Wassem Mohd

Endeavor's Future Forum 2.0 is here to support and empower Malaysian startups and entrepreneurs! With Cradle Fund via the MYStartup initiative as our patron, along with the support from Grab Malaysia, GXBank, Amazon Web Services (AWS) and Malaysia Digital Economy Corporation (MDEC), it's time to dive into the latest trends in consumer technology and explore what the future holds for this ever-evolving industry. This year, we are excited to feature a special Legal Clinic in partnership with KPMG Law (Zaid Ibrahim & Co). Designed to provide you with the legal guidance essential for your business success. Here’s what you can expect: 1. Personalized legal advice: Whether you need help with Personal Data Protection Act (PDPA), Taxes, Incorporation Journey, Intellectual Property, or any other legal matter, our experts are here to assist. 2. Pre-event preparation: To ensure you receive the best possible advice, our legal advisors will prepare thoroughly based on your submitted problem statements via Eventbrite. Here's 2 simple steps to register for Future Forum 2.0's Legal Clinic! 1) First, redeem your commitment fee tickets. (Only those with attendee passes are allowed to participate in Future Forum 2.0) 2) As you fill the form, you will encounter the question in the next slide. Tick "YES" and fill in all of the required details. Don’t miss this opportunity to get the legal support you need and take your business to the next level! Get your tickets now, at https://lnkd.in/gx7geMpz

8

The relative "decline" of the SGX Group in terms of IPOs and liquidity vis-a-vis other regional stock exchanges like Bursa Malaysia, Tokyo Stock Exchange (Japan Exchange Group) and those in Thailand, Indonesia and other countries has been much talked about, and has caused an existential angst about the continued viability of Singapore as a premier financial hub. I think we can look at this more contextually, and in a more nuanced manner. Singapore plays a different role compared to the other markers, whereby it's by far the region's top private capital hub (private equity, venture capital, family offices etc.) that has powered Singapore's startup scene to become the Silicon Valley of Asia. It has the most regional HQs of multinational corporations and investment firms, providing much investment and M&A opportunities. It is also a premier hub for high-tech R&D, innovation and manufacturing. All these within a tiny city state smaller than New York City or Hong Kong in both land size and population. And all these did not come about by accident, but from decades of fiscal prudence, business-friendly policies including taxation, political and policy stability, absolute intolerance toward corruption and mismanagement and extremely high government efficiency, among others Perhaps, what SGX can do is to explore deeper and wider cooperation with not just other stock exchanges, but also with other monetary and economic authorities, and corporations in other markets that can leverage on each other's strengths in a synergistic manner, and it has already been doing this, such as Singapore Depository Receipts (SDR) under the Thailand-Singapore DR Linkage which is the first exchange-level DR cooperation in ASEAN.

11

Nothing compares to the satisfaction of witnessing a customer’s growth multiply 20X from the moment you begin working together.  Maggie, the founder of Mr Fish, started with zero prior restaurant knowledge and now has expanded her restaurant business to more than 20 locations. I recently met Maggie at Franchise Expo Malaysia and was excited to know that she has a big plan coming up. Maggie is my 1st customer that is looking at business operating data when she starts her 1st outlet and I believe this pays off to give her a strong foundation to scale her business. Will that surprise you guys more if i told you Maggie has zero F&B experience prior setup Mr Fish, that’s amazing! Right? I still remember the first few conversations about how much time & effort she spent to get the right ingredients and how she wanted to manage the cost. Now looking back and seeing how much she has progressed in just a few years. She did lots better than my own cafe by looking at her passion about food and enthusiastic to use data to run the business. I hope to invite Maggie to share her journey at one of our upcoming F&B Community events. I think there are 3 main reasons we see Maggie success: 1. No matter how inexperienced you are, passion and determination are much more important. So don’t lose your confidence to scale / run your F&B business when someone tells you it’s impossible. 2. Business operating data is more important than you thought. Start understanding your business operating data either using excel or solutions like Food Market Hub. That will define how far you can scale your business. 3. Be open minded to try. If you are aware, FMH spent some marketing ads budget to advertise testimony with Mr Fish and that does give benefits to both parties and it's the first time for Maggie to present a short video. We both agree this initiative gave both companies a good branding effect for the growth.  #Entrepreneurship #FoodMarkethub #FEAST #F&BJourney #DataDriven #BusinessGrowth #SOPs #ScalingUp #MrFish #TigaIkan #PassionToSuccess #SME

