Total loss

In insurance, a total loss or write-off is a judgment, by the insurer, that the lost value or repair cost of a damaged property exceeds the value of its policy, resulting in what it concludes is a "total loss" or "constructive total loss" A constructive total loss factors other incidental expenses beyond repair, such as salvage. Policies covering homes, vehicles and other non-investment assets subject to depreciation typically pay the insured only a fraction of the cost of replacing the property, meaning they could become "total losses" even though some value remains. About one in seven car accident claims results in a "total".

Auto insurance

Except in extreme circumstances, a vehicle that has been written off will not be completely worthless. This is because such a vehicle will usually still contain salvageable used parts, or at a bare minimum will still have value as scrap metal. All that is required for a vehicle to be a write-off is that it would cost more to return to marketable condition than the market value it would then have. So a vehicle of low value may even be written off when fully roadworthy, for example due to damage to paintwork or upholstery.

Total Loss

Total loss is a 2000 Dutch drama film directed by Dana Nechushtan.

Cast

External links

Total Loss (album)

Total Loss is the second studio album by American musician How to Dress Well. It was released in September 2012 on Acephale Records in North America and Weird World Records in other regions. The track "Cold Nites", which was co-written and co-produced by Forest Swords, was released as a single.

Acclaimed by critics, the album was listed 33rd on Stereogum's list of top 50 albums of 2012.

Background

How to Dress Well spoke about the influence for the album, Janet Jackson's "The Velvet Rope".

Total Loss is a bunch of different kinds of songs on it. I was like, "Shit, how do I make this record?" Do I pick one and stick with it and write all those? No, that would be truncating this sense I have that all these songs are special and valuable. And so that album [Velvet Rope] to me became a shining light of how to make an album that's totally true to yourself, and is about taking proper care of yourself, and paying attention to your spirit, and trusting that it'll all hang together even if there's all different kinds of vibes on the record. And for me, "Together Again" is infinitely more special because it's this little gem on that otherwise very different record. If it were a whole record of "Together Again"'s, I'd probably love the song but I don't know if in the same way.