Independent Living Skills Module IV

HOUSING
Moving out on your own is a big step. You will have to plan for this event long before you will
actually live independently and you will need to prepare for this move with the help of your
biological or foster family, group care staff, your social worker, and friends. By the time you
move out, you must have saved some money for the start-up costs. You will have to know where
and possibly with whom you want to live. You will need a steady income, a support system, and
you will have to be ready. The anticipation of moving out to live on your own can also create
many different feelings. Excitement, loneliness, insecurity, happiness, homesickness are all
common feelings during this stage of your life.

Consider the following:

Marc plans to move out six months from now. Although he has saved $1400 already and
is excited about the idea of living independently, he is also somewhat scared and feels a little
overwhelmed.
Why do you think that he feels this way?

When you think about moving out on your own, how do you feel?

anxious
sad
happy
other:
_______________

cant wait
lonely

proud
nervous
homesick

scared
_______________
_______________

Independent Living Skills Module IV

Explain why you associate those feelings with moving out.

These feelings about moving on, the decisions to be made, as well as your memories, both
happy and sad, make the process of preparing to move out a time when talking with
someone you trust is especially important.

Can you think of people you would like to talk to, who might be able to help you to prepare for
this step, adjust to changes, make decisions, and understand and deal with your feelings?

Person

How Can He/She Help?

Independent Living Skills Module IV

The Planning Stage

The better you have planned and prepared for moving out, the more successful you will be.
There are many things to be considered and many decisions to be made. Before deciding what
kind of living arrangement would best fit your needs, you have to think about the geographical
area you would like to live in. Be sure to consider such factors as availability of support
systems, transportation, and location of work or school while making your choice.
Which community would you like to live in?
Why? Explain your choice:

Another important part of preparation to move out is the financial aspect. You will need to save
money for leaving care. The amount to be saved greatly depends on your future plans,
anticipated living situation, and preferences. If you are considering living with a roommate,
renting a furnished room, or living on a college campus, your start up costs (as well as your
ongoing expenses) will probably be lower than if you would move into an apartment by yourself.
Lets evaluate these options more extensively.

Independent Living Skills Module IV

Roommates:
Housing can be very expensive and will most likely take up a large part of your income.
However, you should not pay more than 40% - 45% of your earnings for rent (including
utilities). Otherwise, you will most likely have difficulty meeting your other financial
responsibilities. For many young people, living alone may be financially impossible. Therefore,
cutting expenses in half by living with a roommate might be a good option.
What do you think are the advantages/disadvantages of living with a roommate?

Positive

Negative

There are many things to be considered prior to making a decision about sharing an
apartment and choosing a roommate.

Consider the following:

Fran and her roommate moved into a two bedroom apartment one month ago. They have
been friends for two years and neither thought it was necessary to talk about expectations and
rules prior to moving in together. Now they are discovering that their lifestyles and personalities
are very different. Fran always likes the apartment to be clean, while her roommate leaves
everything lying around. They are getting in constant arguments over chores. It is the end of the
month and the first bills are coming in. Frans roommate has spent most of her money and does
not have enough left over to pay her share of the bills.
What do you think will happen to Fran and her roommate?

Independent Living Skills Module IV

How might these conflicts have been avoided?

In choosing someone to live with, you may find yourself looking for qualities that are different
from those you expect in a friend. How might some of your expectations be different?

FRIEND

ROOMMATE

When looking for a roommate, would you consider someone of the opposite sex with whom
you may or may not be romantically involved?

What would be the advantages and disadvantages of such a living situation?

Advantages

Disadvantages

Adapted from materials in P.U.S.H. for Youth G.O.A.L.S. Developed by Eastern Michigan University, 1988.

Independent Living Skills Module IV

To avoid unwelcome surprises and conflicts, it is important that potential roommates consider
the following issues prior to moving into an apartment together.
Personality - Will you be able to get along with your roommate? Lifestyles Do you generally keep the same hours? Enjoy the same things? Expenses How will you divide the costs of living?
Family and Friends - Should you make some agreement about visitors?
Household Chores - Who will do what? When?

The following profile may help you to determine if you and your potential roommate will be a
good match.

10

Independent Living Skills Module IV

ACTIVITY
This exercise is designed for two people, you and your potential roommate. First, decide who
will be Roommate A and who will be Roommate B. Then complete the following statements by
filling in the blanks or answering the questions. You can adapt the activity for more than two
people by adding spaces for Roommate C, D, etc.
ROOMMATE A

ROOMMATE B

Personality
1. I would describe myself as this type of person:
2. This makes me angry:
3. When I get angry, I:
4. I dont like it when someone:
5. When I am alone I feel:
6. If I have a problem, I:
7. I get nervous when:
8. For an appointment, I am always:
9. I feel happy when:
10. If I could change one thing about myself, it would be:

11

Independent Living Skills Module IV

ROOMMATE A

ROOMMATE B

Lifestyle
11. When I have free time, I like to:
12. I usually watch television for (number of hours per week):
13. My favorite TV programs are:
14. I usually go to bed and get up at (time of night/day):
15. I generally talk on the telephone for about (minutes/hours per week):
16. Spending time alone is:
17. The kind of music I usually listen to is:
18. Cooking is:
19. I usually eat (when and where):

Expenses
20. Do you have enough money to live on your own?
21. Have you planned a weekly/monthly budget?
22. Have you been able to save some money on a regular basis?

12

Independent Living Skills Module IV

ROOMMATE A

ROOMMATE B

23. Do you have a steady income?

24. Are you usually able to pay your bills on time?
25 Do you often need to borrow money from others?
26 What do you think about putting some money aside, having a cash kitty, for the common
household expenses?
27. Should you and your roommate each buy your groceries separately or should you share the
food bills?

Family and Friends

28. Do you have a lot of family and friends who will visit often?
29. Would frequent visitors bother you?
30. What are your feelings about your roommate having overnight guests?
31. Boyfriends?
32. Girlfriends?
33. Should you and your roommate set some rules about overnight guests?
34. What are your feelings about parties at your apartment? What kind of parties? Number of
guests?

13

Independent Living Skills Module IV

35. Can you say no to your friends if you need time to yourself?

Household Chores
36. Is a neat and clean apartment important to you?
37. Are there certain chores you really dislike and some you dont mind?
38. How do you think you and your roommate should share the chores?

Other
39. Do you smoke? If so, how often.
40. Do you use drugs?
41. Do you have any medical problems?
42. Does it bother you if others borrow or use your belongings (clothes, TV, radio, food)?

