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    Asb Loan Calculator

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    Nrl

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    Attribution Non-Commercial (BY-NC)
    Téléchargez comme XLS, PDF, TXT ou lisez en ligne sur Scribd

    Asb Loan Calculator

    Transféré par

    Nrl
    129 vues5 pages

    Titre original

    ASB-LOAN-CALCULATOR

    Copyright

    © Attribution Non-Commercial (BY-NC)

    Formats disponibles

    XLS, PDF, TXT ou lisez en ligne sur Scribd

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    Droits d'auteur :

    Attribution Non-Commercial (BY-NC)
    Téléchargez comme XLS, PDF, TXT ou lisez en ligne sur Scribd
    Télécharger au format xls, pdf ou txt
    129 vues5 pages

    Asb Loan Calculator

    Transféré par

    Nrl

    Droits d'auteur :

    Attribution Non-Commercial (BY-NC)
    Téléchargez comme XLS, PDF, TXT ou lisez en ligne sur Scribd
    Télécharger au format xls, pdf ou txt
    sur 5

    CONSISTENT SAVINGS

    Initial Investment 20000


    Average ASB Dividend rate 7.30%
    RM add per month 128
    RM add per year 100
    Average ASB Bonus rate 1.25%

    CONSISTENT SAVINGS TABLE


    YEAR/MONTH 1 2 3
    1 20,000.00 20,128.00 20,256.00 20,384.00
    2 23,182.78 23,310.78 23,438.78 23,566.78
    3 26,630.33 26,758.33 26,886.33 27,014.33
    4 30,366.65 30,494.65 30,622.65 30,750.65
    End of Year 5 34,417.89 34,545.89 34,673.89 34,801.89
    6 38,812.52 38,940.52 39,068.52 39,196.52
    7 43,581.55 43,709.55 43,837.55 43,965.55
    8 48,758.78 48,886.78 49,014.78 49,142.78
    9 54,381.01 54,509.01 54,637.01 54,765.01
    10 60,488.35 60,616.35 60,744.35 60,872.35
    11 67,124.48 67,252.48 67,380.48 67,508.48
    12 74,336.98 74,464.98 74,592.98 74,720.98
    13 82,177.69 82,305.69 82,433.69 82,561.69
    14 90,703.11 90,831.11 90,959.11 91,087.11
    15 99,974.74 100,102.74 100,230.74 100,358.74
    16 110,059.63 110,187.63 110,315.63 110,443.63
    17 121,030.79 121,158.79 121,286.79 121,414.79
    18 132,967.78 133,095.78 133,223.78 133,351.78
    19 145,957.27 146,085.27 146,213.27 146,341.27
    20 160,093.69 160,221.69 160,349.69 160,477.69

    ASB Calculator
    Financial Planning @ Syokkahwin.com
    http://www.syokkahwin.com
    LAMAN WEB YANG MEMBUATKAN ANDA TAK SABAR NAK KAHWIN!
    (Please Fill In The Relevant Details in Yellow Cells)

    4 5 6 7 8 9
    20,512.00 20,640.00 20,768.00 20,896.00 21,024.00 21,152.00
    23,694.78 23,822.78 23,950.78 24,078.78 24,206.78 24,334.78
    27,142.33 27,270.33 27,398.33 27,526.33 27,654.33 27,782.33
    30,878.65 31,006.65 31,134.65 31,262.65 31,390.65 31,518.65
    34,929.89 35,057.89 35,185.89 35,313.89 35,441.89 35,569.89
    39,324.52 39,452.52 39,580.52 39,708.52 39,836.52 39,964.52
    44,093.55 44,221.55 44,349.55 44,477.55 44,605.55 44,733.55
    49,270.78 49,398.78 49,526.78 49,654.78 49,782.78 49,910.78
    54,893.01 55,021.01 55,149.01 55,277.01 55,405.01 55,533.01
    61,000.35 61,128.35 61,256.35 61,384.35 61,512.35 61,640.35
    67,636.48 67,764.48 67,892.48 68,020.48 68,148.48 68,276.48
    74,848.98 74,976.98 75,104.98 75,232.98 75,360.98 75,488.98
    82,689.69 82,817.69 82,945.69 83,073.69 83,201.69 83,329.69
    91,215.11 91,343.11 91,471.11 91,599.11 91,727.11 91,855.11
    100,486.74 100,614.74 100,742.74 100,870.74 100,998.74 101,126.74
    110,571.63 110,699.63 110,827.63 110,955.63 111,083.63 111,211.63
    121,542.79 121,670.79 121,798.79 121,926.79 122,054.79 122,182.79
    133,479.78 133,607.78 133,735.78 133,863.78 133,991.78 134,119.78
    146,469.27 146,597.27 146,725.27 146,853.27 146,981.27 147,109.27
    160,605.69 160,733.69 160,861.69 160,989.69 161,117.69 161,245.69
    nt Details in Yellow Cells)

