P $ 80,000,000.

00 A con ecuacion de clase

n 24 meses A con funcion PAGO
r 22.5956452% NACS
i semestral 11.297823%
i mensual 1.8%

PLAN DE AMORTIZACIÓN CON CUOTA CONSTANTE

PERIODO CUOTA INTERES AMORTIZACION

0 - - -
1 $ 4,134,466.83 $ 1,440,000.05 $ 2,694,466.78
2 $ 4,134,466.83 $ 1,391,499.64 $ 2,742,967.19
3 $ 4,134,466.83 $ 1,342,126.23 $ 2,792,340.60
4 $ 4,134,466.83 $ 1,291,864.10 $ 2,842,602.73
5 $ 4,134,466.83 $ 1,240,697.25 $ 2,893,769.58
6 $ 4,134,466.83 $ 1,188,609.40 $ 2,945,857.43
7 $ 4,134,466.83 $ 1,135,583.96 $ 2,998,882.87
8 $ 4,134,466.83 $ 1,081,604.07 $ 3,052,862.76
9 $ 4,134,466.83 $ 1,026,652.54 $ 3,107,814.29
10 $ 4,134,466.83 $ 970,711.88 $ 3,163,754.95
11 $ 4,134,466.83 $ 913,764.29 $ 3,220,702.54
12 $ 4,134,466.83 $ 855,791.64 $ 3,278,675.19
13 $ 4,134,466.83 $ 796,775.48 $ 3,337,691.35
14 $ 4,134,466.83 $ 736,697.04 $ 3,397,769.79
15 $ 4,134,466.83 $ 675,537.18 $ 3,458,929.65
16 $ 4,134,466.83 $ 613,276.44 $ 3,521,190.39
17 $ 4,134,466.83 $ 549,895.01 $ 3,584,571.82
18 $ 4,134,466.83 $ 485,372.72 $ 3,649,094.11
19 $ 4,134,466.83 $ 419,689.02 $ 3,714,777.81
20 $ 4,134,466.83 $ 352,823.02 $ 3,781,643.81
21 $ 4,134,466.83 $ 284,753.43 $ 3,849,713.40
22 $ 4,134,466.83 $ 215,458.58 $ 3,919,008.25
23 $ 4,134,466.83 $ 144,916.43 $ 3,989,550.40
24 $ 4,134,466.83 $ 73,104.52 $ 4,061,362.31
A con ecuacion de clase $ 2,209,577.23 <- a esta le falta un pedazo
A con funcion PAGO

TANTE PLAN DE AMORTIZACIÓN CONSTANTE A CAPITAL

SALDO PERIODO CUOTA INTERES

$ 80,000,000 0- -
$ 77,305,533.22 1 $ 4,773,333.38 $ 1,440,000.05
$ 74,562,566.03 2 $ 4,713,333.38 $ 1,380,000.05
$ 71,770,225.44 3 $ 4,653,333.38 $ 1,320,000.04
$ 68,927,622.71 4 $ 4,593,333.38 $ 1,260,000.04
$ 66,033,853.13 5 $ 4,533,333.37 $ 1,200,000.04
$ 63,087,995.70 6 $ 4,473,333.37 $ 1,140,000.04
$ 60,089,112.83 7 $ 4,413,333.37 $ 1,080,000.04
$ 57,036,250.06 8 $ 4,353,333.37 $ 1,020,000.03
$ 53,928,435.77 9 $ 4,293,333.37 $ 960,000.03
$ 50,764,680.82 10 $ 4,233,333.36 $ 900,000.03
$ 47,543,978.27 11 $ 4,173,333.36 $ 840,000.03
$ 44,265,303.08 12 $ 4,113,333.36 $ 780,000.03
$ 40,927,611.73 13 $ 4,053,333.36 $ 720,000.02
$ 37,529,841.94 14 $ 3,993,333.36 $ 660,000.02
$ 34,070,912.29 15 $ 3,933,333.35 $ 600,000.02
$ 30,549,721.90 16 $ 3,873,333.35 $ 540,000.02
$ 26,965,150.08 17 $ 3,813,333.35 $ 480,000.02
$ 23,316,055.97 18 $ 3,753,333.35 $ 420,000.01
$ 19,601,278.16 19 $ 3,693,333.35 $ 360,000.01
$ 15,819,634.35 20 $ 3,633,333.34 $ 300,000.01
$ 11,969,920.95 21 $ 3,573,333.34 $ 240,000.01
$ 8,050,912.70 22 $ 3,513,333.34 $ 180,000.01
$ 4,061,362.31 23 $ 3,453,333.34 $ 120,000.00
$ 0.00 24 $ 3,393,333.34 $ 60,000.00
ZACIÓN CONSTANTE A CAPITAL
AMORTIZACION SALDO

