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I Decided That It Was Not Wise To Continue
I Decided That It Was Not Wise To Continue
I Decided That It Was Not Wise To Continue
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I Decided That It Was Not Wise To Continue

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 That was the day my profit exceeded one million dollars. It marked a happy ending to my first carefully planned business campaign. Everything I predicted has come to pass. But most of all: my crazy dream has come true. I became king for a day!


I will explain to you immediately. After returning to New York for a few years,

LanguageEnglish
Release dateMay 1, 2024
ISBN9798869361899
I Decided That It Was Not Wise To Continue

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    I Decided That It Was Not Wise To Continue - Colleen Grissolimas

    I Decided That It Was Not Wise To Continue

    I Decided That It Was Not Wise To Continue

    Copyright © 2024 by Colleen Grissolimas

    All rights reserved

    TABLE OF CONTENTS

    CHAPTER 1 : ENCOURAGE OR PERSUADE?

    CHAPTER 2 : THAT WAS THE MOST MEMORABLE DAY

    CHAPTER 3 : MUSIC TEACHER

    CHAPTER 4 : CHOOSE A PARTNER

    CHAPTER 5 : ACTIVE LISTENER

    CHAPTER 1 : ENCOURAGE OR PERSUADE?

    In many cases, temporal inconsistency is what prevents us from moving from thought to action. However, in the specific example of vaccination, it is difficult to believe that temporal inconsistency alone is the reason why people often delay the decision despite being fully aware of the benefits of vaccination. . When people continuously delay vaccinating their children, they must constantly fool themselves. Not only do they have to want to go to the vaccination camp next month instead of today, they also have to believe that they will actually go there next month. We must be somewhat naive in believing that we can do the right thing in the future. But if parents truly believe in the benefits of vaccination, they won't be able to fool themselves month after month, pretending to do it next month until the end of the second period. year, so your child's vaccination will be late. Later in this book, we will see how poor people try to force themselves to be frugal, and this requires a lot of complicated financial considerations. If they truly believed vaccination was as great as the WHO advises, maybe they would have found a way to overcome their habit of procrastination. So it is likely that they are hesitant because they underestimate the benefits of vaccination.

    This should be especially encouraged when households for some reason are somewhat skeptical about the benefits of what is being proposed. This makes preventive medicine an extremely suitable candidate for policy incentives: Its benefits lie in the future and are hard to see. The good news is that motivational nudges can help persuade people, which can start a positive feedback loop. Do you remember the story of mosquito nets given to a poor family in Kenya? We have argued that the additional income from a mosquito net itself is not large enough for a child who is provided with a mosquito net to be able to buy more nets for his or her children in the future: Even if mosquito nets could help, If a child's income increases by 15%, that additional income will only increase the ability to buy a mosquito net by 5%. However, the income effect is not everything. Families that receive mosquito nets can observe that when they use mosquito nets, their children have fewer illnesses. Furthermore, they also directly felt that mosquito nets were easy to use and sleeping under them was not as uncomfortable as they first thought. In an experiment, Pascaline Dupas tested this hypothesis by trying again to sell mosquito nets to families who had previously been offered cheap or free mosquito nets, as well as to families who had been offered mosquito nets. Buy mosquito nets at the right price, but most people won't buy them.[108]She found that families who were given a net for free or at a significantly reduced price were more likely to buy a second net (even though they already had one) than those who were asked to pay full price for it. first mosquito net. In addition, she also discovered that the good news spread far and wide: Friends and relatives of people who were given free mosquito nets often bought nets for themselves.

    SIT IN A WARM BLANKET AND A SOFT MATTRESS AND JUDGE

    The poor seem to be trapped in poverty by lack of information, lack of consistency and laziness - in fact we have the same problems and habits ourselves. It is true that we are not poor and to some extent have a better education and access to more complete information, but the difference is not much because in the end we know very little, certainly less. I thought.

    Our real advantage comes from what we take for granted. Our house has clean water piped to the place, no need to add chlorine to the water every morning. Sewer systems also work on their own and probably few of us really know how they work. We think we can trust the dedication of doctors and the public health system and know what we should and shouldn't do. We have no other choice but to vaccinate our children because public schools will not admit children if they have not been vaccinated. And even if for some reason we have not vaccinated our children, they are still safe because everyone else has been vaccinated. Insurance companies give gifts to encourage exercise because they are worried that we are too lazy to exercise. And perhaps most importantly, we hardly have to run for each meal. In other words, we rarely have to try to control ourselves or make life-or-death decisions, whereas the poor have to do that all the time.

    No one is wise, patient or knowledgeable enough to take full responsibility for decisions related to their own health. For that reason, people in rich countries are surrounded by invisible incentives. In poor countries, the main goal that health care policy needs to aim for is to create conditions for the poor to easily access preventive health care services, and at the same time control the quality of treatment. . Taking into account the high sensitivity to price, it is clear that the first thing to do is to bring free preventive health services to every household, even reward them if they agree to use them and, if possible, make them disappear. these services become the default choice. A free chlorine tank should be placed next to a water source; Parents should be rewarded for having their children vaccinated; Children should be given free deworming medication and nutritional supplements at school; and there should be public investment in water supply and sanitation infrastructure, at least for densely populated areas.

    As with public health investments, the above subsidies will pay back with benefits such as lower morbidity and mortality rates and higher income for people - children who are less likely to get sick will attend school regularly. and earn more money as an adult. However, this does not mean that these good things will automatically happen without any intervention. Without a full understanding of the benefits of prevention and focusing too much on the immediate present, people will not be willing to spend effort and money, even if it is to invest in inexpensive prevention strategies. . When it comes to expensive things, of course it's related to money. Disease treatment has two difficulties: ensuring people can afford the necessary medicine (as in the case of Ibu Emptat mentioned above, he could not afford to buy asthma medicine for his son), and at the same time limiting them access to unnecessary drugs to prevent widespread drug resistance. Those who open clinics and call themselves doctors seem to be beyond the control of most governments in developing countries, making it the only way to curb antibiotic resistance and drug abuse. The high point is to try to control the trade of these drugs.