34

2 Komen

Rayson Choo interviews 185 grit-crunching entrepreneurs and counting. If you are a fan of Business Wars, you’ll like The Raygacy show too. Do check it out here! https://lnkd.in/gFs9-wmm The Raygacy Show is the channel where we pick the brains of the best entrepreneurs you have in this world such as Gary Vee, Grant Cardone and etc to find out from them what are some of the simple and effective steps that millennials can take to experience success in the swiftest and most effective way possible. If you are tired of spending 80% of your time doing things that you dislike and only 20% doing things that you are passionate about, then this is the right place for you.

10

1 Komen

Elevating Malaysia's global standing involves multifaceted strategies across various sectors. Here are ten effective ways to achieve this: 1. *Economic Diversification*: Promote sectors like technology, green energy, and tourism to reduce reliance on traditional industries. Encourage entrepreneurship and innovation. 2. *Education Reform*: Invest in education to enhance STEM (science, technology, engineering, mathematics) skills. Attract international students by improving higher education quality. 3. *Infrastructure Development*: Improve transportation, internet connectivity, and public services. Invest in smart city technologies to enhance urban living. 4. *Sustainable Practices*: Promote eco-friendly policies and practices. Invest in sustainable tourism and conservation efforts to protect Malaysia’s natural beauty. 5. *Cultural Diplomacy*: Showcase Malaysian culture through international festivals, art exhibitions, and culinary events. Strengthen cultural ties with other nations. 6. *Healthcare Advancement*: Enhance healthcare systems, making Malaysia a medical tourism hub by offering high-quality medical services at competitive prices. 7. *Foreign Investment*: Develop policies that attract foreign direct investment (FDI). Simplify regulations and create incentives for investors in strategic sectors. 8. *Technological Innovation*: Foster a strong startup ecosystem supported by tech incubators and accelerators. Promote research and development in emerging technologies like AI and biotechnology. 9. *Tourism Promotion*: Market Malaysia as a top travel destination, emphasizing its unique culture, natural landscapes, and hospitality. Invest in infrastructure for tourist sites. 10. *Global Partnerships*: Engage in strategic alliances and participate actively in international organizations. Position Malaysia as a leader in ASEAN and a voice in global issues. Implementing these strategies can enhance Malaysia's global presence, improve its economic and cultural influence, and position it as a leader in various fields.

1

Despite huge amount of money being allocated to the VC ecosystem, the low success rates of Malaysian companies funded by venture capital (VC) could be attributed to several factors that affect the VC ecosystem in Malaysia. Here are some possible reasons based on my view. 1. Lack of Scaling Expertise Limited Mentorship and Scaling Knowledge: Even though incubators and accelerators offer early-stage support, many startups struggle with scaling their operations. There is often a gap in mentorship and expertise when it comes to guiding companies through the scaling phase, which is essential for sustainable growth and profitability. Insufficient Follow-On Funding: While early-stage funding is available, startups might not receive adequate follow-on investments to scale, especially when compared to regional competitors in countries with more mature VC ecosystems. 2. Risk Aversion and Conservative Investment Culture Conservative VCs: Some Malaysian VCs tend to be more risk-averse, which could lead to cautious investments in sectors with lower growth potential rather than high-growth, high-risk areas like technology or deep innovation. Focus on Short-Term Returns: A strong focus on short-term profitability instead of long-term innovation may limit a startup’s ability to fully explore and develop disruptive ideas. 3. Talent Gap Shortage of High-Skill Talent: The talent pool in Malaysia, especially in tech sectors, might not be as deep as in more developed ecosystems. This shortage of experienced professionals in areas like product development, management, and marketing could hinder startups from reaching their full potential. Brain Drain: Many highly skilled Malaysians often leave the country for better opportunities abroad, especially in neighboring hubs like Singapore, leaving local startups with fewer high-caliber professionals. 4. Regulatory and Business Environment Regulatory Hurdles: Bureaucratic delays and complex regulatory processes could stifle innovation. The regulatory environment may also be less conducive to high-growth, innovative sectors like fintech or biotech, which are crucial for driving disruptive business models. 5. Lack of Innovation in Certain Sectors Replicative Business Models: Many Malaysian startups tend to replicate business models that have been successful elsewhere, instead of innovating or creating unique solutions tailored to local or global needs. This “copycat” approach can lead to lower chances of differentiation and success. Limited Deep-Tech Investment: There’s often a focus on consumer-based startups rather than deep-tech or innovation-heavy sectors, which may offer more sustainable long-term growth. 6. Global Competition Competitive Southeast Asian Region: Malaysia’s VC ecosystem faces stiff competition from neighboring countries like Singapore, which has a more established financial ecosystem and attracts a larger share of high-growth startups.