14

Independent Living Skills Module IV

Where To Find a Roommate

If you have made the decision to share an apartment and are looking for a potential roommate,
there are several options which can assist you in your search. Ask your friends, family, and
coworkers if they know of anyone who might be interested in sharing an apartment. Often,
Roommate Wanted advertisements are posted in designated spaces at colleges, supermarkets,
laundromats, etc. In selected large cities, services are available which offer assistance (usually
for a fee) in finding a roommate who is right for you. Additionally, most newspapers carry a
roommate section.

ACTIVITY
Evaluate the following advertisements. Keep in mind what you are looking for in a roommate.
Apartment to share available immediately.
1 mile from center of town, 3rd floor of 3
family home, includes washer and dryer in
apartment and driveway parking. Seeking a
non-smoking male or female who likes cats
and dogs.
Rent includes all utilities except
telephone.
$325 per month.
Security
deposit required. Call after 5:00 P.M. 2223344.
College student looking for M/F roommate
for small 2 bedroom apt. close to public
transportation.
Available immediately.
$220 and utilities, sec. dpst.
Call 6428465.
Roommate for 2 bedroom cottage in the
country. Must enjoy healthy lifestyle, share
vegetable garden. Pets OK. Call 195-9838.
$320/month. Util. incl.

2 prof. females looking for 2 quiet M/F

roommates to share lrg. 4 bedroom house
close to the ocean.
Yard, porch, washer &
dryer, off-street parking.
$450per person,
utilities incl. Available
first of the month.
Call 354-6548.

Roommate wanted by male prof. to share 2

bedrm, 2 bath apt. in large apartment
complex. Pool, tennis, weight room, washer
& dryer, parking.
$380, utilities incl. Call
942-8435.
3 fun loving m/f seeking 4th roommate for
duplex in suburbs.
$280, util. incl. No pets,
no smoking. Call 843-1473.

Would you answer any of the ads above? Why or why not?

15

Independent Living Skills Module IV

Research the Roommates Wanted section in your local newspaper and select the ad which is of
most interest to you. Paste it below and explain your choice.

ACTIVITY
If none of the ads you find meet your expectations, you might consider advertising for a
roommate yourself. Try writing your own ad in the space below.

NOTE: If you have found a roommate and are looking to find an apartment together, refer to the
apartment section in this module.

16

Independent Living Skills Module IV

Once you have found a roommate (or several roommates) and you have decided that you are a
good match, it is important to define chores, expectations, rules, and expenses clearly.

Consider the following:

Chris and James have decided to move into an apartment together after evaluating each
others personality and lifestyle. They both like to do similar things and each has a steady
income. Chris and James decided that they would share chores and expenses. However, they did
not make a definite plan as to how. Now they have been living together for two weeks and are
already having several disagreements. James is upset because he feels that he is doing most of
the chores, while Chris thinks that he is doing his share and does not understand why James is
angry. Meanwhile, Chris is upset because James is constantly borrowing his things and eating
more than his share of food even though they split the cost of food in half.
What advice would you give to Chris and James?

How could these conflicts have been avoided?

17

Independent Living Skills Module IV

Prior to living together, you and your roommate should come to definite and detailed agreements
in the following areas:

A.
Who is doing which chores when? A simple rotating cleaning schedule like the following will be
helpful, particularly if it is posted in a visible spot.

Week of 6/19/95 - 6/25/95

What

Who

How Often

When

Bathroom

Once a week

Saturday

Living Room
Kitchen

Once a week
Everyday

Saturday
Every morning and
evening after meals.

Other: ____________

B.
Will you share certain expenses? If so, which ones? How much will each party pay?
Item

Roommate A

Roommate B

RENT
UTILITIES
FOOD
OTHER: _________

C.
Would you be willing to share certain belongings?
Item

Roommate A

Roommate B

FURNITURE
APPLIANCES
CLOTHES
CDS/TAPES
OTHER:_______
OTHER:_______

18

Independent Living Skills Module IV

D.
Do you agree about visitors?
Roommate A

Roommate B

VISITING HOURS
OVERNIGHT GUESTS
NOISE
OTHER: ___________
OTHER: ___________

E.
Who will...
Roommate A

Roommate B

SIGN THE LEASE?

CONTRACT WITH ...
THE PHONE COMPANY?
THE GAS COMPANY?

THE ELECTRIC COMPANY?

BE RESPONSIBLE FOR THE
SECURITY DEPOSIT?
OTHER: _________________
OTHER: _________________

F.
What will you do when you disagree?
Roommate A

Roommate B

HOW WILL YOU RESOLVE POTENTIAL

CONFLICTS?
IF DISAGREEMENTS CANT BE RESOLVED,
WHO WILL MOVE OUT?
OTHER: ___________________________
OTHER: ___________________________

19

Independent Living Skills Module IV

Can you think of other agreements you would like to make with a potential roommate prior to
moving in together?

G.
?
Roommate A

Roommate B

_________________________________
_________________________________
_________________________________

If potential roommates evaluate each others lifestyle as well as personality and establish a
detailed agreement listing expectations, sharing an apartment can not only have financial
advantages over living alone but can also be a rewarding experience.
Would you consider living with a roommate? Explain your choice.

20

Independent Living Skills Module IV

Renting a Furnished Room

Furnished rooms are often advertised in the newspaper and usually consist of a bedroom with a
shared kitchen and bathroom. This type of arrangement can be offered through private homes or
rooming houses. The rent is due weekly and you will not have to sign a lease/rental agreement.
The amount of rent usually ranges from $ 75 to $100 a week, utilities included. Although this
arrangement is inexpensive, requires very little star-up money, and is often used as transitional
housing, it can have some disadvantages. Lack of privacy, visitor restrictions, house rules, other
tenants, etc., might be some of the drawbacks of living in a furnished room.
After evaluating the information above, would you consider renting a furnished room? Why or
why not?

Living On Campus
For those of you who plan to attend college, campus housing might be an option. Many four year
and selected two year schools offer dormitory housing and optional meal plans. Dormitory
rooms are usually furnished and shared with a roommate. Costs for this type of living
arrangement vary greatly, depending on each individual school. Although campus housing is a
convenient, safe, and cheap option for those of you who are planning to go to college, there are
some factors to keep in mind before choosing an on-campus room. Dormitory housing gives you
the opportunity to meet many new people but doesnt offer much privacy. Students may also be
asked to leave campus during the semester breaks. Students who reside in family housing
dormitories, however, are an exception.
If you are planning to go to college, would you consider living on campus? Why or why not?

