Northpointe Bank

Cheers to a year of dedication and excellence! Northpointe Bank deeply appreciates our valued employees for their hard work, positive impact on our culture, and commitment to growth. Here's to more years of success and greatness together! #wearenorthpointe

Why choose Northpointe? Let our customers tell you why! 🏡

If your down payment is less than 20% on a conventional loan, generally, you can expect to pay private mortgage insurance. But what is it? Private mortgage insurance (PMI) is an additional cost a borrower pays, usually on a monthly basis, to lower the risk to the lender because of your lower down payment.   The good news is that on many loans, you might be able to request to cancel PMI once your principal balance is 80% of the home’s original value, and it may even cancel automatically when your principal balance hits 78%.   The bottom line? PMI makes your monthly payments higher to allow you to put less money down in the beginning. Still have questions? Connect with us today to learn more! Northpointe Bank | Member FDIC

Turn a “blah” house into an “ah-ha!” dream home. Our Renovation programs are great for remodeling a kitchen or bath, updating windows, or replacing a roof. Connect with us to learn more!

Protecting your email is more important than ever. Follow these simple but powerful steps to secure your account. Stay informed, stay secure! Your data’s protection starts with awareness. #wearenorthpointe #cyberaware #protectyourdata

Looking to build your dream home? A construction loan could be the key! Learn how they work, the benefits, and other key factors to consider. Get the details here: https://lnkd.in/eWhqjzn5

Meet Ed Napieralski, Senior Loan Officer at Northpointe Bank! What are you watching (TV show)? I’m more of an outdoors guy, so the TV is usually just on for kids' shows or a football game. I prefer the fresh air and beauty of nature. When the TV is on, it’s about family time, enjoying cartoons or cheering for my team together. What is your favorite hobby? Hunting is my passion. I love spending time with my dad at our hunting property, planting alfalfa and radishes in preparation for the season. Now that I have sons, bringing them to our land is incredibly special. It’s about making lasting memories and instilling values of patience and respect for nature. What is an item on your bucket list? Montana is high on my bucket list. I’m drawn to its vast landscapes and stunning wilderness. I envision exploring its natural beauty with my family and creating unforgettable memories together. What is always in your refrigerator? Hot salsa is a staple in my fridge. It adds flavor to any meal, whether it’s breakfast or dinner, and reminds me of the fun gatherings with family and friends. What do you love about being a Loan Officer at Northpointe Bank? I love offering a variety of loan options to meet my clients' unique needs. It’s fulfilling to guide them through the process and help them achieve their dreams, whether it’s buying a first home or refinancing. Seeing their success gives me a true sense of purpose.

A community bank with big values: At Northpointe, you get the products you want and the service you need – a concierge-style experience designed around you. Connect with us to learn more! Northpointe Bank | Member FDIC

This fall, the housing market is seeing increased inventory and more affordability. With fewer typical slowdowns expected in Q4, now could be the perfect time to make your move! Curious about what the end of 2024 holds for real estate trends? Read more here: https://lnkd.in/ghfWQPK

Congratulations, Ian McLellan, on crushing the criteria for Northpointe’s North Star top performance award for 2024! Your passion and dedication to your borrowers shine bright. We look forward to seeing you at the annual celebration to show our appreciation for your efforts!