Josh Harris

Planning your future can seem overwhelming and confusing, but you don't have to do it alone! We are here to offer you honest and thoughtful guidance to help you pursue your goals with confidence and clarity. Get in touch today to get started.

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Planning your future can seem overwhelming and confusing, but you don't have to do it alone! We are here to offer you honest and thoughtful guidance to help you pursue your goals with confidence and clarity. Get in touch today to get started.

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#NFL owners face one of two painful choices: Sell the team while they're alive, which can create massive capital gains tax bills, or they can pass the team to their families, which can trigger estate taxes or prolonged family battles for control. While #Succession and taxes have become especially important in the National Football League, many #Founders and #FamilyEnterprises face the same challenges. After running a successful business for years, the portion of their net worth that’s tied to the business can be substantial, creating complexity and challenges when planning their #estate. Here's a look at how sports-team owners are planning for the #nextgeneration , and how family dynamics can derail even the most thought out plans.. #estateplanning #familyoffice #connecticut #exitplanning https://lnkd.in/eipUqiVs

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Traditional pension plans and cash balance plans - they’re both classified as defined benefit plans…but one gives you more flexibility than the other to use your retirement savings in a way that works for you. So how are traditional pension plans and cash balance plans different? Traditional pension plans calculate your retirement benefits based on three main factors: years of service, which increases your benefit the longer you work for the employer; final average salary, usually the average of your highest-earning years; and a benefit multiplier, a percentage that is applied to your years of service and salary.  These factors combine to determine the annual payout you'll receive in retirement, typically as a lifetime monthly income. In contrast, in a cash balance plan, the employer credits a set percentage of an employee’s salary annually, along with a fixed or variable interest rate (the crediting rate), creating a hypothetical account balance that's easier for employees to understand. We recently shared a blog where you can learn more about cash balance plans. You can check it out here:

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Think $1,000 a month from SSI sounds like enough to live on? Even in the best scenarios, state programs can fall short. Learn how private planning through tools like ABLE accounts and Special Needs Trusts can provide the additional support your loved one deserves. Prepare for the unexpected. Learn more about SSI and financial planning: https://lnkd.in/enqNbFXa #SSI #SpecialNeedsTrust #FinancialPlanning #DisabilitySupport

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Thanks to First Trust for sharing their economic insights at the Impact Forum this afternoon in Boise. Major discussion topics: -Elections and Financial Implications -Stock Market Performance and FOMO -Inflation and Interest Rates Now I know investors want answers as to how to address the above topics. I hate to offer an old solution to the same old problem, but designing a MEANINGFULLY diversified portfolio may be the peace of mind you're looking for. MEANINGFULLY DIVERSIFIED: Don't let the same 7 stocks dictate your financial plan. Let's chat!

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Keep track of key dates and year-end strategies as tax deadlines approach. The post Ready, Set…Taxes: Your Year-End Tax Checklist appeared first on Discover & Learn.

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A Traditional Individual Retirement Account (IRA) is a retirement savings account. A Traditional IRA is a powerful tool for retirement savings, especially for those looking to reduce their current taxable income and take advantage of tax-deferred growth. It's important to understand the rules around contributions, withdrawals, tax and RMDs to maximize the benefits and avoid penalties. Traditional IRAs offer a wide range of investment options, including stocks, bonds, mutual funds, ETFs, and more, allowing for diversification and personalized investment strategies. This information is provided for general knowledge purposes and should not be considered as financial advice or tax advice. It is recommended to consult with a financial advisor or tax advisor to understand how an IRA plan fits into your financial situation.

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High-earner? Find out how you can position your portfolio for an uncertain tax future in my free guide. Discover 5 opportunities with this free guide by clicking here!

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Business Owners: Are you offering a plan with robust, best-in-class, low cost options? Are you taking on the liability associated with making those decisions? Plan Participants: Do you know what your 401(k) is invested in and what the hidden costs might be? Doing your due diligence is important. Give us a call to see how we can help. #PooledEmployerPlan #HPA

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The economy and markets have defied expectations of a slowdown, but what does the future hold? Join CIO Chris Hyzy for a sneak peek of what to expect from our upcoming Midyear Outlook.

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