Optional Activity
If you plan to live in a dorm, visit the college of your choice and talk to a representative
about campus housing regarding costs, rules, availability, etc.

21

Independent Living Skills Module IV

Finding An Apartment
Finding an apartment can be difficult for young people starting out. Some landlords prefer not to
rent to young tenants due to the lack of references, potential income restrictions, and general
concerns about possible difficulties. It might take some time, therefore, to find an apartment.
However, if you present yourself as a responsible tenant and have proof of a steady income, you
will be able to find an apartment which best suits your needs.
Imagine for a moment that you are a landlord. What kind of qualities would you look for in a
tenant?

Landlords usually ask potential tenants to fill out a rental application to evaluate whether or
not the applicant will be responsible and financially stable tenant. So be prepared to provide
the following information:
Name:

________________________________________________________________

Current Address: ________________________________________________________

________________________________________________________
Telephone number
(daytime):

______________________________________________
(evening):

Current Employer: _______________________________________________________

Address:

______________________________________________________________
______________________________________________________________

Salary:

______________ Supervisor:

_____________________________

Telephone number:
List your previous addresses below, beginning with the most recent.
Address:

______________________________________________________________
______________________________________________________________

Monthly Rent: _________ Landlord:

_____________________________

Telephone number:

22

Independent Living Skills Module IV

Address:
_____________________________
_____________________________
____
Monthly Rent: _________

Landlord:

_____________________________

Telephone number:
Personal Finances
Checking Account Number:

_______________________________________________

Current Balance:
Savings Account Number:

_________________________________________________

Current Balance:
Credit Card Company:
__________________________________________________
Credit Card Number: ____________________________________________________
Expiration Date:
Drivers License Number:

______________________________________________

Expiration Date:
References
Name:
Address:

________________________________________________________________
______________________________________________________________
______________________________________________________________

Telephone number: ______________________________________________________

Relation to you:
Name:
Address:

________________________________________________________________
______________________________________________________________
______________________________________________________________

Telephone number: ______________________________________________________

Relation to you:
It is important to answer all these questions correctly. Failure to do so can have legal
consequences!
Remember to ask permission before listing anyones name as a reference.

23

Independent Living Skills Module IV

Before you can begin your search you will have to establish what you are looking for in an
apartment.

ACTIVITY
Utilize the following exercise to determine your needs and what is important to you by
circling the item which best reflects your preference.

Would You Prefer To:

Live Alone

Live with a Roommate

Live in a Small 2 Bedroom Apartment

Live in a Large 1 Bedroom Apartment

Have Off-Street Parking

Be Close to Public Transportation

Live in an Apartment Complex

Live in a Duplex

Pay More Rent with Utilities Included

Pay Less Rent with Utilities Extra

Have Carpeting

Have Hardwood Floors

Have a Modern Kitchen

Have a Modern Bathroom

Live on the First Floor

Live on the Third Floor

Have Plenty of Closet Space

Have a Lot of Cabinet Space

Have Air Conditioning

Have Secure Doors and Windows

Have a Dark Apartment

Have a Light Apartment

Rent a Furnished Apartment

Rent an Unfurnished Apartment

Live in a Safe Neighborhood

Live Closer to Downtown

Have a Dishwasher

Have Access to a Washer & Dryer

Live in a Bigger, Older Apartment

Live in a Newer, Smaller Apartment

Can you think of additional qualities that are important to you in an apartment? If so, list them
below.

24

Independent Living Skills Module IV

Another consideration before deciding on an apartment are utilities. Some apartments have
utilities such as gas and water included in the rent, which is, therefore, somewhat higher. Other
landlords require tenants to pay their own electric and gas bills, charging lower rent. ( Note: For
more information, refer to the Utilities section in this module or the Budgeting section in
Module I.)

What do you think would be the advantages and disadvantages of:

Utilities Included in Rent
Advantages

Disadvantages

Utilities Excluded from Rent

Advantages

Disadvantages

Which of the options would you prefer and why?

25

Independent Living Skills Module IV

Prior to looking for an apartment, you will also have to decide whether or not you are willing to
sign a detailed rental agreement, called a lease. Most landlords require tenants to sign a lease,
which defines responsibilities and expectations for both parties. Leases offer protection to the
tenant and the landlord. They are legal documents and, therefore, binding. By signing a lease,
tenants usually commit to keeping the apartment for 12 months and are held financially
responsible for the rent during this period. Leases also specify rules and restrictions for tenants,
i.e. pets, use of apartment facilities (pool, laundry), noise levels, parking, etc. Most leases also
require that tenants do not sublease (rent the apartment to someone else) without permission.
LEASE
Herewith it stands to reason lies a document too small to read. Any attmpt to to read said document
will no doubt result in eye strain. The author of said document shall not be held accountable for that
or any other ailmentent sufferesd whildst attempting to read the above stated.
Xxxxxxxxxxxxxxxxxxxxx xx xx x x x x

xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx
xxxxxxxxxxxxxxxxxxxxxxx x x xxxxxxxxxxx x x xxxxxxxxxx xxxxx xxxxxx xxxxx xxxxxxxxx
xxx xxxxxxx xxxxxxxxxxxx x xxxxxxxxx xxxx xxxxxxxxxxxxx x x xxxxxxxxxxxxxx xxx xxx
xxxxxxxxxxxxxxxxxxxxxxx x x xxxxxxxxxxx x x xxxxxxxxxx xxxxx xxxxxx xxxxx xxxxxxxxx
xxx xxxxxxx xxxxxxxxxxxx x xxxxxxxxx xxxx xxxxxxxxxxxxx x x xxxxxxxxxxxxxx xxx xxx
xxxxxxxxxxxxxxxxxxxxxxx x x xxxxxxxxxxx x x xxxxxxxxxx xxxxx xxxxxx xxxxx xxxxxxxxx
xxx xxxxxxx xxxxxxxxxxxx x xxxxxxxxx xxxx xxxxxxxxxxxxx x x xxxxxxxxxxxxxx xxx xxx
xxxxxxxxxxxxxxxxxxxxxxx x x xxxxxxxxxxx x x xxxxxxxxxx xxxxx xxxxxx xxxxx xxxxxxxxx
xxx xxxxxxx xxxxxxxxxxxx x xxxxxxxxx xxxx xxxxxxxxxxxxx x x xxxxxxxxxxxxxx xxx xxx
xxxxxxxxxxxxxxxxxxxxxxx x x xxxxxxxxxxx x x xxxxxxxxxx xxxxx xxxxxx xxxxx xxxxxxxxx
xxx xxxxxxx xxxxxxxxxxxx x xxxxxxxxx xxxx xxxxxxxxxxxxx x x xxxxxxxxxxxxxx xxx xxx
xxxxxxxxxxxxxxxxxxxxxxx x x xxxxxxxxxxx x x xxxxxxxxxx xxxxx xxxxxx xxxxx xxxxxxxxx
xxx xxxxxxx xxxxxxxxxxxx x

In general, a lease is considered a legal contract whose conditions are agreed upon when both
the tenant and the landlord sign their names. So be sure to read the entire agreement carefully
and thoroughly before you sign a lease.

