Below is a limited list of some of the critical Sample Customer List (indicative)

banking processes from BCT’s Banking Banking and Financial Services

Process Library

Business Keeping up with our reputation of being a thought leader in

the banking segment, BCT has leveraged its Business Process
Management Systems (BPMS) platforms and expertise to
<
<
Rules Library Maintenance Process
Credit Approval Workflow Process
<
<
<
Webster Bank, USA
State street Bank, USA
Capital One, USA
compile a comprehensive process library comprising over < Intra Day Fund Position Monitoring < Thomas Cook

Process fifty critical banking processes. These processes can be

tailored, customized and quickly deployed in any banking <
<
Process
Audit Confirmation Request Processing
Message Delivery Management Process
<
<
National Bank of Dubai
RAK Bank
scenario, and hence offer flexible building blocks for banks to < Bank Muscat

Library automate some of their most critical and complex processes, < Customized Report Generation Process < National Bank of Oman
without needing to start from scratch. < Precious Metals Inventory Process < Bank of India
< Precious Metals Margin Call Process < Canara Bank
< Cheque Book Management Process
< TM Cash Management Process
Government
< Customer Credit History (Retail)
Bulk Salary Processing < Call Report Recording and Review Process < Sharjah Chamber of Commerce and
< Court Cases Monitoring Process Industry
Compliance Registry Process Negotiation under LC < Project Finance Monitoring Process < Sharjah Economic Development
< Cheque Discounting Facility History Department
Customer Credit Collateral Management System < Abu Dhabi Department of Finance
History (SME / Corporate) (Receipt and Recording) < Auto-Invest Process for Customer
Accounts < Dubai eGovernment
< Consolidated Customer Profile < Egypt eGovernment
Fast Track Collateral Management System
Remittance Process (Physical) < Asset Control Process - Physical < Oman eGovernment – Sanad Citizen
< Asset Management Process - Insurance Services
Collateral Management System < Hypothecated Inventory Control Process
(Value Control) < Service Standards Monitoring - Trade
Finance Products
Discrepancy Handling < Housing Loan Monitoring Process
< SWIFT Messages Auto-Routing Process
Credit Limit Checks < Retail Customer Scoring Process
Letter of Credit?

Limits Management
A division of Bahwan CyberTek
Post-Dated Cheque
Management
UNITED STATES-Headquarters INDIA-Headquarters-Chennai
Prospects Management Massachusetts 01760, USA. 148, Rajiv Gandhi Salai (OMR)
Tel : +1 508 652-0001/ 652-0015 Okkiyam Thoraipakkam
Bulk Account Processing Fax : +1 508 652-9781 Chennai - 600 097
Tel : (91) 44 43449000, 39209000
OMAN Fax : (91) 44 43449222
ATM Reconciliation

Exception Modelling
P.O.Box 97,
Postal code 117,
Wadi Kabir,
INDIA-Bangalore
#30, Prestige Meridian II,
Adding the
evolving your business Unit 701 & 702,
Sultanate of Oman.
Charges Recovery Process
Exception Handling Process

Cross Sales Management System

Tel : (968) 24567154
Fax : (968) 24567148
M. G. Road,
Bangalore - 560 001.
Tel : (91) 80 25590996 /97,
human touch
Suspicious Transactions UAE Fax : (91) 80 25590592.
Identification Process Online AML Management System Office No. 206, Building No.1,
Ist Floor, Dubai Internet City,
P.O. Box 500061,
INDIA-Mumbai
102, Madhava,1st Floor,
to banking
Cheque Clearing Process Covenant Monitoring Process Bandra-Kurla Complex,
Dubai, UAE.
Tel : (9714) 3911850 Bandra (East), Mumbai-400051.
Real time FX Position Control Fax : (9714) 3911840. Tel : (91) 22 26591633. 26592734,
26594873, 26592772

