C TOT 21,000.

00 €
Co 1,050.00 € C12? 1,160.29 € (INVENTADO)

n (meses) 18 (paga despues 1 mes; pospagable)

i 6.00% i12 0.4868%
m 12

MESES CUANTIA VA
0 1,050.00 € 1,050.00 €
1 1,160.29 € 1,154.67 €
2 1,160.29 € 1,149.08 €
3 1,160.29 € 1,143.51 €
4 1,160.29 € 1,137.97 €
5 1,160.29 € 1,132.46 €
6 1,160.29 € 1,126.97 €
7 1,160.29 € 1,121.51 €
8 1,160.29 € 1,116.08 €
9 1,160.29 € 1,110.68 €
10 1,160.29 € 1,105.29 €
11 1,160.29 € 1,099.94 €
12 1,160.29 € 1,094.61 €
13 1,160.29 € 1,089.31 €
14 1,160.29 € 1,084.03 €
15 1,160.29 € 1,078.78 €
16 1,160.29 € 1,073.56 €
17 1,160.29 € 1,068.36 €
18 1,160.29 € 1,063.18 €
21,000.00 € Tiene que dar Ctot
C12 (mesual) 3,000.00 € (=) C?
n (años) 4 n (años)
i (anual) 6%
i12 0.4868%
m 12

MESES C VA=C*(1+i)^-(tiempo) 128,138.17 € AÑOS

0 0
1 3,000.00 € 2,985.47 € 1
2 3,000.00 € 2,971.01 € 2
3 3,000.00 € 2,956.62 € 3
4 3,000.00 € 2,942.29 € 4
5 3,000.00 € 2,928.04 € 5
6 3,000.00 € 2,913.86 € 6
7 3,000.00 € 2,899.74 € 7
8 3,000.00 € 2,885.70 € 8
9 3,000.00 € 2,871.72 € 9
10 3,000.00 € 2,857.81 € 10
11 3,000.00 € 2,843.96 €
12 3,000.00 € 2,830.19 €
13 3,000.00 € 2,816.48 €
14 3,000.00 € 2,802.84 €
15 3,000.00 € 2,789.26 €
16 3,000.00 € 2,775.75 €
17 3,000.00 € 2,762.30 €
18 3,000.00 € 2,748.92 €
19 3,000.00 € 2,735.61 €
20 3,000.00 € 2,722.36 €
21 3,000.00 € 2,709.17 €
22 3,000.00 € 2,696.05 €
23 3,000.00 € 2,682.99 €
24 3,000.00 € 2,669.99 €
25 3,000.00 € 2,657.06 €
26 3,000.00 € 2,644.19 €
27 3,000.00 € 2,631.38 €
28 3,000.00 € 2,618.63 €
29 3,000.00 € 2,605.95 €
30 3,000.00 € 2,593.32 €
31 3,000.00 € 2,580.76 €
32 3,000.00 € 2,568.26 €
33 3,000.00 € 2,555.82 €
34 3,000.00 € 2,543.44 €
35 3,000.00 € 2,531.12 €
36 3,000.00 € 2,518.86 €
37 3,000.00 € 2,506.66 €
38 3,000.00 € 2,494.51 €
39 3,000.00 € 2,482.43 €
40 3,000.00 € 2,470.41 €
41 3,000.00 € 2,458.44 €
42 3,000.00 € 2,446.53 €
43 3,000.00 € 2,434.68 €
44 3,000.00 € 2,422.89 €
45 3,000.00 € 2,411.15 €
46 3,000.00 € 2,399.47 €
47 3,000.00 € 2,387.85 €
48 3,000.00 € 2,376.28 €
128,138.17 €
 Renta 1

Renta 2

(inventado)
23,185.32 € diferida años: 2 (en el 3 ya pago)
8 n (total) 10

Para despejar C buscamos objetivo

VA renta 1 128,138.17 €
VA renta 2 128,138.17 €
Diferencia - €
C VA=C*(1+i)^-(tiempo) ###

23,185.32 € 19,466.84 €
23,185.32 € 18,364.94 €
23,185.32 € 17,325.42 €
23,185.32 € 16,344.73 €
23,185.32 € 15,419.56 €
23,185.32 € 14,546.76 €
23,185.32 € 13,723.35 €
23,185.32 € 12,946.56 €
128,138.17 €
sueldo pospagable
C12 6,000.00 € (=) Co
n (años) 25
n (meses) 300 i (anual) 5%
m 12 i12 0.41%