- $ 80,000,000.00
$ 3,333,333.33 $ 76,666,666.67
$ 3,333,333.33 $ 73,333,333.33
$ 3,333,333.33 $ 70,000,000.00
$ 3,333,333.33 $ 66,666,666.67
$ 3,333,333.33 $ 63,333,333.33
$ 3,333,333.33 $ 60,000,000.00
$ 3,333,333.33 $ 56,666,666.67
$ 3,333,333.33 $ 53,333,333.33
$ 3,333,333.33 $ 50,000,000.00
$ 3,333,333.33 $ 46,666,666.67
$ 3,333,333.33 $ 43,333,333.33
$ 3,333,333.33 $ 40,000,000.00
$ 3,333,333.33 $ 36,666,666.67
$ 3,333,333.33 $ 33,333,333.33
$ 3,333,333.33 $ 30,000,000.00
$ 3,333,333.33 $ 26,666,666.67
$ 3,333,333.33 $ 23,333,333.33
$ 3,333,333.33 $ 20,000,000.00
$ 3,333,333.33 $ 16,666,666.67
$ 3,333,333.33 $ 13,333,333.33
$ 3,333,333.33 $ 10,000,000.00
$ 3,333,333.33 $ 6,666,666.67
$ 3,333,333.33 $ 3,333,333.33
$ 3,333,333.33 $ -
 P $ 80,000,000.00 A con ecuacion de clase
n 24 meses A con funcion PAGO
r 22.5956452% NACS
i semestral 11.297823%
i mensual 1.8% Escenario 1 ===>

PLAN DE AMORTIZACIÓN CON CUOTA CONSTANTE

PERIODO CUOTA INTERES AMORTIZACION

0 - - -
1 $ 4,134,466.83 $ 1,440,000.05 $ 2,694,466.78
2 $ 4,134,466.83 $ 1,391,499.64 $ 2,742,967.19
3 $ 4,134,466.83 $ 1,342,126.23 $ 2,792,340.60
4 $ 4,134,466.83 $ 1,291,864.10 $ 2,842,602.73
5 $ 4,134,466.83 $ 1,240,697.25 $ 2,893,769.58
6 $ 4,134,466.83 $ 1,188,609.40 $ 2,945,857.43
7 $ 4,134,466.83 $ 1,135,583.96 $ 2,998,882.87
8 $ 4,134,466.83 $ 1,081,604.07 $ 3,052,862.76
9 $ 4,134,466.83 $ 1,026,652.54 $ 3,107,814.29
10 $ 4,134,466.83 $ 430,711.86 $ 3,703,754.97
11 $ 4,134,466.83 $ 364,044.27 $ 3,770,422.56
12 $ 4,134,466.83 $ 296,176.66 $ 3,838,290.17
13 $ 4,134,466.83 $ 227,087.43 $ 3,907,379.40
14 $ 4,134,466.83 $ 156,754.60 $ 3,977,712.23
15 $ 4,134,466.83 $ 85,155.78 $ 4,049,311.05
16 $ 681,565.39
A con ecuacion de clase $ 2,209,577.23
A con funcion PAGO

Un abono a capital de 30000000 al final del mes 9 y mantenemos el valor de la cuota

TANTE
SALDO

$ 80,000,000
$ 77,305,533.22
$ 74,562,566.03
$ 71,770,225.44
$ 68,927,622.71
$ 66,033,853.13
$ 63,087,995.70
$ 60,089,112.83
$ 57,036,250.06
$ 23,928,435.77 $ 30,000,000.00
$ 20,224,680.80
$ 16,454,258.24
$ 12,615,968.06
$ 8,708,588.67
$ 4,730,876.44
$ 681,565.39
$ -
 P $ 80,000,000.00 A con ecuacion de clase
n 24 meses A con funcion PAGO
r 22.5956452% NACS
i semestral 11.297823% Un abono a capital de 30000000 al final del mes 9 recalculam
i mensual 1.8% mantenemos los periodos