For more information contact us at [email protected]

www.cuecent.com www.bahwancybertek.com www.bahwancybertek.com www.cuecent.com

 A division of Bahwan CyberTek

Overview About Bahwan CyberTek CUECENT Strategic Solutions CUECENT Integrated

Channel Manager (ICM) is a
In today's banking landscape, Inc (BCT) BCT products and strategic solutions, under the brand Standards based channel
financial institutions worldwide name "CUECENT", have been increasingly leveraged
Established in 1999, BCT has successfully integration framework facilitating
are going through a phase of by our customers worldwide to achieve dramatic
transformed itself into a global provider banks and financial institutions to
consolidation, regulation and increase in employee productivity, return on assets,
of hybrid technology solutions across securely and transparently
globalization. Moreover, customer service and operating margins. Following
Banking and Financial Services, incorporate new channels into
increasing market volatility, are some of the CUECENT products and solutions
Government, Information Technology and their services delivery network.
changing consumer demands specifically build for BFSI and Government space.
Energy domains. With over 1200 ICM act as a customized
and escalating competition are
knowledge professionals BCT’s business Enterprise Service Bus for Bank’s
forcing banks to continuously CUECENT e-Pay payment gateway solution
interests are spread across United States, interested to grow their top line
reinvent themselves in order to consolidates multiple underlying services providers
South Asia and Middle East with recent by quickly adding new sales
maintain profitability, maximize and hence provides customers and administrators a
forays into African and East European channels or introducing new
shareholder value and optimize single point of interaction for all their payment needs.
markets. Further as an SEI CMMi-Level 5 offerings by integrating their
customer experience. The customers and administrators use a web-based
company BCT has already been banking infrastructure with
With a global footprint, a strong recognized as a thought leader in several portal for payments and administration while an internal and external entities, for
leadership team, a large pool of areas and bestowed numerous awards for underlying integration layer connects various billing instance in a merger and
experienced technology instance Red Herring Top 100, Deloitte systems from different service providers. The acquisition or business
consultants and a wide range of Fast 50, Deloitte Fast 500 and payments can be routed through multiple payment partnership scenario.
products and service offerings Information Weeks best place to work for. channels, cards (debit/credit), prepaid cards and even
for the Banking and Financial through private label cards. The solution supports CUECENT Branch
Globally more than 500 customers have
integration with multiple payment switches
Services industry, BCT is fully leveraged BCT's products and solutions to Transformation is an
depending on the payment channel of choice for the
equipped to help the industry attain leadership roles in their business Integrated retail banking branch
customer. The solution also provides functionalities BCT’s offerings, in coordination with our partners and other service providers cover almost
address the issues of expansion and geographies. BCT's products range automation platform to provide
such as accounting, reporting, reconciliation and 90% of the technology needs of a typical retail banking operation. The illustration below
and complexity, while enabling from comprehensive Business Process in-branch merchandizing by
settlement with service providers. depicts BCT’s Banking and Finance capabilities.
evolution and growth. Management Platforms (BPMS) to continuously capturing and
domain focused solutions such as CUECENT Finflex an innovative back-office leveraging dynamic customer
BCT's domain expertise lies in
Connected Government e-Services investment solution designed for global institutional needs, cultivating cross sell
the areas of retail banking, risk Support Services Funds & Regulatory Core Processing Delivery Access
platform, National Payment transactions investors encompassing all aspects of investment opportunities through effective Administration
management, capital markets hub for Federal and State Governments, teller customer relationship, and
management including Order Management,
and equity trading, with proven Funds and Asset Management solutions, growing revenue with well
Securities Management, Settlements & Transfers,
business driven cost-effective Integrated Channel Management and targeted and highly personalized
Accounting, Analysis and Reporting. The solution aids Finance GL & Treasury Core Banking E-mail Messaging S
Interface
solutions, across a broad range Remittance Solutions for BFSI sector. fund allocation by benchmarking and hence advisory. Accounting Conferencing E
C
of technologies and tools using optimizing portfolio risk and returns and is capable of U
CUECENT eRemit is an end-to- Human Resources Interaction with Deposits Loans, R Teller Fuctions
CMMI compliant processes and Further our Products and Solution are handling a variety of financial instruments including Education & Training
end remittance solution that Management Investment & Savings & Credit & I (Service Centers)
state-of-the-art global delivery complemented with comprehensive Equities, Bonds, Deposits, Mutual Fund Units, Money allows financial institutions and Brokerage Investment Lending T
hubs. In coordination with our services capabilities including Product Market and Structured Instruments, Foreign Currency Performance Cheque Imaging & Y
exchange houses to offer fast, International ATM & POS/EFT Switch
partners and service providers, development, Business Transformation, and Real Estate apart from Private Equity, Hedge Management Printing &
reliable and compliant money Banking & Product Management
we cover almost 90% of the Systems Integration, Outsourced Funds and Swaps, Options and Futures. transfer services to its corporate Customer Foreign Exchange Workflow & I Self - Service Phone
technology needs of a typical Application Development, Migration and and retail customers. The solution Relationship Document Management N & Internet
Customization, DW/ BI, Business Process CUECENT Citizens Portal is a Solution framework Customer Information T
banking operation, and also go also handles online bill payment Management Interaction with E
Outsourcing, Training, Managed Services enabling governments to collaborate between their Systems
and presentment. Other Banks Transaction Switching G Contact Centre
well beyond banking, offerings respective agencies and make it easier for citizens to Enterprise Information R
and end-to-end Infrastructure solutions. Non-Banking
generic solutions to other System Interaction with A
Our delivery infrastructure comprises of access public information and services through a Financial Products T
financial players. single Web-based portal. The portal can integrate Central Bank Reporting I Payment Gateway
offices in 11 countries, global delivery Risk Management & (Cards) O
center at Chennai India spread across hundreds of agencies, departments and government Data Warehousing N
180,000 square feet in the IT corridor and entities, providing the citizen a single point of access Transaction & Other Agents
four near shore hubs in United States, and hence implement eGovernance strategy for a Payments Processing or Channels
Oman, Dubai and Egypt. given Country, State or a City.