4

Talreso. Startup. Just finished a pitch session at Cradle, the focal point agency for Malaysia’s Early-Stage Startup Ecosystem. As with most pitch sessions, it's 5 minutes of presentation and 5 minutes of Q&A. Too short? No, key is the right messaging and being straight to the point. Will we get the grant? That will be the bonus. Our HR technology solution is on its way to going live, bootstrapped by the founders (Louis Morais and Deva Murugan Nallathamby). Along the way, we learned a lot from making pitch decks and presenting to potential investors. As Talreso pivots to a more technology driven solutions, our conventional HR services will continue to be offered side-by-side. This is the foundation of our services on which the technology solutions are build upon. Speak to us today and learn how Talreso will benefit your business growth, from the Human Capital and Talent perspective. Talreso Consultancy and Advisory #hrtechnology #startup #PitchSession #CradleAgency #Talreso #HRServices #TechnologySolutions

121

2 Komen

Last week was a super eventful week with multiple startup events happening. Being active in Malaysia startup ecosystem, I took a chance with Mole team and Melly Ling to organise one of the fun segments of my event series, Startup Fxck Ups on 23rd July. Took us less than 3 weeks to make it happen. Worried that there's will not be a lot of people showing up but I was wrong! We hosted about 70+ attendees while we aimed at just 50. It was a very fun hosting 3 amazing panellists Muhammad Haziq Faris Hasnol Shermaine Wong Adrien Kent and they are willing sharing their fxck ups in their entrepreneurial journey. Fun and engaging conversations Interesting networking sessions Here's some of our feedbacks on the event: "So when's the next one?" "What is the joy of running a startup without fxck ups? Amazing sharing!" "A place where we celebrate failures in entrepreneurship and not to be lonely anymore" Startup Fxck Ups was just an idea last year where I bounced with some close friends and then now aiming to be a platform where entrepreneurs celebrate mistakes and failures. We call it failure-bration. So what's next? Startup Fxck Ups: Women Entrepreneurship Startup Fxck Ups: Singapore Kuala Lumpur Startup Festival Like to be part of the events? Comment below!

70

11 Komen

What brings you into the VC investment committee? 💸 𝗔𝘁 𝗩𝗖 𝗳𝗶𝗿𝗺𝘀, 𝗶𝘁 𝘄𝗼𝗿𝗸𝘀 𝘁𝗵𝗲 𝗳𝗼𝗹𝗹𝗼𝘄𝗶𝗻𝗴 👉 There is always one person who is closest to the startup, usually the one you have spoken to before and presented your case. 👉 This person “owns” the respective investment case and has to “defend” it in front of their colleagues. 𝗧𝗵𝗶𝘀 𝗺𝗲𝗮𝗻𝘀 𝗳𝗼𝗿 𝘆𝗼𝘂 𝗮𝘀 𝗮 𝗳𝗼𝘂𝗻𝗱𝗲𝗿 👉 YOU have to make sure that the person presenting your case is prepared to the maximum 𝗠𝘆 #𝟭 𝗿𝗲𝗰𝗼𝗺𝗺𝗲𝗻𝗱𝗮𝘁𝗶𝗼𝗻? 👉 Listen (carefully) to what information the investor asks for 𝘠𝘰𝘶 𝘮𝘪𝘨𝘩𝘵 𝘵𝘩𝘪𝘯𝘬 𝘵𝘩𝘢𝘵 𝘵𝘩𝘪𝘴 𝘪𝘴 𝘰𝘣𝘷𝘪𝘰𝘶𝘴? Here is an example from my experience at Beyond Tomorrow: - I often ask founders to include two things in their email when sending me their deck - A one-liner on why their company “will change the way we think and live tomorrow” - One sentence on how "they envision their company as a USD 1.0bn company in 10 years". 👉 𝘎𝘶𝘦𝘴𝘴 𝘩𝘰𝘸 𝘮𝘢𝘯𝘺 𝘦𝘮𝘢𝘪𝘭𝘴 𝘪𝘯𝘤𝘭𝘶𝘥𝘦 𝘵𝘩𝘦𝘴𝘦 𝘵𝘸𝘰 𝘵𝘩𝘪𝘯𝘨𝘴? ❓What other tips and experiences can you share? How did you make it into the investment committee? #venturecapital #startups #entrepreneurship Credit: Road-To-Capital - No bs, weekly essentials you need to know about raising capital and venture capital from a 3x founder and 20x+ early-stage investor💡

23

5 Komen

Malaysia Venture Capital Management Berhad | Funding Innovation Congratulations to MAVCAP on the remarkable 23 years of fostering innovation and growth in the Venture Capital landscape! The dedication to supporting entrepreneurs and driving impactful investments has left an indelible mark on the startup ecosystem. Here’s to many more years of success and collaboration ahead 🥂 #MAVCAP #Anniversary #VentureCapital #FundingInnovation

25

Hi Guys, Thoughts & Updates of the Day!, Pronoy here. Let me explain what this means: "We expect PMZ Wealth Creator to become profitable year-over-year from day one, with Mohanta Group to follow within 1-2 weeks. This is due to the revenue and profit growth we've planned, despite expenses and losses over the last decade since 2014." Achieving this is extremely difficult for almost anyone because of the highly competitive global market, regardless of background or resources. Currently self-funded, we aim to become a VC-backed growth-stage conglomerate shortly. Our future goal is to become a wealth creator and a real problem-solving global brand. We are focusing on three universal problems: effective wealth management to address wealth issues, improving business efficiency to solve operational challenges (Note: in the initial years of our journey, we'll focus solely on revenue growth problems), and career development for professional growth. The overall market we are targeting is now over $100 trillion globally. Four subsidiaries are at the MVP stage, while PMZ Wealth Creator is at PMF_V3. If you carefully examine the startup and business world globally, from the bottom to the highest level, you'll realize the true hardships and the rarity of greatness in our journey. In general, over 90% of startups or businesses fail for various reasons. Even the most promising startups, whether self-funded or VC-backed, often struggle to achieve both high revenue and profit growth in the early and growth stages. Only a small percentage become profitable, even in the scaling or late stages. As of 2024, India has around 110-120 unicorns, but only 15-30% are potentially profitable; by the way, most (over 99.99%) are solo entities. In our (I & Mohanta Group) context and case, we are potentially India’s first conglomerate fintech startup, and we have aimed and planned to achieve high revenue and profit growth within less than a month of starting our growth stage and business operations. We'll transition from a small (1-10 employees) loss-making startup to a high-growth and profitable mid-sized (50-100 employees) conglomerate growth-stage startup brand in India :). If we can achieve this within 1-2 years post-funding, we will create many new benchmarks and achieve extraordinary success, most can't even dare to dream about it. I hope this is enough; the rest of the validation of "who we are" will be demonstrated through our actions, performance, and by achieving those bigger dreams in the near term. To learn more, visit https://bit.ly/MGCEmpire. Stay tuned & Follow me: Pronoy Mohanta, and Keep supporting us. Thanks to all. #PMZQuotes #Vision #PronoyMohanta #MohantaGroup #Team #Conglomerate #Diversified #Fintech #Wealthtech #Investment #IT #Business #Education #Consulting #Media #BusinessModels #Financials #Goals #Success #Achievement #Growth #Scale #Fundraising #Kolkata #WestBengal #India #IndianStartups #VC #Minicorn #Soonicorn #Challenge #Greatness #Lessons

3

Hi Guys, Thoughts & Updates of the Day!, Pronoy here. Let me explain what this means: "We expect PMZ Wealth Creator to become profitable year-over-year from day one, with Mohanta Group to follow within 1-2 weeks. This is due to the revenue and profit growth we've planned, despite expenses and losses over the last decade since 2014." Achieving this is extremely difficult for almost anyone because of the highly competitive global market, regardless of background or resources. Currently self-funded, we aim to become a VC-backed growth-stage conglomerate shortly. Our future goal is to become a wealth creator and a real problem-solving global brand. We are focusing on three universal problems: effective wealth management to address wealth issues, improving business efficiency to solve operational challenges (Note: in the initial years of our journey, we'll focus solely on revenue growth problems), and career development for professional growth. The overall market we are targeting is now over $100 trillion globally. Four subsidiaries are at the MVP stage, while PMZ Wealth Creator is at PMF_V3. If you carefully examine the startup and business world globally, from the bottom to the highest level, you'll realize the true hardships and the rarity of greatness in our journey. In general, over 90% of startups or businesses fail for various reasons. Even the most promising startups, whether self-funded or VC-backed, often struggle to achieve both high revenue and profit growth in the early and growth stages. Only a small percentage become profitable, even in the scaling or late stages. As of 2024, India has around 110-120 unicorns, but only 15-30% are potentially profitable; by the way, most (over 99.99%) are solo entities. In our (I & Mohanta Group) context and case, we are potentially India’s first conglomerate fintech startup, and we have aimed and planned to achieve high revenue and profit growth within less than a month of starting our growth stage and business operations. We'll transition from a small (1-10 employees) loss-making startup to a high-growth and profitable mid-sized (50-100 employees) conglomerate growth-stage startup brand in India :). If we can achieve this within 1-2 years post-funding, we will create many new benchmarks and achieve extraordinary success, most can't even dare to dream about it. I hope this is enough; the rest of the validation of "who we are" will be demonstrated through our actions, performance, and by achieving those bigger dreams in the near term. To learn more, visit https://bit.ly/MGCEmpire. Stay tuned & Follow me: Pronoy Mohanta, and Keep supporting us. Thanks to all.

1

Venture Capital(ism) Impact Investment—where dreams are backed by millions. But here in Malaysia, there's a pressing question: why can’t our homegrown innovations get a taste of that sweet Impact RM from our sovereign funds? It seems like Deep Tech has become synonymous with Deep Worry for our local VCs. Deep Tech: What Is It? Deep Tech isn’t just a fancy term—it’s tech with the potential to change the world. We’re talking AI, blockchain, and biotech. The kind of stuff that’s so advanced, even the developers sometimes need a map to navigate it. But this complexity is exactly what makes investors nervous. Deep Pocket: Where’s the Money? Our sovereign funds (Dana Impak. Dana Pemacu, Dana Perintis .. to name a few) are supposed to be the knights in shining armor, with deep pockets ready to back local talent. But those hands seem hesitant to open their checkbooks. The truth is, these funds act like that rich uncle who won’t invest in anything unless it’s as safe as gold. They’ve got money but lack the trust to back something as unpredictable as Deep Tech. Deep Worry: The Elephant in the Room This brings us to Deep Worry. Investors fear the unknown—funding a startup selling nasi lemak via an app feels safer than backing one promising to revolutionize quantum computing (you can ask Nurazam Malim, betul dak?). It’s like betting on a horse race where you can’t even see the horses. There’s also the imposter syndrome: local innovations are often viewed as underdogs. Why risk backing them when Silicon Valley’s startups come with more hype and shinier marketing? The Dilemma So, where does this leave us? Stuck in a frustrating cycle. Our innovators have the ideas, but without trust and investment, they can't take the risks needed to prove their worth. Meanwhile, our VCs hold onto their wallets with the intensity of someone guarding the last seat on an LRT during rush hour. Until our Deep Tech no longer triggers Deep Worry, and our sovereign funds are willing to take a leap of faith, we’re likely to remain in this amusing yet frustrating cycle of “What if?”

