EM

BALANCE GENER

ACTIVO

Activo Circulante

Caja $22,000
Bancos $220,000
Inversiones a corto plazo $45,000
Cuentas por cobrar $143,000
Inventario $45,000
Total Activo Circulante $475,000

Activo Fijo

Edificios $430,000
Terrenos $550,000
Depreciación acumulada -$98,000
Mobiliario y equipo. $56,000
Depreciación acumulada -$5,600
Equipo de transporte $190,000
Depreciación acumulada -$76,000
Equipo de cómputo $33,200
Depreciación acumulada -$3,320
Total Activo Fijo $1,076,280

Activo diferido

Rentas pagadas por anticipado $22,000

Otros activos diferidos $12,000
Total Activo Diferido $34,000

SUMA DEL ACTIVO $1,585,280

Interes Simple
Capital
Interes
Tiempo

Meses Capital incial

 EMPRESA S.A. DE C.V

BALANCE GENERAL AL 31 DE DICIEMBRE DE 2017

PASIVO

Pasivo Circulante

Proveedores $67,000
Acreedores $22,000
Intereses por pagar $20,700
ISR por pagar $30,000
Anticipo de clientes $21,580
Total Pasivo Circulante $161,280

Pasivo a Largo Plazo

Documentos por pagar a largo plazo $77,000

Total Pasivo Circulante $77,000

SUMA DEL PASIVO $238,280

CAPITAL CONTABLE

Capital social $823,000

Reservas $112,000
Resultados de ejercicios anteriores $252,000
Resultados del ejercicio $160,000
Total Capital contable $1,347,000

SUMA DEL CAPITAL CONTABLE $1,347,000

SUMA DEL PASIVO + CAPITAL CONTABLE $1,585,280

 [ LOGO DE TU EMPRESA] EM

BALANCE GENER

ACTIVO

Activo Circulante

Caja
Bancos
Inversiones a corto plazo
Cuentas por cobrar
Inventario
Total Activo Circulante $0

Activo Fijo

Edificios
Terrenos
Depreciación acumulada
Mobiliario y equipo.
Depreciación acumulada
Equipo de transporte
Depreciación acumulada
Equipo de cómputo
Depreciación acumulada
Total Activo Fijo $0

Activo diferido

Rentas pagadas por anticipado

Otros activos diferidos
Total Activo Diferido $0

SUMA DEL ACTIVO $0

 EMPRESA S.A. DE C.V

BALANCE GENERAL AL 31 DE DICIEMBRE DE 2014

PASIVO

Pasivo Circulante

Proveedores
Acreedores
Intereses por pagar
ISR por pagar
Anticipo de clientes
Total Pasivo Circulante $0

Pasivo a Largo Plazo

Documentos por pagar a largo plazo

Total Pasivo Circulante $0

SUMA DEL PASIVO $0

CAPITAL CONTABLE

Capital social
Reservas
Resultados de ejercicios anteriores
Resultados del ejercicio
Total Capital contable $0

SUMA DEL CAPITAL CONTABLE $0

SUMA DEL PASIVO + CAPITAL CONTABLE $0

 Inter
Inversiòn: 10,000.00 $14,000.00
Interès: 20% $12,000.00
$10,000.00
Año Capital Interes Interes Acumulado $8,000.00
1 $ 10,000.00 $ 2,000.00 $ 2,000.00 $6,000.00
2 $ 10,000.00 $ 2,000.00 $ 4,000.00 $4,000.00
3 $ 10,000.00 $ 2,000.00 $ 6,000.00 $2,000.00
4 $ 10,000.00 $ 2,000.00 $ 8,000.00 $-
0 1 2
5 $ 10,000.00 $ 2,000.00 $ 10,000.00
6 $ 10,000.00 $ 2,000.00 $ 12,000.00 Capital I

Valor Total $ 22,000.00

La Tasa de interes no se suma al capital inicial Rentabilidad Constante

Inversiòn: 10,000.00 Inte

Interès: 20%
$28,000.00
$24,000.00
Año Capital Interes Interes Acumulado
$20,000.00
1 $ 10,000.00 $ 2,000.00 $ 2,000.00
$16,000.00
2 $ 12,000.00 $ 2,400.00 $ 4,400.00
$12,000.00
3 $ 14,400.00 $ 2,880.00 $ 7,280.00
$8,000.00
4 $ 17,280.00 $ 3,456.00 $ 10,736.00
$4,000.00
5 $ 20,736.00 $ 4,147.20 $ 14,883.20
$0.00
6 $ 24,883.20 $ 4,976.64 $ 19,859.84 0 1 2

Capital
Valor Total $ 29,859.84

Los Intereses se Capitalizan interes sobre interes

CF= C (1 + r/100)ⁿ
Mensual r/12 n.12

Periodo de Capitalizaciòn Trimestral r/4 n.4

Semestral r/2 n.12

CF= Cantidad Final

C= Capital
r= Tasa
N= Periodo
 Interes Simple
00.00
00.00
00.00
00.00
00.00
00.00
00.00
$-
0 1 2 3 4 5 6 7

Capital Interes Interes Acumulado

Interes Compuesto
00.00
00.00
00.00
00.00
00.00
00.00
00.00
$0.00
0 1 2 3 4 5 6 7

Capital Interes Interes Acumulado

Un capital de $100,000.00 se coloca anual durante 6 meses.
Calcula el capital producido a interès Compuesto

CF= C (1 + r/100)ⁿ

6.5
C=
r=
$ 100,000.00
6.50%
CF=
100000 ( 1 +
100 )
N= tiempo 0.5 Años
6 meses 1.065
CF= $ 100,000.00 ( 1.031988 )
$ 103,198.84

Ingreso $15,000.00 en el banco y me pagan 3.7% anual,

Abonando los interees semestrales
¿Cuànto dinero tengo al cabo de 4 años?