BCT Managed Services Offerings BCT Services Offerings BCT Solutions

www.cuecent.com www.bahwancybertek.com www.cuecent.com www.bahwancybertek.com www.cuecent.com www.bahwancybertek.com

 A division of Bahwan CyberTek

Overview About Bahwan CyberTek CUECENT Strategic Solutions CUECENT Integrated

Channel Manager (ICM) is a
In today's banking landscape, Inc (BCT) BCT products and strategic solutions, under the brand Standards based channel
financial institutions worldwide name "CUECENT", have been increasingly leveraged
Established in 1999, BCT has successfully integration framework facilitating
are going through a phase of by our customers worldwide to achieve dramatic
transformed itself into a global provider banks and financial institutions to
consolidation, regulation and increase in employee productivity, return on assets,
of hybrid technology solutions across securely and transparently
globalization. Moreover, customer service and operating margins. Following
Banking and Financial Services, incorporate new channels into
increasing market volatility, are some of the CUECENT products and solutions
Government, Information Technology and their services delivery network.
changing consumer demands specifically build for BFSI and Government space.
Energy domains. With over 1200 ICM act as a customized
and escalating competition are
knowledge professionals BCT’s business Enterprise Service Bus for Bank’s
forcing banks to continuously CUECENT e-Pay payment gateway solution
interests are spread across United States, interested to grow their top line
reinvent themselves in order to consolidates multiple underlying services providers
South Asia and Middle East with recent by quickly adding new sales
maintain profitability, maximize and hence provides customers and administrators a
forays into African and East European channels or introducing new
shareholder value and optimize single point of interaction for all their payment needs.
markets. Further as an SEI CMMi-Level 5 offerings by integrating their
customer experience. The customers and administrators use a web-based
company BCT has already been banking infrastructure with
With a global footprint, a strong recognized as a thought leader in several portal for payments and administration while an internal and external entities, for
leadership team, a large pool of areas and bestowed numerous awards for underlying integration layer connects various billing instance in a merger and
experienced technology instance Red Herring Top 100, Deloitte systems from different service providers. The acquisition or business
consultants and a wide range of Fast 50, Deloitte Fast 500 and payments can be routed through multiple payment partnership scenario.
products and service offerings Information Weeks best place to work for. channels, cards (debit/credit), prepaid cards and even
for the Banking and Financial through private label cards. The solution supports CUECENT Branch
Globally more than 500 customers have
integration with multiple payment switches
Services industry, BCT is fully leveraged BCT's products and solutions to Transformation is an
depending on the payment channel of choice for the
equipped to help the industry attain leadership roles in their business Integrated retail banking branch
customer. The solution also provides functionalities BCT’s offerings, in coordination with our partners and other service providers cover almost
address the issues of expansion and geographies. BCT's products range automation platform to provide
such as accounting, reporting, reconciliation and 90% of the technology needs of a typical retail banking operation. The illustration below
and complexity, while enabling from comprehensive Business Process in-branch merchandizing by
settlement with service providers. depicts BCT’s Banking and Finance capabilities.