MESES CUANTIA VA 1,037,814.16 €

0
1 6,000.00 € 5,975.65 € COMO 1.140.000 > 1.037814,16 PREFERIMOS AL CONTADO
2 6,000.00 € 5,951.41 €
3 6,000.00 € 5,927.26 €
4 6,000.00 € 5,903.21 €
5 6,000.00 € 5,879.26 €
6 6,000.00 € 5,855.40 €
7 6,000.00 € 5,831.64 €
8 6,000.00 € 5,807.98 €
9 6,000.00 € 5,784.41 €
10 6,000.00 € 5,760.94 €
11 6,000.00 € 5,737.57 €
12 6,000.00 € 5,714.29 €
13 6,000.00 € 5,691.10 €
14 6,000.00 € 5,668.01 €
15 6,000.00 € 5,645.01 €
16 6,000.00 € 5,622.10 €
17 6,000.00 € 5,599.29 €
18 6,000.00 € 5,576.57 €
19 6,000.00 € 5,553.94 €
20 6,000.00 € 5,531.41 €
21 6,000.00 € 5,508.96 €
22 6,000.00 € 5,486.61 €
23 6,000.00 € 5,464.35 €
24 6,000.00 € 5,442.18 €
25 6,000.00 € 5,420.09 €
26 6,000.00 € 5,398.10 €
27 6,000.00 € 5,376.20 €
28 6,000.00 € 5,354.38 €
29 6,000.00 € 5,332.66 €
30 6,000.00 € 5,311.02 €
31 6,000.00 € 5,289.47 €
32 6,000.00 € 5,268.01 €
33 6,000.00 € 5,246.63 €
34 6,000.00 € 5,225.34 €
35 6,000.00 € 5,204.14 €
36 6,000.00 € 5,183.03 €
37 6,000.00 € 5,161.99 €
38 6,000.00 € 5,141.05 €
39 6,000.00 € 5,120.19 €
40 6,000.00 € 5,099.41 €
41 6,000.00 € 5,078.72 €
42 6,000.00 € 5,058.12 €
43 6,000.00 € 5,037.59 €
44 6,000.00 € 5,017.15 €
45 6,000.00 € 4,996.79 €
46 6,000.00 € 4,976.52 €
47 6,000.00 € 4,956.33 €
48 6,000.00 € 4,936.21 €
49 6,000.00 € 4,916.19 €
50 6,000.00 € 4,896.24 €
51 6,000.00 € 4,876.37 €
52 6,000.00 € 4,856.58 €
53 6,000.00 € 4,836.88 €
54 6,000.00 € 4,817.25 €
55 6,000.00 € 4,797.71 €
56 6,000.00 € 4,778.24 €
57 6,000.00 € 4,758.85 €
58 6,000.00 € 4,739.54 €
59 6,000.00 € 4,720.31 €
60 6,000.00 € 4,701.16 €
61 6,000.00 € 4,682.08 €
62 6,000.00 € 4,663.08 €
63 6,000.00 € 4,644.16 €
64 6,000.00 € 4,625.32 €
65 6,000.00 € 4,606.55 €
66 6,000.00 € 4,587.86 €
67 6,000.00 € 4,569.24 €
68 6,000.00 € 4,550.70 €
69 6,000.00 € 4,532.24 €
70 6,000.00 € 4,513.85 €
71 6,000.00 € 4,495.53 €
72 6,000.00 € 4,477.29 €
73 6,000.00 € 4,459.13 €
74 6,000.00 € 4,441.03 €
75 6,000.00 € 4,423.01 €
76 6,000.00 € 4,405.07 €
77 6,000.00 € 4,387.19 €
78 6,000.00 € 4,369.39 €
79 6,000.00 € 4,351.66 €
80 6,000.00 € 4,334.00 €
81 6,000.00 € 4,316.42 €
 82 6,000.00 € 4,298.90 €
83 6,000.00 € 4,281.46 €
84 6,000.00 € 4,264.09 €
85 6,000.00 € 4,246.79 €
86 6,000.00 € 4,229.55 €
87 6,000.00 € 4,212.39 €
88 6,000.00 € 4,195.30 €
89 6,000.00 € 4,178.28 €
90 6,000.00 € 4,161.32 €
91 6,000.00 € 4,144.44 €
92 6,000.00 € 4,127.62 €
93 6,000.00 € 4,110.87 €
94 6,000.00 € 4,094.19 €
95 6,000.00 € 4,077.58 €
96 6,000.00 € 4,061.04 €
97 6,000.00 € 4,044.56 €
98 6,000.00 € 4,028.15 €
99 6,000.00 € 4,011.80 €
100 6,000.00 € 3,995.52 €
101 6,000.00 € 3,979.31 €
102 6,000.00 € 3,963.17 €
103 6,000.00 € 3,947.08 €
104 6,000.00 € 3,931.07 €
105 6,000.00 € 3,915.12 €
106 6,000.00 € 3,899.23 €
107 6,000.00 € 3,883.41 €
108 6,000.00 € 3,867.65 €
109 6,000.00 € 3,851.96 €
110 6,000.00 € 3,836.33 €
111 6,000.00 € 3,820.76 €
112 6,000.00 € 3,805.26 €
113 6,000.00 € 3,789.82 €
114 6,000.00 € 3,774.44 €
115 6,000.00 € 3,759.13 €
116 6,000.00 € 3,743.88 €
117 6,000.00 € 3,728.68 €
118 6,000.00 € 3,713.55 €
119 6,000.00 € 3,698.49 €
120 6,000.00 € 3,683.48 €
121 6,000.00 € 3,668.53 €
122 6,000.00 € 3,653.65 €
123 6,000.00 € 3,638.82 €
124 6,000.00 € 3,624.06 €
125 6,000.00 € 3,609.35 €
126 6,000.00 € 3,594.71 €
127 6,000.00 € 3,580.12 €
128 6,000.00 € 3,565.60 €
129 6,000.00 € 3,551.13 €
130 6,000.00 € 3,536.72 €
131 6,000.00 € 3,522.37 €
132 6,000.00 € 3,508.08 €
133 6,000.00 € 3,493.84 €
134 6,000.00 € 3,479.66 €
135 6,000.00 € 3,465.55 €
136 6,000.00 € 3,451.48 €
137 6,000.00 € 3,437.48 €
138 6,000.00 € 3,423.53 €
139 6,000.00 € 3,409.64 €
140 6,000.00 € 3,395.81 €
141 6,000.00 € 3,382.03 €
142 6,000.00 € 3,368.30 €
143 6,000.00 € 3,354.64 €
144 6,000.00 € 3,341.02 €
145 6,000.00 € 3,327.47 €
146 6,000.00 € 3,313.97 €
147 6,000.00 € 3,300.52 €
148 6,000.00 € 3,287.13 €
149 6,000.00 € 3,273.79 €
150 6,000.00 € 3,260.51 €
151 6,000.00 € 3,247.28 €
152 6,000.00 € 3,234.10 €
153 6,000.00 € 3,220.98 €
154 6,000.00 € 3,207.91 €
155 6,000.00 € 3,194.89 €
156 6,000.00 € 3,181.93 €
157 6,000.00 € 3,169.02 €
158 6,000.00 € 3,156.16 €
159 6,000.00 € 3,143.35 €
160 6,000.00 € 3,130.60 €
161 6,000.00 € 3,117.90 €
162 6,000.00 € 3,105.24 €
163 6,000.00 € 3,092.64 €
164 6,000.00 € 3,080.10 €
165 6,000.00 € 3,067.60 €
166 6,000.00 € 3,055.15 €
167 6,000.00 € 3,042.75 €
168 6,000.00 € 3,030.41 €
169 6,000.00 € 3,018.11 €
170 6,000.00 € 3,005.87 €
171 6,000.00 € 2,993.67 €
172 6,000.00 € 2,981.52 €
173 6,000.00 € 2,969.42 €
174 6,000.00 € 2,957.38 €
175 6,000.00 € 2,945.38 €
176 6,000.00 € 2,933.42 €
177 6,000.00 € 2,921.52 €
178 6,000.00 € 2,909.67 €
179 6,000.00 € 2,897.86 €
180 6,000.00 € 2,886.10 €
181 6,000.00 € 2,874.39 €
182 6,000.00 € 2,862.73 €
183 6,000.00 € 2,851.11 €
184 6,000.00 € 2,839.54 €
185 6,000.00 € 2,828.02 €
186 6,000.00 € 2,816.55 €
187 6,000.00 € 2,805.12 €
188 6,000.00 € 2,793.74 €
189 6,000.00 € 2,782.40 €
190 6,000.00 € 2,771.11 €
191 6,000.00 € 2,759.87 €
192 6,000.00 € 2,748.67 €
193 6,000.00 € 2,737.52 €
194 6,000.00 € 2,726.41 €
195 6,000.00 € 2,715.35 €
196 6,000.00 € 2,704.33 €
197 6,000.00 € 2,693.35 €
198 6,000.00 € 2,682.43 €
199 6,000.00 € 2,671.54 €
200 6,000.00 € 2,660.70 €
201 6,000.00 € 2,649.91 €
202 6,000.00 € 2,639.15 €
203 6,000.00 € 2,628.45 €
204 6,000.00 € 2,617.78 €
205 6,000.00 € 2,607.16 €
206 6,000.00 € 2,596.58 €
207 6,000.00 € 2,586.04 €
208 6,000.00 € 2,575.55 €
209 6,000.00 € 2,565.10 €
210 6,000.00 € 2,554.69 €
211 6,000.00 € 2,544.33 €
212 6,000.00 € 2,534.00 €
213 6,000.00 € 2,523.72 €
214 6,000.00 € 2,513.48 €
215 6,000.00 € 2,503.28 €
216 6,000.00 € 2,493.12 €
217 6,000.00 € 2,483.01 €
218 6,000.00 € 2,472.93 €
219 6,000.00 € 2,462.90 €
220 6,000.00 € 2,452.91 €
221 6,000.00 € 2,442.95 €
222 6,000.00 € 2,433.04 €
223 6,000.00 € 2,423.17 €
224 6,000.00 € 2,413.34 €
225 6,000.00 € 2,403.54 €
226 6,000.00 € 2,393.79 €
227 6,000.00 € 2,384.08 €
228 6,000.00 € 2,374.40 €
229 6,000.00 € 2,364.77 €
230 6,000.00 € 2,355.17 €
231 6,000.00 € 2,345.62 €
232 6,000.00 € 2,336.10 €
233 6,000.00 € 2,326.62 €
234 6,000.00 € 2,317.18 €
235 6,000.00 € 2,307.78 €
236 6,000.00 € 2,298.41 €
237 6,000.00 € 2,289.09 €
238 6,000.00 € 2,279.80 €
239 6,000.00 € 2,270.55 €
240 6,000.00 € 2,261.34 €
241 6,000.00 € 2,252.16 €
242 6,000.00 € 2,243.02 €
243 6,000.00 € 2,233.92 €
244 6,000.00 € 2,224.86 €
245 6,000.00 € 2,215.83 €
246 6,000.00 € 2,206.84 €
247 6,000.00 € 2,197.88 €
248 6,000.00 € 2,188.97 €
249 6,000.00 € 2,180.08 €
250 6,000.00 € 2,171.24 €
251 6,000.00 € 2,162.43 €
252 6,000.00 € 2,153.65 €
253 6,000.00 € 2,144.92 €
254 6,000.00 € 2,136.21 €
255 6,000.00 € 2,127.54 €
256 6,000.00 € 2,118.91 €
257 6,000.00 € 2,110.31 €
258 6,000.00 € 2,101.75 €
259 6,000.00 € 2,093.22 €
260 6,000.00 € 2,084.73 €
261 6,000.00 € 2,076.27 €
262 6,000.00 € 2,067.85 €
263 6,000.00 € 2,059.46 €
264 6,000.00 € 2,051.10 €
265 6,000.00 € 2,042.78 €
266 6,000.00 € 2,034.49 €
267 6,000.00 € 2,026.23 €
268 6,000.00 € 2,018.01 €
269 6,000.00 € 2,009.82 €
270 6,000.00 € 2,001.67 €
271 6,000.00 € 1,993.55 €
272 6,000.00 € 1,985.46 €
273 6,000.00 € 1,977.40 €
274 6,000.00 € 1,969.38 €
275 6,000.00 € 1,961.39 €
276 6,000.00 € 1,953.43 €
277 6,000.00 € 1,945.50 €
278 6,000.00 € 1,937.61 €
279 6,000.00 € 1,929.75 €
280 6,000.00 € 1,921.92 €
281 6,000.00 € 1,914.12 €
282 6,000.00 € 1,906.35 €
283 6,000.00 € 1,898.62 €
284 6,000.00 € 1,890.91 €
285 6,000.00 € 1,883.24 €
286 6,000.00 € 1,875.60 €
287 6,000.00 € 1,867.99 €
288 6,000.00 € 1,860.41 €
289 6,000.00 € 1,852.86 €
290 6,000.00 € 1,845.34 €
291 6,000.00 € 1,837.85 €
292 6,000.00 € 1,830.40 €
293 6,000.00 € 1,822.97 €
294 6,000.00 € 1,815.57 €
295 6,000.00 € 1,808.20 €
296 6,000.00 € 1,800.87 €
297 6,000.00 € 1,793.56 €
298 6,000.00 € 1,786.28 €
299 6,000.00 € 1,779.04 €
300 6,000.00 € 1,771.82 €
1,037,814.16 €
 1,140,000.00 €

