4th OTO Awards
4th OTO Awards
January 31, 2004 (2004-01-31)
Overall winner
Zdena Studenková
EuroTelevízia Award
IQ Test národa
The 4th OTO Awards, honoring the best in Slovak popular culture for the year 2003, took time and place on January 31, 2004, at the Reduta concert hall in Bratislava. Unlike the previous editions of the show, the ceremony broadcast live JOJ. The host of the show, for a change, was actor Maroš Kramár.
Performers
Winners and nominees
Main categories
Others
References
10th OTO Awards
10th OTO Awards
March 13, 2010 (2010-03-13)
Overall winner
Adela Banášová
Hall of Fame
Štefan Kvietik
Život Award
Martin Mózer
The 10th OTO Awards, honoring the best in Slovak popular culture for the year 2009, took time and place on March 13, 2010 at the former Opera building of the Slovak National Theatre in Bratislava. The ceremony broadcast live STV. The hosts of the show were Michal Hudák and Štefan Skrúcaný.
Presenters
(as Adonis Szabo and Igor Šrámek)
American football rules
Game play in American football consists of a series of downs, individual plays of short duration, outside of which the ball is dead or not in play. These can be plays from scrimmage – passes, runs, punts, or field goal attempts (from either a place kick or a drop kick) – or free kicks such as kickoffs and fair catch kicks. Substitutions can be made between downs, which allows for a great deal of specialization as coaches choose the players best suited for each particular situation. During a play, each team should have no more than 11 players on the field, and each of them has specific tasks assigned for that specific play.
Objective of the game
The objective of this game is to score more points than the other team during the alotted time. The team with the ball (the offense) has 4 plays (downs) to advance at least 10 yards, and can score points once they reach the opposite end of the field, which is home to a scoring zone called the end zone, as well as the goal posts. If the offense succeeds in advancing at least 10 yards, they earn a "first down" and the number of tries allotted is reset and they are again given 4 tries to advance an additional 10 yards, starting from the spot to which they last advanced. If the offense does not advance at least 10 yards during their 4 downs, the team without the ball (the defense) regains control of the ball (called turnover on downs).
Point (mortgage)
Points, sometimes also called "discount points", are a form of pre-paid interest. One point equals one percent of the loan amount. By charging a borrower points, a lender effectively increases the yield on the loan above the amount of the stated interest rate. Borrowers can offer to pay a lender points as a method to reduce the interest rate on the loan, thus obtaining a lower monthly payment in exchange for this up-front payment. In United States, for each point purchased, the loan rate is typically reduced by anywhere from 1/8% (0.125%) to 1/4% (0.25%).
Selling the property or refinancing prior to this break-even point will result in a net financial loss for the buyer while keeping the loan for longer than this break-even point will result in a net financial savings for the buyer. The longer you keep the property financed under the loan with purchased points, the more the money spent on the points will pay off. Accordingly, if the intention is to buy and sell the property or refinance in a rapid fashion, paying points is actually going to end up costing more than just paying the loan at the higher interest rate.
Point (ice hockey)
In ice hockey, point has three contemporary meanings:
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