evolution and growth. Management Platforms (BPMS) to continuously capturing and
domain focused solutions such as CUECENT Finflex an innovative back-office leveraging dynamic customer
BCT's domain expertise lies in
Connected Government e-Services investment solution designed for global institutional needs, cultivating cross sell
the areas of retail banking, risk Support Services Funds & Regulatory Core Processing Delivery Access
platform, National Payment transactions investors encompassing all aspects of investment opportunities through effective Administration
management, capital markets hub for Federal and State Governments, teller customer relationship, and
management including Order Management,
and equity trading, with proven Funds and Asset Management solutions, growing revenue with well
Securities Management, Settlements & Transfers,
business driven cost-effective Integrated Channel Management and targeted and highly personalized
Accounting, Analysis and Reporting. The solution aids Finance GL & Treasury Core Banking E-mail Messaging S
Interface
solutions, across a broad range Remittance Solutions for BFSI sector. fund allocation by benchmarking and hence advisory. Accounting Conferencing E
C
of technologies and tools using optimizing portfolio risk and returns and is capable of U
CUECENT eRemit is an end-to- Human Resources Interaction with Deposits Loans, R Teller Fuctions
CMMI compliant processes and Further our Products and Solution are handling a variety of financial instruments including Education & Training
end remittance solution that Management Investment & Savings & Credit & I (Service Centers)
state-of-the-art global delivery complemented with comprehensive Equities, Bonds, Deposits, Mutual Fund Units, Money allows financial institutions and Brokerage Investment Lending T
hubs. In coordination with our services capabilities including Product Market and Structured Instruments, Foreign Currency Performance Cheque Imaging & Y
exchange houses to offer fast, International ATM & POS/EFT Switch
partners and service providers, development, Business Transformation, and Real Estate apart from Private Equity, Hedge Management Printing &
reliable and compliant money Banking & Product Management
we cover almost 90% of the Systems Integration, Outsourced Funds and Swaps, Options and Futures. transfer services to its corporate Customer Foreign Exchange Workflow & I Self - Service Phone
technology needs of a typical Application Development, Migration and and retail customers. The solution Relationship Document Management N & Internet
Customization, DW/ BI, Business Process CUECENT Citizens Portal is a Solution framework Customer Information T
banking operation, and also go also handles online bill payment Management Interaction with E
Outsourcing, Training, Managed Services enabling governments to collaborate between their Systems
and presentment. Other Banks Transaction Switching G Contact Centre
well beyond banking, offerings respective agencies and make it easier for citizens to Enterprise Information R
and end-to-end Infrastructure solutions. Non-Banking
generic solutions to other System Interaction with A
Our delivery infrastructure comprises of access public information and services through a Financial Products T
financial players. single Web-based portal. The portal can integrate Central Bank Reporting I Payment Gateway
offices in 11 countries, global delivery Risk Management & (Cards) O
center at Chennai India spread across hundreds of agencies, departments and government Data Warehousing N
180,000 square feet in the IT corridor and entities, providing the citizen a single point of access Transaction & Other Agents
four near shore hubs in United States, and hence implement eGovernance strategy for a Payments Processing or Channels
Oman, Dubai and Egypt. given Country, State or a City.

