Debit MasterCard

The Debit MasterCard is a debit card. It uses the same systems as the standard MasterCard credit card and does not use a line of credit to the customer, instead relying on funds that the customer has in their bank account.

Algeria

Several banks offer Credit and Debit MasterCard in Algeria (Algeria Gulf Bank, Banque de Développement Local, Crédit Populaire Agricole).

Australia

As in the UK, in Australia the Debit MasterCard is a competitor to the Visa Debit cards provided by Visa Inc.

The Debit MasterCard was first launched in Australia by Westpac in 2006 as an alternative card for the bank's Cirrus cardholders.

The Commonwealth Bank, ME Bank and Westpac are notable for being the only banks in Australia to issue a Debit MasterCard to any account holder age 16 and older, whereas other institutions require cardholders to be age 18 or older.

Baltic states

Swedbank has offered Debit MasterCard in Estonia since 2011, Latvia and Lithuania since 2012. SEB has offered Debit MasterCard and Visa Debit for years equally in the Baltic states, but since March/April 2014 SEB decided to prefer Debit MasterCard as their main debit card, still somewhat offering also Visa Debit