1000000 r t F

0.05 6 1,340,095.64
0.01666667 18 1,346,525.32
0.1 3 1,331,000.00
0.00384615 78 1,349,082.26
0.00055556 540 1,349,746.37

0.025

2000 r t F
0.025 10 1,280,084.54

2 2000 r t F
0.035 6.83333333333333 2,530.01

2 900 r t F
0.015 17 1,159.22

1,159.22 r t F
0.035 2.83333333333333 1,277.90

600.00 r t F
0.04 5.33333333333333 486.75
 F/P 2
#REF! i 0.015

n log F/P 0.30103 46.5555256 trimestre

0.77815125 log(1+i) 0.00646604
11.6388814 años
0.05324012

0.035

0.03 0.03092784 2,001.83

 0 1 2
-1900 1100 1100

TIR 10.356%

VAN10% $ 9.09
VAN10% 9.09090909091
VAN 12% -40.943877551

0 1 2 3 4
- 5,000,000.00 3,000,000.00 2,000,000.00 1,000,000.00 500,000.00
5000000 -3000000 -2000000 -1000000 -500000

TIR 12.177%
12.177%
VAN $ 38,341.89
VAN10% 38341.8916989
VAN 12% -727040.81633

0 1 2 3 4
- 1,000.00 500.00 500.00 - 200.00 - 200.00
1000 -500 -500 200 200

TIR 13.319%
13.319% posi Van 13%
VAN $ 997.28
VAN10% 6.99
VAN 12% -154.9744898
 P 90000 F 133221.986
i 0.04 i 0.025
n 10 n 12
F 133221.9856 P 98317.605

5 6 7 8
-700,000.00 -800,000.00 600,000.00 600,000.00
700000 800000 -600000 -600000

5
800.00
-800
 0 1 2 3 4 5
Proyecto A - 2,000.00 600.00 600.00 600.00 600.00 600.00
2000 -600 -600 -600 -600 -600

TIR 15.238%
15.238% posi Van 14%
VAN $ 274.47
VAN10% 65.6234444
VAN 12% -985.969388

Proyecto B 0 1 2 3 4 5
- 1,200.00 350.00 350.00 - 500.00 1,000.00 600.00
1200 -350 -350 500 -1000 -600

TIR 12.323%
12.323% posi Van 14%
VAN $ 87.35
VAN10% -62.9968238
VAN 12% -608.482143

Proyecto C 0 1 2 3 4 5
- 500.00 200.00 150.00 - 1,000.00 550.00 550.00
500 -200 -150 1000 -550 -550

TIR 13.059%
-1.910% posi Van 14%
VAN -$ 228.37
VAN10% -299.140211
VAN 12% -201.84949
 6
550.00
1 6,000,000
2,400,000

p 3,600,000 formula p*i 126000 -51422.98602

i 0.035 (1-(i+1)^n -2.45026611
n 36
formula 2 p i(1+i)^n 0.1207593139
(1+i)^n-1

p - formula p*i 0 0
i 0.035 (1-(i+1)^n -2.45026611
n 36
formula 2 p i(1+i)^n 0.1207593139
(1+i)^n-1

3
 VP VF i n
VP $ 2,181.48 8000 2000 2000
VF 5000 $ 10,120.04 5000 7000
i 5% 3.50% 6.30% 3.50%
n 17 6.83333333 15 36.42
i

VP 2,181.48
VF 10,120.04
FORMULA
i 6.30%
n 36.42

prueba
915507.059
493105.939 915507.059
M 155000 210000 180000
0.03 1 6 15
150485.437 175871.694 115535.151 446406.844

550000

n 0.20868753 7.06008089
0.0295588

M 220000 150000 x
0.025 3 12 18 1.55965872
204291.87 111533.383 315825.253

F 492579.609
862579.609
155000
210000
180000

1.80611123 1.85661333
0.973 1.973 1000000
506894.061 1856613.33
1027961.79
928306.664 513980.893
902349.553

4.41143508 5.11859394
2000
10237.1879
2320.60264
5939.11131 1160.30132
4298.07658
ANUALIDADES VENCIDAS
VF VP R R i
VF $ 34,426.47 5000 3000
VP $ 2,408.76 5000
R 1000 150 $ 444.24 $ 782.75 100
i 3.00% 3.50% 1.00% 2.50% 1.89%
n 24 24 12 6 24