CF= C (1 + r/100)ⁿ

C= 15000
1.85
r=
periodo capital= tiempo
3.70% 1.85% CF=
15000 ( 1 +
100 )
n= 4 . 2 8 1.0185
CF=
15000
( 1.157946 )
$ 17,369.19
0.5

8
Prèstamo
Periodo
Monto 100,000 Inicial 125
Plazo 30 años Final 130
Tasa 6%
Amortizaciòn 1171.19116
Cuota Mens $567.79 Intereses 2235.54285 PAGO(C6/12,C5*12,C4*-1)
3406.73401
Plan de Pagos: Tablas de Amortizaciòn $567.79

Periodo Saldo Inicial Interes Amortizaciòn Saldo Final

1 100,000 $567.79 $458.33 $109.46 $99,890.54
2 $99,890.54 $567.79 $457.83 $109.96 $99,780.59
3 $99,780.59 $567.79 $457.33 $110.46 $99,670.13
4 $99,670.13 $567.79 $456.82 $110.97 $99,559.16
5 $99,559.16 $567.79 $456.31 $111.48 $99,447.68
6 $99,447.68 $567.79 $455.80 $111.99 $99,335.69
7 $99,335.69 $567.79 $455.29 $112.50 $99,223.19
8 $99,223.19 $567.79 $454.77 $113.02 $99,110.18
9 $99,110.18 $567.79 $454.25 $113.53 $98,996.64
10 $98,996.64 $567.79 $453.73 $114.05 $98,882.59
11 $98,882.59 $567.79 $453.21 $114.58 $98,768.01
12 $98,768.01 $567.79 $452.69 $115.10 $98,652.91
13 $98,652.91 $567.79 $452.16 $115.63 $98,537.28
14 $98,537.28 $567.79 $451.63 $116.16 $98,421.12
15 $98,421.12 $567.79 $451.10 $116.69 $98,304.43
16 $98,304.43 $567.79 $450.56 $117.23 $98,187.20
17 $98,187.20 $567.79 $450.02 $117.76 $98,069.44
18 $98,069.44 $567.79 $449.48 $118.30 $97,951.13
19 $97,951.13 $567.79 $448.94 $118.85 $97,832.29
20 $97,832.29 $567.79 $448.40 $119.39 $97,712.90
21 $97,712.90 $567.79 $447.85 $119.94 $97,592.96
22 $97,592.96 $567.79 $447.30 $120.49 $97,472.47
23 $97,472.47 $567.79 $446.75 $121.04 $97,351.43
24 $97,351.43 $567.79 $446.19 $121.59 $97,229.83
25 $97,229.83 $567.79 $445.64 $122.15 $97,107.68
26 $97,107.68 $567.79 $445.08 $122.71 $96,984.97
27 $96,984.97 $567.79 $444.51 $123.27 $96,861.70
28 $96,861.70 $567.79 $443.95 $123.84 $96,737.86
29 $96,737.86 $567.79 $443.38 $124.41 $96,613.45
30 $96,613.45 $567.79 $442.81 $124.98 $96,488.47
31 $96,488.47 $567.79 $442.24 $125.55 $96,362.92
32 $96,362.92 $567.79 $441.66 $126.13 $96,236.80
33 $96,236.80 $567.79 $441.09 $126.70 $96,110.09
34 $96,110.09 $567.79 $440.50 $127.28 $95,982.81
35 $95,982.81 $567.79 $439.92 $127.87 $95,854.94
36 $95,854.94 $567.79 $439.34 $128.45 $95,726.49
37 $95,726.49 $567.79 $438.75 $129.04 $95,597.44
38 $95,597.44 $567.79 $438.15 $129.63 $95,467.81
39 $95,467.81 $567.79 $437.56 $130.23 $95,337.58
40 $95,337.58 $567.79 $436.96 $130.83 $95,206.76
41 $95,206.76 $567.79 $436.36 $131.42 $95,075.33
42 $95,075.33 $567.79 $435.76 $132.03 $94,943.30
43 $94,943.30 $567.79 $435.16 $132.63 $94,810.67
44 $94,810.67 $567.79 $434.55 $133.24 $94,677.43
45 $94,677.43 $567.79 $433.94 $133.85 $94,543.58
46 $94,543.58 $567.79 $433.32 $134.46 $94,409.12
47 $94,409.12 $567.79 $432.71 $135.08 $94,274.04
48 $94,274.04 $567.79 $432.09 $135.70 $94,138.34
49 $94,138.34 $567.79 $431.47 $136.32 $94,002.02
50 $94,002.02 $567.79 $430.84 $136.95 $93,865.07
51 $93,865.07 $567.79 $430.21 $137.57 $93,727.49
52 $93,727.49 $567.79 $429.58 $138.20 $93,589.29
53 $93,589.29 $567.79 $428.95 $138.84 $93,450.45
54 $93,450.45 $567.79 $428.31 $139.47 $93,310.98
55 $93,310.98 $567.79 $427.68 $140.11 $93,170.86
56 $93,170.86 $567.79 $427.03 $140.76 $93,030.11
57 $93,030.11 $567.79 $426.39 $141.40 $92,888.71
58 $92,888.71 $567.79 $425.74 $142.05 $92,746.66
59 $92,746.66 $567.79 $425.09 $142.70 $92,603.96
60 $92,603.96 $567.79 $424.43 $143.35 $92,460.60
61 $92,460.60 $567.79 $423.78 $144.01 $92,316.59
62 $92,316.59 $567.79 $423.12 $144.67 $92,171.92
63 $92,171.92 $567.79 $422.45 $145.33 $92,026.59
64 $92,026.59 $567.79 $421.79 $146.00 $91,880.59
65 $91,880.59 $567.79 $421.12 $146.67 $91,733.92
66 $91,733.92 $567.79 $420.45 $147.34 $91,586.57
67 $91,586.57 $567.79 $419.77 $148.02 $91,438.56
68 $91,438.56 $567.79 $419.09 $148.70 $91,289.86
69 $91,289.86 $567.79 $418.41 $149.38 $91,140.48
70 $91,140.48 $567.79 $417.73 $150.06 $90,990.42
71 $90,990.42 $567.79 $417.04 $150.75 $90,839.67
72 $90,839.67 $567.79 $416.35 $151.44 $90,688.23
73 $90,688.23 $567.79 $415.65 $152.13 $90,536.10
74 $90,536.10 $567.79 $414.96 $152.83 $90,383.27
75 $90,383.27 $567.79 $414.26 $153.53 $90,229.73
76 $90,229.73 $567.79 $413.55 $154.24 $90,075.50
77 $90,075.50 $567.79 $412.85 $154.94 $89,920.55
78 $89,920.55 $567.79 $412.14 $155.65 $89,764.90
 79 $89,764.90 $567.79 $411.42 $156.37 $89,608.54
80 $89,608.54 $567.79 $410.71 $157.08 $89,451.45
81 $89,451.45 $567.79 $409.99 $157.80 $89,293.65
82 $89,293.65 $567.79 $409.26 $158.53 $89,135.12
83 $89,135.12 $567.79 $408.54 $159.25 $88,975.87
84 $88,975.87 $567.79 $407.81 $159.98 $88,815.89
85 $88,815.89 $567.79 $407.07 $160.72 $88,655.17
