HMDA may refer to:
The Home Mortgage Disclosure Act (or HMDA, pronounced HUM-duh) is a United States federal law that requires certain financial institutions to provide mortgage data to the public. Congress enacted HMDA in 1975.
HMDA grew out of public concern over credit shortages in certain urban neighborhoods. Congress believed that some financial institutions had contributed to the decline of some geographic areas by their failure to provide adequate home financing to qualified applicants on reasonable terms and conditions. Thus, one purpose of HMDA and Regulation C is to provide the public with information that will help show whether financial institutions are serving the housing credit needs of the neighborhoods and communities in which they are located. A second purpose is to aid public officials in targeting public investments from the private sector to areas where they are needed. Finally, the FIRREA amendments of 1989 require the collection and disclosure of data about applicant and borrower characteristics to assist in identifying possible discriminatory lending patterns and enforcing antidiscrimination statutes.
They came from the other side
In bunches at a time
Crowding up the neighborhood
To raise the rates of crime
Some of them got money
Most of them got shit
All they do is come here
To take from our pockets
Import, import, imported society
Import, import, imported society
Import, import, imported society
Import, import, imported society
Don't you fucking see
That you bother me
Genocide
You can't hide
So go home now
Don't come back
Take your goat
Get on your boat
I hate imports
I don't want to hear their shit
I hate imports
Cause I'm just so sick of it
I just want to
Live my life without you fucking assholes
And I want to
Never see your ass again
Import, import, imported society
Import, import, imported society
Import, import, imported society
Import, import, imported society
Hindus and Ethiopians
You know they're all the same
A huck a buck of Indians