Papers by Huu Linh Chi Nguyen ( Michelle)
4. Financial Plan: Our concept is unique; however, we also need to convince lending institution t... more 4. Financial Plan: Our concept is unique; however, we also need to convince lending institution that it can be successful and profitable. The purpose of this financial plan is to obtain debt-based capital and to secure private equity funding. The total amount of capital needed is $30,000. 4.1. Financial objectives & finance required In our financial plan, we focus exactly what we are trying to achieve, precisely where we want to go and how we plan to get there. We detail the start-up cost, which involved many expenses in opening our business, the projected sales and monthly expenses of actual operation over the three financial years, and the volume of business we will need to generate to be profitable. We also plan to finance our business by two streams: owner injection and crowdfunding (33%) and debt financing with a small business loan in three years, which is expected to pay off at the end of year three. We also set up the break-even and make sure it can be achieved within the year one. Our financial target is maintaining a healthy and progressive surplus cashflow, keep it liquidity and on track.
Executive summary This report was prepared for the client to provide suggestions for the investme... more Executive summary This report was prepared for the client to provide suggestions for the investment on The Star Entertainment Group (SGR). It provides the evaluation of the company's profitability, business strategy and potential investment risks. Also, it estimates the weighted average cost of capital, free cash flows and the target price of this company. SGR has a considerable financial performance in the industry while the profitability is not outstanding when compared with other peer companies. By relative valuation of SGR, it is indicated that the company is under operated by the market consumption. Furthermore, according to the estimation of weighted average cost of capital, free cash flows of the firm and target price, it is recommended that SGR is not a decent choice to invest in terms of a high-net company.
"What is meant by nature and nurture in human development? Which do you think has ultimately the ... more "What is meant by nature and nurture in human development? Which do you think has ultimately the most influence on the personality of an individual?" Personality is quite a complex composition which is contributed by a variety of external as well as internal factors. Whether humans are natural has been questioning for generations and apparently is remained as a likely debate and study. Those jigsaws: culture, religion, and politic party, innate abilities, and education methodology make up a mosaic picture in a meanwhile, people tend to outweigh which factors play a greater important part in each trait. The mutual relation between an individual's innate qualities, which is presented for nature, as compared to an individual personal experiences, which is originated from nurture process; those points of views were triggered by trait, psychoanalytical theories and humanist, behavioral theories, respectively. First of all, the phrase "nature and nurture" referred to the expression of two opposite views, one predominately from Charles Darwin's book "On the Origin of Species" posits that a person's personality originates in the womb, with genetic and hereditary factors contributing to our primary traits. In a mean while, other scholars, like John Locke believed the human psyche is primarily developed by a person's environment and surroundings. Besides genetics, heredity, and immediate environment, additional factors like physical traits, cultural and situational atmosphere also potentially contribute to a person's disposition. In favor of the first view, most people believe that a variety of factors contribute to a person's personality, especially genetics plays a large role in the determining a person's
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Papers by Huu Linh Chi Nguyen ( Michelle)