Vincent Howell, MBA’s Post

#LSCSports #NIL With the rise in NIL (Name, Image, and Likeness) deals in collegiate and high school sports has created a significant need for life insurance and disability coverage for young athletes. This is primarily because these athletes are now generating substantial income from their athletic careers, making it essential to protect their future earnings potential in the event of an injury or other unforeseen circumstances that could impact their ability to play. Life insurance provides a financial safety net for the athlete's family in the event of an untimely death. It can also serve as a form of savings, with the cash value component of some policies offering a tax-deferred growth opportunity that can be accessed for future needs such as retirement or long-term care. Disability insurance, on the other hand, protects the athlete's income in the event of a career-ending injury or a temporary disability that prevents them from playing. This type of coverage is especially important for athletes, as their careers are often shorter and more vulnerable to injury than those in other professions. Given the significant financial stakes involved in NIL deals, it's crucial for athletes and their families to consider these types of insurance as part of their overall financial planning strategy. It can provide peace of mind and financial security, allowing the athlete to focus on their performance on the field or court. #WhoYouWith 917-575-5331 #Insurance #TaxMitigation

Billing Breakdown: Understanding Your Insurance Benefits "The world of insurance can be confusing and sometimes scary. Many people even claim they do not have a good grasp on the benefits of their insurance plan. For families with special needs children, knowing the details of their insurance plan is important as it can help them determine what services are covered and accessible to their child. Luckily, all 50 U.S. states have taken action to ensure that ABA is covered under both private and state insurance plans. This coverage does not mean that insurance is not still tricky; it is....." Continue Reading Here: buff.ly/3RNCbw1 #billing #autism #autismandinsurance #insurance #abatherapy #aba #autismtherapy

Billing Breakdown: Understanding Your Insurance Benefits "The world of insurance can be confusing and sometimes scary. Many people even claim they do not have a good grasp on the benefits of their insurance plan. For families with special needs children, knowing the details of their insurance plan is important as it can help them determine what services are covered and accessible to their child. Luckily, all 50 U.S. states have taken action to ensure that ABA is covered under both private and state insurance plans. This coverage does not mean that insurance is not still tricky; it is....." Continue Reading Here: buff.ly/3RNCbw1 #billing #autism #autismandinsurance #insurance #abatherapy #aba #autismtherapy

Billing Breakdown: Understanding Your Insurance Benefits "The world of insurance can be confusing and sometimes scary. Many people even claim they do not have a good grasp on the benefits of their insurance plan. For families with special needs children, knowing the details of their insurance plan is important as it can help them determine what services are covered and accessible to their child. Luckily, all 50 U.S. states have taken action to ensure that ABA is covered under both private and state insurance plans. This coverage does not mean that insurance is not still tricky; it is....." Continue Reading Here: buff.ly/3RNCbw1 #billing #autism #autismandinsurance #insurance #abatherapy #aba #autismtherapy

A recent analysis by the ILLINOIS PIRG EDUCATION FUND reveals a significant increase in car insurance rates, exceeding $1.25 billion in 2023. State Farm and Allstate, leading the surge, raised rates by $364 million and $210 million. Since 2022, these increases total almost $2.4 billion. Illinois lacks regulatory authority to reject excessive rates, a pattern shared only with Wyoming. Abe Scarr, Director of Illinois PIRG Education Fund, asserts the need for consumer protections. This prompts discussions on regulatory adjustments and consumer safeguarding. #Insurance #Illinois #ConsumerProtection #IndustryReport #AutobodyNews

Meet The Integra Athlete: Lizzy Ludwig Classification: Sophomore Major: Exercise Science / Pre-Med Community Service Initiatives: Supporting children facing serious illness or disability challenges through Team Impact Home State: Illinois Follow Lizzy on Instagram @lizzyludwig #integraathlete #integra212 #integrapartnernetwork #integrainspires #insurance #independentagent #genz #insuranceindustry #softball #collegesoftball #insuranceagent #insuranceagency #genz

The holidays are here and it’s school vacation season. But why wait till school fees season in January before getting an education insurance cover for your child’s future? Protect your little one’s future today. Lasaco cares. #lasaco #insurance #assurance #lifeinsurance #educationinsurance #school #tuition #academics #children #child

🛡️ Stay Protected with Personal #Accident #Insurance! 🛡️ Accidents don't wait for a convenient moment, so it's crucial to stay prepared. With Personal Accident Insurance from Insure 360, you're not just buying a policy; you're investing in peace of mind.  Key Benefits: - 🌟 Accidental Death Benefit: Security for your loved ones in the worst-case scenario. - 🦿 Permanent & Temporary Disability Cover: Financial support when you need it most. - 🏥 Medical Expenses: Covered, so you can focus on recovery without financial worry. - 📚 Education Fund: Ensures your children's education continues. - 🚑 Ambulance and Funeral Expenses: Immediate expenses covered, easing family burdens. Don't let accidents derail your life or your finances. Let’s discuss how you can protect yourself and your family today! #PersonalAccidentInsurance #FinancialSecurity #PeaceOfMind #Insure360

“Day 3…of DIAM…” Welcome back to the impromptu month long series of posts for mapping your income protection strategy. (Wondering if I sound like a game show host…) To continue mapping, here’s the next question - If for an extended period of time you were unable to earn an income due to a sickness or injury, WHERE would you look to replace your income? Multiple choice answers are below: - Social Security Disability Insurance - Employer Coverage through Work - Savings/Personal Assets - investments/401k - GoFundMe - Charity from friends and family - Individual Disability Insurance Each of these options deserves to be explored in more detail and will be continued in tomorrow’s post… Stay tuned…. #diam #incomeprotection #whatsyourplan

The type of insurance that covers loss of rent as a result of death is called Rent Guarantee Insurance" or sometimes"Loss of Rent Insurance. Relevant Class: - #Property Insurance: This is the broader class under which Rent Guarantee Insurance falls. It specifically covers financial losses associated with rental properties, including rent defaults due to the tenant's death, among other scenarios. Key Features: - Rent Loss: This #insurance typically compensates landlords for lost rental income if a tenant passes away, preventing the landlord from receiving rent until a new tenant is found. - Property Damage: Some policies might also cover property damage that could occur as a result of the tenant's death or lagal issues thereafter If you are interested in extending Fire and Special Perils Insurance with these RIDERS, please let's talk. over to #insurance #naicom #NCRIB #nigeria #lagos #NIA