Consider the following

Clay had been looking for an apartment for a long time and had been unable to find one that
he both liked and could afford. Finally, he rented an apartment which is kind of small and
expensive. He signed a lease in which he agreed to stay in the apartment for one year. Today,
two months after signing the lease, his friend Alex called to tell Clay that his friend has a perfect
apartment for him; it is cheaper, larger, and in the neighborhood where Clay would like to live.
Clay decides to call the landlord to let him know that he plans to move out on the first of next
month.
What do you think will happen?

What kind of legal consequences could moving out have for Clay?

26

Independent Living Skills Module IV

After Katheryn had looked at what seemed like hundreds of apartments, she finally found the
perfect one. The rent is reasonable, its a five minute walk to the bus stop, the rooms are large,
and it has a working dishwasher! Katheryn decided to rent the apartment and signed a year-long
lease with the landlord. She was so excited that she somehow forgot to read the fine print. Two
weeks later, Katheryn got an unwelcome surprise. The landlord stopped by to welcome her and
noticed that Katheryn has a waterbed. He apologized and told her that she would not be able to
keep it in her apartment. On a copy of the lease, he pointed out the portion that clearly states:
No waterbeds. The landlord explains how the weight of the bed and the potential of a water
spill are the reasons behind such a clause.
What do you think will happen with Katheryn and her waterbed?

27

Independent Living Skills Module IV

ACTIVITY
Read the sample lease below and answer the questions which follow.
This 1st day of September, 1995, _____________________________________________ herein
called (Lessors) hereby lease to _____________________________________________ herein
called the (Lessee) the following premises: A first floor apartment located at
___________________________. Rent per month: Six Hundred Thirty Five Dollars ($635.00),
term: 12 months, commencement date: September 1st, 1996.
1. Rent
The monthly rental to be paid by the Lessee for the apartment shall be as indicated above to be
paid on the 1st day of each and every month, in advance, so long as this Lease is in force and
effect.
2. Security Deposit
The Lessor agrees to hold the security deposit of Six Hundred Thirty Five dollars in an interest
bearing escrow account, as a security deposit for the full, faithful, and punctual performance
by the Lessee of all lawful covenants and conditions of this Lease.
It is understood that this security deposit may be applied to damages caused by the Lessee. The
Lessors will return the security deposit less the amount applied to damages with interest as
required by law and make a full accounting to the Lessee for all damages applied within 30 days
after the building is vacated. It is further understood that the security deposit is not to be
considered prepaid rent, nor shall damages be limited to the amount of this security deposit.
3. Pets
The Lessee shall notify the Lessors of any pets the Lessee intends to keep on the premises. All
pets are subject to the discretion of the Lessors.
4. Utilities
All electricity and gas charges to the apartment, including electricity and gas charges for lighting,
appliances, heating, ventilating, or air conditioning shall be paid for by the Lessee.
5. Insurance
The Lessee understands and agrees that it shall be the Lessees own obligation to insure her/his
personal property located in the building, and the Lessee further understands that the Lessors will
not reimburse the Lessee for damage to the Lessees personal property.
6. Assigning/Subletting
The Lessee will not assign this lease, nor sublet the building or any part thereof, nor make
any alteration in the building without the Lessors prior consent in writing.

28

Independent Living Skills Module IV

7. Nuisance
The Lessee shall not cause any nuisance or act in an unreasonable manner either to the
Lessors or to the other Lessees.
8. Mortgages
The Lessors shall have the right to mortgage and the Lessees rights thereunder shall be
subordinate to all mortgages now or hereafter of record affecting the real estate of which the
building forms a part.
9. Fire and Casualty
The Lessee will, in case of fire or other casualty, give immediate notice thereof to the Lessors,
who shall thereupon cause the damage to be repaired as soon as it is reasonable and convenient
for the Lessors, but if the building be so damaged that the Lessors shall decide neither to rebuild
nor to repair, the terms of the lease shall cease.
10. Regulations
The Lessee hereby consents to and agrees to observe any reasonable regulations that may be and
as are in effect now or as may be promulgated from time to time. Notice of all current rules and
regulations will be given to the Lessee by the Lessors and shall be made a part of this lease. The
Lessors shall not, however, be responsible to the Lessee for any non-observance of rules,
regulations, or conditions on the part of the other Lessees.
11. Condition of Apartment
It is agreed between the parties that the apartment has been rented in good order and repair. The
Lessee acknowledges that the Lessee has inspected the building and the apartment is in good
order except as otherwise noted in writing to the Lessors. The Lessee further agrees that upon
vacating the apartment, it will be returned to a similar condition as when it was rented,
reasonable wear and tear excepted.
12. Complete Agreement
It is agreed, except as herein otherwise provided, that no amendment or change or addition to this
lease shall be binding upon the Lessors or Lessee unless reduced to writing and signed by the
parties hereto. It is hereby agreed that this is the entire agreement of the parties.
13. Joint and Several Obligations
If this Lease is executed by more than one person or entity as Lessee, then and in that event all
the obligations incurred by the Lessee under this lease shall be joint and several.
14. Severability
Unenforceability for any reason of any provision(s) of this Lease shall not limit or impair
the operation or validity of any other provision(s) of this Lease.

