Layaway
Layaway (lay-by in Australia, New Zealand) is an agreement in which the seller reserves an item for a consumer until the consumer completes all the payments necessary to pay for that item. Rather than taking the item home and then repaying the debt on a regular schedule, as in most installment plans or hire purchases, the layaway customer does not receive the item until it is completely paid for. There is sometimes a fee associated, since the seller must "lay" the item "away" in storage until the payments are completed. Because there is little risk involved for the seller, layaway can be readily offered to those with bad credit. If the transaction is not completed, the item is returned to stock; the customer's money may be returned in whole, returned less a fee, or forfeited entirely.
The main advantage of layaway is that no interest is charged. In addition, the price is fixed, availability is guaranteed by reserving the item in stock, and an item being purchased as a gift can be kept secret. Consumers may also gain a sense of living within their means.
Podcasts:
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by Jon B.
Layaway
by: Jon B.Girl, I won't be caught up
I won't be the way
That I thought we could be
Cause girl I know see how you are
Nothing comes for free baby
I gotta pay your fee
Money's what she wants
Cheddar is the key
She's in love with me
There's no myth she ain't gotta do it for free
I gotta put your love on layaway
To make you stay
I can't afford your love
Ooh mami mami, mami mami
Girl, I'm workin 9 to 9
So I can keep mine
I gotta live my life
You, thought that you could get me
To be your baby's daddy
Girl you're funny funny
Money's what she wants
Cheddar is the key
She's in love with me
Cause she ain't gotta do it for free
I gotta put your love on layaway
To make you stay
I can't afford your love
Ooh mami mami, mami mami
I gotta put your love on layaway
To make you stay
I can't afford your love
Ooh mami mami, mami mami
Girl I know that's what you want now girl
I know that's what you want now girl
Don't front it's what you want know girl
I know that's what you want now girl
Don't front it's what you want now girl
Don't front it's what you want now girl
I know that's what you want now girl
Now say just what you want now girl
What you really want now girl
Ooh ooh ooh ooh ooh ooh ohh
I gotta put your love on layaway
To make you stay
I can't afford your love