nondepository financial institution


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Based on WordNet 3.0, Farlex clipart collection. © 2003-2012 Princeton University, Farlex Inc.
References in periodicals archive ?
In 1998, depository institutions and nonfinancial sources were used by a slightly smaller share of the small business population, and nondepository financial institutions by a slightly larger share, than in 1993 (table 5).
Among nondepository financial institutions, the use of leasing companies was somewhat less common and the use of finance companies and "other" nondepository financial institutions (including mortgage banking and insurance companies) was somewhat more common relative to 1993.
Nondepository financial institutions were a source of financial services for about one-third of small businesses in 1998, somewhat more than the fraction in 1993.
The use of nondepository financial institutions varied with the race, ethnicity, and sex of a firm's owners.
Financial Services Used by Small Businesses: Evidence from the 1998 Survey of Small Business Finances
The Department of Justice has stated that the higher than normal thresholds for screening bank mergers for anticompetitive effects implicitly recognize the competitive effects of limited-purpose lenders and other nondepository financial institutions.
ORDERS ISSUED UNDER BANK HOLDING ACT
With the increase in the number of subprime loans and the fact that a large share of these loans are made by nondepository financial institutions that are not facing periodic compliance examinations, consumer advocates have been concerned for some time about the potential for a corresponding increase in the number of predatory loans.
Statements to the Congress
The Department of Justice has stated that the higher than normal HHI thresholds for screening bank mergers for anticompetitive effects implicitly recognize the competitive effects of limited-purpose lenders and other nondepository financial institutions. On consummation of this proposal, the HHI would increase by 199 points to 1315 and the Aurora banking market would remain moderately concentrated, as measured by the HHI.
The Department of Justice has stated that the higher than normal HHI thresholds for screening bank mergers for anitcompetitive effects implicitly recognize the competitive effects of limited-purpose lenders and other nondepository financial institutions.
ORDERS ISSUED UNDER BANK HOLDING COMPANY ACT
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