Creditor
A creditor is a party (e.g. person, organization, company, or government) that has a claim on the services of a second party. It is a person or institution to whom money is owed. The first party, in general, has provided some property or service to the second party under the assumption (usually enforced by contract) that the second party will return an equivalent property and service. The second party is frequently called a debtor or borrower. The first party is the creditor, which is the lender of property, service or money.
The term creditor is frequently used in the financial world, especially in reference to short-term loans, long-term bonds, and mortgage loans. In law, a person who has a money judgment entered in their favor by a court is called a judgment creditor.
The term creditor derives from the notion of credit. Also, in modern America, credit refers to a rating which indicates the likelihood a borrower will pay back his or her loan. In earlier times, credit also referred to reputation or trustworthiness.
Podcasts:
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by Fastball
Lender
by: FastballPeel me off a fiver
That stack looks pretty thick
Money takes some time
To make me spend it all too quick
And I'll try to remember
That this is just a lender
'Till i'm on my feet, back in the car
I won't forget who my friends are
You were always there when I needed you
I can be there too
Loan me fifteen dollars
My wallet's getting thin
My rent is due and I know
That you have recently come in
To a large amount of money
Hey man can you make that twenty?
'Till i'm on my feet
Back in the car
I won't forget who my friends are
You were always there when I needed you
I can be there too
Hey haven't you heard
Didn't you know?
I cleaned up six weeks ago
I'm on the straight and narrow track
And I can pay you back
'Till I'm on my feet, back in the car
I won't forget who my friends are
You were always there when I needed you
I can be there too
Oh hey, how ya doing, no I did not forget
I promised I would pay you back
But I ain't got it yet
And you dont' have to sweat it
I'll call you when I get it
When i'm on my feet, back in the car
I won't forget who my friends are
I'm on the straight and narrow track
I'll remember to pay you back
You were always there when I needed you
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