Java Inheritance Programming - BankAccount class with methods called deposit() and withdraw()

Last update on May 16 2025 13:06:48 (UTC/GMT +8 hours)

Write a Java program to create a class known as "BankAccount" with methods called deposit() and withdraw(). Create a subclass called SavingsAccount that overrides the withdraw() method to prevent withdrawals if the account balance falls below one hundred.

Sample Solution:

Java Code:

// BankAccount.java
// Parent class BankAccount

// Declare the BankAccount class
public class BankAccount {
    // Private field to store the account number
    private String accountNumber;

    // Private field to store the balance
    private double balance;

    // Constructor to initialize account number and balance
    public BankAccount(String accountNumber, double balance) {
        this.accountNumber = accountNumber;
        this.balance = balance;
    }

    // Method to deposit an amount into the account
    public void deposit(double amount) {
        // Increase the balance by the deposit amount
        balance += amount;
    }

    // Method to withdraw an amount from the account
    public void withdraw(double amount) {
        // Check if the balance is sufficient for the withdrawal
        if (balance >= amount) {
            // Decrease the balance by the withdrawal amount
            balance -= amount;
        } else {
            // Print a message if the balance is insufficient
            System.out.println("Insufficient balance");
        }
    }

    // Method to get the current balance
    public double getBalance() {
        // Return the current balance
        return balance;
    }
}

// SavingsAccount.java
// Child class SavingsAccount

// Declare the SavingsAccount class, inheriting from BankAccount
public class SavingsAccount extends BankAccount {
    // Constructor to initialize account number and balance
    public SavingsAccount(String accountNumber, double balance) {
        // Call the parent class constructor
        super(accountNumber, balance);
    }

    // Override the withdraw method from the parent class
    @Override
    public void withdraw(double amount) {
        // Check if the withdrawal would cause the balance to drop below $100
        if (getBalance() - amount < 100) {
            // Print a message if the minimum balance requirement is not met
            System.out.println("Minimum balance of $100 required!");
        } else {
            // Call the parent class withdraw method
            super.withdraw(amount);
        }
    }
}

// Main.java
// Main class

// Define the Main class
public class Main {
    // Main method, entry point of the program
    public static void main(String[] args) {
        // Print message to indicate creation of a BankAccount object
        System.out.println("Create a Bank Account object (A/c No. BA1234) with initial balance of $500:");
        // Create a BankAccount object (A/c No. "BA1234") with initial balance of $500
        BankAccount BA1234 = new BankAccount("BA1234", 500);

        // Print message to indicate deposit action
        System.out.println("Deposit $1000 into account BA1234:");
        // Deposit $1000 into account BA1234
        BA1234.deposit(1000);
        // Print the new balance after deposit
        System.out.println("New balance after depositing $1000: $" + BA1234.getBalance());

        // Print message to indicate withdrawal action
        System.out.println("Withdraw $600 from account BA1234:");
        // Withdraw $600 from account BA1234
        BA1234.withdraw(600);
        // Print the new balance after withdrawal
        System.out.println("New balance after withdrawing $600: $" + BA1234.getBalance());

        // Print message to indicate creation of a SavingsAccount object
        System.out.println("\nCreate a SavingsAccount object (A/c No. SA1234) with initial balance of $450:");
        // Create a SavingsAccount object (A/c No. "SA1234") with initial balance of $450
        SavingsAccount SA1234 = new SavingsAccount("SA1234", 450);

        // Withdraw $300 from SA1234
        SA1234.withdraw(300);
        // Print the balance after attempting to withdraw $300
        System.out.println("Balance after trying to withdraw $300: $" + SA1234.getBalance());

        // Print message to indicate creation of another SavingsAccount object
        System.out.println("\nCreate a SavingsAccount object (A/c No. SA1000) with initial balance of $300:");
        // Create a SavingsAccount object (A/c No. "SA1000") with initial balance of $300
        SavingsAccount SA1000 = new SavingsAccount("SA1000", 300);

        // Print message to indicate withdrawal action
        System.out.println("Try to withdraw $250 from SA1000!");
        // Withdraw $250 from SA1000 (balance falls below $100)
        SA1000.withdraw(250);
        // Print the balance after attempting to withdraw $250
        System.out.println("Balance after trying to withdraw $250: $" + SA1000.getBalance());
    }
}

Output:

Create a Bank Account object (A/c No. BA1234) with initial balance of $500:
Deposit $1000 into account BA1234:
New balance after depositing $1000: $1500.0
Withdraw $600 from account BA1234:
New balance after withdrawing $600: $900.0

Create a SavingsAccount object (A/c No. SA1234) with initial balance of $450:
Balance after trying to withdraw $300: $150.0

Create a SavingsAccount object (A/c No. SA1000) with initial balance of $300:
Try to withdraw $250 from SA1000!
Minimum balance of $100 required!
Balance after trying to withdraw $250: $300.0

Explanation:

The BankAccount class has a constructor that takes account number and balance as arguments. It also has methods to deposit and withdraw money, and to check the account balance.

The SavingsAccount class is a subclass of BankAccount and overrides the withdraw() method. It checks if the account balance falls below one hundred before allowing a withdrawal. The method prints an error message if the balance is below one hundred. If the balance is greater than or equal to one hundred, the method calls the withdraw() method of the superclass to withdraw.

In Main() method -

The main method begins by creating an instance of the BankAccount class with an account number of "BA1234" and an initial balance of $500. It then deposits $1000 into the account and displays the new balance. It then withdraws $600 from the account and displays the new balance.

Next, the method creates an instance of the SavingsAccount class with an account number of "SA1234" and an initial balance of $450. It then attempts to withdraw $300 from the account and displays the new balance. Since the balance remains above the minimum $150 balance required for the account, the withdrawal is successful.

Finally, the method creates another instance of the SavingsAccount class with an account number of "SA1000" and an initial balance of $300. It then attempts to withdraw $250 from the account, which would bring the balance below the minimum balance required for the account. The method displays the new balance after the attempted withdrawal, which should still be $300 since the withdrawal was unsuccessful.

Flowchart:

For more Practice: Solve these Related Problems:

Write a Java program where the "SavingsAccount" subclass automatically transfers excess funds to a fixed deposit.
Write a Java program where the "BankAccount" class prevents duplicate account numbers.
Write a Java program where the "SavingsAccount" subclass adds a method to calculate yearly interest.
Write a Java program where the "BankAccount" class includes fraud detection for unusual transactions.

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