PREFERIMOS AL CONTADO
i 8% n(años) 3

OFERTA A: ### OFERTA B: 70,526.12 €

C12 1,500.00 € C0 7,500.00 €
n(meses) 72 C1 8,000.00 €
m 12 meses/año C4 3,000.00 €
i12 0.64% n(trim) 16
q 1.05 cada 2 años m 4
i4 1.94%
MESES CUANTIA VA=Cuantia*(1+im)^-tmp d 1,000.00 €
0
1 1,500.00 € 1,500.00 € TRIM CUANTIA
2 1,500.00 € 1,500.00 € 0 7,500.00 €
3 1,500.00 € 1,500.00 € 1
4 1,500.00 € 1,500.00 € 2
5 1,500.00 € 1,500.00 € 3
6 1,500.00 € 1,500.00 € 4 8,000.00 €
7 1,500.00 € 1,500.00 € 5 3,000.00 €
8 1,500.00 € 1,500.00 € 6 3,000.00 €
9 1,500.00 € 1,500.00 € 7 3,000.00 €
10 1,500.00 € 1,500.00 € 8 3,000.00 €
11 1,500.00 € 1,500.00 € 9 4,000.00 €
12 1,500.00 € 1,500.00 € 10 4,000.00 €
13 1,500.00 € 1,500.00 € 11 4,000.00 €
14 1,500.00 € 1,500.00 € 12 4,000.00 €
15 1,500.00 € 1,500.00 € 13 5,000.00 €
16 1,500.00 € 1,500.00 € 14 5,000.00 €
17 1,500.00 € 1,500.00 € 15 5,000.00 €
18 1,500.00 € 1,500.00 € 16 5,000.00 €
19 1,500.00 € 1,500.00 € 17 6,000.00 €
20 1,500.00 € 1,500.00 € 18 6,000.00 €
21 1,500.00 € 1,500.00 € 19 6,000.00 €
22 1,500.00 € 1,500.00 € 20 6,000.00 €
23 1,500.00 € 1,500.00 €
24 1,500.00 € 1,500.00 €
25 1,575.00 € 1,575.00 €
26 1,575.00 € 1,575.00 €
27 1,575.00 € 1,575.00 €
28 1,575.00 € 1,575.00 €
29 1,575.00 € 1,575.00 €
30 1,575.00 € 1,575.00 €
31 1,575.00 € 1,575.00 €
32 1,575.00 € 1,575.00 €
33 1,575.00 € 1,575.00 €
34 1,575.00 € 1,575.00 €
35 1,575.00 € 1,575.00 €
36 1,575.00 € 1,575.00 €
37 1,575.00 € 1,575.00 €
38 1,575.00 € 1,575.00 €
39 1,575.00 € 1,575.00 €
40 1,575.00 € 1,575.00 €
41 1,575.00 € 1,575.00 €
42 1,575.00 € 1,575.00 €
43 1,575.00 € 1,575.00 €
44 1,575.00 € 1,575.00 €
45 1,575.00 € 1,575.00 €
46 1,575.00 € 1,575.00 €
47 1,575.00 € 1,575.00 €
48 1,575.00 € 1,575.00 €
49 1,653.75 € 1,653.75 €
50 1,653.75 € 1,653.75 €
51 1,653.75 € 1,653.75 €
52 1,653.75 € 1,653.75 €
53 1,653.75 € 1,653.75 €
54 1,653.75 € 1,653.75 €
55 1,653.75 € 1,653.75 €
56 1,653.75 € 1,653.75 €
57 1,653.75 € 1,653.75 €
58 1,653.75 € 1,653.75 €
59 1,653.75 € 1,653.75 €
60 1,653.75 € 1,653.75 €
61 1,653.75 € 1,653.75 €
62 1,653.75 € 1,653.75 €
63 1,653.75 € 1,653.75 €
64 1,653.75 € 1,653.75 €
65 1,653.75 € 1,653.75 €
66 1,653.75 € 1,653.75 €
67 1,653.75 € 1,653.75 €
68 1,653.75 € 1,653.75 €
69 1,653.75 € 1,653.75 €
70 1,653.75 € 1,653.75 €
71 1,653.75 € 1,653.75 €
72 1,653.75 € 1,653.75 €
###
trim/año
0.02
cada 2 años

VA=Cuantia*(1+im)^-tmp
7,500.00 €
- €
- €
- €
7,407.41 €
2,724.84 €
2,672.92 €
2,621.98 €
2,572.02 €
3,364.00 €
3,299.90 €
3,237.01 €
3,175.33 €
3,893.52 €
3,819.33 €
3,746.54 €
3,675.15 €
4,326.14 €
4,243.70 €
4,162.83 €
4,083.50 €
70,526.12 €
i (anual) 6%

OFERTA A: 34,749.72 € OFERTA B: 36,552.11 €

C4 2,700.00 € C12 900.00 €
n(trim) 12 n(meses) 12
m 4 i12 0.49%
i12 1.47% q 1.01
d 90.00 € m 36

TRIM CUANTIA VA=Cuantia*(1+im)^-tmp MESES CUANTIA VA=Cuantia*(1+im)^-tmp

0 0 900.00 € 900.00 €
1 2,700.00 € 2,660.95 € 1 909.00 € 904.60 €
2 2,790.00 € 2,709.89 € 2 918.09 € 909.22 €
3 2,880.00 € 2,756.85 € 3 927.27 € 913.86 €
4 2,970.00 € 2,801.89 € 4 936.54 € 918.53 €
5 3,060.00 € 2,845.04 € 5 945.91 € 923.22 €
6 3,150.00 € 2,886.37 € 6 955.37 € 927.94 €
7 3,240.00 € 2,925.90 € 7 964.92 € 932.68 €
8 3,330.00 € 2,963.69 € 8 974.57 € 937.44 €
9 3,420.00 € 2,999.77 € 9 984.32 € 942.23 €
10 3,510.00 € 3,034.19 € 10 994.16 € 947.04 €
11 3,600.00 € 3,066.98 € 11 1,004.10 € 951.88 €
12 3,690.00 € 3,098.20 € 12 1,014.14 € 956.74 €
34,749.72 € 13 1,024.28 € 961.62 €
14 1,034.53 € 966.54 €
15 1,044.87 € 971.47 €
16 1,055.32 € 976.43 €
17 1,065.87 € 981.42 €
18 1,076.53 € 986.43 €
19 1,087.30 € 991.47 €
20 1,098.17 € 996.54 €
21 1,109.15 € 1,001.63 €
22 1,120.24 € 1,006.74 €
23 1,131.45 € 1,011.89 €
24 1,142.76 € 1,017.05 €
25 1,154.19 € 1,022.25 €
26 1,165.73 € 1,027.47 €
27 1,177.39 € 1,032.72 €
28 1,189.16 € 1,037.99 €
29 1,201.05 € 1,043.29 €
30 1,213.06 € 1,048.62 €
31 1,225.19 € 1,053.98 €
32 1,237.45 € 1,059.36 €
33 1,249.82 € 1,064.77 €
34 1,262.32 € 1,070.21 €
35 1,274.94 € 1,075.68 €
36 1,287.69 € 1,081.17 €
36,552.11 €
=Cuantia*(1+im)^-tmp
n(años) 15
i (anual) 7%

1ª inversion 2ª inversion
Do 150,000.00 € VA(ing) 251,436.57 € Do
C4 5,000.00 € VA(gts) 150,000.00 € C6
m 4 VAN (1ª inv) 101,436.57 € m
n4 60 n6
i4 1.706% i4
d4 300.00 € cambio anual q6

Trimestres C VA
0
1 5,000.00 € 4,916.14 €
2 5,000.00 € 4,833.68 €
3 5,000.00 € 4,752.61 €
4 5,000.00 € 4,672.90 €
5 5,300.00 € 4,870.19 €
6 5,300.00 € 4,788.51 € 1
7 5,300.00 € 4,708.19 €
8 5,300.00 € 4,629.23 €
9 5,600.00 € 4,809.22 €
10 5,600.00 € 4,728.56 €
11 5,600.00 € 4,649.25 €
12 5,600.00 € 4,571.27 € 2
13 5,900.00 € 4,735.38 €
14 5,900.00 € 4,655.96 €
15 5,900.00 € 4,577.86 €
16 5,900.00 € 4,501.08 €
17 6,200.00 € 4,650.62 €
18 6,200.00 € 4,572.62 € 3
19 6,200.00 € 4,495.92 €
20 6,200.00 € 4,420.51 €
21 6,500.00 € 4,556.68 €
22 6,500.00 € 4,480.25 €
23 6,500.00 € 4,405.11 €
24 6,500.00 € 4,331.22 €
25 6,800.00 € 4,455.13 €
26 6,800.00 € 4,380.41 €
27 6,800.00 € 4,306.94 €
28 6,800.00 € 4,234.70 €
29 7,100.00 € 4,347.36 €
30 7,100.00 € 4,274.45 €
31 7,100.00 € 4,202.75 €
32 7,100.00 € 4,132.26 €
33 7,400.00 € 4,234.63 €
34 7,400.00 € 4,163.61 €
35 7,400.00 € 4,093.77 €
36 7,400.00 € 4,025.11 €
37 7,700.00 € 4,118.04 €
38 7,700.00 € 4,048.97 €
39 7,700.00 € 3,981.06 €
40 7,700.00 € 3,914.29 €
41 8,000.00 € 3,998.58 €
42 8,000.00 € 3,931.52 €
43 8,000.00 € 3,865.58 €
44 8,000.00 € 3,800.74 €
45 8,300.00 € 3,877.13 €
46 8,300.00 € 3,812.10 €
47 8,300.00 € 3,748.17 €
48 8,300.00 € 3,685.30 €
49 8,600.00 € 3,754.46 €
50 8,600.00 € 3,691.49 €
51 8,600.00 € 3,629.57 €
52 8,600.00 € 3,568.69 €
53 8,900.00 € 3,631.24 €
54 8,900.00 € 3,570.34 €
55 8,900.00 € 3,510.45 €
56 8,900.00 € 3,451.57 €
57 9,200.00 € 3,508.08 €
58 9,200.00 € 3,449.24 €
59 9,200.00 € 3,391.39 €
60 9,200.00 € 3,334.50 €
251,436.57 €
 100,000.00 € VA(ing) 152,317.22 €
2,500.00 € VA(gts) 100,000.00 €
6 VAN (2ª inv) 52,317.22 €
90
1.134%
1.05 cambio trienal

Bimestres C VA
0
1 2,500.00 € 2,471.97 €
2 2,500.00 € 2,444.25 €
3 2,500.00 € 2,416.84 €
4 2,500.00 € 2,389.74 €
5 2,500.00 € 2,362.94 €
6 2,500.00 € 2,336.45 €
7 2,500.00 € 2,310.25 €
8 2,500.00 € 2,284.34 €
9 2,500.00 € 2,258.73 €
10 2,500.00 € 2,233.40 €
11 2,500.00 € 2,208.36 €
12 2,500.00 € 2,183.60 €
13 2,500.00 € 2,159.11 €
14 2,500.00 € 2,134.90 €
15 2,500.00 € 2,110.96 €
16 2,500.00 € 2,087.29 €
17 2,500.00 € 2,063.89 €
18 2,500.00 € 2,040.74 €
19 2,625.00 € 2,118.75 €
20 2,625.00 € 2,095.00 €
21 2,625.00 € 2,071.51 €
22 2,625.00 € 2,048.28 €
23 2,625.00 € 2,025.31 €
24 2,625.00 € 2,002.60 €
25 2,625.00 € 1,980.14 €
26 2,625.00 € 1,957.94 €
27 2,625.00 € 1,935.99 €
28 2,625.00 € 1,914.28 €
29 2,625.00 € 1,892.81 €
30 2,625.00 € 1,871.59 €
31 2,625.00 € 1,850.60 €
32 2,625.00 € 1,829.85 €
33 2,625.00 € 1,809.33 €
34 2,625.00 € 1,789.04 €
35 2,625.00 € 1,768.98 €
36 2,625.00 € 1,749.15 €
37 2,756.25 € 1,816.01 €
38 2,756.25 € 1,795.65 €
39 2,756.25 € 1,775.51 €
40 2,756.25 € 1,755.60 €
41 2,756.25 € 1,735.92 €
42 2,756.25 € 1,716.45 €
43 2,756.25 € 1,697.21 €
44 2,756.25 € 1,678.18 €
45 2,756.25 € 1,659.36 €
46 2,756.25 € 1,640.75 €
47 2,756.25 € 1,622.35 €
48 2,756.25 € 1,604.16 €
49 2,756.25 € 1,586.17 €
50 2,756.25 € 1,568.39 €
51 2,756.25 € 1,550.80 €
52 2,756.25 € 1,533.41 €
53 2,756.25 € 1,516.22 €
54 2,756.25 € 1,499.22 €
55 2,894.06 € 1,556.53 €
56 2,894.06 € 1,539.07 €
57 2,894.06 € 1,521.82 €
58 2,894.06 € 1,504.75 €
59 2,894.06 € 1,487.88 €
60 2,894.06 € 1,471.19 €
61 2,894.06 € 1,454.70 €
62 2,894.06 € 1,438.39 €
63 2,894.06 € 1,422.26 €
64 2,894.06 € 1,406.31 €
65 2,894.06 € 1,390.54 €
66 2,894.06 € 1,374.95 €
67 2,894.06 € 1,359.53 €
68 2,894.06 € 1,344.29 €
69 2,894.06 € 1,329.21 €
70 2,894.06 € 1,314.31 €
71 2,894.06 € 1,299.57 €
72 2,894.06 € 1,285.00 €
73 3,038.77 € 1,334.12 €
74 3,038.77 € 1,319.16 €
75 3,038.77 € 1,304.37 €
76 3,038.77 € 1,289.74 €
77 3,038.77 € 1,275.28 €
78 3,038.77 € 1,260.98 €
79 3,038.77 € 1,246.84 €
80 3,038.77 € 1,232.86 €
81 3,038.77 € 1,219.04 €
82 3,038.77 € 1,205.37 €
83 3,038.77 € 1,191.85 €
84 3,038.77 € 1,178.49 €
85 3,038.77 € 1,165.27 €
86 3,038.77 € 1,152.20 €
87 3,038.77 € 1,139.29 €
88 3,038.77 € 1,126.51 €
89 3,038.77 € 1,113.88 €
90 3,038.77 € 1,101.39 €
152,317.22 €
n(años) 15 n(años)
i (anual) 15.918% TIR (1ª INV) i (anual)

1ª inversion 2ª inversion
Do 150,000.00 € VA(ing) 150,000.00 € Do
C4 5,000.00 € VA(gts) 150,000.00 € C6
m 4 VAN (1ª inv) 0.00 € m
n4 60 n6
i4 3.762% i4
d4 300.00 € cambio anual q6

Trimestres C VA
0
1 5,000.00 € 4,818.72 €
2 5,000.00 € 4,644.02 €
3 5,000.00 € 4,475.65 €
4 5,000.00 € 4,313.39 €
5 5,300.00 € 4,406.42 €
6 5,300.00 € 4,246.67 € 1
7 5,300.00 € 4,092.70 €
8 5,300.00 € 3,944.32 €
9 5,600.00 € 4,016.49 €
10 5,600.00 € 3,870.87 €
11 5,600.00 € 3,730.53 €
12 5,600.00 € 3,595.28 € 2
13 5,900.00 € 3,650.55 €
14 5,900.00 € 3,518.20 €
15 5,900.00 € 3,390.65 €
16 5,900.00 € 3,267.72 €
17 6,200.00 € 3,309.38 €
18 6,200.00 € 3,189.40 € 3
19 6,200.00 € 3,073.77 €
20 6,200.00 € 2,962.33 €
21 6,500.00 € 2,993.07 €
22 6,500.00 € 2,884.55 €
23 6,500.00 € 2,779.97 €
24 6,500.00 € 2,679.19 €
25 6,800.00 € 2,701.22 €
26 6,800.00 € 2,603.29 €
27 6,800.00 € 2,508.91 €
28 6,800.00 € 2,417.95 €
29 7,100.00 € 2,433.09 €
30 7,100.00 € 2,344.88 €
31 7,100.00 € 2,259.86 €
32 7,100.00 € 2,177.93 €
33 7,400.00 € 2,187.66 €
34 7,400.00 € 2,108.35 €
35 7,400.00 € 2,031.91 €
36 7,400.00 € 1,958.24 €
37 7,700.00 € 1,963.75 €
38 7,700.00 € 1,892.56 €
39 7,700.00 € 1,823.94 €
40 7,700.00 € 1,757.82 €
41 8,000.00 € 1,760.09 €
42 8,000.00 € 1,696.28 €
43 8,000.00 € 1,634.78 €
44 8,000.00 € 1,575.51 €
45 8,300.00 € 1,575.33 €
46 8,300.00 € 1,518.21 €
47 8,300.00 € 1,463.17 €
48 8,300.00 € 1,410.12 €
49 8,600.00 € 1,408.12 €
50 8,600.00 € 1,357.07 €
51 8,600.00 € 1,307.87 €
52 8,600.00 € 1,260.45 €
53 8,900.00 € 1,257.13 €
54 8,900.00 € 1,211.55 €
55 8,900.00 € 1,167.63 €
56 8,900.00 € 1,125.29 €
57 9,200.00 € 1,121.05 €
58 9,200.00 € 1,080.41 €
59 9,200.00 € 1,041.24 €
60 9,200.00 € 1,003.49 €
150,000.00 €
 15
14.773% TIR (2ª INV)

