Ivan Salonga

If you or your provider are not offering premium health coverage for your team in the Philippines and at least one dependant, you are not attracting the best talent. That might sound like a big call, but the best talent demands the best benefits to support them and their families. In a recent survey, around 30% of Filipinos noted private health coverage or HMO as a leading driver for joining an organisation. The more prominent organisations work with the best HMO providers in the country, including Maxicare, Intellicare, and Medicard. If you are unsure which service your provider offers your team, ask them. If you have hired directly, you are not providing private health cover for your freelance team members, but you could offer to cover the cost. If these videos have been helpful, give them a like, leave a comment, and share them with your network. For more top tips, insights, and useful content, hit the bell at the top of my profile to give me a follow. #Offshoring #Outsourcing #PhilippinesBenefits

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Interesting but not surprising. I think most people would consider their commute as a major factor in their concept of work-life balance. And because public transportation here is a nightmare, it negatively impacts employees’ perceptions of their work-life. Most people have to cram themselves into buses, jeeps, and trains (when they’re functional, at least) everyday for a few hours to and from their place of work instead of using that time to rest and for other activities they value such as family time or hobbies. It’s a sad state of affairs when the government chooses (through incentives from the private sector) to keep building expressways and alternate routes for cars which only induce demand for more cars instead of long-term solutions to the transportation crisis. Any other factors the study should have considered? What do you all think, friends and connections?

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Did you know that our gut has its own "brain" and controls more than just digestion? It's time to trust your gut and unlock the incredible connection between your belly and your brain! Secure your health with Digital Set for Health by clicking this FWD secure link https://lnkd.in/gFNGW5KX #FWDBlogs #Celebrateliving #1OxFWDPH #1OxStronger

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Baka makatulong sa mga naghahanap ng side-hustle this ber month. Check our Career Preview later via zoom cloud meetings ☺️ And learn everything about being a Financial Advisor. Message me for the meeting details! #Sidehustle #FinancialAdvisor #Parttime

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🔒Elevate your business's security game with One-Time Passwords (OTPs)! Learn how major sectors in the Philippines are leveraging OTPs to protect sensitive information and build trust. Discover why OTPs are essential for your business from our article below! ✨ #CyberSecurity #OTP #Philippines #BusinessSecurity #TechTrends #MFA #securitytokens #phsecurity #accountsecurity #onlinesafety

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Global data breaches have increased by 72% in 2023 according to World Economic Forum. No matter the size of your business, cybercriminals are always looking for ways to exploit your data. Learn about the latest trends in data privacy in the Philippines and protect your organization from cyberattacks and data breaches. Join our upcoming webinar Data Privacy Trends and Best Practices for your Business on September 18 at 2 PM, organized especially for Mindanao-based businesses. Register now by clicking the link below: https://lnkd.in/gp9HHeGq Magkita ta didto!

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Let's focus on what really life insurance is all about: PROTECTION rather than INVESTMENTS. It's delightful and enlightening to hear something like this from our AIA Philippines CEO Melita Teo herself a few times now since she assumed the leadership position, which was further highlighted in our most recent sales rally in SMX Convention Center in Pasay City. --- Much has been said about Variable Universal Life (VUL), or the kind of life insurance plan that has an attached savings or investment component. Recently, VULs get a lot of bad reputation because of miscommunication by the insurance agents (or financial advisors) pre- and post-sales and unmet expectations by the clients. To further clarify, VUL is first and foremost an insurance product, not an investment product. And should you insist, it should be the last investment product you should get since there are far better alternatives if you want your desired rates of returns. Also, just to be clear: It's not totally bad to have VULs, you just need to understand its pros and cons and accept them as they are. If you still think it's for you after an explanation, then fine. If not, then it should be fine as well. It's still your money, anyway. Here are some of quick, important thoughts about VUL that your insurance agent might not have told you just yet: 1. Not all VULs are the same in terms of coverage and paying years. Various VUL products offer different benefits such as for critical illness, for accidental death, for hospital income, etc. There are those that you only need to pay once, or 5 years, or 10 years, and even more. But one thing is for sure: insurance charges increase over the years due to age, and you pay for those charges through a deduction of units against your fund value (or the accumulated investment portion in your VUL). 2. The VUL's fund value is the lifeblood of your insurance coverage. That being said, should time comes that your VUL's fund value gets exhausted by the charges, your 10-years-to-pay plan, for example, requires additional payment even beyond the 10 years through top-ups which goes straight to your fund value to keep your policy active. 3. VULs give relatively higher commission over traditional insurance products, so understandably it is being pushed by money-driven agents. Moreover, here's a pro-tip: always ask if your agent has an Ordinary Life (OL) license, because other agents only get licensed for VULs only so they are forced to sell "insurance+investment" type of plans. 4. The premium holiday feature probably is VUL's best aspect, because at instances that you as a client cannot pay for the premiums, the policy's fund value can pay for it and benefits remain intact. There are certain cases that this isn't applicable i.e. for insurance riders that are premium-paying and not unit-deducting. I have shared only four here, but there's a lot of layers in VULs that require a one-on-one consultation. Let's discuss further?

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Did you know you can easily secure your life insurance using the BPI Mobile App? Enjoy the convenience of managing your insurance needs from the comfort of your home. Get started now and log into your BPI Mobile App!​ #BPIAIA #HealthierLongerBetterLives

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In our latest State of HR 2024 Report, we found that Philippine companies are slow to adopt AI in their operations, leaving significant room for growth. According to Atty. Arlene De Castro, Sprout's Chief People and Customer Officer, says changing the perception of AI usage in HR is crucial to bridging this gap. Discover more about these findings and how they can impact your HR strategies. Read the full article here: https://lnkd.in/gh4u8uCK 🌱 Book a demo with Sprout today: 💌 Email: [email protected] 📆 Calendly: https://lnkd.in/gzwticg7 #GreatEmployersUseSprout

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The country’s commitment to net-zero emissions is significantly boosting the demand for electric vehicles. This interview with Manufacturing Asia delves into how these environmental goals are reshaping the landscape of manufacturing and green transportation. 🌿⚡

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Unlock financial peace! Discover the 5 crucial steps to build your emergency fund in the Philippines. Don't wait, secure your future now: https://lnkd.in/gEXc8fNr