29

Independent Living Skills Module IV

15. Holdover
If the Lessee remains in possession without the written consent of the Lessors at the expiration
of the term hereof or its termination, then the Lessors may recover, in addition to possession, the
monthly rental stipulated above for each month, or portion thereof, during the Lessees holdover
plus either one and one-half (1 1/2) times the monthly rental or the actual damages sustained by
the Lessors, whichever is greater, plus the Lessors costs of recovering said amounts and
possessions, or if the apartment appears to have been abandoned.
16. Right of Entry
The Lessors may enter the apartment at any time where such entry is made necessary by an
extreme hazard involving the potential loss of life or severe property damage, and between 8:00
a.m. and 8:00 p.m. in order to inspect the apartment, to make repairs thereto, to show the same to
a prospective or actual purchaser or tenant, pursuant to court order, or if the apartment appears to
have been abandoned.
17. Delivery of Lease
The Lessors shall deliver a copy of this Lease duly executed by the Lessors or their
authorized agent, to the Lessee within thirty (30) days after the Lessee delivers and executed
copy of this Lease to the Lessors.
18. Renewal/Notice to Quit
It is understood that the Lessee shall notify the Lessors of her/his intention to renew the Lease at
the expiration of the term, or, alternatively, shall notify the Lessors of his/her intention not to
renew within thirty (30) days of the end of the lease term.
_________________________

_________________________

_________________________

Questions
1. How long is the lease for?
2. When does the rent have to be paid?
3. How much is the security deposit?
4. Are pets allowed?
5. Are utilities included in the rent?
6. Can the Lessee sublet?

30

Independent Living Skills Module IV

7. Is the Lessee responsible for damages he/she caused?

8. How long before the lease expires does the Lessee have to notify the Lessors of his/her
intention to renew or not renew the lease?
What can you do to avoid unwelcome surprises?
Before signing a lease, make sure that you have answers to the following questions..

How long is the lease for? (One year is the most common lease period.)

Under what conditions will I get my security deposit back?

If I am late in paying my rent, what are the penalties? Can a landlord charge a late fee?

Can the landlord raise my rent during the period of the lease?

Who is responsible for the repair and maintenance of the apartment?

When the lease period has ended, what happens?

Will I be able to move out of the apartment before the lease expires? If so, are there any
exceptions or penalties?

Can I sublet the apartment to someone else? Are there conditions to be met before I can
sublet?

Can I be evicted?

Be sure you know your responsibilities and rights as a tenant.

Now that you have an idea what you are looking for in an apartment, you need to evaluate
how much you can afford for rent.
What is your monthly income?

$
How much do you think you can spend on rent? (Remember you should not spend more than 40
to 45% of your income on rent and utilities.)
I could spend

for rent.

Explain your estimate.

Note: For more information, refer to the Budgeting section in Module I.

31

Independent Living Skills Module IV

Apartment Hunting
Now that you are aware of what qualities you are looking for in an apartment and have some idea
what rent you can afford, you are ready to begin your search. Newspaper want ads are probably
the most common way to find an apartment. The weekend editions, in particular, carry large
advertisement sections for apartments. In order to be able to read and understand the ads as well
as talk to landlords and building managers, you will have to be familiar with certain terms and
abbreviations.

ACTIVITY
Familiarize yourself with the terms and abbreviations listed below.
Abbreviations
A/C
Apt
Ba, bth
Balc
B, bdrm, br
Cond
Conv
Compl furn
D/D
Ex, exc
Fl
Frpl
Furn
Ht
HW
Hwd fl
Incls
K, kit

air conditioning
apartment
bathroom
balcony
bedroom
Condition
Convenient
Completely furnished
Dishwasher & disposal
Excellent
Floor
Fireplace
Furnished
Heat
Hot Water
Hardwood floors
Includes
Kitchen

Ldry
Lge, lrge
Livrm
Mo
Mod
Nr
Park, pkg
Prch
Refs
Renov
Rm
Sec dep
Sgl
Utils
W/D
WW
Yd

Laundry
Large
Living room
Month
Modern
Near
Parking
Porch
References Required
Renovated
Room
Security deposit
Single
Utilities
Washer/Dryer
Wall to wall carpeting
Yard

Terms
Efficiency apartment: A small apartment, usually furnished, with a private bathroom and
kitchenette (small kitchen).
Lease: A contract/legal agreement that allows you to rent an apartment/house for a certain
amount of money for a specific time period.
Security deposit: A specific amount of money that the landlord requires you to pay before you
move in just in case you cause some damage to the apartment while youre living there. The
landlord keeps your money until you move out. He/she will then inspect the apartment and
return
32

Independent Living Skills Module IV

your deposit to you if there is no damage. If there is some damage, the landlord my use all or
part of your deposit to repair the damage.
Studio apartment: A small apartment consisting of one main living space, a small kitchen, and
a bathroom.
Sublet: To rent an apartment you have signed a lease for to another person.
Utilities: Public services, such as gas and electricity.

ACTIVITY
Evaluate the following advertisement section and circle the apartment that best meets your needs
and budget.
Sm. 1 bdr. apt, WW, nr
Effic. apt, furn, ideal for
publ. transp. Sec. dep. sgl prof. Pkg. Refs, sec.
$350 & util. Call 489- dep. $380 incl. gas &
3758
HW. Call 678-9841

Close
to
downtown.
Renov. studio apt.
New
bath. $400 incl util. Refs.
Call 468-0985

Immaculate 1 BR in wellmaintained bldg.

Compl.
appl, kit, W/W, A/C, lndry
& prkg. $480 & util. !st,
last, & $250 sec.345-4878
Unique 1BR apt.
A/C,
loft, 2 levels, flr-ceil
windows, private
W/D,
deck. Pool, jacuzzi, sauna,
weight room.
24 hr
concierge. Available now,
sec. dep.
$800 & util.
Call 745-1689
Nice studio in brownstown
building.
1st & last, $340
util. incl. Call 241-4680

Lovely 3 bdrm apt. in

triple-decker seeks neat &
friendly tenant. $760 &
util. Call 897-4562

Mod. 1BR. WW, D&D, nr

bus stop. No pets.
Sec
dep. $510 util incld. Call
348-9841

Sunny 2 BR, mod kit &

bath, porch.
$600 & util,
sec. deposit.
References
required. Call 952-6578

Quality furnd apts for

short and long
stays.
Wkly rate from $150.
No
lease.
Near public transp.
Call 687-0418

Near public transp. Mod 1

bdrm apt & den.
A/C,
prking, w/d, $410 util.
incld. Now
available ,
lease. 451-6478
1 bdrm suite, incl. base
2BR duplex, 1.5bath, gd
cost of util, lndry.
Nr bus prkng, hwd flr. Pets ok.
& city center. Lease. No Refs, sec. dep. $700 &
pets.
$440. Call 781- util. Call 481-3389
1632.
4 rm apt., 3rd floor. Great
3BR, mod. kit & bath.
for couple or
roommates. Excellent location $750 &
Sec. Dpst, $575 & util.
util. 487-1308
Call 781-3578

New luxurious 1 & 2BR

apts.
Elevator, hw/ht,
psrking, lndry. Handicap
accessible. $450 - $680.
Call 467-4601
Studio, high ceilngs.
Sep.
kit,fp, st. space. 1st& last,
$500 util. incl.
Call 4510489.

