Patricia Durkan, SPHR

SECU’s Emma Hayes CUDE, CDP, MEd highlighted the significance of Juneteenth and its connection to financial empowerment in a recent CUInsight.com article. Read more on how credit unions can help bridge the gap for historically underserved communities. #Juneteenth #FinancialInclusion

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The leadership landscape and mindset are evolving positively within Credit Unions. Listen to Kirk Kordeleski by simply completing the form to watch the full interview : [Link to the interview in the comment]. #creditunions Rajesh Patil #transformation

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At Atlantic Bank, we recognize the importance of mental health, especially during challenging times. This May, as we observe Mental Health Awareness Month, we reaffirm our commitment to supporting the well-being of our employees, customers, and communities. In today's fast-paced world, it's crucial to prioritize mental health as much as physical health. Whether it's through providing resources for stress management, promoting work-life balance, or offering support for those in need, we strive to create a supportive environment where everyone feels valued and understood. This month, let's start conversations, break stigmas, and support each other in our mental health journeys. Together, let's prioritize well-being and create a culture of care and compassion. #AtlanticBank #AtlaBank #AtlanticBankCommunity #MentalHealthAwareness #AtlanticBankCares 

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We seek market opportunities where credit unions stand to benefit from high-touch service of expert technicians as opposed to generic, commoditized services. We aim to develop new products and services that help credit unions serve their members, advance the "people helping people" mission and build strong financial positions. We help our clients to be the financial institution their communities rely upon for generations. •  Filling the gaps in capital markets services •  High-touch service of expert technicians •  Help credit unions serve their members: “People helping people” •  Credit unions are different #creditunionsrock #creditunion #creditunions

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As ACH transactions become more common and faster, Banks, Credit Unions, and Fintechs need a solution to protect against fraud and unauthorized returns. 🛡️ Join our webinar on August 28th at 10am PT to explore 4 key features of Unit21’s ACH solution, learn how to safeguard your institution, and discover ways to streamline ACH fraud prevention. 🔎 ✅ Register now to secure your spot: https://hubs.li/Q02Md9j60 #ACH #ACHFraud #FraudPrevention

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September is National Mortgage Professionals Month, so we've been shining the spotlight on members of our Single-Family Lending team who helped make homeownership happen for more than 1,600 West Virginians last year. Today we meet Justin Hylbert, who serves dual roles as leader of our Business Development efforts and the Loan Origination team. Describe your job in a couple of sentences: I oversee and coordinate the onboarding of new lender partners and provide ongoing program support for our existing partners. Additionally, I manage the Fund's talented staff of in-house, retail Mortgage Loan Originators (MLOs). How long have you worked in the mortgage industry? 15+ years What is your favorite thing about your job? That I am indirectly responsible for assisting folks procure an affordable and safe, basic need - shelter - is extremely fulfilling to me. I am proud of the work we accomplish and feel we are in an often underappreciated, noble profession. What is your top tip or advice for someone who is considering homeownership? Do your research. Preparation for arguably one's biggest investment for themselves and their families is critical and often overlooked. Engage professionals that have your best interests in mind. And trust the process; homeownership will happen when it's supposed to happen. I truly believe this.

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Faster, easier and for the same price... how rental loans with BPL lenders compete with conventional. Hear more from our CEO as he discusses the private lending market in AAPL's State of the Industry. Click here to watch the full broadcast -> https://lnkd.in/dtf-zFJH American Association of Private Lenders

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Discover how #creditunions can lead the way by empowering members with essential financial knowledge and skills in this Goalsetter article: https://hubs.li/Q02HkQvc0

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Getting a mortgage is, by general consensus, the most treacherous part of buying a home. Even lenders agree that it’s often a struggle. “A lot can go wrong,” says Staci Titsworth, regional manager at PNC Mortgage in Pittsburgh. If you’re out to buy a home, you have to be vigilant. To clue you into the pitfalls, here are six of the most common ways people mess up getting a mortgage. Find out more 👇 https://lnkd.in/e4e8A5c

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Getting a mortgage is, by general consensus, the most treacherous part of buying a home. Even lenders agree that it’s often a struggle. “A lot can go wrong,” says Staci Titsworth, regional manager at PNC Mortgage in Pittsburgh. If you’re out to buy a home, you have to be vigilant. To clue you into the pitfalls, here are six of the most common ways people mess up getting a mortgage. https://lnkd.in/e4e8A5c? #mortgage #homeloan #realestate

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Refinancing Surge - Refinancing activity has hit its highest level in nearly two years. 📈 According to the Mortgage Bankers Association (MBA), mortgage application volume saw a 3.9% increase last week, driven solely by a 15% surge in refinance applications. Key Highlights: - Refinance applications are up 37% compared to last year's week. - The average contract interest rate for 30-year fixed-rate mortgages dropped to 6.87%, the lowest since March 2024. - FHA and VA refinance applications saw significant increases, reflecting the impact of recent rate declines. While refinancing is booming, purchase applications continue to lag, down 14% from last year. For more insights, read the full Housing Connection article. If you have any questions or mortgage needs, feel free to reach out. We're here to help. #MortgageUpdate #Refinance #HousingMarket #OmniLending #MortgageRates #CustomerEducation

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📅 Save the Date and form your cliques for the upcoming maiden edition of Fidelity Bank's Orange Market! 🍊 ​ #OrangeMarket #BelieveWithUs #FidelityBank

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Imagine pushing your investments to work harder, reaching an 11.99% yield (or more!) on loan assets - it’s happening every day with our clients! Through JADCO’s proven sourcing network, we’re helping banks, credit unions, and fund managers achieve better returns. It’s not just about investing; it’s about making your money work smarter and yield stronger, even in volatile markets. If you’re ready to take your investments to the next level, let’s chat. Contact me, Jim Duryea, at (678) 982-6921 or via email at [email protected]. Let’s illuminate the path to stronger returns together! *Remember, all investments come with their distinctive market risks.

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New-to-credit slump: opportunity in disguise❔ Loan originations to new-to-credit (NTC) customers just hit a record low in Q2'24! Read to know: https://lnkd.in/gdtbjSwB While this might seem concerning, it could also be a golden opportunity for those who can effectively assess and onboard this untapped market. 💫 The challenge: Traditional credit scoring often fails NTC customers, leaving a huge market underserved. We're exploring innovative ways to assess NTC risk using alternative data points beyond financials (like social media, phone usage, UPI, etc.). ✅ What are your thoughts on leveraging more data sources for NTC lending? If you're on the lookout for something similar, let's discuss! #NTCCustomer #CreditAssessment #Onboarding #DigitalLending #Compliance #Fintech

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