Monto de prestamo -L 100,000.00 1. Un banco concede un préstamo de $ 100,000, a un Tasa de interes 8% plazo de 5 años, con pagos semestrales anticipados, e Plazo(mes) 10 iguales con un interés del 8% capitalizable semestralmente; encontrar el valor de la cuota semestral y construir la tabla de amortización.
Semestre Monto pagado Cuota Capital Interés Monto por pagar
0 L - L - L - L - L 100,000.00 1 L 6,902.95 L14,902.95 L6,902.95 L8,000.00 L 93,097.05 2 L 14,358.13 L14,902.95 L7,455.18 L7,447.76 L 85,641.87 3 L 22,409.73 L14,902.95 L8,051.60 L6,851.35 L 77,590.27 4 L 31,105.46 L14,902.95 L8,695.73 L6,207.22 L 68,894.54 5 L 40,496.85 L14,902.95 L9,391.39 L5,511.56 L 59,503.15 6 L 50,639.54 L14,902.95 L10,142.70 L4,760.25 L 49,360.46 7 L 61,593.66 L14,902.95 L10,954.11 L3,948.84 L 38,406.34 8 L 73,424.10 L14,902.95 L11,830.44 L3,072.51 L 26,575.90 9 L 86,200.97 L14,902.95 L12,776.88 L2,126.07 L 13,799.03 10 L 100,000.00 L14,902.95 L13,799.03 L1,103.92 L -
Monto de prestamo -L 55,000.00 2. Una empresa consigno un prestamo de $55,000
Tasa de interes 10% amortizable en pagos semestrales iguales en 5 años Plazo(mes) 10 con una tasa de interes de 10% anual capitalizable semestralmente. Calcular la cuota semestral y elaborar la tabla de amortizacion.
Semestre Monto pagado Cuota Capital Interés Monto por pagar
0 L - L - L - L - L 55,000.00 1 L 3,451.00 L 7,122.75 L3,451.00 L5,500.00 L 51,549.00 2 L 7,247.09 L 7,122.75 L3,796.10 L5,154.90 L 47,752.91 3 L 11,422.80 L 7,122.75 L4,175.71 L4,775.29 L 43,577.20 4 L 16,016.08 L 7,122.75 L4,593.28 L4,357.72 L 38,983.92 5 L 21,068.68 L 7,122.75 L5,052.60 L3,898.39 L 33,931.32 6 L 26,626.54 L 7,122.75 L5,557.86 L3,393.13 L 28,373.46 7 L 32,740.20 L 7,122.75 L6,113.65 L2,837.35 L 22,259.80 8 L 39,465.21 L 7,122.75 L6,725.02 L2,225.98 L 15,534.79 9 L 46,862.73 L 7,122.75 L7,397.52 L1,553.48 L 8,137.27 10 L 55,000.00 L 7,122.75 L8,137.27 L813.73 L - Monto de prestamo -L 70,000.00 3. Un banco concede un préstamo de $ 70,000, a un Tasa de interes 10% plazo de 7 años para cancelar con pagos anuales Plazo(mes) 14 iguales; si la tasa de interés es del 10% capitalizable semestralmente, determine el valor del pago anual y elabore la tabla de amortización.
Semestre Monto pagado Cuota Capital Interés Monto por pagar
0 L - L - L - L - L 70,000.00 1 L 2,502.24 L9,502.24 L2,502.24 L7,000.00 L 67,497.76 2 L 5,254.69 L9,502.24 L2,752.46 L6,749.78 L 64,745.31 3 L 8,282.40 L9,502.24 L3,027.71 L6,474.53 L 61,717.60 4 L 11,612.88 L9,502.24 L3,330.48 L6,171.76 L 58,387.12 5 L 15,276.40 L9,502.24 L3,663.52 L5,838.71 L 54,723.60 6 L 19,306.27 L9,502.24 L4,029.88 L5,472.36 L 50,693.73 7 L 23,739.14 L9,502.24 L4,432.86 L5,069.37 L 46,260.86 8 L 28,615.29 L9,502.24 L4,876.15 L4,626.09 L 41,384.71 9 L 33,979.05 L9,502.24 L5,363.76 L4,138.47 L 36,020.95 10 L 39,879.19 L9,502.24 L5,900.14 L3,602.09 L 30,120.81 11 L 46,369.35 L9,502.24 L6,490.15 L3,012.08 L 23,630.65 12 L 53,508.52 L9,502.24 L7,139.17 L2,363.07 L 16,491.48 13 L 61,361.60 L9,502.24 L7,853.09 L1,649.15 L 8,638.40 14 L 70,000.00 L9,502.24 L8,638.40 L863.84 L -
Monto de prestamo -L 3,300,000.00 4. Calcular la cuota constante, el importe que corresponde a la
Tasa de interes 15% amortización de capital y a los intereses y mostrar la evolución Plazo(mes) 12 del saldo vivo y del capital amortizado, para un préstamo de Lps. 3,300,000.00 a un plazo de 3 años, con cuotas de amortización trimestrales y con un Interés anual del 15%.
