Health insurance

Health insurance is insurance against the risk of incurring medical expenses among individuals. By estimating the overall risk of health care and health system expenses, among a targeted group, an insurer can develop a routine finance structure, such as a monthly premium or payroll tax, to ensure that money is available to pay for the health care benefits specified in the insurance agreement. The benefit is administered by a central organization such as a government agency, private business, or not-for-profit entity. According to the Health Insurance Association of America, health insurance is defined as "coverage that provides for the payments of benefits as a result of sickness or injury. Includes insurance for losses from accident, medical expense, disability, or accidental death and dismemberment" (pg. 225).

Background

A health insurance policy is:

Laos

Coordinates: 18°N 105°E / 18°N 105°E / 18; 105

Laos ((ⁱ/ˈlaʊs/, /ˈlɑː.ɒs/, /ˈlɑː.oʊs/, or /ˈleɪ.ɒs/)Lao: ສາທາລະນະລັດ ປະຊາທິປະໄຕ ປະຊາຊົນລາວ, pronounced [sǎːtʰáːlanalat pásáːtʰipátàj pásáːsón láːw] Sathalanalat Paxathipatai Paxaxon Lao), officially the Lao People's Democratic Republic (LPDR) (French: République démocratique populaire lao), is a landlocked country in Southeast Asia, bordered by Myanmar (Burma) and China to the northwest, Vietnam to the east, Cambodia to the south, and Thailand to the west. Since 1975, it has been ruled by a Marxist and communist government. Its population was estimated to be around 6.8 million in July 2014.

Laos traces its history to the kingdom of Lan Xang, which existed from the 14th to the 18th century when it split into three kingdoms. In 1893, it became a French protectorate, with the three kingdoms—Luang Phrabang, Vientiane and Champasak — uniting to form what is now known as Laos. It briefly gained independence in 1945 after Japanese occupation, but returned to French rule until it was granted autonomy in 1949. Laos became independent in 1953, with a constitutional monarchy under Sisavang Vong. Shortly after independence, a long civil war ended the monarchy, when the Communist Pathet Lao movement came to power in 1975.

Laos (disambiguation)

Laos is a country in southeast Asia.

Laos or LAOS may also refer to: