Srikanth Velamakanni

Research analysts may soon be able to recommend model portfolios without a worry; Sebi proposes framework The regulator has issued this as part of a consultation paper easing norms for IAs and RAs Read the full story here https://bit.ly/3WVtBgL

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Very glad to see this! We have travelled down the path of Swadeshi and import substitution with disastrous results. Re-inventing wheel never makes sense. The main genius behind the telecom revolution was to adopt cheap and easily available technology to provide the service to masses, rather than develop our own that Sam Pitroda championed and wasted $10 billions on. The name of the game is to innovate and build on available technology. Encourage manufacturing in India to employ masses. Assert comparative advantage where we have it, as we have shown in IT services. We should have a huge comparative advantage in agricultural sector. Turn loose our entrepreneurs to take the world on in all emerging fields. They are already starting to prove their mettle in spacetech. The goal of Atmanirbhar should be limited to defense and armament industry. Everywhere else we ought to go for most economic way of providing goods and services for the masses.

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#VM_view - from the writer’s desk - sample chapter - why government borrowing is not a concern (Not a promotional content but inputs on how market generally behaves at events) Budget has just gone by a fortnight ago and we are staring at a recession in US suddenly Before I’m trolled with charge of promoting the content let me make it clear - the selective group of readers for whom the book was written have already read it and I’m left with no more copies to distribute. If anyone wants now only Amazon ebook is there Since there is limited fictional content on markets - though the legendary mortgage banker has written a few (I guess 9) in backdrop of retail banking - I try to share the snippets mainly to promote market and make people aware that a lot goes in policy formulation - even beyond what we can imagine Read through what was going through minds of policy makers at onset of new millennium, on July 20, Y2K and then at the time of Lehman As I say I don’t need to promote, if you read the chapter you will do the needful on my behalf Enjoy the Sunday read Regards VM https://lnkd.in/dHMg6GNC

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Very interesting reading of the "Gen Z’s Alternative Investing Bug Will Cost Them Dearly" piece by Nir Kaissar published on Bloomberg. The analysis is very comprehensive providing multiple insights and data. The opinion piece can be found at https://lnkd.in/g5KDf9hG 👉 About 94% of wealthy millennial and Gen Z investors are looking to invest in collectibles (Bank of America). 👉 It’s a mistake to think all assets are interchangeable. 👉 Millennial and Gen Z investors told Bank of America that social media is their primary source for financial information and advice. A couple of own thoughts: ◾ The visual depicts an investment behavior driven by a significant divergence in portfolio allocation strategies between young and older investors. This divergence is driven by risk tolerances, market dynamics, recent economic volatilities and technological advancements within financial markets. ◾ Younger investors showcase a strategic pivot towards liquidity and diversification beyond traditional asset classes embracing investments also into questionable stores of value, whose performance may be hard to track and even harder to anticipate, along with, a price that can collapse without ever recovering.  ◾ Young conservative investors allocate substantial portions to cash highly likely as a hedge against market unpredictability and also as a means of maintaining flexibility for opportunistic investments. On the other hand young aggressive investors (who also hold cash reserves) prioritize liquidity even within high-risk strategies. These counterintuitive behaviors reflect evolutionary transformations within traditional correlations between asset allocation and risk tolerance. ◾ Moderate young investors try to strike a delicate balance between conservative and aggressive investment strategies exhibiting a more diversified portfolio approach in an endeavor to balance growth and income. The adoption of crypto across all young investor profiles highlights a broader acceptance and confidence, along with, the seeking of potential high returns and portfolio diversification. ◾ Older investors display more conventional investment portfolios indicating preference towards stability and generation of income (retirement planning is critical). There is also openness to non-traditional assets in search of yield in a low-interest-rate environment. In my opinion, a generational gap in the adoption of emerging asset classes can be observed. Investment strategies are becoming more dynamic (portfolio diversification, liquidity and enhanced returns) and possibly less dependent on age-old principles. Investment strategies are undergoing a transformation driven by a blend of traditional, alternative/digital assets and cautious optimism. #investing #alternativeinvestments

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Let’s delve into Porter’s Five Forces analysis, a powerful framework for assessing industry attractiveness. Developed by Harvard Business School professor Michael E. Porter, this model helps organizations understand their competitive environment and make strategic decisions. Here are the five critical dimensions it evaluates: 1) Competitive Rivalry: This dimension assesses the number of existing players and their market position. In highly competitive industries, companies often lower prices and invest heavily in marketing to gain market share. Example: The airline industry, with major players like American Airlines, Delta, and United Airlines competing fiercely by reducing costs and improving customer experience. 2) Supplier Power (Bargaining Power of Suppliers): Suppliers provide essential ingredients for a business’s operations. When few suppliers dominate, they can dictate terms and pressure companies to accept higher prices. Diversifying the supplier base is crucial to safeguard supply chains and control costs. Example: Companies that rely on a single critical supplier may face challenges if that supplier raises prices unexpectedly. 3) Buyer Power (Bargaining Power of Buyers): Buyers’ influence affects a company’s profitability. When buyers have many choices, they can negotiate better terms. Example: Retailers like Walmart exert significant buyer power due to their large purchasing volumes. 4) Threat of Substitution: This dimension considers alternative products or services that could replace yours. High substitution threats can erode profits. Example: Streaming services disrupted traditional cable TV by offering convenient alternatives. 5) Threat of New Entrants: New competitors entering the market can impact existing players. Barriers to entry (e.g., capital requirements, regulations) affect this threat. Example: The tech industry faces constant disruption from startups and innovative entrants. Companies that benefitted: Apple: By understanding these forces, Apple built a strong ecosystem (hardware, software, services) that’s hard to replicate. Microsoft: It leveraged its dominant position in operating systems to expand into other software markets. Companies that failed to consider these forces: Blockbuster: Ignored the threat of digital streaming, leading to its downfall. Kodak: Despite inventing digital photography, it didn’t adapt well, losing out to competitors. In summary, Porter’s Five Forces provides valuable insights for strategic decision-making, helping companies navigate their competitive landscape effectively. 🚀 Keep following to learn more about strategy. For more such requests and recommendations, feel free to mail me at [email protected]

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Looking forward to anchor the session on Decoding the AI boom in India at Inc42 Media MoneyX – India’s largest invite-only conclave where 300+ leading LPs, GPs & Angels will converge on September 26th at The Oberoi, Gurgaon. Here’s a sneak peek about the session:   1️⃣ Decoding The AI Landscape: From Hottest To Upcoming Trends 2️⃣ The Rise Of Big AI In India: From Krutrim To Sarvam To Jio 3️⃣ What LPs Need To Know About Returns From Investing In AI 4️⃣ AI's Ripple Effect: Transforming Traditional Indian Businesses 5️⃣ Building India's AI Moat: Leveraging Unique Data & Talent Advantages AIQRATE Inc42 Media Mirai Ventures 3AI #moneyx2024 #ai #genai #vc #pe #lp #technology #india #artificialintelligence

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#startup ecosystem gets a fillip due to #GenerativeAI. Right from the ideation stage which includes concept development & market research to formation stage, product development, expansion, etc. #GenAI has enhanced efficiency & output EY https://t.ly/n1mvn

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Dialing out of hard phones to prospects in India? That’s why we built the India Dialer. ✅ Call using Indian ‘From’ numbers ✅ One-click dialing — no more manual dialing; get straight to the conversation. ✅ AI Insights— Let AI detect topics and outcomes, summarize calls for you and identify next steps ✅ Track outbound performance— report on call volume, connect rate and outcomes ✅ Native CRM Integrations—all call activity, outcomes and notes are logged automatically With Klenty’s India Dialer, you’ll connect with more prospects and create more opportunities. Dialing into India? Learn more here: http://bit.ly/3ZXiTJL #indiadialer #salesdialer #sales #b2bsales #salesprospecting #outboundsales #indiadialing #twilio #klenty #SDR #salesengagement

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Given the changing paradigms in technology and media, we know that the next 10 years will look nothing like the last 10 years. Thanks to The Economic Times for capturing our interactive media thesis for the years ahead. As we crystal ball gaze into the future, there has been no better time to invest in India. In the last few years, we have seen the market mature across key vectors - propensity to pay, quality of talent, capital inflows, and exits. This represents meaningful upside for founders and investors in this space over the coming decade. With the incredible shifts in tech, media and gaming, there are some exciting times ahead! 🚀 https://lnkd.in/gTfYa3Kw

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Strategic considerations outweighed performance variables in the selection of #India's squad for #T20WorldCup2024. Read on to decode the decision-making that drove the selection👇 #T20WorldCupSquad #T20WC #TeamIndia #ViratKohli #RohitSharma #Cricket https://lnkd.in/dqPemnZT

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Bankward integration for fintechs if RBI is willing ! Evolution of FintechBanking ! convergence of balance sheet , banking regulations and financial technology is good for the consumer ..

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Key Features of India’s Balance of Payment in Q4:2023-24 — India’s current account balance recorded a surplus of US$ 5.7 billion (0.6 per cent of GDP) in Q4:2023-24 as against a deficit of US$ 8.7 billion (1.0 per cent of GDP) in Q3:2023-241 and US$ 1.3 billion (0.2 per cent of GDP) a year ago [i.e., Q4:2022-23]2. The merchandise trade deficit at US$ 50.9 billion in Q4:2023-24 was lower than US$ 52.6 billion a year ago. Services exports grew by 4.1 per cent on a y-o-y basis in Q4:2023-24 on the back of rising exports of software, travel and business services. Net services receipt at US$ 42.7 billion was higher than its level a year ago (US$ 39.1 billion), which contributed to the surplus in the current account balance during Q4:2023-24. Net outgo on the primary income account, primarily reflecting payments of investment income, increased to US$ 14.8 billion from US$ 12.6 billion a year ago. https://lnkd.in/gkwmbp3R

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NISM (SEBI) Certified 𝗠𝘂𝘁𝘂𝗮𝗹 𝗙𝘂𝗻𝗱 𝗖𝗼𝗻𝘀𝘂𝗹𝘁𝗮𝗻𝘁 | NISM (SEBI) Certified Research Analyst | NISM (SEBI) Certified Portfolio Management Services (PMS) Distrbutor 🌐 𝗖𝗮𝘀𝗲 𝗦𝘁𝘂𝗱𝘆: 𝗨𝗣𝗜’𝘀 𝗦𝘂𝗰𝗰𝗲𝘀𝘀 𝗶𝗻 𝗥𝗲𝘃𝗼𝗹𝘂𝘁𝗶𝗼𝗻𝗶𝘇𝗶𝗻𝗴 𝗣𝗮𝘆𝗺𝗲𝗻𝘁𝘀 𝗶𝗻 𝗜𝗻𝗱𝗶𝗮 🇮🇳 Since its launch in 2016, the 𝗨𝗻𝗶𝗳𝗶𝗲𝗱 𝗣𝗮𝘆𝗺𝗲𝗻𝘁𝘀 𝗜𝗻𝘁𝗲𝗿𝗳𝗮𝗰𝗲 (𝗨𝗣𝗜) has transformed the landscape of digital transactions in India, positioning the country as a global leader in fintech innovation. 𝗕𝗲𝗳𝗼𝗿𝗲 𝗨𝗣𝗜: The payment ecosystem was fragmented and often cumbersome, with limited accessibility, high transaction costs, and a significant portion of the population left unbanked. 𝗧𝗵𝗲 𝗚𝗮𝗺𝗲-𝗖𝗵𝗮𝗻𝗴𝗲𝗿: UPI unified various payment methods, enabling instant, real-time transactions across banks, and fostering financial inclusion by providing a secure, low-cost solution accessible to all, regardless of economic background. 𝗘𝘅𝗽𝗼𝗻𝗲𝗻𝘁𝗶𝗮𝗹 𝗚𝗿𝗼𝘄𝘁𝗵: 𝗪𝗶𝘁𝗵 𝗼𝘃𝗲𝗿 𝟭𝟬 𝗯𝗶𝗹𝗹𝗶𝗼𝗻 𝘁𝗿𝗮𝗻𝘀𝗮𝗰𝘁𝗶𝗼𝗻𝘀 𝗶𝗻 𝗮 𝘀𝗶𝗻𝗴𝗹𝗲 𝗺𝗼𝗻𝘁𝗵 𝗯𝘆 𝗔𝘂𝗴𝘂𝘀𝘁 𝟮𝟬𝟮𝟯, UPI’s adoption has been phenomenal, empowering small businesses and facilitating digitalization even in rural areas. The COVID-19 pandemic further accelerated its use, making contactless payments the preferred choice. 𝗞𝗲𝘆 𝗙𝗮𝗰𝘁𝗼𝗿𝘀 𝗼𝗳 𝗦𝘂𝗰𝗰𝗲𝘀𝘀: 𝗚𝗼𝘃𝗲𝗿𝗻𝗺𝗲𝗻𝘁 𝗦𝘂𝗽𝗽𝗼𝗿𝘁: The Digital India initiative propelled UPI’s adoption, especially post-demonetization. 𝗦𝗺𝗮𝗿𝘁𝗽𝗵𝗼𝗻𝗲 𝗣𝗲𝗻𝗲𝘁𝗿𝗮𝘁𝗶𝗼𝗻: Affordable smartphones and data plans laid the groundwork for mass usage. 𝗖𝗼𝗹𝗹𝗮𝗯𝗼𝗿𝗮𝘁𝗶𝗼𝗻𝘀: Partnerships with banks and fintech firms ensured universal acceptance and integration across platforms. 𝗖𝗼𝗻𝘁𝗶𝗻𝘂𝗼𝘂𝘀 𝗜𝗻𝗻𝗼𝘃𝗮𝘁𝗶𝗼𝗻: NPCI’s commitment to evolving UPI with features catering to diverse user needs has kept it at the forefront of digital payments. 𝗚𝗹𝗼𝗯𝗮𝗹 𝗔𝘀𝗽𝗶𝗿𝗮𝘁𝗶𝗼𝗻𝘀: UPI is not just a national success; it's a global model! Countries like Singapore and Bhutan are exploring UPI-like systems, showcasing its international appeal and adaptability. 𝗟𝗼𝗼𝗸𝗶𝗻𝗴 𝗔𝗵𝗲𝗮𝗱: With plans for international payments, credit integration, and offline options, UPI's journey is set to continue, further democratizing access to financial services. 🚀 UPI isn’t just a payment system; it’s a movement that embodies India’s commitment to a 𝗰𝗮𝘀𝗵-𝗹𝗶𝘁𝗲 𝗲𝗰𝗼𝗻𝗼𝗺𝘆 and serves as a 𝗯𝗹𝘂𝗲𝗽𝗿𝗶𝗻𝘁 for nations worldwide. 𝗟𝗲𝘁’𝘀 𝗰𝗲𝗹𝗲𝗯𝗿𝗮𝘁𝗲 this remarkable journey and 𝗲𝗻𝘃𝗶𝘀𝗶𝗼𝗻 𝗮 𝗳𝘂𝘁𝘂𝗿𝗲 where 𝗱𝗶𝗴𝗶𝘁𝗮𝗹 𝗽𝗮𝘆𝗺𝗲𝗻𝘁𝘀 are accessible to all! 💳💰 #UPI #DigitalPayments #Fintech #FinancialInclusion #Innovation #India

