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Investment Amount Calculation Table

This document contains a table with investment factors for calculating the annual investment amount needed to achieve different corpus targets over various time periods ranging from 5 to 30 years, assuming annual rates of return from 8% to 15%. It also provides examples of how to use the table to calculate annual investments needed over 20 years to achieve a target of Rs. 50 lakhs, showing lower investment is needed if the expected return is 12% rather than 8%. A disclaimer notes the results are approximate and not to be used for actual financial decisions without expert advice.

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Kr Prajapat
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109 views1 page

Investment Amount Calculation Table

This document contains a table with investment factors for calculating the annual investment amount needed to achieve different corpus targets over various time periods ranging from 5 to 30 years, assuming annual rates of return from 8% to 15%. It also provides examples of how to use the table to calculate annual investments needed over 20 years to achieve a target of Rs. 50 lakhs, showing lower investment is needed if the expected return is 12% rather than 8%. A disclaimer notes the results are approximate and not to be used for actual financial decisions without expert advice.

Uploaded by

Kr Prajapat
Copyright
© Attribution Non-Commercial (BY-NC)
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
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No of investment years

Calculation of Investment Amount for Corpus Creation

5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30

8%
0.15783
0.12622
0.10377
0.08705
0.07415
0.06392
0.05563
0.04879
0.04308
0.03824
0.03410
0.03053
0.02743
0.02472
0.02234
0.02023
0.01836
0.01670
0.01521
0.01387
0.01267
0.01158
0.01060
0.00971
0.00891
0.00817

9%
0.15330
0.12194
0.09972
0.08319
0.07046
0.06039
0.05224
0.04555
0.03997
0.03526
0.03125
0.02780
0.02481
0.02221
0.01994
0.01793
0.01616
0.01459
0.01319
0.01195
0.01083
0.00983
0.00893
0.00812
0.00739
0.00673

10%
0.14891
0.11782
0.09582
0.07949
0.06695
0.05704
0.04906
0.04251
0.03707
0.03250
0.02861
0.02529
0.02242
0.01994
0.01777
0.01587
0.01420
0.01273
0.01143
0.01027
0.00924
0.00833
0.00751
0.00677
0.00612
0.00553

Rate of Return
11%
12%
0.14466 0.14054
0.11385 0.11002
0.09209 0.08850
0.07596 0.07259
0.06361 0.06043
0.05388 0.05088
0.04605 0.04323
0.03966 0.03700
0.03437 0.03185
0.02994 0.02756
0.02618 0.02395
0.02299 0.02088
0.02024 0.01826
0.01788 0.01602
0.01582 0.01407
0.01403 0.01239
0.01247 0.01093
0.01109 0.00965
0.00988 0.00854
0.00882 0.00756
0.00787 0.00670
0.00704 0.00594
0.00630 0.00527
0.00564 0.00468
0.00505 0.00416
0.00453 0.00370

13%
0.13656
0.10633
0.08505
0.06937
0.05741
0.04804
0.04057
0.03450
0.02951
0.02537
0.02190
0.01896
0.01647
0.01434
0.01251
0.01093
0.00957
0.00839
0.00736
0.00647
0.00569
0.00500
0.00441
0.00388
0.00342
0.00302

r
e
n
n
a
l
p
.
w
ww

14%
0.13270
0.10277
0.08175
0.06629
0.05453
0.04536
0.03807
0.03217
0.02734
0.02334
0.02001
0.01721
0.01484
0.01283
0.01111
0.00964
0.00837
0.00728
0.00634
0.00553
0.00482
0.00421
0.00368
0.00321
0.00281
0.00246

15%
0.12897
0.09934
0.07857
0.06335
0.05180
0.04283
0.03571
0.02998
0.02531
0.02147
0.01828
0.01561
0.01336
0.01147
0.00986
0.00849
0.00732
0.00632
0.00546
0.00472
0.00409
0.00354
0.00307
0.00266
0.00231
0.00200

n
i
.
e
y
se

How to use the table?


Example 1: Calculate Annual Investment required for a person to create 50 lakhs of Retirement
Corpus after 20 years. (Expecting return of 8% on investments)
Step1:
Select the factor against 20 yrs & 8%: 0.02023
Step 2:
5000000 x 0.02023 = 101150
Example 2: Calculate Annual Investment required for the same customer to create 50 lakhs of
Retirement Corpus after 20 years, if the expecting return is 12% on investments.
Step1:
Select the factor against 20 yrs & 12%: 0.01239
Step 2:
5000000 x 0.01239 = 61950
Disclaimer: This material is strictly for learning purpose only & is based on certain assumptions. Your answer will be an
approximate value.
This should not be used as a sales material or as a basis of buying or selling any financial product. We advice you to get an expert
opinion while taking financial decisions.

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