    10 11 12 Dividend Bonus
    21,280.00 21,408.00 21,536.00 1,520.74 26.04
    24,462.78 24,590.78 24,718.78 1,753.08 58.47
    27,910.33 28,038.33 28,166.33 2,004.75 95.58
    31,646.65 31,774.65 31,902.65 2,277.50 137.74
    35,697.89 35,825.89 35,953.89 2,573.24 185.38
    40,092.52 40,220.52 40,348.52 2,894.05 238.98
    44,861.55 44,989.55 45,117.55 3,242.19 299.04
    50,038.78 50,166.78 50,294.78 3,620.13 366.11
    55,661.01 55,789.01 55,917.01 4,030.55 440.79
    61,768.35 61,896.35 62,024.35 4,476.39 523.74
    68,404.48 68,532.48 68,660.48 4,960.82 615.68
    75,616.98 75,744.98 75,872.98 5,487.34 717.38
    83,457.69 83,585.69 83,713.69 6,059.71 829.70
    91,983.11 92,111.11 92,239.11 6,682.06 953.57
    101,254.74 101,382.74 101,510.74 7,358.89 1,089.99
    111,339.63 111,467.63 111,595.63 8,095.09 1,240.07
    122,310.79 122,438.79 122,566.79 8,895.98 1,405.01
    134,247.78 134,375.78 134,503.78 9,767.38 1,586.11
    147,237.27 147,365.27 147,493.27 10,715.62 1,784.80
    161,373.69 161,501.69 161,629.69 11,747.58 2,002.63

    SAVINGS CONSISTENTLY
    NET ENDING BALANCE
    TAKING OUT LOANS
    Loan Amount 20,000.00

    INFLOWS Div+Cap. Appreciation


    Ending Year Total
    23,182.78 Yr1 21,460.00
    26,630.33 Yr2 23,028.98
    30,366.65 Yr3 24,712.67
    34,417.89 Yr4 26,519.45
    38,812.52 Yr5 28,458.34
    43,581.55 Yr6 30,538.98
    48,758.78 Yr7 32,771.74
    54,381.01 Yr8 35,167.74
    60,488.35 Yr9 37,738.91
    67,124.48 Yr10 40,498.07
    74,336.98 ENDING BALANCE/TOTAL INFLOWS 40,502.29
    82,177.69
    90,703.11
    99,974.74 OUTFLOWS
    110,059.63 Total Monthly Instalments 15,360.00
    121,030.79 Processing Fee 30.00
    132,967.78 Loan Insurance Fee 400.00 Assumed Fixed for
    145,957.27 TOTAL OUTFLOWS 15,790.00
    160,093.69
    175,479.90 NET INFLOWS 24,708.07

    TAKING OUT LOANS


    67,124.48 ENDING BALANCE 40,502.29
    Deduct:
    Processing Fee 30.00
    Loan Insurance Fee 400.00
    NET ENDING BALANCE 40,072.29

    MARGIN MADE (27,052.19)


    Bonus

    2.24
    2.40
    2.57
    2.76
    2.96
    3.18
    3.41
    3.66
    3.93
    4.22
    4.22

    Assumed Fixed for Simplicity

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