86 $88,655.17 $567.79 $406.34 $161.45 $88,493.72
87 $88,493.72 $567.79 $405.60 $162.19 $88,331.52
88 $88,331.52 $567.79 $404.85 $162.94 $88,168.59
89 $88,168.59 $567.79 $404.11 $163.68 $88,004.91
90 $88,004.91 $567.79 $403.36 $164.43 $87,840.47
91 $87,840.47 $567.79 $402.60 $165.19 $87,675.29
92 $87,675.29 $567.79 $401.85 $165.94 $87,509.34
93 $87,509.34 $567.79 $401.08 $166.70 $87,342.64
94 $87,342.64 $567.79 $400.32 $167.47 $87,175.17
95 $87,175.17 $567.79 $399.55 $168.24 $87,006.93
96 $87,006.93 $567.79 $398.78 $169.01 $86,837.93
97 $86,837.93 $567.79 $398.01 $169.78 $86,668.14
98 $86,668.14 $567.79 $397.23 $170.56 $86,497.58
99 $86,497.58 $567.79 $396.45 $171.34 $86,326.24
100 $86,326.24 $567.79 $395.66 $172.13 $86,154.11
101 $86,154.11 $567.79 $394.87 $172.92 $85,981.20
102 $85,981.20 $567.79 $394.08 $173.71 $85,807.49
103 $85,807.49 $567.79 $393.28 $174.50 $85,632.99
104 $85,632.99 $567.79 $392.48 $175.30 $85,457.68
105 $85,457.68 $567.79 $391.68 $176.11 $85,281.57
106 $85,281.57 $567.79 $390.87 $176.92 $85,104.66
107 $85,104.66 $567.79 $390.06 $177.73 $84,926.93
108 $84,926.93 $567.79 $389.25 $178.54 $84,748.39
109 $84,748.39 $567.79 $388.43 $179.36 $84,569.03
110 $84,569.03 $567.79 $387.61 $180.18 $84,388.85
111 $84,388.85 $567.79 $386.78 $181.01 $84,207.84
112 $84,207.84 $567.79 $385.95 $181.84 $84,026.01
113 $84,026.01 $567.79 $385.12 $182.67 $83,843.34
114 $83,843.34 $567.79 $384.28 $183.51 $83,659.83
115 $83,659.83 $567.79 $383.44 $184.35 $83,475.48
116 $83,475.48 $567.79 $382.60 $185.19 $83,290.29
117 $83,290.29 $567.79 $381.75 $186.04 $83,104.25
118 $83,104.25 $567.79 $380.89 $186.89 $82,917.35
119 $82,917.35 $567.79 $380.04 $187.75 $82,729.60
120 $82,729.60 $567.79 $379.18 $188.61 $82,540.99
121 $82,540.99 $567.79 $378.31 $189.48 $82,351.51
122 $82,351.51 $567.79 $377.44 $190.34 $82,161.17
123 $82,161.17 $567.79 $376.57 $191.22 $81,969.95
124 $81,969.95 $567.79 $375.70 $192.09 $81,777.86
125 $81,777.86 $567.79 $374.82 $192.97 $81,584.89
126 $81,584.89 $567.79 $373.93 $193.86 $81,391.03
127 $81,391.03 $567.79 $373.04 $194.75 $81,196.28
128 $81,196.28 $567.79 $372.15 $195.64 $81,000.64
129 $81,000.64 $567.79 $371.25 $196.54 $80,804.11
130 $80,804.11 $567.79 $370.35 $197.44 $80,606.67
131 $80,606.67 $567.79 $369.45 $198.34 $80,408.33
132 $80,408.33 $567.79 $368.54 $199.25 $80,209.08
133 $80,209.08 $567.79 $367.62 $200.16 $80,008.91
134 $80,008.91 $567.79 $366.71 $201.08 $79,807.83
135 $79,807.83 $567.79 $365.79 $202.00 $79,605.83
136 $79,605.83 $567.79 $364.86 $202.93 $79,402.90
137 $79,402.90 $567.79 $363.93 $203.86 $79,199.04
138 $79,199.04 $567.79 $363.00 $204.79 $78,994.25
139 $78,994.25 $567.79 $362.06 $205.73 $78,788.51
140 $78,788.51 $567.79 $361.11 $206.67 $78,581.84
141 $78,581.84 $567.79 $360.17 $207.62 $78,374.22
142 $78,374.22 $567.79 $359.22 $208.57 $78,165.64
143 $78,165.64 $567.79 $358.26 $209.53 $77,956.11
144 $77,956.11 $567.79 $357.30 $210.49 $77,745.62
145 $77,745.62 $567.79 $356.33 $211.45 $77,534.17
146 $77,534.17 $567.79 $355.36 $212.42 $77,321.74
147 $77,321.74 $567.79 $354.39 $213.40 $77,108.35
148 $77,108.35 $567.79 $353.41 $214.38 $76,893.97
149 $76,893.97 $567.79 $352.43 $215.36 $76,678.61
150 $76,678.61 $567.79 $351.44 $216.35 $76,462.27
151 $76,462.27 $567.79 $350.45 $217.34 $76,244.93
152 $76,244.93 $567.79 $349.46 $218.33 $76,026.60
153 $76,026.60 $567.79 $348.46 $219.33 $75,807.26
154 $75,807.26 $567.79 $347.45 $220.34 $75,586.92
155 $75,586.92 $567.79 $346.44 $221.35 $75,365.58
156 $75,365.58 $567.79 $345.43 $222.36 $75,143.21
157 $75,143.21 $567.79 $344.41 $223.38 $74,919.83
158 $74,919.83 $567.79 $343.38 $224.41 $74,695.42
159 $74,695.42 $567.79 $342.35 $225.43 $74,469.99
160 $74,469.99 $567.79 $341.32 $226.47 $74,243.52
161 $74,243.52 $567.79 $340.28 $227.51 $74,016.01
162 $74,016.01 $567.79 $339.24 $228.55 $73,787.46
163 $73,787.46 $567.79 $338.19 $229.60 $73,557.87
164 $73,557.87 $567.79 $337.14 $230.65 $73,327.22
165 $73,327.22 $567.79 $336.08 $231.71 $73,095.51
166 $73,095.51 $567.79 $335.02 $232.77 $72,862.75
167 $72,862.75 $567.79 $333.95 $233.83 $72,628.91
168 $72,628.91 $567.79 $332.88 $234.91 $72,394.00
169 $72,394.00 $567.79 $331.81 $235.98 $72,158.02
170 $72,158.02 $567.79 $330.72 $237.06 $71,920.96
171 $71,920.96 $567.79 $329.64 $238.15 $71,682.81
172 $71,682.81 $567.79 $328.55 $239.24 $71,443.56
173 $71,443.56 $567.79 $327.45 $240.34 $71,203.22
174 $71,203.22 $567.79 $326.35 $241.44 $70,961.78
175 $70,961.78 $567.79 $325.24 $242.55 $70,719.23
176 $70,719.23 $567.79 $324.13 $243.66 $70,475.58