Deluxe
1BR
condo.
Sunny, beautiful view.
$780 util incl. Call 6780484

Mod apts.
Rent includes
pool, A/C, ht/hw, prkg.
1BR: $500-$580. 2BR
$695. Call 442-6687

Lg. 2 BR basement apt. on

busy main st. $300 dep. &
$340/mth & util. Call 48025607

33

2 Bdrm in quiet
neighborhood. Lrg kit,
hrdwd floors. Painted,
clean. 1st & last no pets.
$510 & util. 459-3546
Spacious 3BR in well
maint. building. Elev.,
laundry, & bike room on
premises. $760 incl. ht,
HW. Call 489-4327
Deleaded 2BR near
busline. Cat ok. Sec.
deposit, $650 & util. Call
687-1560

1 bdrm priv. entrance.

Fresh paint. 1st & last.
$350, util incl. Call 4870157.

Independent Living Skills Module IV

Explain your choice

ACTIVITY
Research your local newspaper, clip three apartment ads which meet your needs, preferences,
and budget, and place them in the box below.

Explain your choices.

34

Independent Living Skills Module IV

Another way you can locate apartments is through real estate agents or apartment location
services. Many of them charge a fee for their services, however. In addition, larger apartment
complexes usually have business offices in which you can inquire and apply for available units
directly. Furthermore, as previously mentioned, word of mouth is often helpful. Ask your
family, friends, co-workers, etc., if they know of any available and appropriate apartments.

Subsidized Housing
Most cities and towns in Massachusetts have Housing Authorities that own and manage
apartments for low-income families, the disabled, and the elderly. To be considered for this type
of subsidy, applicants have to fit in one of the above categories as well as meet income
guidelines and possibly other criteria. If eligible, the Housing Authority might pay a percentage
of the rental costs for public housing. However, even if an applicant qualifies, the waiting lists to
receive such assistance average several years.

Evaluating an Apartment
Before committing to an apartment, you will have to make sure that it is in good condition and
meets your needs. Make certain that you are aware of all costs, requirements, and stipulations
relating to the apartment and rental agreement. The following worksheet will assist you (now or
later) in evaluating whether or not an apartment is right for you.

ACTIVITY
Look at a minimum of two available apartments, utilizing the worksheet to determine if they are
appropriate for you.

35

Independent Living Skills Module IV

Worksheet
Apartment Location
City: ______________________________

Neighborhood: ____________________________

Floor: __________
Near: public transportation
school
work
family & friends
shops and stores

Financial Requirements
Amount of Rent: $
Utilities Included? Yes

No

Parking fee? No

Yes

Amount of Security Deposit

If no, Average Cost of Util.:

Other Costs:

Apartment Characteristics
Lease?

Pets? Yes

Number of Bedrooms:
Living Room
Dining Room
Yard
Porch
Parking
Condition
Carpet/Floors
Walls
Doors/Locks
Windows
Water Pressure
Roaches/Bugs:
Other:
Other:
Kitchen
Refrigerator:
Range:
Oven:
Sink:
Cabinets:
Other:

No

Size of Bedrooms:
Laundry Facilities
Fire exits
Storage Space
Other: ___________
Other: ___________

Excellent
Excellent
Excellent
Excellent
Excellent

Excellent
Excellent
Excellent
Excellent
Excellent
Excellent

Acceptable
Acceptable
Acceptable
Acceptable
Acceptable

Acceptable
Acceptable
Acceptable
Acceptable
Acceptable
Acceptable

36

Unacceptable
Unacceptable
Unacceptable
Unacceptable
Unacceptable

Unacceptable
Unacceptable
Unacceptable
Unacceptable
Unacceptable
Unacceptable

None
None
None
None
None
None

Independent Living Skills Module IV

Bathroom
Sink:
Shower:
Bathtub:
Toilet:
Other:

Excellent
Excellent
Excellent
Excellent
Excellent

Acceptable
Acceptable
Acceptable
Acceptable
Acceptable

Extras
Pool
Laundry Room
Exercise/Weight Room
Porch/Balcony
Parking Space

Unacceptable
Unacceptable
Unacceptable
Unacceptable
Unacceptable

None
None
None
None
None

Yard
Fireplace
Other: ______________
Other: ______________

THE APARTMENT IS APPROPRIATE FOR ME

BECAUSE...

THE APARTMENT DOES NOT MEET MY NEEDS

BECAUSE...

37

Independent Living Skills Module IV

After evaluating the previous information, have you decided which type of living arrangement
will meet your needs and budget?
Explain your choice.

Once you have made a decision regarding where you would like to live, you can begin to prepare
and plan for your move. As stated previously, you will need to save money for start -up costs
(the security deposit, the first months rent, furniture, household items, etc.) prior to leaving care.
For detailed information, please refer to Module I.
In addition to the money necessary for start-up costs, there are many additional factors to be
considered before obtaining your own living situation.

ACTIVITY
Utilize the following worksheet to assist you in planning and preparing for your move.

38

Independent Living Skills Module IV

Income

My Choice of

Living Arrangements

Employment:
Is my job secure?

City:
No Neighborhood:

Yes

Average Earnings:

I Can Afford $______/ Month in Rent

Other Income:

Utilities Included
Roommate

Utilities Excluded
Own Apartment

Other:

Furnished Room

Lease

Savings

Other:

Household Items

Estimated Start Up Cost:

$ __________

Have It

Need it

My Total Savings Are:

$ __________
Other:

Furniture
Have It

Need it

Support System
Family:
Friends:
Professionals:

Transportation
Public

Own Car

Am I Ready?

Community:
Other:

Yes
39

No

Independent Living Skills Module IV

How To Maintain An Apartment/Living Situation

Once you have obtained a living situation/apartment, you need to make sure that you know
how to maintain it. As a tenant, you have responsibilities toward your landlord, the other
tenants in your building, your neighbors, and the community, in general.

Consider the following:

Jason moved into his own apartment two weeks ago. He likes to listen to loud music and turns
up his stereo. Even though the other tenants have frequently asked him to turn it down, he
refuses to do so. Today, the landlord came by to give Jason a warning. He told Jason that if he
continues to listen to loud music, hell lose his apartment. Jason was surprised and told the
landlord that he thought that as long as he is paying the rent on time he could do whatever he
wanted in his apartment.
What do you think?
What do you think you will have to do in order to maintain your apartment/living situation?

