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    Should My Asset Allocation Include My Pension and Social Security?
    Should My Asset Allocation Include My Pension and Social Security?
    Should My Asset Allocation Include My Pension and Social Security?
    Ebook29 pages16 minutes

    Should My Asset Allocation Include My Pension and Social Security?

    By Dale Maley

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    About this ebook

    Many Americans are saving and investing for retirement. One of the key steps in investing is to determine an asset allocation that meets your specific situation. This short story explains whether or not you should include the present value of your pension and Social Security as bonds in your asset allocation plan.

    LanguageEnglish
    PublisherDale Maley
    Release dateAug 22, 2010
    ISBN9781452398129
    Should My Asset Allocation Include My Pension and Social Security?
    Author

    Dale Maley

    Dale C. Maley is the author of the 19999 book Index Mutual Funds: How to Simplify Your Financial Life and Beat the Pros. He is also a contributing author to Chapter 18 Seeking Help from Professionals in the 2009 book The Bogleheads Guide to Retirement Planning. He is a very successful private investor who has been a student of Financial Planning and Investing for over 30 years. He was trained as an engineer at the University of Illinois and has been a practicing engineer for 32 years. His accomplishments as an engineer include the granting of 16 U.S. Patents and authorship of over 500 professional technical papers. He is also a member of the International Society of Automotive Engineers and the Society of Manufacturing Engineers. He also has earned an MBA (Masters Degree in Business Administration) degree from Illinois State University. His background in mathematics, engineering, and business provides him with the excellent basis for understanding and teaching investments and financial planning. He is also a very successful investor who has been investing in common stocks and mutual funds since 1980. He has also personally invested in both 401(K) and IRA plans, so he is familiar with participation and management of these types of investments. He has been investing in indexed common stock mutual funds since 1990. Dale became a Registered Financial Advisor in the State of Illinois in 2006 and is currently launching his business as a fee-only financial planner. He is President of Maley Financial Planning LLC.

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      Book preview

      Should My Asset Allocation Include My Pension and Social Security? - Dale Maley

      Should My Asset Allocation Include My Pension and Social Security?

      by

      Dale C. Maley

      SMASHWORDS EDITION

      PUBLISHED BY:

      Artephius Publishing on Smashwords

      Should My Asset Allocation Include My Pension and Social Security?

      Copyright © 2010 by Dale C. Maley

      All rights reserved. Without limiting the rights under copyright reserved above, no part of this publication may be reproduced, stored in or introduced into a retrieval system, or transmitted, in any form, or by any means (electronic, mechanical, photocopying, recording, or otherwise) without the prior written permission of both the copyright owner and the above publisher of this book.

      Table of Contents

      Chapter 1

      What is the Over-All Financial Planning Process?

      Chapter 2

      Determining Your Current Asset Allocation without Pension and Social Security

      Chapter 3

      Determining Your Current Asset Allocation with Pension and Social Security

      Chapter 4

      Advocates for Counting Pensions and Social Security as Bonds

      Chapter 5

      Behavioral Finance

      Chapter 6

      Advocates for Not Counting Pensions and Social Security as Bonds

      Chapter 7

      The Bogleheads Weigh In

      Chapter 8

      Summary

      Bibliography

      Web Sites

      * * * * *

      Warning-Disclaimer

      This book is designed to provide information in regard to the subject matter covered. It is sold with the understanding that the publisher and author are not engaged in rendering legal, accounting, insurance, or other professional services. If legal or other expert assistance is required,

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