Stored-value card

A stored-value card is a payment card with a monetary value stored on the card itself, not in an external account maintained by a financial institution. Stored-value cards differ from debit cards, where money is on deposit with the issuer, and credit cards which are subject to credit limits set by the issuer. Another difference between stored-value cards and debit and credit cards is that debit and credit cards are usually issued in the name of individual account holders, while stored-value cards may be anonymous, as in the case of gift cards. Stored-value cards are prepaid money cards and may be disposed when the value is used, or the card value may be topped up, as in the case of telephone calling cards or when used as a fare card.

The term stored-value card means the funds and or data are metaphorically 'physically' stored on the card, in the form of binary-coded data. With prepaid cards the data is maintained on the card issuer's computers. The value associated with the card can be accessed using a magnetic stripe embedded in the card, on which the card number is encoded; using radio-frequency identification (RFID); or by entering a code number, printed on the card, into a telephone or other numeric keypad.

ISO 15924

ISO 15924, Codes for the representation of names of scripts, defines two sets of codes for a number of writing systems (scripts). Each script is given both a four-letter code and a numeric one. Script is defined as "set of graphic characters used for the written form of one or more languages".

Where possible the codes are derived from ISO 639-2 where the name of a script and the name of a language using the script are identical (example: Gujarātī ISO 639 guj, ISO 15924 Gujr). Preference is given to the 639-2 Bibliographical codes, which is different from the otherwise often preferred use of the Terminological codes.

4-letter ISO 15924 codes are incorporated into the Language Subtag Registry for IETF language tags and so can be used in file formats that make use of such language tags. For example, they can be used in HTML and XML to help Web browsers determine which typeface to use for foreign text. This way one could differentiate, for example, between Serbian written in the Cyrillic (sr-Cyrl) or Latin (sr-Latn) script, or mark romanized text as such.