Loan Amount

Bajaj Housing Finance offers a range of home loan schemes catering to diverse needs, providing loan amounts of up to Rs. 5 Crores, thus accommodating individuals from various segments of society.
Interest Rate

Bajaj Housing Finance Home Loan ensures affordability with competitive interest rates starting from 8.5%, thereby making EMIs manageable for all.
Prepayment/Foreclosure Charges

Bajaj Housing Finance Home Loan allows prepayment or foreclosure without incurring any additional charges.
Processing Fees

The processing fee for Bajaj Housing Finance Home Loan begins at 0.5%, depending on eligibility and the chosen home loan.
Application Process

Applying for an Bajaj Housing Finance Home Loan is convenient, whether through a visit to the nearest branch or via online application from the comfort of one's home.
Flexible Tenure

Bajaj Housing Finance Home Loan offers a maximum repayment tenure of up to 30 years with flexibility to choose a tenure according to repayment capability.
Balance Transfer Facility

Bajaj Housing Finance allows its customers to transfer their existing home loan to another bank or NBFC without any prepayment charges, enabling customers to access better rates and benefits.
Minimum Documentation

Bajaj Housing Finance simplifies the home loan process and expedites disbursal by requiring minimal documentation from customers.

Bajaj Housing Finance Eligibility Criteria

To get you home loan approved successfully with Bajaj Housing, you need to fulfill below criteria:

Residential status	Indian Resident / NRI / PIO
Employment type	Salaried/Self-Employed
Age	18-70 years
Min. Income (Primary applicant)	Varies from case to case
Min. Income (Co-applicant)	Varies from case to case

Documents Required for Bajaj Housing Finance

To proceed with your Home Loan application, you will need to submit specific documents based on your employment status, such as:

For Salaried Applicants

PAN card or Form 60
Recent passport-size photograph
Voter ID card, Aadhaar card, valid passport, or valid driving licence (anyone for KYC)
Last three months' salary slips
Statements of your primary bank account for the previous six months
Property-related documents like title deeds, allotment letters, and property tax receipts

For Self-Employed Applicants

PAN card or Form 60
Recent photograph
Voter ID card, Aadhaar card, valid passport, or valid driving licence (anyone for KYC)
Profit & Loss statement (P&L)
Income Tax Returns (ITR)
Statements of your primary bank account for the last six months
Proof of business vintage (5 years or more)
Educational qualifications proof (for certain professions)
Property-related documents like title deeds, allotment letters, and property tax receipts

Bajaj Housing Processing Fee & Other Charges

Once a loan is approved, the applicant must pay the lender one-time processing costs for home loans. Depending on the lender, processing costs may vary. Bajaj offers low processing costs and cheap interest rates on housing loans.

Particulars	Type of charges
Processing Fees	Up to 7% of the loan
Secure Fee	Up to Rs 10,000

Other fees include:

Fees on Account of External Opinion
Property Insurance
Charges on Account of Delayed Payments
Incidental Charges
Statutory or Regulatory Charges
Foreclosure Charges
Part-prepayment Charges
CERSAI Charges

Home Loan EMI Calculator

₹ Loan Amount

Loan Tenure error

5 yrs
10 yrs
15 yrs
20 yrs
25 yrs
30 yrs

Interest Rate % (p.a.) error

Calculate Your EMI

You are Eligible for EMI Amount

₹ 39,388

Principal Amount

₹65,00,000

Interest Amount

₹29,53,299

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Tax Benefits on Bajaj Housing Finance Home Loan

For first-time homebuyers, Section 80EE offers an extra saving on interest of up to Rs 50,000. One can save up to Rs 2 lakh in interest on house loans for self-occupied properties under Section 24(b). There is no cap on the amount that can be deducted for home loan interest for residences that are rented out and not self-occupied

How to Apply for Bajaj Housing Finance Home Loan

You can apply for Bajaj Housing Finance home loan online on Magicbricks by following the given steps:

Step 1

Visit https://www.magicbricks.com/homeloan/home

Step 2

Fill all the required fields and click on Apply Now

Step 3

Enter your personal and home loan-related details to proceed further

Step 4

A few eligible loan options will appear. Compare and apply for a home loan that suits your requirements

Apply Now

Have any queries? We'd love to hear from you.

Call us

0120-6866600

Mail us

[email protected]

Disclaimer: The information available on this site has been gathered from publicly available sources and is accurate to the best of our knowledge. However, please be aware that the rates and other offers may vary based on your profile and may be subject to change without notice. Therefore, we advise you to verify the information before applying for any loan through this website. Magicbricks accepts no liability for any loss arising from the use of the information on this website. Refer T&C for the detail.
(T&C link: https://property.magicbricks.com/terms/terms.html)

**This service is available in select cities only.

*These calculators are only for illustrative purposes. These figures may or may not be applicable to your particular situation. Magicbricks will not be responsible for any loss or liability arising from the use of these calculators.