177 $70,475.58 $567.79 $323.01 $244.78 $70,230.80
178 $70,230.80 $567.79 $321.89 $245.90 $69,984.90
179 $69,984.90 $567.79 $320.76 $247.02 $69,737.88
180 $69,737.88 $567.79 $319.63 $248.16 $69,489.72
181 $69,489.72 $567.79 $318.49 $249.29 $69,240.43
182 $69,240.43 $567.79 $317.35 $250.44 $68,989.99
183 $68,989.99 $567.79 $316.20 $251.58 $68,738.40
184 $68,738.40 $567.79 $315.05 $252.74 $68,485.67
185 $68,485.67 $567.79 $313.89 $253.90 $68,231.77
186 $68,231.77 $567.79 $312.73 $255.06 $67,976.71
187 $67,976.71 $567.79 $311.56 $256.23 $67,720.48
188 $67,720.48 $567.79 $310.39 $257.40 $67,463.08
189 $67,463.08 $567.79 $309.21 $258.58 $67,204.49
190 $67,204.49 $567.79 $308.02 $259.77 $66,944.72
191 $66,944.72 $567.79 $306.83 $260.96 $66,683.77
192 $66,683.77 $567.79 $305.63 $262.16 $66,421.61
193 $66,421.61 $567.79 $304.43 $263.36 $66,158.25
194 $66,158.25 $567.79 $303.23 $264.56 $65,893.69
195 $65,893.69 $567.79 $302.01 $265.78 $65,627.91
196 $65,627.91 $567.79 $300.79 $266.99 $65,360.92
197 $65,360.92 $567.79 $299.57 $268.22 $65,092.70
198 $65,092.70 $567.79 $298.34 $269.45 $64,823.25
199 $64,823.25 $567.79 $297.11 $270.68 $64,552.57
200 $64,552.57 $567.79 $295.87 $271.92 $64,280.65
201 $64,280.65 $567.79 $294.62 $273.17 $64,007.48
202 $64,007.48 $567.79 $293.37 $274.42 $63,733.06
203 $63,733.06 $567.79 $292.11 $275.68 $63,457.38
204 $63,457.38 $567.79 $290.85 $276.94 $63,180.44
205 $63,180.44 $567.79 $289.58 $278.21 $62,902.22
206 $62,902.22 $567.79 $288.30 $279.49 $62,622.74
207 $62,622.74 $567.79 $287.02 $280.77 $62,341.97
208 $62,341.97 $567.79 $285.73 $282.05 $62,059.91
209 $62,059.91 $567.79 $284.44 $283.35 $61,776.57
210 $61,776.57 $567.79 $283.14 $284.65 $61,491.92
211 $61,491.92 $567.79 $281.84 $285.95 $61,205.97
212 $61,205.97 $567.79 $280.53 $287.26 $60,918.71
213 $60,918.71 $567.79 $279.21 $288.58 $60,630.13
214 $60,630.13 $567.79 $277.89 $289.90 $60,340.23
215 $60,340.23 $567.79 $276.56 $291.23 $60,049.00
216 $60,049.00 $567.79 $275.22 $292.56 $59,756.43
217 $59,756.43 $567.79 $273.88 $293.91 $59,462.53
218 $59,462.53 $567.79 $272.54 $295.25 $59,167.28
219 $59,167.28 $567.79 $271.18 $296.61 $58,870.67
220 $58,870.67 $567.79 $269.82 $297.97 $58,572.71
221 $58,572.71 $567.79 $268.46 $299.33 $58,273.37
222 $58,273.37 $567.79 $267.09 $300.70 $57,972.67
223 $57,972.67 $567.79 $265.71 $302.08 $57,670.59
224 $57,670.59 $567.79 $264.32 $303.47 $57,367.13
225 $57,367.13 $567.79 $262.93 $304.86 $57,062.27
226 $57,062.27 $567.79 $261.54 $306.25 $56,756.02
227 $56,756.02 $567.79 $260.13 $307.66 $56,448.36
228 $56,448.36 $567.79 $258.72 $309.07 $56,139.29
229 $56,139.29 $567.79 $257.31 $310.48 $55,828.81
230 $55,828.81 $567.79 $255.88 $311.91 $55,516.90
231 $55,516.90 $567.79 $254.45 $313.34 $55,203.56
232 $55,203.56 $567.79 $253.02 $314.77 $54,888.79
233 $54,888.79 $567.79 $251.57 $316.22 $54,572.58
234 $54,572.58 $567.79 $250.12 $317.66 $54,254.91
235 $54,254.91 $567.79 $248.67 $319.12 $53,935.79
236 $53,935.79 $567.79 $247.21 $320.58 $53,615.21
237 $53,615.21 $567.79 $245.74 $322.05 $53,293.15
238 $53,293.15 $567.79 $244.26 $323.53 $52,969.63
239 $52,969.63 $567.79 $242.78 $325.01 $52,644.61
240 $52,644.61 $567.79 $241.29 $326.50 $52,318.11
241 $52,318.11 $567.79 $239.79 $328.00 $51,990.11
242 $51,990.11 $567.79 $238.29 $329.50 $51,660.61
243 $51,660.61 $567.79 $236.78 $331.01 $51,329.60
244 $51,329.60 $567.79 $235.26 $332.53 $50,997.07
245 $50,997.07 $567.79 $233.74 $334.05 $50,663.02
246 $50,663.02 $567.79 $232.21 $335.58 $50,327.44
247 $50,327.44 $567.79 $230.67 $337.12 $49,990.32
248 $49,990.32 $567.79 $229.12 $338.67 $49,651.65
249 $49,651.65 $567.79 $227.57 $340.22 $49,311.43
250 $49,311.43 $567.79 $226.01 $341.78 $48,969.65
251 $48,969.65 $567.79 $224.44 $343.34 $48,626.31
252 $48,626.31 $567.79 $222.87 $344.92 $48,281.39
253 $48,281.39 $567.79 $221.29 $346.50 $47,934.89
254 $47,934.89 $567.79 $219.70 $348.09 $47,586.80
255 $47,586.80 $567.79 $218.11 $349.68 $47,237.12
256 $47,237.12 $567.79 $216.50 $351.29 $46,885.83
257 $46,885.83 $567.79 $214.89 $352.90 $46,532.94
258 $46,532.94 $567.79 $213.28 $354.51 $46,178.43
259 $46,178.43 $567.79 $211.65 $356.14 $45,822.29
260 $45,822.29 $567.79 $210.02 $357.77 $45,464.52
261 $45,464.52 $567.79 $208.38 $359.41 $45,105.11
262 $45,105.11 $567.79 $206.73 $361.06 $44,744.05
263 $44,744.05 $567.79 $205.08 $362.71 $44,381.34
264 $44,381.34 $567.79 $203.41 $364.37 $44,016.96
265 $44,016.96 $567.79 $201.74 $366.04 $43,650.92
266 $43,650.92 $567.79 $200.07 $367.72 $43,283.20
267 $43,283.20 $567.79 $198.38 $369.41 $42,913.79
268 $42,913.79 $567.79 $196.69 $371.10 $42,542.69
269 $42,542.69 $567.79 $194.99 $372.80 $42,169.89
270 $42,169.89 $567.79 $193.28 $374.51 $41,795.38
271 $41,795.38 $567.79 $191.56 $376.23 $41,419.15
272 $41,419.15 $567.79 $189.84 $377.95 $41,041.20
273 $41,041.20 $567.79 $188.11 $379.68 $40,661.52
274 $40,661.52 $567.79 $186.37 $381.42 $40,280.09
275 $40,280.09 $567.79 $184.62 $383.17 $39,896.92
276 $39,896.92 $567.79 $182.86 $384.93 $39,511.99
277 $39,511.99 $567.79 $181.10 $386.69 $39,125.30
278 $39,125.30 $567.79 $179.32 $388.46 $38,736.83
279 $38,736.83 $567.79 $177.54 $390.25 $38,346.59
280 $38,346.59 $567.79 $175.76 $392.03 $37,954.56
281 $37,954.56 $567.79 $173.96 $393.83 $37,560.72
282 $37,560.72 $567.79 $172.15 $395.64 $37,165.09
283 $37,165.09 $567.79 $170.34 $397.45 $36,767.64
284 $36,767.64 $567.79 $168.52 $399.27 $36,368.37
285 $36,368.37 $567.79 $166.69 $401.10 $35,967.27
286 $35,967.27 $567.79 $164.85 $402.94 $35,564.33
287 $35,564.33 $567.79 $163.00 $404.79 $35,159.54
288 $35,159.54 $567.79 $161.15 $406.64 $34,752.90
289 $34,752.90 $567.79 $159.28 $408.50 $34,344.40
290 $34,344.40 $567.79 $157.41 $410.38 $33,934.02
291 $33,934.02 $567.79 $155.53 $412.26 $33,521.76
292 $33,521.76 $567.79 $153.64 $414.15 $33,107.62
293 $33,107.62 $567.79 $151.74 $416.05 $32,691.57
294 $32,691.57 $567.79 $149.84 $417.95 $32,273.62
295 $32,273.62 $567.79 $147.92 $419.87 $31,853.75
296 $31,853.75 $567.79 $146.00 $421.79 $31,431.96
297 $31,431.96 $567.79 $144.06 $423.73 $31,008.23
298 $31,008.23 $567.79 $142.12 $425.67 $30,582.56
299 $30,582.56 $567.79 $140.17 $427.62 $30,154.94
300 $30,154.94 $567.79 $138.21 $429.58 $29,725.36
301 $29,725.36 $567.79 $136.24 $431.55 $29,293.82
302 $29,293.82 $567.79 $134.26 $433.53 $28,860.29
303 $28,860.29 $567.79 $132.28 $435.51 $28,424.78
304 $28,424.78 $567.79 $130.28 $437.51 $27,987.27
305 $27,987.27 $567.79 $128.27 $439.51 $27,547.76
306 $27,547.76 $567.79 $126.26 $441.53 $27,106.23
307 $27,106.23 $567.79 $124.24 $443.55 $26,662.67
308 $26,662.67 $567.79 $122.20 $445.59 $26,217.09
309 $26,217.09 $567.79 $120.16 $447.63 $25,769.46
310 $25,769.46 $567.79 $118.11 $449.68 $25,319.78
311 $25,319.78 $567.79 $116.05 $451.74 $24,868.04
312 $24,868.04 $567.79 $113.98 $453.81 $24,414.23
313 $24,414.23 $567.79 $111.90 $455.89 $23,958.34
314 $23,958.34 $567.79 $109.81 $457.98 $23,500.36
315 $23,500.36 $567.79 $107.71 $460.08 $23,040.28
316 $23,040.28 $567.79 $105.60 $462.19 $22,578.10
317 $22,578.10 $567.79 $103.48 $464.31 $22,113.79
318 $22,113.79 $567.79 $101.35 $466.43 $21,647.36
319 $21,647.36 $567.79 $99.22 $468.57 $21,178.78
320 $21,178.78 $567.79 $97.07 $470.72 $20,708.06
321 $20,708.06 $567.79 $94.91 $472.88 $20,235.19
322 $20,235.19 $567.79 $92.74 $475.04 $19,760.14
323 $19,760.14 $567.79 $90.57 $477.22 $19,282.92
324 $19,282.92 $567.79 $88.38 $479.41 $18,803.51
325 $18,803.51 $567.79 $86.18 $481.61 $18,321.91
326 $18,321.91 $567.79 $83.98 $483.81 $17,838.09
327 $17,838.09 $567.79 $81.76 $486.03 $17,352.06
328 $17,352.06 $567.79 $79.53 $488.26 $16,863.80
329 $16,863.80 $567.79 $77.29 $490.50 $16,373.31
330 $16,373.31 $567.79 $75.04 $492.74 $15,880.56
331 $15,880.56 $567.79 $72.79 $495.00 $15,385.56
332 $15,385.56 $567.79 $70.52 $497.27 $14,888.29
333 $14,888.29 $567.79 $68.24 $499.55 $14,388.74
334 $14,388.74 $567.79 $65.95 $501.84 $13,886.89
335 $13,886.89 $567.79 $63.65 $504.14 $13,382.75
336 $13,382.75 $567.79 $61.34 $506.45 $12,876.30
337 $12,876.30 $567.79 $59.02 $508.77 $12,367.53
338 $12,367.53 $567.79 $56.68 $511.10 $11,856.43
339 $11,856.43 $567.79 $54.34 $513.45 $11,342.98
340 $11,342.98 $567.79 $51.99 $515.80 $10,827.18
341 $10,827.18 $567.79 $49.62 $518.16 $10,309.01
342 $10,309.01 $567.79 $47.25 $520.54 $9,788.47
343 $9,788.47 $567.79 $44.86 $522.93 $9,265.55
344 $9,265.55 $567.79 $42.47 $525.32 $8,740.23
345 $8,740.23 $567.79 $40.06 $527.73 $8,212.50
346 $8,212.50 $567.79 $37.64 $530.15 $7,682.35
347 $7,682.35 $567.79 $35.21 $532.58 $7,149.77
348 $7,149.77 $567.79 $32.77 $535.02 $6,614.75
349 $6,614.75 $567.79 $30.32 $537.47 $6,077.28
350 $6,077.28 $567.79 $27.85 $539.93 $5,537.35
351 $5,537.35 $567.79 $25.38 $542.41 $4,994.94
352 $4,994.94 $567.79 $22.89 $544.90 $4,450.04
353 $4,450.04 $567.79 $20.40 $547.39 $3,902.65
354 $3,902.65 $567.79 $17.89 $549.90 $3,352.75
355 $3,352.75 $567.79 $15.37 $552.42 $2,800.32
356 $2,800.32 $567.79 $12.83 $554.95 $2,245.37
357 $2,245.37 $567.79 $10.29 $557.50 $1,687.87
358 $1,687.87 $567.79 $7.74 $560.05 $1,127.82
359 $1,127.82 $567.79 $5.17 $562.62 $565.20
360 $565.20 $567.79 $2.59 $565.20 -$0.00
GO(C6/12,C5*12,C4*-1)

1
Monto $ 300,000.00
Plazo 36
Interes 7.21% 721

Cuota No. Fecha Abono Capital Interes Total a Pagar Saldo

300000
1 1/31/2019 $1,921.05 $21,630.00 $23,551.05 $298,078.95
2 2/28/2019 $2,059.56 $21,491.49 $23,551.05 $296,019.38
3 3/31/2019 $2,208.06 $21,343.00 $23,551.05 $293,811.33
4 4/30/2019 $2,367.26 $21,183.80 $23,551.05 $291,444.07
5 5/31/2019 $2,537.94 $21,013.12 $23,551.05 $288,906.13
6 6/30/2019 $2,720.92 $20,830.13 $23,551.05 $286,185.21
7 7/31/2019 $2,917.10 $20,633.95 $23,551.05 $283,268.11
8 8/31/2019 $3,127.42 $20,423.63 $23,551.05 $280,140.68
9 9/30/2019 $3,352.91 $20,198.14 $23,551.05 $276,787.77
10 10/31/2019 $3,594.66 $19,956.40 $23,551.05 $273,193.12
11 11/30/2019 $3,853.83 $19,697.22 $23,551.05 $269,339.28
12 12/31/2019 $4,131.69 $19,419.36 $23,551.05 $265,207.59
13 1/31/2020 $4,429.59 $19,121.47 $23,551.05 $260,778.00
14 2/29/2020 $4,748.96 $18,802.09 $23,551.05 $256,029.04
15 3/31/2020 $5,091.36 $18,459.69 $23,551.05 $250,937.68
16 4/30/2020 $5,458.45 $18,092.61 $23,551.05 $245,479.24
17 5/31/2020 $5,852.00 $17,699.05 $23,551.05 $239,627.23
18 6/30/2020 $6,273.93 $17,277.12 $23,551.05 $233,353.30
19 7/31/2020 $6,726.28 $16,824.77 $23,551.05 $226,627.02
20 8/31/2020 $7,211.25 $16,339.81 $23,551.05 $219,415.78
21 9/30/2020 $7,731.18 $15,819.88 $23,551.05 $211,684.60
22 10/31/2020 $8,288.59 $15,262.46 $23,551.05 $203,396.00
23 11/30/2020 $8,886.20 $14,664.85 $23,551.05 $194,509.80
24 12/31/2020 $9,526.90 $14,024.16 $23,551.05 $184,982.90
25 1/31/2021 $10,213.79 $13,337.27 $23,551.05 $174,769.12
26 2/28/2021 $10,950.20 $12,600.85 $23,551.05 $163,818.91
27 3/31/2021 $11,739.71 $11,811.34 $23,551.05 $152,079.20
28 4/30/2021 $12,586.14 $10,964.91 $23,551.05 $139,493.06
29 5/31/2021 $13,493.60 $10,057.45 $23,551.05 $125,999.46
30 6/30/2021 $14,466.49 $9,084.56 $23,551.05 $111,532.96
31 7/31/2021 $15,509.53 $8,041.53 $23,551.05 $96,023.43
32 8/31/2021 $16,627.77 $6,923.29 $23,551.05 $79,395.67
33 9/30/2021 $17,826.63 $5,724.43 $23,551.05 $61,569.04
34 10/31/2021 $19,111.93 $4,439.13 $23,551.05 $42,457.11
35 11/30/2021 $20,489.90 $3,061.16 $23,551.05 $21,967.22
36 12/31/2021 $21,967.22 $1,583.84 $23,551.05 $0.00
37 1/1/2022 $23,551.05
38 1/2/2022 $23,551.05
39 1/3/2022 $23,551.05
40 1/4/2022 $23,551.05
41 1/5/2022 $23,551.05
42 1/6/2022 $23,551.05
43 1/7/2022 $23,551.05
44 1/8/2022 $23,551.05
45 1/9/2022 $23,551.05
46 1/10/2022 $23,551.05
47 1/11/2022 $23,551.05
48 1/12/2022 $23,551.05
49 1/13/2022 $23,551.05
50 1/14/2022 $23,551.05
51 1/15/2022 $23,551.05
52 1/16/2022 $23,551.05
53 1/17/2022 $23,551.05
54 1/18/2022 $23,551.05
55 1/19/2022 $23,551.05
56 1/20/2022 $23,551.05
57 1/21/2022 $23,551.05
58 1/22/2022 $23,551.05
59 1/23/2022 $23,551.05
60 1/24/2022 $23,551.05
61 1/25/2022 $23,551.05
62 1/26/2022 $23,551.05
63 1/27/2022 $23,551.05
64 1/28/2022 $23,551.05
65 1/29/2022 $23,551.05
66 1/30/2022 $23,551.05
67 1/31/2022 $23,551.05
68 2/1/2022 $23,551.05
69 2/2/2022 $23,551.05
70 2/3/2022 $23,551.05
71 2/4/2022 $23,551.05
72 2/5/2022 $23,551.05
73 2/6/2022 $23,551.05
74 2/7/2022 $23,551.05
75 2/8/2022 $23,551.05
76 2/9/2022 $23,551.05
77 2/10/2022 $23,551.05
78 2/11/2022 $23,551.05
79 2/12/2022 $23,551.05
80 2/13/2022 $23,551.05
81 2/14/2022 $23,551.05
82 2/15/2022 $23,551.05
83 2/16/2022 $23,551.05
84 2/17/2022 $23,551.05
 85 2/18/2022 $23,551.05
86 2/19/2022 $23,551.05
87 2/20/2022 $23,551.05
88 2/21/2022 $23,551.05
