Fetus

In human development, a fetus (/ˈfiːtəs/; plural "fetuses"), also spelled foetus, is a prenatal human between its embryonic state and its birth. The fetal stage of development tends to be taken as beginning at the gestational age of eleven weeks, i.e. nine weeks after fertilization. In biological terms, however, prenatal development is a continuum, with no clear defining feature distinguishing an embryo from a fetus. The use of the term "fetus" generally implies that an embryo has developed to the point of being recognizable as a human; this is the point usually taken to be the ninth week after fertilization. A fetus is also characterized by the presence of all the major body organs, though they will not yet be fully developed and functional and some not yet situated in their final anatomical location.

Etymology

The word fetus (plural fetuses) is from the Latin fētus (“offspring”, “bringing forth”, “hatching of young”). The British, Irish, and Commonwealth spelling is foetus, which has been in use since at least 1594. It arose as a hypercorrection based on an incorrect etymology (i.e. due to insufficient knowledge of Latin) that may have originated with an error by Isidore of Seville in AD 620. This spelling is the most common in most Commonwealth nations, except in the medical literature, where fetus is used. The etymologically accurate original spelling fetus is used in Canada and the United States. In addition, fetus is now the standard English spelling throughout the world in medical journals. The spelling faetus was used historically.

Foetus (band)

Foetus is the primary musical outlet of J. G. Thirlwell. Until 1995 the band underwent various name changes, all including the word foetus. Monikers adopted at different times include Foetus Under Glass, You've Got Foetus on Your Breath and Scraping Foetus Off The Wheel. After 1995 the name permanently became Foetus, though the related project The Foetus Symphony Orchestra was founded in 1997 and continues.

Thirlwell acts as the sole instrumentalist, vocalist, songwriter and producer for all Foetus works and as such is the only member of the band. Other artists may occasionally collaborate with Thirlwell on Foetus works but are not considered members of Foetus. Thirlwell is solely responsible for the musical output of the band.

J. G. Thirlwell has many side-projects, in which he frequently goes by the name Clint Ruin. One such grouping is Wiseblood with former Swans member Roli Mosimann. The material tends toward the realm of the darkest and most sexual Foetus songs, with Mosimann's Swans lineage showing in the slow, crushing pacing of many tracks. Thematically, Wiseblood's lyrics center around the misanthropic exertion of power, typically via murder, sex or assault. Wiseblood existed on-and-off from the mid-1980s through early 1990s.

Foetus (film)

Foetus (Hungarian: A magzat) is a 1994 Hungarian drama film directed by Márta Mészáros. It was entered into the 44th Berlin International Film Festival.

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Mortgage loan

A mortgage loan, also referred to as a mortgage, is used by purchasers of real property to raise funds to buy real estate; or by existing property owners to raise funds for any purpose while putting a lien on the property being mortgaged. The loan is "secured" on the borrower's property. This means that a legal mechanism is put in place which allows the lender to take possession and sell the secured property ("foreclosure" or "repossession") to pay off the loan in the event that the borrower defaults on the loan or otherwise fails to abide by its terms. The word mortgage is derived from a "Law French" term used by English lawyers in the Middle Ages meaning "death pledge", and refers to the pledge ending (dying) when either the obligation is fulfilled or the property is taken through foreclosure. Mortgage can also be described as "a borrower giving consideration in the form of a collateral for a benefit (loan).

Mortgage borrowers can be individuals mortgaging their home or they can be businesses mortgaging commercial property (for example, their own business premises, residential property let to tenants or an investment portfolio). The lender will typically be a financial institution, such as a bank, credit union or building society, depending on the country concerned, and the loan arrangements can be made either directly or indirectly through intermediaries. Features of mortgage loans such as the size of the loan, maturity of the loan, interest rate, method of paying off the loan, and other characteristics can vary considerably. The lender's rights over the secured property take priority over the borrower's other creditors which means that if the borrower becomes bankrupt or insolvent, the other creditors will only be repaid the debts owed to them from a sale of the secured property if the mortgage lender is repaid in full first.