Marketshare
More than 500 million shoppers use Apple Pay
Secure
Sensitive data can't be decrypted by Apple/others as it is stored in the Secure Element—an industry-standard, certified chip designed to store your payment information safely
Tech focused
Shoppers can authenticate with Touch ID or Face ID
Seamless
Shoppers can pay with this method in-store, online and in-app without having to create an account or fill out lengthy forms
How it works
Features
Payment type
Channel
Available in
Latin America
Brazil, Mexico**
Middle East
Bahrain*, Kuwait*, United Arab Emirates*
Oceania
Australia, New Zealand
Europe
Austria, Belgium, Croatia, Cyprus, Czech Republic, Denmark, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Liechtenstein, Luxembourg, Malta, Netherlands, Norway, Portugal*, Romania, Slovakia, Slovenia, Spain, Sweden, Ukraine*, United Kingdom, Lithuania*, Latvia*, Estonia*, Switzerland, Poland
North America
Canada, United States
Asia Pacific
Hong Kong, Japan*, Malaysia, Singapore, China*
* Online only
** In person only
Currencies
Settlement currency
All supported currencies
Processing currency
AUD, CHF, CAD, EUR, GBP, HKD, SGD, USD
Other
Refunds
Partial refunds
Multiple partial refunds
Multiple partial captures
3D Secure
Chargebacks
Local entity required
Sales day payout
Settlement delay
Card acquiring settlement (1-2 days for EUR/GBP and 2-3 days for other currencies)
Recurring
Frequently Asked Questions
Want to see how people pay in other countries?
Browse and filter 100+ payment methods on region, channel, and more.