Adero Partners

Election cycles can spur erratic investor behavior and market volatility, impacting your portfolio. Adero’s Chief Investment Officer Greg Warner, MBA, CFP® shared his thoughts with U.S. News & World Report on some ways clients can protect their retirement savings throughout the 2024 election cycle. “Stock markets have historically rewarded investors with equivalent long-term returns irrespective of which party was in the White House,” he said. “While there can always be short-term volatility, the long-term economic dynamics of consumer spending–a primary driver of economic growth–help underpin the stock market.” For tips on stabilizing your retirement portfolio in times of volatility, read the full article here: https://lnkd.in/gFtNRYqs #Retirement #FinancialPlanning #Election -- The material provided is for informational and educational purposes only. Adero Partners does not validate material not produced by Adero Partners; sources are cited and links provided. Any opinions expressed do not directly reflect those of Adero Partners. This material does not represent advice, a recommendation or solicitation to buy or sell any specific securities or investment. Adero Partners is an advisory firm registered with the Securities and Exchange Commission (“SEC”). SEC registration does not imply a certain level of skill or expertise.

Private credit strategies can diversify portfolios and help clients meet their financial goals. Adero Partners Principal and Wealth Advisor Evan Rothschild, CFA CFP® was recently featured in an InvestmentNews piece where he shares his insights on the benefits and potential drawbacks of private credit.    Read the full article here: https://lnkd.in/gT4T4qSR   #Investment #PrivateCredit #FinancialServices -- The material provided is for informational and educational purposes only. Adero Partners does not validate material not produced by Adero Partners; sources are cited and links provided. Any opinions expressed do not directly reflect those of Adero Partners. This material does not represent advice, a recommendation or solicitation to buy or sell any specific securities or investment. Adero Partners is an advisory firm registered with the Securities and Exchange Commission (“SEC”). SEC registration does not imply a certain level of skill or expertise.

Alternative investments are an excellent way for investors to diversify their portfolios, mitigate risk, and grow their wealth. Explore some of the available asset classes below ⬇⬇ To learn more, read our Guide to Alternative Investments here: https://lnkd.in/gpk6TuNi -- The material presented is for educational and illustration purposes only. The material presented is not meant to be a recommendation and or solicitation to buy or sell any securities. Adero Partners is an investment advisory firm registered with the Securities and Exchange Commission (“SEC”). SEC registration does not imply a certain level of skill or expertise

With looming tax changes and an evolving financial landscape, estate planning is top of mind for clients – and their advisors. At Adero Partners, we’re dedicated to helping clients navigate the intricate details of their estate plans and implement the most beneficial strategies for their needs. Chief Growth Officer Aaron White, CFP® was featured in Financial Planning, where he shared insight into Adero’s estate planning approach, including three types of trust strategies to help clients optimize their estate plans.  Read the full article here: https://lnkd.in/gtwPKE6h #EstatePlanning #WealthManagement #FinancialPlanning -- The material provided is for informational and educational purposes only. Adero Partners does not validate material not produced by Adero Partners; sources are cited and links provided. Any opinions expressed do not directly reflect those of Adero Partners. This material does not represent advice, a recommendation or solicitation to buy or sell any specific securities or investment. Adero Partners is an advisory firm registered with the Securities and Exchange Commission (“SEC”). SEC registration does not imply a certain level of skill or expertise.

Despite the risks involved, like illiquidity, private credit is an attractive option for high-net-worth investors. It can further diversify a traditional portfolio of stocks and bonds and offer higher potential yields and inflation protection. Adero Principal and Wealth Advisor Evan Rothschild, CFA CFP® was recently featured in an InvestmentNews article where he shared insights about managing risk when investing in private credit. Read the full article here: https://lnkd.in/g3ZEXN_q Josh Welsh #Investing #PrivateCredit #FinancialServices -- The material provided is for informational and educational purposes only. Adero Partners does not validate material not produced by Adero Partners; sources are cited and links provided. Any opinions expressed do not directly reflect those of Adero Partners. This material does not represent advice, a recommendation or solicitation to buy or sell any specific securities or investment. Adero Partners is an advisory firm registered with the Securities and Exchange Commission (“SEC”). SEC registration does not imply a certain level of skill or expertise.

