Richard Whitten is a money editor at Finder, and has been covering home loans, property and personal finance for the last 6 years. He has written for Yahoo Finance, Money Magazine and Homely, and has appeared on television and radio shows nationwide. Richard’s expert commentary has been seen in the leading publications such as the Herald Sun, REA and news.com.au. Richard enjoys helping people understand the ins and outs of mortgages so they can make smarter property decisions. He also has a mortgage of his own. Before joining Finder, Richard trained as a high school teacher but found it easier to manage personal finances than a classroom full of kids. He studied education at the University of Sydney and holds a graduate certificate in communications from Deakin University. Richard also holds a Certificate IV in mortgage broking and finance (RG 206), a Tier 1 Generic Knowledge certification (RG 146) and a Tier 2 General Advice Deposit Products (RG 146) certification.
Expertise
- Home loans
- Property
- Personal finance
- Money-saving tips
Experience
- Certificate IV in mortgage broking and finance (RG 206)
- Tier 1 Generic Knowledge certification (RG 146)
- Tier 2 General Advice Deposit Products certification (RG 146)
- Finder Innovation Awards judge for lending innovation
Education
- Bachelor of Education | University of Sydney | 2006-2009
- Graduate Certificate of Communication | Deakin University | 2015
Featured publications
Featured videos
Latest articles by Richard Whitten
526 articles written by this author
Save up to $93 a month with cheaper health cover | Dollar Saver tip #89
Save hundreds a year by switching to cheaper health insurance.
![Save up to $93 a month with cheaper health cover | Dollar Saver tip #89](https://dvh1deh6tagwk.cloudfront.net/finder-au/wp-uploads/2024/07/DollarSaver89_Finder_450x250.jpeg)
Home loan panic: What scared owners are doing to keep the cost of living down
Borrowers are cutting loan repayments to pay more interest later. But future costs don't matter so much when you're struggling right now.
![Home loan panic: What scared owners are doing to keep the cost of living down](https://dvh1deh6tagwk.cloudfront.net/finder-au/wp-uploads/2024/07/ScaredOwner_Canva_450x-250.jpg)
Macquarie Business Savings Account
Read Finder's review of the Macquarie Business Savings Account. See if this product is right for you.
![Macquarie Business Savings Account](https://www.finder.com.au/finder-au/wp-uploads/2019/06/article-default_450x250.png)
I’m a money expert. I still got rejected for a credit card
I ticked every box, but there was one big problem. Here's why I got rejected for a credit card, and how I fixed it.
![I’m a money expert. I still got rejected for a credit card](https://dvh1deh6tagwk.cloudfront.net/finder-au/wp-uploads/2024/06/WomanRejection_Canva_450x250.jpg)
Virgin Money Anytime Rewards Card
Looking for a credit card that rewards you when you spend? Check out Finder's review of the Virgin Money Anytime Rewards Credit Card.
![Virgin Money Anytime Rewards Card](https://dvh1deh6tagwk.cloudfront.net/finder-au/wp-uploads/2012/02/VirginMoneyLogo-450x250_Supplied.jpg)
7 upfront costs when buying a home
SPONSORED: It's the little fees and charges that add up, and there can be a lot more of them than you think.
![7 upfront costs when buying a home](https://dvh1deh6tagwk.cloudfront.net/finder-au/wp-uploads/2024/06/Young_Couple_Discussing_Money_Canva_450x250.jpg)
How much do you actually need to buy a home in 2024? 5 factors to consider
SPONSORED: A hopeful home buyer should have a good idea of what costs they are on the hook for, what costs they can avoid, and where they can save a bit.
![How much do you actually need to buy a home in 2024? 5 factors to consider](https://dvh1deh6tagwk.cloudfront.net/finder-au/wp-uploads/2024/06/Family_Thinking_About_Home_Canva_450x250.jpg)
American Express Essential Rewards Credit Card
Bonus points and low card fees are two of the features that set the American Express Essential Rewards apart from the other rewards credit cards - find out more about it here.
![American Express Essential Rewards Credit Card](https://dvh1deh6tagwk.cloudfront.net/finder-au/wp-uploads/2016/08/amex-logo-450x250-optimised-Wikipedia.jpg)
The all-in-one EOFY checklist to get your money sorted
Get your financial life sorted before 1 July, maximise your tax return and become a life admin superstar with this EOFY checklist.
![The all-in-one EOFY checklist to get your money sorted](https://dvh1deh6tagwk.cloudfront.net/finder-au/wp-uploads/2024/06/ChecklistYellow_Canva_450x250.jpg)
Save up to $157 by paying off your credit card balance | Dollar Saver tip #86
Save $157 by paying off your card balance.
![Save up to $157 by paying off your credit card balance | Dollar Saver tip #86](https://dvh1deh6tagwk.cloudfront.net/finder-au/wp-uploads/2024/03/DollarSaver75_Finder_450x250.jpeg)