100,000.00 € VA(ing) 100,000.00 €

2,500.00 € VA(gts) 100,000.00 €
6 VAN (2ª inv) 0.00 €
90
2.323%
1.05 cambio trienal

Bimestres C VA
0
1 2,500.00 € 2,443.24 €
2 2,500.00 € 2,387.78 €
3 2,500.00 € 2,333.57 €
4 2,500.00 € 2,280.59 €
5 2,500.00 € 2,228.82 €
6 2,500.00 € 2,178.22 €
7 2,500.00 € 2,128.76 €
8 2,500.00 € 2,080.44 €
9 2,500.00 € 2,033.21 €
10 2,500.00 € 1,987.05 €
11 2,500.00 € 1,941.94 €
12 2,500.00 € 1,897.85 €
13 2,500.00 € 1,854.76 €
14 2,500.00 € 1,812.66 €
15 2,500.00 € 1,771.50 €
16 2,500.00 € 1,731.29 €
17 2,500.00 € 1,691.98 €
18 2,500.00 € 1,653.57 €
19 2,625.00 € 1,696.83 €
20 2,625.00 € 1,658.31 €
21 2,625.00 € 1,620.66 €
22 2,625.00 € 1,583.87 €
23 2,625.00 € 1,547.91 €
24 2,625.00 € 1,512.77 €
25 2,625.00 € 1,478.43 €
26 2,625.00 € 1,444.86 €
27 2,625.00 € 1,412.06 €
28 2,625.00 € 1,380.00 €
29 2,625.00 € 1,348.67 €
30 2,625.00 € 1,318.05 €
31 2,625.00 € 1,288.13 €
32 2,625.00 € 1,258.89 €
33 2,625.00 € 1,230.31 €
34 2,625.00 € 1,202.38 €
35 2,625.00 € 1,175.08 €
36 2,625.00 € 1,148.40 €
37 2,756.25 € 1,178.45 €
38 2,756.25 € 1,151.69 €
39 2,756.25 € 1,125.55 €
40 2,756.25 € 1,100.00 €
41 2,756.25 € 1,075.02 €
42 2,756.25 € 1,050.62 €
43 2,756.25 € 1,026.77 €
44 2,756.25 € 1,003.46 €
45 2,756.25 € 980.67 €
46 2,756.25 € 958.41 €
47 2,756.25 € 936.65 €
48 2,756.25 € 915.39 €
49 2,756.25 € 894.61 €
50 2,756.25 € 874.30 €
51 2,756.25 € 854.45 €
52 2,756.25 € 835.05 €
53 2,756.25 € 816.09 €
54 2,756.25 € 797.57 €
55 2,894.06 € 818.43 €
56 2,894.06 € 799.85 €
57 2,894.06 € 781.69 €
58 2,894.06 € 763.95 €
59 2,894.06 € 746.60 €
60 2,894.06 € 729.65 €
61 2,894.06 € 713.09 €
62 2,894.06 € 696.90 €
63 2,894.06 € 681.08 €
64 2,894.06 € 665.62 €
65 2,894.06 € 650.50 €
66 2,894.06 € 635.74 €
67 2,894.06 € 621.30 €
68 2,894.06 € 607.20 €
69 2,894.06 € 593.41 €
70 2,894.06 € 579.94 €
71 2,894.06 € 566.78 €
72 2,894.06 € 553.91 €
73 3,038.77 € 568.40 €
74 3,038.77 € 555.50 €
75 3,038.77 € 542.88 €
76 3,038.77 € 530.56 €
77 3,038.77 € 518.51 €
78 3,038.77 € 506.74 €
79 3,038.77 € 495.24 €
80 3,038.77 € 484.00 €
81 3,038.77 € 473.01 €
82 3,038.77 € 462.27 €
83 3,038.77 € 451.77 €
84 3,038.77 € 441.52 €
85 3,038.77 € 431.49 €
86 3,038.77 € 421.70 €
87 3,038.77 € 412.13 €
88 3,038.77 € 402.77 €
89 3,038.77 € 393.63 €
90 3,038.77 € 384.69 €
100,000.00 €
n(años) 8 VA(ing) 106,402.99 € VA (gts)
i 4.50%

(2) Renta constante temporal inmediata: (4) Valor residual valor final (1) Gasto inicial
C6 2,500.00 € VR 8,000.00 € Co
m 6 bim/año
n(bim) 48 VA 5,625.48 €
i6 0.736%

Bimestres Cuantia VA 100,777.51 €

0
1 2,500.00 € 2,481.73 €
2 2,500.00 € 2,463.59 €
3 2,500.00 € 2,445.58 €
4 2,500.00 € 2,427.70 €
5 2,500.00 € 2,409.96 €
6 2,500.00 € 2,392.34 €
7 2,500.00 € 2,374.86 €
8 2,500.00 € 2,357.50 €
9 2,500.00 € 2,340.27 €
10 2,500.00 € 2,323.16 €
11 2,500.00 € 2,306.18 €
12 2,500.00 € 2,289.32 €
13 2,500.00 € 2,272.59 €
14 2,500.00 € 2,255.98 €
15 2,500.00 € 2,239.49 €
16 2,500.00 € 2,223.12 €
17 2,500.00 € 2,206.87 €
18 2,500.00 € 2,190.74 €
19 2,500.00 € 2,174.73 €
20 2,500.00 € 2,158.83 €
21 2,500.00 € 2,143.05 €
22 2,500.00 € 2,127.39 €
23 2,500.00 € 2,111.84 €
24 2,500.00 € 2,096.40 €
25 2,500.00 € 2,081.08 €
26 2,500.00 € 2,065.87 €
27 2,500.00 € 2,050.77 €
28 2,500.00 € 2,035.78 €
29 2,500.00 € 2,020.90 €
30 2,500.00 € 2,006.13 €
31 2,500.00 € 1,991.46 €
32 2,500.00 € 1,976.91 €
33 2,500.00 € 1,962.46 €
34 2,500.00 € 1,948.11 €
35 2,500.00 € 1,933.87 €
36 2,500.00 € 1,919.74 €
37 2,500.00 € 1,905.71 €
38 2,500.00 € 1,891.78 €
39 2,500.00 € 1,877.95 €
40 2,500.00 € 1,864.22 €
41 2,500.00 € 1,850.60 €
42 2,500.00 € 1,837.07 €
43 2,500.00 € 1,823.64 €
44 2,500.00 € 1,810.31 €
45 2,500.00 € 1,797.08 €
46 2,500.00 € 1,783.95 €
47 2,500.00 € 1,770.91 €
48 2,500.00 € 1,757.96 €
###
 VA(ing) 106,402.99 €
VA (gts) 84,365.07 €

