Budgeting Basics for Wealth, Health and Happiness

Budgeting is the first step toward financial planning. It includes a series of questions about how you spend your hard-earned money. And being accountable for your inflows and outflows is a healthy exercise for strengthening your ability to save and plan for your future.

Having a budget helps us live within our means and avoid spending more than we make. 

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While it might take work at first, in the long run,