMENT CUSTOMER PAYROLL CREDIT UNIVERSAL CREDIT FREIGHT PAYMENT CREDIT ITEMIZED CREDIT OVER $10,000 CUMULATIVE CREDIT CHECK REVERSAL FLOAT ADJUSTMENT MISCELLANEOUS FEE REFUND MISCELLANEOUS CREDIT FLOAT ADJUSTMENT PAYABLE THRU DRAFT TOTAL NUMBER CHECKS PAID CERTIFIED CHECK DEBIT LOAN PAYMENT DRAFT COMMISSION DEBIT INTL MONEY MARKET TRADING STANDING ORDER DEBIT INTERNATIONAL DEBIT CREDIT REVERSAL POSTING ERROR CORRECTION DEBIT ATM DEBIT BROKER DEBIT FED FUNDS PURCHASED

Direct BAI service Type code list user guide May 2011

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Wachovia BAI codes to Wells Fargo BAI codes comparison, cont.

Other type codes, cont.
Detail, cont.
Wachovias BAI codes BAI code 629 631 633 644 651 654 656 657 659 661 664 666 667 668 672 673 677 691 694 695 696 697 698 699 Description CSH CEN DEBIT DEBIT ADJUSTMENT TRUST DEBIT IND BACKV DEBIT IND INVES PURCHASED INTEREST DEBIT SWP PRINC BUY FUTURES DEBIT INT ADJ DEBIT ACCT ANLS FEE LOAN PARTICIPATION COIN/CURRENCY DEBIT FOOD STMP LETTER FOOD STMP ADJUSTMENT BACKV ADJUSTMENT CUSTOMER PAYROLL TT&L DEBIT UNIVERSAL DEBIT DEP REVERSAL DEP CORR DEBIT REG COLL DEBIT CUMULATIVE DEBIT MISC FEES MISC DEBIT Not reported Wells Fargo BAI codes BAI code 629 631 633 644 651 654 655 657 659 661 664 666 667 668 672 673 677 691 694 695 696 697 698 699 890 Description CASH CENTER DEBIT DEBIT ADJUSTMENT TRUST DEBIT BACK VALUE DEBIT INVESTMENT PURCHASED INTEREST DEBIT SWEEP PRINCIPAL BUY FUTURES DEBIT INTEREST ADJUSTMENT CREDIT ACCOUNT ANALYSIS FEE LOAN PARTICIPATION DEBIT COIN AND CURRENCY DEBIT FOOD STAMP LETTER FOOD STAMP ADJUSTMENT BACK VALUE ADJUSTMENT DEBIT CUSTOMER PAYROLL TREASURY TAX AND LOAN DEBIT UNIVERSAL DEBIT DEPOSIT REVERSAL DEPOSIT CORRECTION DEBIT COLLECTION DEBIT CUMULATIVE DEBIT MISCELLANEOUS FEE DEBIT MISCELLANEOUS DEBIT CONTAINS NON-MONETARY INFORMATION

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Wachovia BAI codes to Wells Fargo BAI codes comparison, cont.

Controlled Disbursements type codes
Summary
Wachovias BAI codes BAI code 583 584 585 Description FIRST PRESENTMENT (includes item count) SECOND PRESENTMENT (includes item count) DISB FUND REQ Not reported 587 LATE DEBITS Wells Fargo BAI codes BAI code 583 584 585 586 587 602 942 982 CREDIT FUND ADJ DEBIT FUND ADJ No summaries 280 TOTAL CONTROLLED DISBURSEMENT CREDITS Items within summary total: 281 CONTROLLED DISBURSEMENT CREDIT TOTAL CONTROLLED DISBURSEMENT DEBITS Items within summary total: 581 CONTROLLED DISBURSEMENT DEBIT Description FIRST PRESENTMENT (includes item count) SECOND PRESENTMENT (includes item count) TOTAL NET DISBURSEMENT(includes item count) FED PRESENTMENT ESTIMATE LATE DEBITS AFTER NOTIFICATION (includes item count) ADJUSTMENT TOTAL DISBURSEMENT (includes item count)

580

Detail
Wachovias BAI codes BAI code 281 581 Description CONTR DISB CREDIT CONTR DISB DEBIT Wells Fargo BAI codes BAI code 281 581 Description CONTROLLED DISBURSEMENT CREDIT CONTROLLED DISBURSEMENT DEBIT

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Wachovia unique codes no longer supported
BAI code 901 921 925 927 928 930 940 941 961 965 966 967 968 970 980 981 Description AVAIL + PENDING (PLUS INVESTED) CREDIT PENDING AVAILABLE DEPOSIT CREDIT SUMMARY NON-PAPER SUMMARY CREDIT MATURING INVESTMENT CREDIT LOCATION SUMMARY CREDIT FMA PRINCIPAL CREDIT FMA INTEREST CREDIT DEBIT PENDING AVAILABLE CHECK SUMMARY AMOUNT CDA CHECK SUM NON-PAPER SUMMARY DEBIT MATURING INVESTMENT DEBIT LOCATION SUMMARY DEBIT FMA INVESTMENT PAID CHECK HOLDOVER

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