89 2/22/2022 $23,551.05
90 2/23/2022 $23,551.05
91 2/24/2022 $23,551.05
92 2/25/2022 $23,551.05
93 2/26/2022 $23,551.05
94 2/27/2022 $23,551.05
95 2/28/2022 $23,551.05
96 3/1/2022 $23,551.05
97 3/2/2022 $23,551.05
98 3/3/2022 $23,551.05
99 3/4/2022 $23,551.05
100 3/5/2022 $23,551.05
101 3/6/2022 $23,551.05
102 3/7/2022 $23,551.05
103 3/8/2022 $23,551.05
104 3/9/2022 $23,551.05
105 3/10/2022 $23,551.05
106 3/11/2022 $23,551.05
107 3/12/2022 $23,551.05
108 3/13/2022 $23,551.05
109 3/14/2022 $23,551.05
110 3/15/2022 $23,551.05
111 3/16/2022 $23,551.05
112 3/17/2022 $23,551.05
113 3/18/2022 $23,551.05
114 3/19/2022 $23,551.05
115 3/20/2022 $23,551.05
116 3/21/2022 $23,551.05
117 3/22/2022 $23,551.05
118 3/23/2022 $23,551.05
119 3/24/2022 $23,551.05
120 3/25/2022 $23,551.05
121 3/26/2022 $23,551.05
122 3/27/2022 $23,551.05
123 3/28/2022 $23,551.05
124 3/29/2022 $23,551.05
125 3/30/2022 $23,551.05
126 3/31/2022 $23,551.05
127 4/1/2022 $23,551.05
128 4/2/2022 $23,551.05
129 4/3/2022 $23,551.05
130 4/4/2022 $23,551.05
131 4/5/2022 $23,551.05
132 4/6/2022 $23,551.05
133 4/7/2022 $23,551.05
134 4/8/2022 $23,551.05
135 4/9/2022 $23,551.05
136 4/10/2022 $23,551.05
137 4/11/2022 $23,551.05
138 4/12/2022 $23,551.05
139 4/13/2022 $23,551.05
140 4/14/2022 $23,551.05
141 4/15/2022 $23,551.05
142 4/16/2022 $23,551.05
143 4/17/2022 $23,551.05
144 4/18/2022 $23,551.05
145 4/19/2022 $23,551.05
146 4/20/2022 $23,551.05
147 4/21/2022 $23,551.05
148 4/22/2022 $23,551.05
149 4/23/2022 $23,551.05
150 4/24/2022 $23,551.05
151 4/25/2022 $23,551.05
152 4/26/2022 $23,551.05
153 4/27/2022 $23,551.05
154 4/28/2022 $23,551.05
155 4/29/2022 $23,551.05
156 4/30/2022 $23,551.05
157 5/1/2022 $23,551.05
158 5/2/2022 $23,551.05
159 5/3/2022 $23,551.05
160 5/4/2022 $23,551.05
161 5/5/2022 $23,551.05
162 5/6/2022 $23,551.05
163 5/7/2022 $23,551.05
164 5/8/2022 $23,551.05
165 5/9/2022 $23,551.05
166 5/10/2022 $23,551.05
167 5/11/2022 $23,551.05
168 5/12/2022 $23,551.05
169 5/13/2022 $23,551.05
170 5/14/2022 $23,551.05
171 5/15/2022 $23,551.05
172 5/16/2022 $23,551.05
173 5/17/2022 $23,551.05
174 5/18/2022 $23,551.05
175 5/19/2022 $23,551.05
176 5/20/2022 $23,551.05
177 5/21/2022 $23,551.05
178 5/22/2022 $23,551.05
179 5/23/2022 $23,551.05
180 5/24/2022 $23,551.05
181 5/25/2022 $23,551.05
182 5/26/2022 $23,551.05
183 5/27/2022 $23,551.05
184 5/28/2022 $23,551.05
185 5/29/2022 $23,551.05
186 5/30/2022 $23,551.05
187 5/31/2022 $23,551.05
188 6/1/2022 $23,551.05
189 6/2/2022 $23,551.05
190 6/3/2022 $23,551.05
191 6/4/2022 $23,551.05
192 6/5/2022 $23,551.05
193 6/6/2022 $23,551.05
194 6/7/2022 $23,551.05
195 6/8/2022 $23,551.05
196 6/9/2022 $23,551.05
197 6/10/2022 $23,551.05
198 6/11/2022 $23,551.05
199 6/12/2022 $23,551.05
200 6/13/2022 $23,551.05
201 6/14/2022 $23,551.05
202 6/15/2022 $23,551.05
203 6/16/2022 $23,551.05
204 6/17/2022 $23,551.05
205 6/18/2022 $23,551.05
206 6/19/2022 $23,551.05
207 6/20/2022 $23,551.05
208 6/21/2022 $23,551.05
209 6/22/2022 $23,551.05
210 6/23/2022 $23,551.05
211 6/24/2022 $23,551.05
212 6/25/2022 $23,551.05
213 6/26/2022 $23,551.05
214 6/27/2022 $23,551.05
215 6/28/2022 $23,551.05
216 6/29/2022 $23,551.05
217 6/30/2022 $23,551.05
218 7/1/2022 $23,551.05
219 7/2/2022 $23,551.05
220 7/3/2022 $23,551.05
221 7/4/2022 $23,551.05
222 7/5/2022 $23,551.05
223 7/6/2022 $23,551.05
224 7/7/2022 $23,551.05
225 7/8/2022 $23,551.05
