Last Updated: May 1, 2024   

1. Discrimination

You agree not to discriminate against or otherwise disadvantage your customers who want to use Sunbit relative to other payment methods. 

2. Service Dates

Sunbit customer agreements must be entered into on or after the day services are rendered.  

3. Insurance & Warranty (applicable to healthcare, dental and optical services)

Sunbit may only be offered for out-of-pocket expenses and services/goods not covered by any existing insurance or warranty. Sunbit cannot be used as a temporary payment while insurance claims are processed or instead of acceptable insurance coverage.  

4. Consent to Submit Payments

You must not request customers to complete applications for Sunbit while under anesthesia or under the influence of any other medication that inhibits a customer’s ability to fully consent to financial transactions.  

5. Fair Lending and Fair Treatment of Customers 

• You must make Sunbit Payments available to all similarly situated customers and treat all customers the same.  You must not discriminate based on race, color, religion, national origin, gender, sex, sexual orientation, gender identity, age provided that the person has capacity to enter into a binding contract, marital status, the fact that all or part of the customer’s income derives from any public assistance program, the fact that the person has in good faith exercised any right under the Consumer Credit Protection Act, disability, or any other protected class under applicable law, including the federal Equal Credit Opportunity Act or applicable state fair lending laws.  
• If you discuss Sunbit with customers (verbally or in writing), you will not misrepresent the Sunbit terms, mislead any customers, or make any warranty or representation to any customer regarding Sunbit. Please direct all customer questions about Sunbit to [email protected].

6. Payments from Customers on Sunbit Payments

In the event that you receive any payments directly from a customer you will contact Sunbit at [email protected].

7. In-Home Services

If you sell products or services in customers’ homes, you will not discuss Sunbit or accept payments from customers through Sunbit while at such customer’s home.

8. Prohibited/Restricted Goods and Services

In addition to the categories of goods or services sold and businesses restricted from using Stripe overall, the following categories are prohibited from using Sunbit: transactions outside of the United States, transactions in states in which Sunbit does not offer Sunbit Payments, gambling, pornography and adult entertainment, cannabis and dispensaries, and anticipation loans.

9. Text Messages

You may not reference Sunbit or Sunbit purchase financing in any messaging on SMS or similar text messaging applications unless agreed to in writing by Sunbit.