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    Medicare 100 1

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    harrypotter1188
    This document outlines the coverage and benefits for 4 different medical insurance packages - A, B, C and D. Package A provides the lowest coverage with benefits including a daily hospital room rate of up to RM100, ICU of up to RM150, and annual overall limits ranging from RM60,000 to RM200,000. Package D provides the highest coverage with daily room rates up to RM200, ICU up to RM300, and annual/lifetime overall limits up to RM180,000/RM600,000 respectively. All packages provide coverage for hospital expenses, surgical fees, cancer treatment and more. Premiums are provided for various entry ages and increase every 5 years, but premiums for sum assured benefits

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    © All Rights Reserved
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    Medicare 100 1

    Uploaded by

    harrypotter1188
    23 views2 pages
    This document outlines the coverage and benefits for 4 different medical insurance packages - A, B, C and D. Package A provides the lowest coverage with benefits including a daily hospital room rate of up to RM100, ICU of up to RM150, and annual overall limits ranging from RM60,000 to RM200,000. Package D provides the highest coverage with daily room rates up to RM200, ICU up to RM300, and annual/lifetime overall limits up to RM180,000/RM600,000 respectively. All packages provide coverage for hospital expenses, surgical fees, cancer treatment and more. Premiums are provided for various entry ages and increase every 5 years, but premiums for sum assured benefits

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    This document outlines the coverage and benefits for 4 different medical insurance packages - A, B, C and D. Package A provides the lowest coverage with benefits including a daily hospital room rate of up to RM100, ICU of up to RM150, and annual overall limits ranging from RM60,000 to RM200,000. Package D provides the highest coverage with daily room rates up to RM200, ICU up to RM300, and annual/lifetime overall limits up to RM180,000/RM600,000 respectively. All packages provide coverage for hospital expenses, surgical fees, cancer treatment and more. Premiums are provided for various entry ages and increase every 5 years, but premiums for sum assured benefits

    Copyright:

    © All Rights Reserved
    Download as XLS, PDF, TXT or read online from Scribd
    Download as xls, pdf, or txt
    23 views2 pages

    Medicare 100 1

    Uploaded by

    harrypotter1188
    This document outlines the coverage and benefits for 4 different medical insurance packages - A, B, C and D. Package A provides the lowest coverage with benefits including a daily hospital room rate of up to RM100, ICU of up to RM150, and annual overall limits ranging from RM60,000 to RM200,000. Package D provides the highest coverage with daily room rates up to RM200, ICU up to RM300, and annual/lifetime overall limits up to RM180,000/RM600,000 respectively. All packages provide coverage for hospital expenses, surgical fees, cancer treatment and more. Premiums are provided for various entry ages and increase every 5 years, but premiums for sum assured benefits

    Copyright:

    © All Rights Reserved
    Download as XLS, PDF, TXT or read online from Scribd
    Download as xls, pdf, or txt
    of 2

    Plan Coverage

    Insured Benefits(RM)
    Package A

    Package B

    Package C

    Package D

    200

    300

    A) Benefits before age 70 years old next birthday


    a) Hospital Room & Board (Limit per Day subject
    to a maximum of 180 days for insured benefits
    (a) & (b)

    100

    b) Intensive Care Unit (ICU) (limit per day subject


    to a maximum of 180 days for insured benefits
    (a) & (b)

    150

    Reasonable & customary charges

    c) Hospital Supplies & Services, Day Care


    Benefit, Surgical Expenses, Organ Transplant,
    Pre- & Post-Hospitalisation Treatment

    Reasonable & customary charges, subject to coinsurance (10% of eligible medical expenses, max
    RM500)

    d) Emergency Accident Outpatient Treatment

    2,000

    3,000

    4,000

    6,000

    e) Outpatient Cancer Treatment (per lifetime


    limit)

    13,000

    20,000

    26,000

    40,000

    f) Outpatient Kidney Dialysis Treatment

    30,000

    40,000

    50,000

    70,000

    g) Annual Overall Limit

    60,000

    90,000

    120,000

    180,000

    h) Lifetime Overall Limit

    200,000

    300,000

    400,000

    600,000

    i) Government Hospital Daily Cash Allowance


    (per day)

    RM50 per day (max 120 days)


    In accordance with benefit provision in Executive Second
    Opinion

    j) Executive Second Opinion


    k) Supreme Assist (Emergency Assistance
    Services)

    In accordance with benefit provision in Supreme Assist


    Agreement

    B) Benefits at age 70 years old next birthday and above


    Medical Care Benefit (hospital R&B, ICU,
    Hospital Supplies & Services, Chemotherapy &
    Radiotherapy, Outpatient Surgery, Pre- & PostAs charged, subject to annual overall limit of 20% of
    Hosp treatment, Emergency Acc O/Patient
    current sum assured and lifetime overall limit of 100% of
    Treatment, Traditional Medical Treatment, Dental
    current sum assured
    & Vision Care, Medical Equipment-hearing aid,
    wheel chair, walking aid)

    Home Care Benefit (requires assistance to


    perform any of the activities of Transfer, Mobility,
    Continence, Dressing, Bathing/Washing, Eating)

    Lump sum payment, subject to annual overall limit of


    20% of current sum assured and lifetime overall limit of
    100% of current sum assured

    C) Benefits throughout the policy term


    Original Sum Assured (Death, TPD, Terminal
    Illness & Maturity Benefit)

    25,000

    50,000

    75,000

    75,000

    Max Current Sum Assured (Sum assured


    increases 10% every year until maximum of
    100% after 10th year)
    (Policy will be auto-terminated once total claims
    amount reaches 100% of the Current Sum
    Assured)

    50,000

    100,000

    150,000

    150,000

    Current sum assured less CLAIMED Medical Care Benefit


    and Home Care Benefit, if any

    Premium (A & B) at Entry Age: Increases every 5 years


    Premium (C) at Entry Age: Guaranteed will not increase
    ALL Premiums are payable until age 69 next birthday
    Age at Entry (pls get ACTUAL Premium from your Agent) (Male, Non-Smoker, Class 1 & 2)
    Female Premium is slightly cheaper than Male Premium
    1
    941.50
    5
    979.00
    10
    866.50
    15
    873.75
    20
    950.00
    25
    1,045.25
    30
    1,180.25
    35
    1,366.50
    40
    1,722.75
    45
    2,246.25
    50
    3,036.50
    55
    4,003.75
    60
    6,072.00
    65 (renewal only)
    6,717.00
    70 (renewal only)
    7,050.00

    1,393.00
    1,468.00
    1,361.00
    1,419.50
    1,572.00
    1,770.50
    2,040.50
    2,414.00
    3,067.50
    4,035.50
    5,520.00
    7,397.50
    11,344.00
    12,211.00
    12,665.00

    1,810.50
    1,923.00
    1,831.50
    1,945.25
    2,174.00
    2,472.75
    2,876.75
    3,438.50
    4,383.25
    5,787.75
    7,956.50
    10,740.25
    16,548.00
    17,599.00
    18,150.00

    Surrender Value is available (please refer to ACTUAL Quotation from the Agent)
    Maturity Benefit is payable upon age 100 at the amount of MAX Current Sum Assured
    For a detail quotation, please contact: [email protected]
    Website: http://kclau.com

    2,136.50
    2,249.00
    2,065.50
    2,144.25
    2,373.00
    2,672.75
    3,075.75
    3,640.50
    4,639.25
    6,120.75
    8,382.50
    11,221.25
    17,213.00
    18,664.00
    19,429.00

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