226 7/9/2022 $23,551.05
227 7/10/2022 $23,551.05
228 7/11/2022 $23,551.05
229 7/12/2022 $23,551.05
230 7/13/2022 $23,551.05
231 7/14/2022 $23,551.05
232 7/15/2022 $23,551.05
233 7/16/2022 $23,551.05
234 7/17/2022 $23,551.05
235 7/18/2022 $23,551.05
236 7/19/2022 $23,551.05
237 7/20/2022 $23,551.05
238 7/21/2022 $23,551.05
239 7/22/2022 $23,551.05
240 7/23/2022 $23,551.05
241 7/24/2022 $23,551.05
242 7/25/2022 $23,551.05
243 7/26/2022 $23,551.05
244 7/27/2022 $23,551.05
245 7/28/2022 $23,551.05
246 7/29/2022 $23,551.05
247 7/30/2022 $23,551.05
248 7/31/2022 $23,551.05
249 8/1/2022 $23,551.05
250 8/2/2022 $23,551.05
251 8/3/2022 $23,551.05
252 8/4/2022 $23,551.05
253 8/5/2022 $23,551.05
254 8/6/2022 $23,551.05
255 8/7/2022 $23,551.05
256 8/8/2022 $23,551.05
257 8/9/2022 $23,551.05
258 8/10/2022 $23,551.05
259 8/11/2022 $23,551.05
260 8/12/2022 $23,551.05
261 8/13/2022 $23,551.05
262 8/14/2022 $23,551.05
263 8/15/2022 $23,551.05
264 8/16/2022 $23,551.05
265 8/17/2022 $23,551.05
266 8/18/2022 $23,551.05
267 8/19/2022 $23,551.05
268 8/20/2022 $23,551.05
269 8/21/2022 $23,551.05
270 8/22/2022 $23,551.05
271 8/23/2022 $23,551.05
272 8/24/2022 $23,551.05
273 8/25/2022 $23,551.05
274 8/26/2022 $23,551.05
275 8/27/2022 $23,551.05
276 8/28/2022 $23,551.05
277 8/29/2022 $23,551.05
278 8/30/2022 $23,551.05
279 8/31/2022 $23,551.05
280 9/1/2022 $23,551.05
281 9/2/2022 $23,551.05
282 9/3/2022 $23,551.05
283 9/4/2022 $23,551.05
284 9/5/2022 $23,551.05
285 9/6/2022 $23,551.05
286 9/7/2022 $23,551.05
287 9/8/2022 $23,551.05
288 9/9/2022 $23,551.05
289 9/10/2022 $23,551.05
290 9/11/2022 $23,551.05
291 9/12/2022 $23,551.05
292 9/13/2022 $23,551.05
293 9/14/2022 $23,551.05
294 9/15/2022 $23,551.05
295 9/16/2022 $23,551.05
296 9/17/2022 $23,551.05
297 9/18/2022 $23,551.05
298 9/19/2022 $23,551.05
299 9/20/2022 $23,551.05
300 9/21/2022 $23,551.05
301 9/22/2022 $23,551.05
302 9/23/2022 $23,551.05
303 9/24/2022 $23,551.05
304 9/25/2022 $23,551.05
305 9/26/2022 $23,551.05
306 9/27/2022 $23,551.05
307 9/28/2022 $23,551.05
308 9/29/2022 $23,551.05
309 9/30/2022 $23,551.05
310 10/1/2022 $23,551.05
311 10/2/2022 $23,551.05
312 10/3/2022 $23,551.05
313 10/4/2022 $23,551.05
314 10/5/2022 $23,551.05
315 10/6/2022 $23,551.05
316 10/7/2022 $23,551.05
317 10/8/2022 $23,551.05
318 10/9/2022 $23,551.05
319 10/10/2022 $23,551.05
320 10/11/2022 $23,551.05
321 10/12/2022 $23,551.05
322 10/13/2022 $23,551.05
323 10/14/2022 $23,551.05
324 10/15/2022 $23,551.05
325 10/16/2022 $23,551.05
326 10/17/2022 $23,551.05
327 10/18/2022 $23,551.05
328 10/19/2022 $23,551.05
329 10/20/2022 $23,551.05
330 10/21/2022 $23,551.05
331 10/22/2022 $23,551.05
332 10/23/2022 $23,551.05
333 10/24/2022 $23,551.05
334 10/25/2022 $23,551.05
335 10/26/2022 $23,551.05
336 10/27/2022 $23,551.05
337 10/28/2022 $23,551.05
338 10/29/2022 $23,551.05
339 10/30/2022 $23,551.05
340 10/31/2022 $23,551.05
341 11/1/2022 $23,551.05
342 11/2/2022 $23,551.05
343 11/3/2022 $23,551.05
344 11/4/2022 $23,551.05
345 11/5/2022 $23,551.05
346 11/6/2022 $23,551.05
347 11/7/2022 $23,551.05
348 11/8/2022 $23,551.05
349 11/9/2022 $23,551.05
350 11/10/2022 $23,551.05
351 11/11/2022 $23,551.05
352 11/12/2022 $23,551.05
353 11/13/2022 $23,551.05
354 11/14/2022 $23,551.05
355 11/15/2022 $23,551.05
356 11/16/2022 $23,551.05
357 11/17/2022 $23,551.05
358 11/18/2022 $23,551.05
359 11/19/2022 $23,551.05
360 11/20/2022 $23,551.05