Point 2210 is a 2210 foot peak in Cook County, Minnesota, the fifth highest ranked peak in the state. It has three closed contours of between 2200 and 2219 feet, and survey has not determined which is taller. Two of these summits have less than 20 feet of prominence from each other, but a third has several hundred feet and is located more than two miles to the west (48°00′18″N 90°16′36″W / 48.004912°N 90.276725°W / 48.004912; -90.276725). There is no summit trail.
Game play in American football consists of a series of downs, individual plays of short duration, outside of which the ball is dead or not in play. These can be plays from scrimmage – passes, runs, punts, or field goal attempts (from either a place kick or a drop kick) – or free kicks such as kickoffs and fair catch kicks. Substitutions can be made between downs, which allows for a great deal of specialization as coaches choose the players best suited for each particular situation. During a play, each team should have no more than 11 players on the field, and each of them has specific tasks assigned for that specific play.
The objective of this game is to score more points than the other team during the alotted time. The team with the ball (the offense) has 4 plays (downs) to advance at least 10 yards, and can score points once they reach the opposite end of the field, which is home to a scoring zone called the end zone, as well as the goal posts. If the offense succeeds in advancing at least 10 yards, they earn a "first down" and the number of tries allotted is reset and they are again given 4 tries to advance an additional 10 yards, starting from the spot to which they last advanced. If the offense does not advance at least 10 yards during their 4 downs, the team without the ball (the defense) regains control of the ball (called turnover on downs).
Points, sometimes also called "discount points", are a form of pre-paid interest. One point equals one percent of the loan amount. By charging a borrower points, a lender effectively increases the yield on the loan above the amount of the stated interest rate. Borrowers can offer to pay a lender points as a method to reduce the interest rate on the loan, thus obtaining a lower monthly payment in exchange for this up-front payment. In United States, for each point purchased, the loan rate is typically reduced by anywhere from 1/8% (0.125%) to 1/4% (0.25%).
Selling the property or refinancing prior to this break-even point will result in a net financial loss for the buyer while keeping the loan for longer than this break-even point will result in a net financial savings for the buyer. The longer you keep the property financed under the loan with purchased points, the more the money spent on the points will pay off. Accordingly, if the intention is to buy and sell the property or refinance in a rapid fashion, paying points is actually going to end up costing more than just paying the loan at the higher interest rate.
In ice hockey, point has three contemporary meanings:
It's Christmastime, there's no need to be afraid
At Christmastime, we let in light and we banish shade
And in our world of plenty we can spread a smile of joy
Throw your arms around the world at Christmastime
But say a prayer, Pray for the other ones
At Christmastime it's hard, but when you're having fun
There's a world outside your window
And it's a world of dread and fear
Where the only water flowing
Is the bitter sting of tears
And the Christmas bells that ring there are the clanging chimes of doom
Well tonight thank God it's them instead of you
And there won't be snow in Africa this Christmastime
The greatest gift they'll get this year is life
Where nothing ever grows
No rain nor rivers flow
Do they know it's Christmastime at all?
Here's to you
Raise a glass for everyone
Spare a thought this yuletide for the deprived
If the table was turned would you survive
Here's to them
Underneath that burning sun
You ain't gotta feel guilt just selfless
Give a little help to the helpless
Do they know it's Christmastime at all?
Feed the world
Feed the world
Feed the world
Feed the world
Feed the world
Let them know it's Christmastime again -
Feed the world