VAN 22,037.91 € >0

84,365.07 €

1) Gasto inicial (3) Renta variab geom temp inmediata

50,000.00 € C4 1,250.00 €
m 4
n(trim) 32
i4 1.106%
q (anual) 1.0075 cambia al año

Trim cuantia VA 34,365.07 €

0
1 1,250.00 € 1,236.32 €
2 1,250.00 € 1,222.79 €
3 1,250.00 € 1,209.41 €
4 1,250.00 € 1,196.17 €
5 1,259.38 € 1,191.95 €
6 1,259.38 € 1,178.91 €
7 1,259.38 € 1,166.01 €
8 1,259.38 € 1,153.25 €
9 1,268.82 € 1,149.18 €
10 1,268.82 € 1,136.60 €
11 1,268.82 € 1,124.17 €
12 1,268.82 € 1,111.86 €
13 1,278.34 € 1,107.94 €
14 1,278.34 € 1,095.82 €
15 1,278.34 € 1,083.82 €
16 1,278.34 € 1,071.96 €
17 1,287.92 € 1,068.18 €
18 1,287.92 € 1,056.49 €
19 1,287.92 € 1,044.93 €
20 1,287.92 € 1,033.50 €
21 1,297.58 € 1,029.85 €
22 1,297.58 € 1,018.58 €
23 1,297.58 € 1,007.43 €
24 1,297.58 € 996.41 €
25 1,307.32 € 992.90 €
26 1,307.32 € 982.03 €
27 1,307.32 € 971.28 €
28 1,307.32 € 960.65 €
29 1,317.12 € 957.27 €
30 1,317.12 € 946.79 €
31 1,317.12 € 936.43 €
32 1,317.12 € 926.18 €
34,365.07 €
Datos de una inv privada: Tipo int anual: 8%

1. Precio de compra 10.000.000 al contado

### VAN 205,097.41 €

Reformas que duran un año pagando: 8% TIR (Para saberla busco obj valor 0 en VAN)
AÑO OBRAS VA
0 250,000 € 250,000.00 €
1 125,000 € 115,740.74 €
365,740.74 €

2. Instala placas solares. Instalacion ppios año y recepcion a 3 meses, pagando mitad 2400€ contado y resto recepcion
MESES PLACAS VA
0 24,000 € 24,000.00 € CT placas 48,000.00 €
1 - €
2 - €
3 24,000 € 23,542.65 €
47,542.65 €

3. Placas subvencionadas con un 25% s/CT placas, recibiendo dinero a los 6 meses recepcion
MESES VA
0 - € Subv 12,000.00 €
1 - €
2 - €
3 - €
4 - €
5 - €
6 - €
7 - €
8 - €
9 12,000.00 € 11,326.96 €
11,326.96 €

