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Project Profiles 75

This document projects the balance sheet and bank loan repayment schedule for a company over 5 years. It shows increasing shareholder equity through retained earnings, decreasing bank loans over time, and increasing assets through retained profits. The debt service coverage ratio also increases each year, indicating the company's ability to repay debts is improving as profits increase.

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pradip_kumar
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Download as PDF, TXT or read online on Scribd
96 views

Project Profiles 75

This document projects the balance sheet and bank loan repayment schedule for a company over 5 years. It shows increasing shareholder equity through retained earnings, decreasing bank loans over time, and increasing assets through retained profits. The debt service coverage ratio also increases each year, indicating the company's ability to repay debts is improving as profits increase.

Uploaded by

pradip_kumar
Copyright
© © All Rights Reserved
Available Formats
Download as PDF, TXT or read online on Scribd
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PROJECTED BALANCE SHEET(amounts in lakhs)

Particulars
LIABILITIES
Share capital
Reserve & surplus
Bank loan
Total liabilities
ASSETS
Opening stock
Gross block
Less depreciation
Net block
Investment
Current assets
Cash & Bank
balance
Total assets

1st
Year

2nd
Year

3rd
Year

4th
Year

5th
Year

1.22
12.47
12.65
26.34

1.22
18.93
10.12
30.27

1.22
28.07
7.59
36.88

1.22
37.92
5.06
44.2

1.22
50.13
2.53
53.88

0
11.86
0.47
11.39
0
11.39

12.47
11.39
0.47
10.92
0
23.39

18.93
10.92
0.47
10.45
0
29.38

28.07
10.45
0.47
9.98
0
38.05

37.92
9.98
0.47
9.51
0
47.43

14.95

6.88

7.5

6.15

6.45

26.34

30.27

36.88

44.2

53.88

REPAYMENT SHEDULE OF BANK LOAN(amounts in lakhs)


Year Installment

term

no

loan

1
2
3
4

12.65
12.0175
11.385
10.7525

5
6
7
8

10.12
9.4875
8.855
8.2225

9
10
11
12

7.59
6.9575
6.325
5.6925

13
14
15
16

5.06
4.4275
3.795
3.1625

17
18
19
20

2.53
1.8975
1.265
0.6325

Installment Balance
0.6325
0.6325
0.6325
0.6325
2.53
0.6325
0.6325
0.6325
0.6325
2.53
0.6325
0.6325
0.6325
0.6325
2.53
0.6325
0.6325
0.6325
0.6325
2.53
0.6325
0.6325
0.6325
0.6325
2.53

12.018
11.385
10.753
10.12
9.4875
8.855
8.2225
7.59
6.9575
6.325
5.6925
5.06
4.4275
3.795
3.1625
2.53
1.8975
1.265
0.6325
0

Interest
0.41
0.39
0.37
0.35
1.52
0.33
0.31
0.29
0.27
1.2
0.25
0.23
0.21
0.19
0.88
0.16
0.14
0.12
0.1
0.52
0.08
0.06
0.04
0.02
0.2

PROJECTED DEBT SERVICE COVERAGE RATIO(amounts in lakhs)


Particulars
Net profit
Depreciation
Rent

1st
Year
7.21
0.47
0.24

2nd
Year
9.72
0.47
0.25

3rd
Year
12.08
0.47
0.26

4th
Year
12.43
0.47
0.27

5th
Year
14.47
0.47
0.28

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