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Ann Garcia, CFP®, has helped thousands of families—including her own—save millions of dollars on college. Ann is the managing partner of Independent Progressive Advisors, a fee-onl...view moreAnn Garcia, CFP®, has helped thousands of families—including her own—save millions of dollars on college. Ann is the managing partner of Independent Progressive Advisors, a fee-only financial advisor, and the author of The College Financial Lady blog. Ann and her husband, Bob, live in Portland, OR, with their golden retriever. Their twins are away from home attending (affordable) colleges.view less