Despite inherent risks like illiquidity, private credit remains a powerful tool for portfolio diversification. Advisors like Dustin Thackeray, CFA of Crewe Advisors, Tricia Mulcare of Homrich Berg, and Evan Rothschild, CFA CFP® of Adero Partners continue to advocate for its strategic role in balancing traditional investments. As we move through 2024, private credit's momentum shows no signs of slowing down. https://hubs.la/Q02LJvpW0

In light of Intel Corporation's recent job cut announcement, it's crucial for employees to understand their options. Our guide, "Intel Enhanced Retirement Offering: 9 Things to Consider," provides insights into navigating your severance and preparing for potential life changes. Careful consideration of these factors will help you make informed decisions and explore creative options during this uncertain time. Our team at Adero Partners is working with Intel Corporation employees to evaluate severance packages and create plans for their financial futures. If you have any questions or wish to speak to an advisor familiar with Intel's voluntary retirement offer, please reach out to us via email at [email protected]. We know these are stressful times, but with thoughtful planning, we can help you find the best path forward and realize your possibilities. For those managing concentrated Intel stock holdings, consider protecting your assets through an exchange fund. To learn more: - Read our Guide to Managing Contrated Stock with Exchange Funds here: https://lnkd.in/gZ_6sgMx - Watch our Exchange Funds Webinar Recording here: https://lnkd.in/gke6Tjvy #Intel #FinancialPlanning #Severance -- This information is intended as general guidance and does not constitute financial or tax advice. Consult with professionals for personalized recommendations. The material provided is for informational and educational purposes only. Adero Partners does not validate material not produced by Adero Partners; sources are cited and links provided. Any opinions expressed do not directly reflect those of Adero Partners. This material does not represent advice, a recommendation or solicitation to buy or sell any specific securities or investment. Adero Partners is an advisory firm registered with the Securities and Exchange Commission (“SEC”). SEC registration does not imply a certain level of skill or expertise.

While it's tempting to be swayed or overwhelmed by the latest headlines and market swings, do downturns really lead to down years? Let's look at the past 20 Years of U.S. Market Returns (Russell 3000) 📈 As we analyze the past two decades of market dynamics, it's clear that volatility is an inherent part of investing. In fact, every single year we experience an intra-year decline of some magnitude. On average, these intra-year declines in the US are around -15%. Key Insights: - Resilience Amid Volatility: Even with regular market drops, the Russell 3000 has shown remarkable resilience. Out of the past 20 years, 17 have closed with positive gains. - Average Growth: Markets not only tend to recover from these negative cycles but tend to have favorable calendar year performance averaging an 11% increase annually. This data highlights a crucial lesson for investors: intra-year declines are a normal part of the market cycle and staying invested is key. #Investing #MarketTrends #FinancialMarkets #Russell3000 -- Dimensional Fund Advisors. In USD. Data is calculated off rounded daily returns. US market is represented by the Russell 3000 index. Largest intra-year decline refers to the largest market decrease from peak to trough during the year. Past performance is no guarantee of future results. Indices are not available for direct investment. Their performance does not reflect the expenses associated with the management of an actual portfolio.   The material presented is for educational and illustration purposes only. The material presented is not meant to be a recommendation and or solicitation to buy or sell any securities. Adero Partners is an investment advisory firm registered with the Securities and Exchange Commission (“SEC”). SEC registration does not imply a certain level of skill or expertise.

Generational estate planning helps pass wealth and assets smoothly from one generation to the next, fostering financial stability, unity, and continuity within the family. Learn about the key aspects of generational estate planning below ⬇️⬇️ Read our "Guide to Generational Estate Planning" here: https://lnkd.in/gGTgtxUu -- The material presented is for educational and illustration purposes only. The material presented is not meant to be a recommendation and or solicitation to buy or sell any securities. Adero Partners is an investment advisory firm registered with the Securities and Exchange Commission (“SEC”). SEC registration does not imply a certain level of skill or expertise.

Navigating the tax code for Qualified Small Business Stock (QSBS) can be complex. See below for some of the common questions our advisors encounter when working with clients and prospects. Read our full article “Tax Planning with Qualified Small Business Stock (QSBS)” here: https://lnkd.in/gKmquu5P -- The material presented is for educational and illustration purposes only. The material presented is not meant to be a recommendation and or solicitation to buy or sell any securities. Adero Partners is an investment advisory firm registered with the Securities and Exchange Commission (“SEC”). SEC registration does not imply a certain level of skill or expertise.