Generally, you must:

Pay your rent on time.

Abide by the conditions of the lease.

Dispose your garbage properly.

Keep your apartment sanitary.

Refrain from making excessive noise, especially at night.

Your landlord must also abide by the terms of the lease. Be sure you know your responsibilities
and your rights as a tenant. If you believe that your rights are being violated, you can contact the
tenants group in your community for assistance. The Massachusetts Tenant Organization at 14
Beacon Street, Boston, MA (617)367-6260, can put you in contact with your local group.

40

Independent Living Skills Module IV

The following agencies also provide assistance with various housing problems:
Massachusetts Consumer Self Help Office
One Ashburton Place
Boston, MA
Offers information on housing laws codes, landlord/tenant issues and utilities.

(617) 727-7780

Massachusetts Department of Public Health

Childhood Lead Poisoning Prevention Program
305 South Street
Jamaica Plain, MA
Guides in de-leading buildings and use of non-lead-based paints

(617) 522-3700

Massachusetts Office of Handicapped Affairs

One Ashburton Place
Boston, MA
Assists disabled persons with obtaining independent living services

(617) 727-7440

If you need legal advice, the following agencies can help:

Massachusetts Commission Against
Discrimination
One Ashburton Place
Boston, MA

(617) 727-3990

Western Region
145 State Street
Springfield, MA

(413) 739-3330

41

Independent Living Skills Module IV

Utilities
Whether you will live in an apartment by yourself or with a roommate you will need utilities.
Utilities are public services such as gas and electricity. Some utilities, like water and gas, might
be included in your rent while others, such as telephone service, will always have to be paid for
separately.
Note: For estimates on your average monthly utility costs, please refer to Module I.

Gas:
Gas is needed for heat, hot water, and gas stoves. If gas is not included in your rent, you will
need to contact your local gas company prior to moving into an apartment in order to obtain
services. Usually, there is no charge to have your gas turned on and no security deposit is
required. Gas bills will be issued monthly. Every other month, a representative from the gas
company will come to your building and read from a gas meter how much gas you have used.
The cost of gas in the months between visits is based on an estimate, using your previous
months bills to predict how much gas you have used.
If you heat your apartment by gas, you have the option to pay higher fees during the
summer months (when you dont use a large amount of gas) in order keep the down the
costs in the colder, more expensive winter months.
Paying Your Gas Bill
It is important that you pay all your utility bills on time!

ACTIVITY
Familiarize yourself with the following sample bill and answer the questions that follow.

42

Independent Living Skills Module IV

Tri County

Gas Co.

489 Fossil Fuel Blvd

Petroleum, MA 01918
Service Address
John Doe
47 Dynamo Road
Petroleum, MA 01918

PLEASE RETURN TOP PORTION OF BILL WHEN PAYING BY MAIL

Account Number
99-00-9900-1
Rate

Billing Days

R/3

30

Service To
Sept. 09, 1995

Date of Next Reading

Oct. 11, 1995

Billing Date

Payment Due

Sept. 13, 1995

Oct. 11, 1995

Aug 10
Sept 12

PREVIOUS BALANCE
PAYMENT RECEIVED -- THANK YOU

Sept 09

LEAVING A BALANCE OF
METER # 45085 BILLING FROM -- 5558 TO -- 5593
CCF USED -- 35 ACTUAL READING
YOUR ACCOUNT BALANCE TO DATE IS

R/3
RATE SCHEDULE
CUSTOMER CHARGE
$7.51
FIRST 30 CCF @ .52991/CCF
OVER 30 CCF @ .32991/CCF
GAS ADJUSTMENT FACTOR
BUDGET PERIOD
.047270 CR. TO DATE ----

21.82
21.82 0.00
25.06
25.06

_________________________________
*** RESIDENTIAL RATE CLASSES ***
R/1 NON HEATING
R/3 HEATING
R/2 WELFARE/FUEL PROGRAM - NON HEATING
R/4 WELFARE/FUEL PROGRAM - HEATING
GAS USED
25.06

BUDGET BILL
0.00

AMOUNT
DUE
25.06

How much does John Doe have to pay this month?

How much gas has John used during this billing period?
By what date will John have to pay the bill?
Does John take advantage of the option to pay a higher amount during the summer months
to keep his costs down during the winter months?

43

Independent Living Skills Module IV

Using gas thoughtfully will assist you in saving money. Keep the following conservation tips in
mind when using gas.

Insulate all windows and doors, particularly during the winter months.

Insulate pipes, if appropriate.

Keep your thermostat at a reasonable temperature when you are in your apartment.

Turn your thermostat down when you leave.

Showers are less costly than bathing.

Dont leave the water running.

Wash only full loads of laundry.

ACTIVITY
Contact your local gas company and inquire about payment options and additional conservation
tips.

Water
Unless you own a home or rent a duplex or an entire house, your water is usually included in
your rent. However, in order to help the environment and to prevent rent increases due to high
water usage, you should always try to save water. Some water conservation tips:

Never leave the water running unnecessarily. Be sure al taps are tightly closed.

Repair leaky faucets as soon as possible.

Only turn the washing machine or dishwasher or when they are full.

Showers use less water than baths.

ACTIVITY
For additional conservation tips, contact your local water company.

44

Independent Living Skills Module IV

Electricity
Similarly to gas, you will need to contact your local electric company to get your electricity
turned on. This initial service is free of charge and no security deposit is required. Billing
procedures are also similar to those of the gas company. A representative will read the meter bimonthly. During the alternate months, the amount of the bill is based upon an estimate
according to the electrical usage in the previous month.

ACTIVITY

City Electric Co.

489 Tesla Coil Blvd
Brightlights, MA 01212
Service Address
Jane Smith
19 Phillips Street
Brightlights, MA 01212
Reading

Previous

65049

64341

Budget payment plans are available for the payment of utility bills. Call or write
for details.

Account Number

Service To

537-035975
Apts.

9/22/95

Billing Days

32

KWH USED
708

Bill Date
10/1/95

CODE
BD
B1

FUEL ADJ.USTMENT CHARGE (.00930 PER KWH)

RESIDENTIAL CONSERVATION SERVICE

AMOUNT
.80
63.68
6.58
.20

When does Jane have to pay the bill?

How much does Jane have to pay this month?
How many kilowatt hours has Jane used during this billing period?

