HOW AMAZON PAY WORKS
With online payment services, support, and a checkout experience recognized by hundreds of millions of Amazon shoppers around the globe, Amazon Pay offers businesses so much more than meets the eye.
SOLUTIONS

How Amazon Pay works for your business and customers

Web
Amazon Pay works seamlessly with your site, offering easy integration and support as needed. It’s also where Amazon customers manage their payments on Amazon.com
Amazon Pay is optimized for mobile, so shoppers can check out right from their device.
Offer shoppers the trust and convenience of Amazon in just a few clicks. No hidden fees and upfront costs.
TRANSACTION TYPES
One solution for many business models

Immediate charge

Description: Immediately charge the customer after they have placed their order
Example: Purchase of item that is shipped on the same day, delivery of a digital good that can be downloaded

Deferred payments

Description: Capture payment from the customer when a specific milestone is met
Example: Pre-order, backorder, order online pick up in store

Split payment

Description: Spread the total payment amount for the order across multiple individual payments
Example: Built-to-order items requiring a partial payment upfront; An order to be sent in multiple shipments

Recurring payments

Description: Handle repeating payments with the flexibility to charge a fixed or variable amount as often as needed by your business
Example: Monthly membership, subscription with variable amounts or varied frequency, pay per use

One-off purchase with subscription

Description: Initiate a one-time payment along with a subscription
Example: Sell a product with a subscription for re-fills

Refund

Description: Issue full or partial refunds against previously captured funds
Example: Voided transaction, return of goods/services, partial order fulfilment

FEATURED CONTENT
Insights and updates
HAVE QUESTIONS?
Amazon Pay explained

What is Amazon Pay?

Amazon Pay is a service offered to Amazon customers, and you are enabled to use it wherever you see it — whether that is clicking the Amazon Pay button when checking out on your favorite online stores or managing your payment methods in your account on Amazon.com. There are no additional sign-ups or sign-ins. Your transactions are safe and secure, and everything can be tracked in your Amazon account.

How do I open an Amazon Pay account?

If you have an Amazon account, you are ready to start using Amazon Pay wherever you see the Amazon Pay button. No additional registration is necessary, which means you don’t need to create a new account or remember old passwords. Amazon Pay simply uses the information and payment methods stored in your Amazon account. That also includes your address book, so you’ll always have Grandmom’s address handy no matter where you shop.

Why should I use Amazon Pay over other checkout options?

Amazon Pay is the way to check out quickly and securely online, and your eligible purchases of physical goods are protected by our A-to-z Guarantee. Breeze through checkout using the information already stored in your Amazon account.

How do I find my Amazon Pay transactions?

Go to pay.amazon.com and sign in as a “shopper” using your Amazon username and password. One-time purchases are shown on the “Activity” tab, and subscription agreements are on the “Merchant agreements” tab. You can also view your transactions on Amazon.com. If you are on a desktop, your Amazon Pay transactions can be found under “Amazon Orders” within the Amazon Pay tab or in “Your Account” under “Transactions”. If you are in the Amazon app, all transactions are listed together under “Your Orders” or in “Your Account”.

Is my payment information shared with merchants?

We don’t share your full credit card, debit card, or bank account number with merchants or charitable organizations who accept Amazon Pay. We do share your full card or bank account number with payment processors, however, to process the transaction on behalf of the merchant. We also share with the merchant the payment information that is required to complete and support your transaction, which may include the last four digits of your card number and the card type.

What does it cost me to use Amazon Pay?

It costs nothing. Using Amazon Pay does not add fees to your purchases on sites and organizations accepting Amazon Pay. We do not add transaction fees, membership fees, currency conversion fees, foreign transaction fees, or any other fees. Your card issuer, however, may add a foreign transaction fee if your card was issued in a country different from the site on which you are shopping, as well as any other fees described in the terms and conditions for your card.

Where’s my order?

Sites offering Amazon Pay ship their own orders to you. Also, you can enable Alexa Delivery Notifications through participating merchants to get package tracking alerts. If you think there may be a problem with your order, contact the site or organization to address the problem. When you use Amazon Pay to check out, your purchases are covered by Amazon Pay’s A-to-z Guarantee.

Where can I use Amazon Pay?

For a partial list of websites that accept Amazon Pay, see the For Shoppers section of our website. Is the Amazon Pay button not showing as a payment option in your favorite online stores? Let’s make it happen! You can simply email the store or call them with your suggestion to start enjoying the freedom of a checkout experience you know and trust.

Can I use Amazon.com Gift Cards with Amazon Pay?

At this time, Amazon.com Gift Cards cannot be used as a payment method to place an order using Amazon Pay. Amazon.com Gift Cards can only be used to purchase eligible goods and services on Amazon.com and certain related sites as provided in the Amazon.com Gift Card Terms and Conditions.

I see Amazon Pay also appearing in “Your Payments” section of my Amazon account. Is this connected to the checkout button I see on other websites?

Yes, it is all part of Amazon Pay. As an Amazon account holder, you can check out at tens of thousands of online stores around the world other than Amazon.com using the payment information stored in your Amazon account. The place where you manage those payment methods in your Amazon account is also Amazon Pay.

What payment methods can be used with Amazon Pay?

Amazon Pay accepts credit and debit cards. You can learn more about accepted payment methods here.

1See here for a list of items and situations not covered by the A-to-z Guarantee

2OptiFashion (Blickers) reported increasing conversion by 50%.

3 Soak&Sleep reported reducing cart abandonment by 67%.