BCT Managed Services Offerings BCT Services Offerings BCT Solutions

www.cuecent.com www.bahwancybertek.com www.cuecent.com www.bahwancybertek.com www.cuecent.com www.bahwancybertek.com

 Below is a limited list of some of the critical Sample Customer List (indicative)
banking processes from BCT’s Banking Banking and Financial Services
Process Library

Business Keeping up with our reputation of being a thought leader in

the banking segment, BCT has leveraged its Business Process
Management Systems (BPMS) platforms and expertise to
<
<
Rules Library Maintenance Process
Credit Approval Workflow Process
<
<
<
Webster Bank, USA
State street Bank, USA
Capital One, USA
compile a comprehensive process library comprising over < Intra Day Fund Position Monitoring < Thomas Cook

Process fifty critical banking processes. These processes can be

tailored, customized and quickly deployed in any banking <
<
Process
Audit Confirmation Request Processing
Message Delivery Management Process
<
<
National Bank of Dubai
RAK Bank
scenario, and hence offer flexible building blocks for banks to < Bank Muscat

Library automate some of their most critical and complex processes, < Customized Report Generation Process < National Bank of Oman
without needing to start from scratch. < Precious Metals Inventory Process < Bank of India
< Precious Metals Margin Call Process < Canara Bank
< Cheque Book Management Process
< TM Cash Management Process
Government
< Customer Credit History (Retail)
Bulk Salary Processing < Call Report Recording and Review Process < Sharjah Chamber of Commerce and
< Court Cases Monitoring Process Industry
Compliance Registry Process Negotiation under LC < Project Finance Monitoring Process < Sharjah Economic Development
< Cheque Discounting Facility History Department
Customer Credit Collateral Management System < Abu Dhabi Department of Finance
History (SME / Corporate) (Receipt and Recording) < Auto-Invest Process for Customer
Accounts < Dubai eGovernment
< Consolidated Customer Profile < Egypt eGovernment
Fast Track Collateral Management System
Remittance Process (Physical) < Asset Control Process - Physical < Oman eGovernment – Sanad Citizen
< Asset Management Process - Insurance Services
Collateral Management System < Hypothecated Inventory Control Process
(Value Control) < Service Standards Monitoring - Trade
Finance Products
Discrepancy Handling < Housing Loan Monitoring Process
< SWIFT Messages Auto-Routing Process
Credit Limit Checks < Retail Customer Scoring Process
Letter of Credit?

Limits Management
A division of Bahwan CyberTek
Post-Dated Cheque
Management
UNITED STATES-Headquarters INDIA-Headquarters-Chennai
Prospects Management Massachusetts 01760, USA. 148, Rajiv Gandhi Salai (OMR)
Tel : +1 508 652-0001/ 652-0015 Okkiyam Thoraipakkam
Bulk Account Processing Fax : +1 508 652-9781 Chennai - 600 097
Tel : (91) 44 43449000, 39209000
OMAN Fax : (91) 44 43449222
ATM Reconciliation

Exception Modelling
P.O.Box 97,
Postal code 117,
Wadi Kabir,
INDIA-Bangalore
#30, Prestige Meridian II,
Adding the
evolving your business Unit 701 & 702,
Sultanate of Oman.
Charges Recovery Process
Exception Handling Process

Cross Sales Management System

Tel : (968) 24567154
Fax : (968) 24567148
M. G. Road,
Bangalore - 560 001.
Tel : (91) 80 25590996 /97,
human touch
Suspicious Transactions UAE Fax : (91) 80 25590592.
Identification Process Online AML Management System Office No. 206, Building No.1,
Ist Floor, Dubai Internet City,
P.O. Box 500061,
INDIA-Mumbai
102, Madhava,1st Floor,
to banking
Cheque Clearing Process Covenant Monitoring Process Bandra-Kurla Complex,
Dubai, UAE.
Tel : (9714) 3911850 Bandra (East), Mumbai-400051.
Real time FX Position Control Fax : (9714) 3911840. Tel : (91) 22 26591633. 26592734,
26594873, 26592772