VF Err:509 FOR MANUAL 0.01901749

FOR EXCEL 25.12%

PERIODO CUOTA INTERES ABONO A ACAPITA SALDO

0 $ 2,408.76
1 150 84.3064299 65.6935700841658 $ 2,343.06
2 150 82.007155 67.9928450371116 $ 2,275.07
3 150 79.6274054 70.3725946134105 $ 2,204.70
4 150 77.1643646 72.8356354248798 $ 2,131.86
5 150 74.6151173 75.3848826647507 $ 2,056.48
6 150 71.9766464 78.0233535580169 $ 1,978.45
7 150 69.2458291 80.7541709325475 $ 1,897.70
8 150 66.4194331 83.5805669151867 $ 1,814.12
9 150 63.4941132 86.5058867572182 $ 1,727.61
10 150 60.4664072 89.5335927937208 $ 1,638.08
11 150 57.3327315 92.6672685415011 $ 1,545.41
12 150 54.0893771 95.9106229404536 $ 1,449.50
13 150 50.7325053 99.2674947433695 $ 1,350.23
14 150 47.2581429 102.741857059387 $ 1,247.49
15 150 43.6621779 106.337822056466 $ 1,141.15
16 150 39.9403542 110.059645828442 $ 1,031.09
17 150 36.0882666 113.911733432438 $ 917.18
18 150 32.1013559 117.898644102573 $ 799.28
19 150 27.9749034 122.025096646163 $ 677.26
20 150 23.704025 126.295975028779 $ 550.96
21 150 19.2836658 130.716334154786 $ 420.25
22 150 14.7085941 135.291405850204 $ 284.95
23 150 9.97339495 140.026605054961 $ 144.93
24 150 5.07246377 144.927536231884 -$ 0.00

VF VP R R i
VF $ 34,426.47 5000 3000
VP $ 2,408.76 5000
R 1000 150 $ 444.24 $ 807.78 100
i 3.00% 3.50% 1.00% 1.24%
n 24 24 12 6 24

12% EA
FORMULA 1.245%
i n n
2000
4500 1111
150 100 100
1.02% 4.00% 4.00%
36 14.9866389 14.9845992

12.96%

PERIODO CUOTA INTERES ABONO A ACASALDO

0 $ 2,408.76
1 150 84.3064299 65.6935701 $ 2,343.06
2 150 82.007155 67.992845 $ 2,275.07
3 150 79.6274054 70.3725946 $ 2,204.70
4 150 77.1643646 72.8356354 $ 2,131.86
5 150 74.6151173 75.3848827 $ 2,056.48
6 150 71.9766464 78.0233536 $ 1,978.45
7 150 69.2458291 80.7541709 $ 1,897.70
8 150 66.4194331 83.5805669 $ 1,814.12
9 150 63.4941132 86.5058868 $ 1,727.61
10 150 60.4664072 89.5335928 $ 1,638.08
11 150 57.3327315 92.6672685 $ 1,545.41
12 150 54.0893771 95.9106229 $ 1,449.50
13 150 50.7325053 99.2674947 $ 1,350.23
14 150 47.2581429 102.741857 $ 1,247.49
15 150 43.6621779 106.337822 $ 1,141.15
16 150 39.9403542 110.059646 $ 1,031.09
17 150 36.0882666 113.911733 $ 917.18
18 150 32.1013559 117.898644 $ 799.28
19 150 27.9749034 122.025097 $ 677.26
20 150 23.704025 126.295975 $ 550.96
21 150 19.2836658 130.716334 $ 420.25
22 150 14.7085941 135.291406 $ 284.95
23 150 9.97339495 140.026605 $ 144.93
24 150 5.07246377 144.927536 $ 0.00

i n n
2000
4500 1111
150 100 1000

36
ANUALIDADES ANTICIPADAS
VF VP R R i
VF $ 29,458.02 5000 2000
VP $ 7,928.42 5000
R $ 175.40 500 $ 175.40 $ 763.66 50
i 3.00% 4.00% 3.00% 2.50% 6.22%
n 60 24 60 6 20

F= 29458.0155 ANTICIPADA
F= 28600.0151 VENCIDA

TASA EA 3.22%
TASA NOMINAL 3.13%

VF Err:509 FOR MANUAL 0.06398067

FOR EXCEL 106.24%

VALOR CREDI $ 7,928.42

PERIODO CUOTA INTERES ABONO A ACASALDO

0 500 500 $ 7,428.42
1 500 297.136833 202.863167 $ 7,225.56
2 500 289.022307 210.977693 $ 7,014.58
3 500 280.583199 219.416801 $ 6,795.16
4 500 271.806527 228.193473 $ 6,566.97
5 500 262.678788 237.321212 $ 6,329.65
6 500 253.185939 246.814061 $ 6,082.83
7 500 243.313377 256.686623 $ 5,826.15
8 500 233.045912 266.954088 $ 5,559.19
9 500 222.367749 277.632251 $ 5,281.56
10 500 211.262459 288.737541 $ 4,992.82
11 500 199.712957 300.287043 $ 4,692.54
12 500 187.701475 312.298525 $ 4,380.24
13 500 175.209534 324.790466 $ 4,055.45
14 500 162.217916 337.782084 $ 3,717.67
15 500 148.706632 351.293368 $ 3,366.37
16 500 134.654897 365.345103 $ 3,001.03
17 500 120.041093 379.958907 $ 2,621.07
18 500 104.842737 395.157263 $ 2,225.91
19 500 89.0364466 410.963553 $ 1,814.95
20 500 72.5979045 427.402096 $ 1,387.55
21 500 55.5018207 444.498179 $ 943.05
 22 500 37.7218935 462.278107 $ 480.77
23 500 19.2307692 480.769231 $ 0.00
24

VF VP R R i
VF $ 34,426.47 5000 3000
VP $ 2,408.76 5000
R 1000 150 $ 444.24 $ 807.78 100
i 3.00% 3.50% 1.00% 1.24%
n 24 24 12 6 24

12% EA
FORMULA 1.245%
i n n
2000
10000 1130
180 100 100
0.26% 4.00% 4.00%
60 14.5470292 14.5394869

3.22%
i n n
2000
4500 1111
150 100 1000

36