33

29 Komen

Announcing the speaker line-ups for Future Forum 2.0! With Cradle Fund via the MYStartup initiative as our patron, along with the support from Grab Malaysia, GXBank, Amazon Web Services (AWS) and Malaysia Digital Economy Corporation (MDEC), it's time to dive into the latest trends in consumer technology and explore what the future holds for this ever-evolving industry at Future Forum 2.0. With only a RM35 commitment fee ticket, prepare to absorb valuable insights from an exceptional lineup of speakers shaping the Malaysian startup landscape, featuring; - Endeavor Emeritus Board Member Tan Sri Nazir Razak (Ikhlas Capital) - Endeavor Mentor Joel Neoh (CircleDNA) - Endeavor Mentor Tunku Alizakri Alias (Penjana Kapital Sdn. Bhd.) - Norman Vanhaecke (Cradle Fund) - Fadrizul Hasani (GXBank) - Karamjit Singh (Digital News Asia) - Endeavor Entrepreneur Kian Seah (Heng Hiap) - Endeavor Entrepreneur Aaron Patel (iHandal Energy Solutions) - Endeavor Pre-ISP Candidate Mark Koh (SUPA) - Endeavor Pre-ISP Candidate Nicholas Lim Pinn Yang (KL Foodie, Good Foodie Media) - Peter Yong (Mr Money TV) - Endeavor Pre-ISP Candidate Nadira Yusoff (Kiddocare Malaysia) - Endeavor Pre-ISP Candidate Nurul Syaheedah Jes Izman (Pantas) - Fahim S. (Amazon Web Services (AWS)) And more! At Future Forum 2.0, you can discover captivating topics including: - [Fireside Chat] Reflections From A Serial Entrepreneur - The Rise Of Generative AI: Transforming Consumer Experiences - The Appeal Of Malaysia: Insights Into Global Companies Establishing Local Offices - [Fireside Chat] Strategic Vision: Paving The Way For Malaysia’s Economic Future - Sustainability Practices: Integrating ESG Into Business Strategy - Brand Creation: Navigating The New Age Of Marketing Don’t miss out on this exceptional opportunity to unlock the future of consumer technology. Let’s shape the future together! Get your tickets now, at https://lnkd.in/gx7geMpz *Paypal accounts are not necessary to purchase the tickets. You may complete your purchases with a debit/credit card.

36

Exciting times for Malaysia's startup ecosystem! Following the recent KL20 Summit, the government has rolled out a series of incentives designed to support and empower local startups. These incentives aim to attract venture capital firms and provide a boost to our burgeoning startup ecosystem. Some of the incentives offered include: - subsidized rental - exempted fees for employment passes for senior management - tax incentives These measures are geared towards reducing operational costs and facilitating the entry of startups into Malaysia's market. During the interview session, our Founder & CEO, Nadira Yusoff hopes that with the incentives, “... the Malaysian VCs and other institutional funders can help distribute more funding for our local startups to build our own capacities to compete, and level the playing field for us.” With these incentives which can hopefully attract high-skilled talents can bring about many opportunities to our startup community. Let's seize the moment and propel our startups to greater heights together! What do you think? https://lnkd.in/gdqGH_HV

4

Recently, I experienced a significant mindset shift: skill power (tactics) can be equally or even more important than willpower. We often highlight willpower in stories because it creates compelling narratives. Jenson Huang once said, "My will to survive exceeds almost everybody else's will to kill me." It made me think, "Wow, what a founder with strong willpower!" However, such quotes can create high mental barriers to entry. What changed my perspective was an interview between Adam Grant and Steven Bartlett on "The Diary of A CEO" (link in comment). Adam explained that the famous marshmallow test, often attributed to willpower, is more about skill power. For instance: 1️⃣ One child sat on their hands to slow down their reach. 2️⃣ Another covered their eyes to avoid temptation. 3️⃣ A third smooshed the marshmallow into a ball and bounced it. These simple tactics made me realise how much I've over-emphasised willpower in the past. Willpower is a big word, like mindset, determination, grit, and values that define a person’s core qualities. When things go right, willpower makes a powerful story. But when things go wrong, I find over-focusing on willpower can lead to very ineffective conversations. On the other hand, asking, “What is the simplest action that can make a difference here?” can make situations more actionable. This is something I am deliberately practising in both work and life. Skill power, like “sitting on hands” from the kid in the marshmallow test, might seem mundane, but these are the repeatable scripts running in our operating system every day—they are habits, mind rules, inner voices, and routines. Also, one great thing is that skill power can be greatly enhanced by technology. As a founder of a habit-building startup, I am constantly building habits myself and with my team and helping our clients to build atomic habits to improve their overall workplace wellbeing. I’m curious: What simple tactics, mind rules, habits, and routines have significantly impacted your work and life? Picture from James Clear Atomic Habit #MindsetShift #SkillPower #FounderCommunity #Habits

29

6 Komen