High-net-worth individual
A high-net-worth individual (HNWI) is a person with a high net worth. In the western, and primarily American, private banking business, these individuals typically are defined as having investable finance (financial assets, excluding primary residence) in excess of US$1 million in constant 2006 dollars.
However, there are distinct classifications of HNWI and the exact dividing lines depend on how a bank wishes to segment its market. For example, an investor with less than US$1 million but more than US$100,000 is considered to be "affluent", or perhaps even "Sub-HNWI". "Very-HNWI" (VHNWI) can refer to someone with a net worth of at least US$5 million.
By 2007, the expansion of HNWI assets led to the creation of a super class of HNWIs, known as Ultra-high-net-worth individuals (UHNWIs), i.e. those with US$30 million in liquid financial assets according to the Capgemini and Merrill Lynch World Wealth Report 2006 or with a disposable income of more than US$20 million.
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Don't Call Me
by: Ne-YoVerse 1: I became her lover, she became my lover. Had her heart broke, I was helping her recover. I became the man she knew she could rely on. Somebody to listen or shoulder to cry on. She was getting better, better she was getting. The more time spent, the more she would forget him. But then back around he seen that he started coming, and shes on the low taking phone calls from him. I thought that we were building something strong. He apologizes and now your gone. And I won't put up with this.
Pre-chorus: You wanna go. (Go.) Just hope you know. Baby your gonna be lonely, lonely again. Oh lonely, lonely. Go on go, go. Just hope you know. (Hey.) Baby your gonna be lonely, lonely again. Lonely, lonely again.
Chorus: Don't call me when your lonely again. When your lonely again, lonely again. Oh, sugga don't call me when your lonely again, when your lonely again. Lonely again. (Oh.)