Stranger-originated life insurance
Stranger-originated life insurance ("STOLI") generally means any act, practice, or arrangement, at or prior to policy issuance, to initiate or facilitate the issuance of a life insurance policy for the intended benefit of a person who, at the time of policy origination, does not have an insurable interest in the life of the insured under the laws of the applicable state. This includes the purchase of life insurance with resources or guarantees from or through a person that, at the time of policy initiation, could not lawfully initiate the policy; an arrangement or other agreement to transfer ownership of the policy or the policy benefits to another person; or a trust or similar arrangement that is used directly or indirectly for the purpose of purchasing one or more policies for the intended benefit of another person in a manner that violates the insurable interest laws of the state. The main characteristic of a STOLI transaction is that the insurance is purchased solely as an investment vehicle, rather than for the benefit of the policy owner's beneficiaries. STOLI arrangements are typically promoted to consumers between the age of 65 and 85.
Drop
Drop, DROP, drops or DROPS may refer to:
- Eye drops, saline (sometimes mydriatic) drops used as medication for the eyes
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Confectionery
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List of CSI: Crime Scene Investigation characters
CSI: Crime Scene Investigation is an American crime drama television series created by Anthony E. Zuiker and executive produced by Jerry Bruckheimer, Carol Mendelsohn, Ann Donahue, William Petersen, Cynthia Chavtel, Naren Shanker, and Don McGill, among others. It follows Las Vegas criminalists (identified as "Crime Scene Investigators") working for the Las Vegas Police Department as they use physical evidence to solve murders. Gil Grissom, a forensic entomologist, D.B. Russell, an esteemed botanist, and Julie Finlay and Catherine Willows, blood spatter experts with extensive knowledge of criminal psychology, head a team who are on the case 24/7, scouring the scene, collecting the evidence, and finding the missing pieces that will solve the mystery. Grissom and Willows were based upon real LVMPD Crime Scene Analysts David Holstein and Yolanda McClary.
Main cast
Drops (confectionery)
Drops are a traditional British small, round confectionery. It is a general term that can be used for any mixture of boiled sugar and flavourings that has been "dropped" onto a pan or baking sheet in rounds to set.
See also
References
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