For more information contact us at [email protected]

www.cuecent.com www.bahwancybertek.com www.bahwancybertek.com www.cuecent.com

 Below is a limited list of some of the critical Sample Customer List (indicative)
banking processes from BCT’s Banking Banking and Financial Services
Process Library

Business Keeping up with our reputation of being a thought leader in

the banking segment, BCT has leveraged its Business Process
Management Systems (BPMS) platforms and expertise to
<
<
Rules Library Maintenance Process
Credit Approval Workflow Process
<
<
<
Webster Bank, USA
State street Bank, USA
Capital One, USA
compile a comprehensive process library comprising over < Intra Day Fund Position Monitoring < Thomas Cook

Process fifty critical banking processes. These processes can be

tailored, customized and quickly deployed in any banking <
<
Process
Audit Confirmation Request Processing
Message Delivery Management Process
<
<
National Bank of Dubai
RAK Bank
scenario, and hence offer flexible building blocks for banks to < Bank Muscat

Library automate some of their most critical and complex processes, < Customized Report Generation Process < National Bank of Oman
without needing to start from scratch. < Precious Metals Inventory Process < Bank of India
< Precious Metals Margin Call Process < Canara Bank
< Cheque Book Management Process
< TM Cash Management Process
Government
< Customer Credit History (Retail)
Bulk Salary Processing < Call Report Recording and Review Process < Sharjah Chamber of Commerce and
< Court Cases Monitoring Process Industry
Compliance Registry Process Negotiation under LC < Project Finance Monitoring Process < Sharjah Economic Development
< Cheque Discounting Facility History Department
Customer Credit Collateral Management System < Abu Dhabi Department of Finance
History (SME / Corporate) (Receipt and Recording) < Auto-Invest Process for Customer
Accounts < Dubai eGovernment
< Consolidated Customer Profile < Egypt eGovernment
Fast Track Collateral Management System
Remittance Process (Physical) < Asset Control Process - Physical < Oman eGovernment – Sanad Citizen
< Asset Management Process - Insurance Services
Collateral Management System < Hypothecated Inventory Control Process
(Value Control) < Service Standards Monitoring - Trade
Finance Products
Discrepancy Handling < Housing Loan Monitoring Process
< SWIFT Messages Auto-Routing Process
Credit Limit Checks < Retail Customer Scoring Process
Letter of Credit?

Limits Management
A division of Bahwan CyberTek
Post-Dated Cheque
Management
UNITED STATES-Headquarters INDIA-Headquarters-Chennai
Prospects Management Massachusetts 01760, USA. 148, Rajiv Gandhi Salai (OMR)
Tel : +1 508 652-0001/ 652-0015 Okkiyam Thoraipakkam
Bulk Account Processing Fax : +1 508 652-9781 Chennai - 600 097
Tel : (91) 44 43449000, 39209000
OMAN Fax : (91) 44 43449222
ATM Reconciliation

Exception Modelling
P.O.Box 97,
Postal code 117,
Wadi Kabir,
INDIA-Bangalore
#30, Prestige Meridian II,
Adding the
evolving your business Unit 701 & 702,
Sultanate of Oman.
Charges Recovery Process
Exception Handling Process

Cross Sales Management System

Tel : (968) 24567154
Fax : (968) 24567148
M. G. Road,
Bangalore - 560 001.
Tel : (91) 80 25590996 /97,
human touch
Suspicious Transactions UAE Fax : (91) 80 25590592.
Identification Process Online AML Management System Office No. 206, Building No.1,
Ist Floor, Dubai Internet City,
P.O. Box 500061,
INDIA-Mumbai
102, Madhava,1st Floor,
to banking
Cheque Clearing Process Covenant Monitoring Process Bandra-Kurla Complex,
Dubai, UAE.
Tel : (9714) 3911850 Bandra (East), Mumbai-400051.
Real time FX Position Control Fax : (9714) 3911840. Tel : (91) 22 26591633. 26592734,
26594873, 26592772

For more information contact us at [email protected]

www.cuecent.com www.bahwancybertek.com www.bahwancybertek.com www.cuecent.com