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(A) Average of FICO Range VS Interest Rate (C) Estimated Interest Rate VS Residuals

This document contains three charts related to loans: (a) shows average FICO scores and corresponding interest rates, (b) is a histogram of borrower incomes, and (c) plots estimated interest rates versus residuals for different loan purposes.

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verai1131
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© Attribution Non-Commercial (BY-NC)
Available Formats
Download as PDF, TXT or read online on Scribd
34 views

(A) Average of FICO Range VS Interest Rate (C) Estimated Interest Rate VS Residuals

This document contains three charts related to loans: (a) shows average FICO scores and corresponding interest rates, (b) is a histogram of borrower incomes, and (c) plots estimated interest rates versus residuals for different loan purposes.

Uploaded by

verai1131
Copyright
© Attribution Non-Commercial (BY-NC)
Available Formats
Download as PDF, TXT or read online on Scribd
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(a) Average of FICO Range VS Interest Rate

(c) Estimated Interest Rate VS Residuals

0.25

0.20

0.15

Residuals

credit_card

debt_consolidation

educational

home_improvement

house

major_purchase

medical

0.10

moving

other

0.05
800

vacation

wedding

60

Requested

10000

20000

30000

0.20

36

0.15

Length

0.10

Average

0.05

0.10
0.05
0.00
0.05
0.10
0.20

750

0.15

700

renewable_energy small_business

0.10
0.05
0.00
0.05
0.10

0.10

650

0.10
0.05
0.00
0.05
0.10

0.05

Rate

car
0.10
0.05
0.00
0.05
0.10

Estimated Interest Rate

(b) Histogram of Income


400

Count

300

200

100

41411

0
0

25000

18439
50000

Income

75000

54487
100000

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