45

Amount Due
$71.26
Due Date
10/17/95
CHARGE CODE
B1 RESIDENTIAL RATE
B2 RESIDENTIAL OFF-PEAK
B3 RESIDENTIAL OFF-PEAK
C
TOTAL ELECTRIC RATE
BD PAST DUE OR CREDIT
BALANCE
E
ESTIMATED BILL
FB FINAL BILL
KWH KILOWATT HOUR(S)

Independent Living Skills Module IV

Keep the following tips in mind. They will help you to save money on your electricity bill.

Turn off all lights, the television, stereo, etc., when you arent using them or when you leave
the house.

Close the refrigerator doors as soon as you can. Refrigerators need a lot of energy and are
responsible for as much as 25% of your total electric bill.

Use other appliances (such as hairdryers and humidifiers) thoughtfully. They use a lot of
energy as well.

You might want to buy energy-efficient light bulbs, which are initially more expensive than
regular light bulbs but will save you money in the long run.

ACTIVITY
Contact your local electric company for additional billing and conservation information.

Telephone
To obtain telephone services, contact your local phone company. You must be 18 years of age or
older. If you do have a phone jack in you apartment, NYNEX charges an initial service fee of
$37.07 to connect your telephone and activate service. If you do not have a phone jack, NYNEX
will charge an additional:
$39.95 Basic fee to install a phone jack, including dispatching a service
repairman to your apartment or home.
$55.00/hr Hourly fee for service repair.
$2.40 Cost of the phone jack
$2.40/ft

Cost of each foot of wiring necessary

Unless you have had previous financial problems with the phone company, no security deposit is
required.
Note: For information on calling plans, service fees, costs of local and long distance phone
calls, and an explanation of long distance carriers, please refer to Module I.

ACTIVITY
Read the sample phone bill and answer the questions below.

46

Independent Living Skills Module IV

PHONE CO.

Account Number 508 555-0000 000 000 0

Bell, MA 01235

Billing Period
PHONE Co.

1043 Telegraph Road

Customer
Tim Davis
143 Second Street
Boston, MA 01232

Sep 11 - Oct 10, 1995

Page 1

Account Number

Amount Due

508-555-0000-000-000-0

$ 48.13

Summary of account
Previous charges and credits
Amount of last bill
Payment received - Thank you
Current charges
PHONE Co.
Long Distance Co.
Total current charges
Total amount due
Payment is due upon receipt.

$74.27
74.27CR
29.16
18.97
48.13
$ 48.13

CHARGE CODES
DE DAYTIME RATE
EE EVENING RATE
NE NIGHTIME/WEEKEND RATE

PHONE Co. Current Charges

Monthly charges
Unlimited Residential Service
OPTIONAL Discount Calling Plan
OPTIONAL Touch-Tone Service
Total of Monthly Charges

Total current charges are due upon receipt.

Current charges will be considered delinquent
after November 25.
If you have questions about your bill, please
call the individual company involved. Phone
numbers for each company are listed on the
account summary pages for each company.
You have the right to dispute your bill. See
the back of your phone bill for details.

$15.85
$ 9.50
$ 0.99
$26.34

Calling Services
NO. DATE

TIME

PLACE

AREA-NUMBER

1.
AUG 11
807AM
BOSTON
617 555-0000
2.
AUG 13
1212PM
MEDFORD
617 555-0000
3.
AUG 20
535PM
BOSTON
617 555-0000
4.
AUG 27
717PM
MEDFORD
617-555-0000
OPERATOR ASSITED DIRECTORY ASSISTANCE CALLS
DIRECTLY DIALED DIRECTORY ASSISTANCE CALLS

DISCOUNT CALLING PLAN SUMMARY

TIME USED
ALLOWANCE
ADDITIONAL PEROD MINUTES @ .58 PER MINUTE

*
DE
NE
EE
EE
0
0

MIN:SEC
1
10
1
17

.270
.402
.158
.829

SUBTOTAL

1.659

122 MINUTES
120 MINUTES
2

Total of Calling Services

47

AMT

1.16

2.82

Independent Living Skills Module IV

Account Number 508 555-0000 000 000 0

Billing Period
Sep 11 - Oct 10, 1995
PHONE Co.
Page 2

Long Distance Co.

This portion of your bill is provided as a service to your long distance carrer. There is no connection between
PHONE Co. and Long Distance Co. You may choose another company for your long distance calls while still
receiving your local telephone service from PHONE Co.

Summary of Long Distance Co. charges

Monthly service
Itemized calls
Federal Tax
State and Local taxes
Total

10.50
7.84
0.24
0.39
$18.97

Monthly Service Charges

Long Distance Co. 24 Hour Monthly Service
Itemized Calls
No.
1.
2.
3.

Date
Place Called
AUG 3 FARAWAY CA
AUG 11 FARAWAY CA
AUG 25 STAUTON GA

Number called
909-555-0000
909-555-0000
404-555-0000

10.50
Time
Rate
Min.
09:49PM EVE
11
07:31PM NIGHT
12
04:21PM DAY
16
SUBTOTAL
Federal Tax @3%
State and Local Taxes
Total Calling Service

Amount
$1.87
$1.65
$4.32
$7.84
$0.24
$0.39
$8.47

Total Long Distance Co. Invoice Charge

$18.97

How much are Tims service charges?

How much does Tim have to pay for long distance calls?
How much does Tim have to pay for calls made through the long distance carrier?
When does Tim have to pay the bills?
Does Tim use any special calling plans? (discount options)

48

Independent Living Skills Module IV

ACTIVITY
Contact your local telephone company and obtain additional information on calling plans and
discount options.
It is important that you pay all your utility bills on time.

Consider the following:

Joan has not paid her phone bill for two months in a row. She did not pay attention to the
due dates on the bills and forgot to send a check to the phone company. Today, Joan returned
home and discovered that her phone is not working.
What do you think happened?

What advice would you give Joan?

If you have bad credit or outstanding bills with any of the utility companies, it will be difficult to
continue services or to get new connections even when you move!

49

Independent Living Skills Module IV

Cable Television
Cable television is not so much a utility as a luxury service. You will need electricity and heat,
but you will not need cable. However, if you should decide to get cable television, you need to
contact your local cable company.
Note: For different options, services, and monthly costs, please refer to Module I.

The average costs associated with obtaining cable television are as follows:
$24.52 Connection fee for cable when an outlet/wiring is already in the
apartment.
$39.74 Connection fee for cable if there is no outlet/wiring in the
apartment.
Consider the following:
Brian has $40 in his recreation budget. He is debating whether or not to order the family
service cable package which would cost $26.18 per month. He is not sure, however, if he would
have enough money left over for other activities.
What would you do? Why?

5
0