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The monthly per capita expenditure survey reveals quite a bit when read between the lines. there is considerable disparity across states with definite patterns emerging as southern and western do better than others barring Punjab and Haryana. This can be pointers for companies targeting households for their products. But the sample may be too small to capture the entire country. a view in Buisness Line today.

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Health Literacy is the need of the hour for every citizen globally to combat NCD epidemic. This is the ethos and driving force of course development and curation at Accolade Read these data pointers from Praxis Global Alliance about the massive USD 216 billion Indian Healthcare ecosystem. Leave aside the massive red oceans and blue oceans being addressed by biggies (MNCs, startups and old Indian firms) as depicted in this healthcare value chain, to say so As a stakeholder, student, researcher in #highereducation, #edtechstartups #edtechrevolution, non positively surprised to see the mere mention of #education in this ....... What are your 2 cents about following: Dr Srinivasa Rao Pulijala Preetha Reddy Dr. Sangita Reddy Jaideep Rayapudi, M.D. Vidya Sagar Ashwin Damera Dr. Sushmitha Sundar Ajit Rangnekar Paridhi Gupta Ved Mani Tiwari Dilip Chenoy Sowmya Shashidhara Subodh Kandamuthan Dr. Swati Sinha Prof. Supten Sarbadhikari, PhD, FIAHSI Ananth Subramanian Dr. Jagadeesh Gandla Dr. Lovkesh Chhabra 👩‍⚕️ How big is the market and for #healthcareeduation as such? 👩‍⚕️How can #edtechstartups play a disruptive and constructive role in addressing the impact that is sorely needed in #preventativehealthcareeducation #wellnesscoaching #healthcareeducation 👩‍⚕️What are the other underserved and non addressed markets in healthcare education other than the usual low hanging fruits of #executivehealthcareMBA #healthcarenentrepeneurship #healthtech #medtech realms (that are decently being served by many players) P.S. Am looking for online course partnerships and offerings that are focussing on #healthcare industry and ones that might be super niche, novel and impactful all at the same. Immediate focus areas are #healthcare #preventativehealthcare #mentalhealth #bioinformatics #personalizedgenomics #wellness #nursing #paramedical #lifesciences #nutrition #diet #yoga #musiceducation #fitness. If you are a course provider or content creator and wish to list your courses in LearnHub, the edtech arm of Ascend at Accolade, DM me

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