PLAN DE AMORTIZACIÓN CON CUOTA CONSTANTE

PERIODO CUOTA INTERES AMORTIZACION SALDO

0 - - - $ 80,000,000
1 $ 4,134,466.83 $ 1,440,000.05 $ 2,694,466.78 $ 77,305,533.22
2 $ 4,134,466.83 $ 1,391,499.64 $ 2,742,967.19 $ 74,562,566.03
3 $ 4,134,466.83 $ 1,342,126.23 $ 2,792,340.60 $ 71,770,225.44
4 $ 4,134,466.83 $ 1,291,864.10 $ 2,842,602.73 $ 68,927,622.71
5 $ 4,134,466.83 $ 1,240,697.25 $ 2,893,769.58 $ 66,033,853.13
6 $ 4,134,466.83 $ 1,188,609.40 $ 2,945,857.43 $ 63,087,995.70
7 $ 4,134,466.83 $ 1,135,583.96 $ 2,998,882.87 $ 60,089,112.83
8 $ 4,134,466.83 $ 1,081,604.07 $ 3,052,862.76 $ 57,036,250.06
9 $ 4,134,466.83 $ 1,026,652.54 $ 3,107,814.29 $ 23,928,435.77
10 $ 1,834,492.74 $ 430,711.86 $ 1,403,780.88 $ 22,524,654.89
11 $ 1,834,492.74 $ 405,443.80 $ 1,429,048.94 $ 21,095,605.95
12 $ 1,834,492.74 $ 379,720.92 $ 1,454,771.82 $ 19,640,834.13
13 $ 1,834,492.74 $ 353,535.03 $ 1,480,957.72 $ 18,159,876.41
14 $ 1,834,492.74 $ 326,877.79 $ 1,507,614.96 $ 16,652,261.46
15 $ 1,834,492.74 $ 299,740.72 $ 1,534,752.03 $ 15,117,509.43
16 $ 1,834,492.74 $ 272,115.18 $ 1,562,377.56 $ 13,555,131.87
17 $ 1,834,492.74 $ 243,992.38 $ 1,590,500.36 $ 11,964,631.51
18 $ 1,834,492.74 $ 215,363.37 $ 1,619,129.37 $ 10,345,502.14
19 $ 1,834,492.74 $ 186,219.04 $ 1,648,273.70 $ 8,697,228.44
20 $ 1,834,492.74 $ 156,550.12 $ 1,677,942.62 $ 7,019,285.82
21 $ 1,834,492.74 $ 126,347.15 $ 1,708,145.59 $ 5,311,140.23
22 $ 1,834,492.74 $ 95,600.53 $ 1,738,892.21 $ 3,572,248.01
23 $ 1,834,492.74 $ 64,300.47 $ 1,770,192.28 $ 1,802,055.74
24 $ 1,834,492.74 $ 32,437.00 $ 1,802,055.74 $ -
al final del mes 9 recalculamos el valor de la cuota y

$ 30,000,000.00
P= $ 120,000,000
n= 12 meses
interés base 10% anual + DTF

PERIODO CUOTA INTERÉS AMORTIZACIÓN

0 - - -
1 $ 11,197,086.29 $ 1,197,086.2926 $ 10,000,000
2 $ 11,061,927.69 $ 1,061,927.6859 $ 10,000,000
3 $ 10,952,634.06 $ 952,634.0639 $ 10,000,000
4 $ 10,853,315.34 $ 853,315.3395 $ 10,000,000
5 $ 10,753,092.11 $ 753,092.1125 $ 10,000,000
6 $ 10,659,481.78 $ 659,481.7830 $ 10,000,000
7 $ 10,561,209.63 $ 561,209.6311 $ 10,000,000
8 $ 10,465,417.49 $ 465,417.4895 $ 10,000,000
9 $ 10,372,635.01 $ 372,635.0137 $ 10,000,000
10 $ 10,280,379.14 $ 280,379.1415 $ 10,000,000
11 $ 10,188,423.37 $ 188,423.3666 $ 10,000,000
12 $ 10,094,362.00 $ 94,362.0033 $ 10,000,000
 Tasa
Tasa efectiva Tasa base +DTF (efectiva efectiva
SALDO mensual (efectiva anual) anual) anual total

$ 120,000,000 - -
$ 110,000,000 0.9976% 10% 2.65% 12.65%
$ 100,000,000 0.9654% 10% 2.22% 12.22%
$ 90,000,000 0.9526% 10% 2.05% 12.05%
$ 80,000,000 0.9481% 10% 1.99% 11.99%
$ 70,000,000 0.9414% 10% 1.90% 11.90%
$ 60,000,000 0.9421% 10% 1.91% 11.91%
$ 50,000,000 0.9353% 10% 1.82% 11.82%
$ 40,000,000 0.9308% 10% 1.76% 11.76%
$ 30,000,000 0.9316% 10% 1.77% 11.77%
$ 20,000,000 0.9346% 10% 1.81% 11.81%
$ 10,000,000 0.9421% 10% 1.91% 11.91%
$ - 0.9436% 10% 1.93% 11.93%