    This may seem imposing, and it is. However, taking responsibility for our own lives is too easy if we just sit in our warm blankets and soft mattresses and judge. Aren't we the ones who are benefiting every day and every hour from the state's imposed regime, which is so deeply rooted in the system that it seems invisible? Compared to making our own decisions, some state-imposed measures ensure health care and free us from medical headaches. Thanks to that, we can leisurely do many interesting things with our lives. But that doesn't mean we're exempt from the responsibility of educating others about public health. We really owe everyone, including the poor, a clear explanation of why vaccinations are important and why people should complete a full course of antibiotics. But we should also realize - actually admit - that information alone does not solve anything. This is a key issue for the poor, and for us.

    4TOP OF THE CLASS

    M

    In the summer of 2009, in the village of Naganadgi in the Indian state of Karnataka, we met Shantarama, a 40-year-old widow and mother of six children. Her husband passed away suddenly four years ago from appendicitis. He did not have insurance or any pension to leave his family. The first three children went to school at least until grade 8, but the next two - a 10-year-old boy and a 14-year-old girl - had to drop out of school midway. A little girl works in the fields for a neighbor's house. We thought it was the father's death that forced the family to pull their children out of school and push the older children out into the world to make a living.

    Shantarama has smashed all our speculations. After her husband died, she rented out the family's fields and gardens and began working. She earns enough money to ensure basic needs. Her young daughter did have to help work in the fields, but that was because she did not want her child to be idle and do bad things after dropping out of school. When we met her family, the first two of the three children were still going to school (the eldest was 22 years old and married, pregnant with her first child). We learned that her eldest son is currently studying to become a teacher at a college in Yatgir, the town closest to the village. The two middle children stopped going to school because they stubbornly refused to go to school. There are many schools near the village, including one public school and several private schools. These two children were enrolled in public school, but they skipped school again and again until the mother gave up hope of being able to motivate her children to go to school. When we interviewed the mother, her 10-year-old son sitting nearby mumbled that going to school was boring.

    School is always available. Most countries offer free tuition, at least for primary education, and most children are enrolled in school. However, in many surveys we conducted around the world, the rate of children missing school ranged from 14% to 50%.[109]Being absent from class may not always be due to family problems. In rare cases it reflects poor health; For example, in Kenya, after being treated for intestinal helminths, children miss school less often[110], but in most cases it is because the child is not very excited about studying (it is quite common and certainly reminds us of our childhood). It also reflects the fact that parents seem unable or unwilling to encourage their children to go to class.

    In the eyes of some critics, this is a sign of the government's disastrous failure in its efforts to strengthen education through top-down investment. Building schools and hiring teachers is meaningless if there is no strong demand for education from the local level; On the contrary, if the market really has a need for certain skills, the need for education will appear and if there is demand, there must be supply. However, this optimistic view seems inconsistent with the Shantarama family's story. There is certainly no shortage of demand for trained human resources in Karnataka, whose capital is Bangalore and where India's information technology industry is concentrated. Mrs. Shantarama's family has a member who is a future teacher, so obviously she is aware of the importance of education and is certainly willing to invest in education.

    So if the cause is not due to access issues, lack of need for trained workers, or prohibition by parents, then why do school systems in developing countries fail to attract students? born?

    THE WAR OF SUPPLY - DEMAND

    Education and aid policies have been the subject of fierce policy debate. Similar to the case of aid, the debate here does not revolve around the issue of whether education is inherently good or bad (surely everyone agrees that education is better). Instead, people mainly debate whether governments should intervene in education, and if so, how. Although people cite different specific reasons, the dividing line in this issue is exactly the same as in the aid issue. Those who support aid often also favor interventionist education policies, and those who oppose aid generally favor a model of self-regulation without government intervention.

    The vast majority of policy makers, at least international policy makers, have always thought very simply: We have to find a way to get children into the classroom, preferably with a trained teacher. Create a method to teach them, then everything will fall into place. We call those who emphasize the provision of educational services supplier wallahs, which is the Indian word for supplier (as in some western Indian surnames, Lakdawala meaning wood supplier, Daruwala: wine supplier, and Bandukwala: gun distributor) to avoid confusion with supply-side theorists, economists who rejected all Keynesian views and opposes most forms of government intervention.

    The wallah's voice can be seen most clearly in the UN's Millennium Development Goals (MDGs), eight goals that the world's nations agreed to in 2000 and strive to achieve by 2015. The second and third goals are respectively to ensure that by 2015, all children, regardless of gender, complete primary education and to eliminate gender disparities. in primary and secondary education, ideally by 2015, and at all levels no later than 2015. Most national governments support these goals. In India, 95% of children can go to school, which is only 1km from home[111]. Many African countries (including Kenya, Uganda, and Ghana) have made primary education free and children have gone to school in droves. According to UNICEF, between 1999 and 2006, primary school enrollment in sub-Saharan Africa increased from 54% to 70%. In the East and South Asia region, this rate increased from 75% to 88% during the same period. Around the world, the number of out-of-school children dropped from 103 million in 1999 to 73 million in 2006. In our 18-country data set, even among the most impoverished (people living on less than 99 cents a day), enrollment rates now exceed 80% in at least half of the countries for which we collected data.

    Universalization of general education (from grade 9 and above) is not included in the MDG Goals, however there have been many improvements in this area. Between 1995 and 2008, total secondary school enrollment increased from 25% to 34% in sub-Saharan Africa, from 44% to

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