5. Gts a fin de c/mes siendo 1º año 82000€, creciendo 1% cada año 6.Duracion tot inv 9 años y espera Pvta hotel 14 MILL.
MESES Pvta VA AÑO Pvta
0 - € 82,000 € 0
1 - € 101.00% 1
2 - € 2
3 - € 3
4 - € 4
5 - € 5
6 - € 6
7 - € 7
8 - € 8
9 - € 9 14,000,000 €
10 - €
11 - €
12 - €
13 82,000 € 75,440.54 €
14 82,000 € 74,958.26 €
15 82,000 € 74,479.06 €
16 82,000 € 74,002.92 €
17 82,000 € 73,529.82 €
18 82,000 € 73,059.76 €
19 82,000 € 72,592.69 €
20 82,000 € 72,128.62 €
21 82,000 € 71,667.50 €
22 82,000 € 71,209.34 €
23 82,000 € 70,754.11 €
24 82,000 € 70,301.78 €
25 82,820 € 70,550.87 €
26 82,820 € 70,099.85 €
27 82,820 € 69,651.71 €
28 82,820 € 69,206.43 €
29 82,820 € 68,764.00 €
30 82,820 € 68,324.40 €
31 82,820 € 67,887.61 €
32 82,820 € 67,453.61 €
33 82,820 € 67,022.39 €
34 82,820 € 66,593.92 €
35 82,820 € 66,168.19 €
36 82,820 € 65,745.19 €
37 83,648 € 65,978.13 €
38 83,648 € 65,556.34 €
39 83,648 € 65,137.25 €
40 83,648 € 64,720.83 €
41 83,648 € 64,307.08 €
42 83,648 € 63,895.97 €
43 83,648 € 63,487.49 €
44 83,648 € 63,081.62 €
45 83,648 € 62,678.34 €
46 83,648 € 62,277.65 €
47 83,648 € 61,879.51 €
48 83,648 € 61,483.92 €
49 84,485 € 61,701.77 €
50 84,485 € 61,307.32 €
51 84,485 € 60,915.39 €
52 84,485 € 60,525.96 €
53 84,485 € 60,139.03 €
54 84,485 € 59,754.56 €
55 84,485 € 59,372.56 €
56 84,485 € 58,993.00 €
57 84,485 € 58,615.86 €
58 84,485 € 58,241.13 €
59 84,485 € 57,868.80 €
60 84,485 € 57,498.85 €
 61 85,330 € 57,702.58 €
62 85,330 € 57,333.70 €
63 85,330 € 56,967.17 €
64 85,330 € 56,602.98 €
65 85,330 € 56,241.13 €
66 85,330 € 55,881.58 €
67 85,330 € 55,524.34 €
68 85,330 € 55,169.38 €
69 85,330 € 54,816.68 €
70 85,330 € 54,466.25 €
71 85,330 € 54,118.05 €
72 85,330 € 53,772.08 €
73 86,183 € 53,962.60 €
74 86,183 € 53,617.62 €
75 86,183 € 53,274.85 €
76 86,183 € 52,934.27 €
77 86,183 € 52,595.87 €
78 86,183 € 52,259.63 €
79 86,183 € 51,925.54 €
80 86,183 € 51,593.58 €
81 86,183 € 51,263.75 €
82 86,183 € 50,936.03 €
83 86,183 € 50,610.40 €
84 86,183 € 50,286.85 €
85 87,045 € 50,465.03 €
86 87,045 € 50,142.41 €
87 87,045 € 49,821.85 €
88 87,045 € 49,503.35 €
89 87,045 € 49,186.88 €
90 87,045 € 48,872.43 €
91 87,045 € 48,559.99 €
92 87,045 € 48,249.55 €
93 87,045 € 47,941.10 €
94 87,045 € 47,634.62 €
95 87,045 € 47,330.09 €
96 87,045 € 47,027.52 €
97 87,915 € 47,194.14 €
98 87,915 € 46,892.44 €
99 87,915 € 46,592.66 €
100 87,915 € 46,294.80 €
101 87,915 € 45,998.84 €
102 87,915 € 45,704.77 €
103 87,915 € 45,412.59 €
104 87,915 € 45,122.27 €
105 87,915 € 44,833.81 €
106 87,915 € 44,547.19 €
107 87,915 € 44,262.40 €
108 87,915 € 43,979.44 €
5,596,437.98 €
 4. A partir seg año(incl) comienza periodo explot 8 años. Ing se computan fin de cada
mes estimando 1º año 125000€/mes; 5 sig aumentan 4%; 2 ultimos bajan 2%
MESES VA 108
valor 0 en VAN) 0 - € 125,000 €
1 - € 104.00%
2 - € 98.00%
3 - €
4 - €
5 - €
ado y resto recepcion 6 - €
7 - €
8 - €
9 - €
10 - €
11 - €
12 - €
13 125,000 € 115,000.82 €
14 125,000 € 114,265.63 €
15 125,000 € 113,535.14 €
16 125,000 € 112,809.33 €
17 125,000 € 112,088.15 €
18 125,000 € 111,371.58 €
19 125,000 € 110,659.59 €
20 125,000 € 109,952.16 €
21 125,000 € 109,249.24 €
22 125,000 € 108,550.82 €
23 125,000 € 107,856.87 €
24 125,000 € 107,167.35 €
25 130,000 € 110,741.53 €
26 130,000 € 110,033.57 €
27 130,000 € 109,330.14 €
s y espera Pvta hotel 14 MILL. 28 130,000 € 108,631.20 €
VA 29 130,000 € 107,936.73 €
- € 30 130,000 € 107,246.71 €
- € 31 130,000 € 106,561.09 €
- € 32 130,000 € 105,879.85 €
- € 33 130,000 € 105,202.98 €
- € 34 130,000 € 104,530.42 €
- € 35 130,000 € 103,862.17 €
- € 36 130,000 € 103,198.19 €
- € 37 135,200 € 106,639.99 €
- € 38 135,200 € 105,958.26 €
7,003,485.54 € 39 135,200 € 105,280.88 €
7,003,485.54 € 40 135,200 € 104,607.83 €
41 135,200 € 103,939.08 €
42 135,200 € 103,274.61 €
43 135,200 € 102,614.38 €
44 135,200 € 101,958.38 €
45 135,200 € 101,306.57 €
46 135,200 € 100,658.93 €
47 135,200 € 100,015.42 €
48 135,200 € 99,376.04 €
49 140,608 € 102,690.36 €
50 140,608 € 102,033.88 €
51 140,608 € 101,381.58 €
52 140,608 € 100,733.46 €
53 140,608 € 100,089.48 €
54 140,608 € 99,449.62 €
55 140,608 € 98,813.85 €
56 140,608 € 98,182.14 €
57 140,608 € 97,554.47 €
58 140,608 € 96,930.82 €
59 140,608 € 96,311.15 €
60 140,608 € 95,695.44 €
61 146,232 € 98,887.02 €
62 146,232 € 98,254.84 €
63 146,232 € 97,626.71 €
64 146,232 € 97,002.59 €
65 146,232 € 96,382.46 €
66 146,232 € 95,766.30 €
67 146,232 € 95,154.08 €
68 146,232 € 94,545.77 €
69 146,232 € 93,941.35 €
70 146,232 € 93,340.79 €
71 146,232 € 92,744.07 €
72 146,232 € 92,151.17 €
73 152,082 € 95,224.54 €
74 152,082 € 94,615.77 €
75 152,082 € 94,010.91 €
76 152,082 € 93,409.90 €
77 152,082 € 92,812.74 €
78 152,082 € 92,219.40 €
79 152,082 € 91,629.85 €
80 152,082 € 91,044.07 €
81 152,082 € 90,462.04 €
82 152,082 € 89,883.72 €
83 152,082 € 89,309.10 €
84 152,082 € 88,738.16 €
85 149,040 € 86,407.45 €
86 149,040 € 85,855.06 €
87 149,040 € 85,306.19 €
88 149,040 € 84,760.84 €
89 149,040 € 84,218.97 €
90 149,040 € 83,680.57 €
 91 149,040 € 83,145.61 €
92 149,040 € 82,614.07 €
93 149,040 € 82,085.92 €
94 149,040 € 81,561.15 €
95 149,040 € 81,039.74 €
96 149,040 € 80,521.66 €
97 146,059 € 78,406.76 €
98 146,059 € 77,905.51 €
99 146,059 € 77,407.47 €
100 146,059 € 76,912.61 €
101 146,059 € 76,420.92 €
102 146,059 € 75,932.37 €
103 146,059 € 75,446.94 €
104 146,059 € 74,964.61 €
105 146,059 € 74,485.37 €
106 146,059 € 74,009.20 €
107 146,059 € 73,536.06 €
108 146,059 € 73,065.95 €
9,200,006.28 €
se computan fin de cada
ultimos bajan 2%

60
 PAGO 2 REAL 581,089.21 €
i 7%
num motos 4 Dif pago 2 real y inv
p/moto 225,514.00 € cambio x C12 - €
TOT COMPRA 902,056.00 €

PAGO 1: 135,308.40 € PAGO 3: 185,658.39 €

C2 15,000.00 €
PAGO 2: 581,089.21 € n(años) 6
C12 26,465.16 € (invent) m 2
n(meses) 24 n(tot en meses) 30 i2 0.0344080433
m 12 d2 1,800.00 €
i12 0.5654%
q 1.01 cambio al semestre
dif(meses) 6 Semestres cuantia
0
Semestres cuantia VA 1 15,000.00 €
0 2 15,000.00 €
1 3 16,800.00 €
2 4 16,800.00 €
3 5 18,600.00 €
4 6 18,600.00 €
5 7 20,400.00 €
6 8 20,400.00 €
7 26,465.16 € 25,440.99 € 9 22,200.00 €
8 26,465.16 € 25,297.96 € 10 22,200.00 €
9 26,465.16 € 25,155.72 € 11 24,000.00 €
10 26,465.16 € 25,014.29 € 12 24,000.00 €
11 26,465.16 € 24,873.65 €
12 26,465.16 € 24,733.80 €
13 26,729.82 € 24,840.68 €
14 26,729.82 € 24,701.02 €
15 26,729.82 € 24,562.14 €
16 26,729.82 € 24,424.05 €
17 26,729.82 € 24,286.73 €
18 26,729.82 € 24,150.18 €
19 26,997.11 € 24,254.54 €
20 26,997.11 € 24,118.17 €
21 26,997.11 € 23,982.57 €
22 26,997.11 € 23,847.73 €
23 26,997.11 € 23,713.65 €
24 26,997.11 € 23,580.33 €
25 27,267.09 € 23,682.23 €
26 27,267.09 € 23,549.08 €
27 27,267.09 € 23,416.67 €
28 27,267.09 € 23,285.02 €
29 27,267.09 € 23,154.10 €
30 27,267.09 € 23,023.92 €
581,089.21 €
VA

14,501.05 €
14,018.69 €
15,178.67 €
14,673.77 €
15,705.56 €
15,183.14 €
16,098.56 €
15,563.06 €
16,372.91 €
15,828.29 €
16,542.47 €
15,992.21 €
185,658.39 €