Semestre Monto pagado Cuota Capital Interés Monto por pagar
0 L - L - L - L - L 3,300,000.00 1 L 113,786.56 L608,786.56 L113,786.56 L495,000.00 L 3,186,213.44 2 L 244,641.11 L608,786.56 L130,854.55 L477,932.02 L 3,055,358.89 3 L 395,123.83 L608,786.56 L150,482.73 L458,303.83 L 2,904,876.17 4 L 568,178.97 L608,786.56 L173,055.14 L435,731.42 L 2,731,821.03 5 L 767,192.38 L608,786.56 L199,013.41 L409,773.15 L 2,532,807.62 6 L 996,057.79 L608,786.56 L228,865.42 L379,921.14 L 2,303,942.21 7 L 1,259,253.03 L608,786.56 L263,195.23 L345,591.33 L 2,040,746.97 8 L 1,561,927.54 L608,786.56 L302,674.52 L306,112.05 L 1,738,072.46 9 L 1,910,003.23 L608,786.56 L348,075.69 L260,710.87 L 1,389,996.77 10 L 2,310,290.28 L608,786.56 L400,287.05 L208,499.52 L 989,709.72 11 L 2,770,620.38 L608,786.56 L460,330.10 L148,456.46 L 529,379.62 12 L 3,300,000.00 L608,786.56 L529,379.62 L79,406.94 L - Monto de prestamo -L 90,000.00 5. Encuentre el valor del pago periódico y elabore Tasa de interes 8% la tabla de amortización para un préstamo de $ Plazo(mes) 16 90,000 que se cancelará en 4 años con cuotas trimestrales iguales, si la tasa de interés es del 8% capitalizable trimestralmente.
Semestre Monto pagado Cuota Capital Interés Monto por pagar
0 L - L - L - L - L 90,000.00 1 L 2,967.92 L10,167.92 L2,967.92 L7,200.00 L 87,032.08 2 L 6,173.27 L10,167.92 L3,205.35 L6,962.57 L 83,826.73 3 L 9,635.05 L10,167.92 L3,461.78 L6,706.14 L 80,364.95 4 L 13,373.77 L10,167.92 L3,738.72 L6,429.20 L 76,626.23 5 L 17,411.59 L10,167.92 L4,037.82 L6,130.10 L 72,588.41 6 L 21,772.44 L10,167.92 L4,360.85 L5,807.07 L 68,227.56 7 L 26,482.15 L10,167.92 L4,709.71 L5,458.20 L 63,517.85 8 L 31,568.64 L10,167.92 L5,086.49 L5,081.43 L 58,431.36 9 L 37,062.05 L10,167.92 L5,493.41 L4,674.51 L 52,937.95 10 L 42,994.94 L10,167.92 L5,932.88 L4,235.04 L 47,005.06 11 L 49,402.45 L10,167.92 L6,407.51 L3,760.41 L 40,597.55 12 L 56,322.56 L10,167.92 L6,920.11 L3,247.80 L 33,677.44 13 L 63,796.29 L10,167.92 L7,473.72 L2,694.19 L 26,203.71 14 L 71,867.91 L10,167.92 L8,071.62 L2,096.30 L 18,132.09 15 L 80,585.26 L10,167.92 L8,717.35 L1,450.57 L 9,414.74 16 L 90,000.00 L10,167.92 L9,414.74 L753.18 L -
