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3. The Parable of the Ten Minas

How many of you have heard of Ronald Gerald Wayne? Not many, I would think. He was a co-
founder with Steve Jobs and Steve Wozniak at the start of Apple Computers and provided
critical administrative oversight over the whole new venture. He worked with Steve Jobs in Atari
before the three men started Apple in 1976. Wayne drew the first Apple logo and wrote the
partnership agreement and the Apple 1 manual. He had 10% ownership of the company but gave
up his shares in the new company for 2,300 US dollars after being with Apple for only two
weeks. Later that same year, he received a check for 1,500 US dollars for his agreement to forfeit
any claim that he might have toward the company. In the first year of its operations, the company
had an income of 174,000 dollars, and in the next year, 1977, the company had sales of 2.7
million US dollars. The following year it rose to 7.8 million, and in 1980 it had sales of 117
million. By 1982 Apple had a billion dollars in annual sales. By September 2012, Apple became
the largest publicly traded corporation globally by market capitalization, with an estimated $626
billion.

As of 2020, Wayne lives in a 2-bedroom house, 60 miles outside Las Vegas and barely worth
150,000 dollars, and he drives a 2002 Chevy Malibu. If Ronald Wayne had held on to his 10%
share, it would be worth 35 Billion US dollars! I wonder how many times Ronald Wayne has
looked back and wished that he had the foreknowledge to stay in the company and invest his
share wisely. If he had remained with the company longer, I wonder how this would have
changed his life.

If I were to give you $100,000 in gold and you had a time machine to go back to any situation in
history to invest to benefit yourself and your family for the present time, where would you go,
and how would you invest the money?

The Expectation of the Disciples

The time drew close for the Passover celebration and the crucifixion of Christ. As Jesus
approached Jerusalem from the East after the 17-mile climb from Jericho, a rise of 3,600 feet,
those with him thought that the Kingdom of God would appear at any moment (v. 11). There
must have been excitement among those accompanying Him because they were convinced, as we
are, that Jesus was and is the prophesied One, the Messiah King who came to rescue His people.
As they neared the Mount of Olives, they may have recalled the Old Testament prophecy of
Zechariah:

4On that day his feet will stand on the Mount of Olives, east of Jerusalem, and the Mount
of Olives will be split in two from east to west, forming a great valley, with half of the
mountain moving north and half moving south. 5You will flee by my mountain valley, for
it will extend to Azel. You will flee as you fled from the earthquake in the days of Uzziah
king of Judah. Then the LORD my God will come, and all the holy ones with him
(Zechariah 14:4-5).
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Some of those with Him likely knew that the very day He was entering Jerusalem was the same
date spoken of by the prophet (Daniel 9:24-25). Daniel foretold that, from the time of the
commandment by the Persian king permitting the rebuild of Jerusalem, there would be 476 years
or 173,880 days, and then the Messiah would come. Jesus came into Jerusalem riding on a
donkey precisely to the day that Daniel had prophesied. The people thought that the Kingdom of
God was going to appear at once (v. 11), that is why they hailed Him as the Messiah, crying out
“Hosanna to the Son of David” (Matthew 21:9) and spreading their coats before Him as He made
His entrance to Jerusalem! (Matthew 21:4-11). Those who knew of the prophecy perhaps thought
that the holy angels would appear to fight with the enemies of Israel as they approached the
Mount of Olives across from Jerusalem. That prophecy will be fulfilled in the future, but the time
was not yet. To bring the disciples down to reality, I picture Jesus taking a break from the climb,
sitting down with the disciples, and focusing their attention on an essential truth that He wanted
to convey to them in this Parable of the Ten Minas.

The Parable of the Ten Minas

In this passage, we read a parable that tells the story of three people and their investments in the
Kingdom of God. As we read the parable, I want us to focus on the eternal return from our
investments in this life.

11While they were listening to this, he went on to tell them a parable, because he was near
Jerusalem and the people thought that the kingdom of God was going to appear at once.
12He said: "A man of noble birth went to a distant country to have himself appointed king

and then to return. 13So he called ten of his servants and gave them ten minas. ‘Put this
money to work,' he said, ‘until I come back.' 14"But his subjects hated him and sent a
delegation after him to say, ‘We don't want this man to be our king.' 15"He was made
king, however, and returned home. Then he sent for the servants to whom he had given
the money, to find out what they had gained with it. 16"The first one came and said, ‘Sir,
your mina has earned ten more.' 17"‘Well done, my good servant!' his master replied.
‘Because you have been trustworthy in a very small matter, take charge of ten cities.'
18"The second came and said, ‘Sir, your mina has earned five more.' 19"His master

answered, ‘You take charge of five cities.' 20"Then another servant came and said, ‘Sir,
here is your mina; I have kept it laid away in a piece of cloth. 21I was afraid of you,
because you are a hard man. You take out what you did not put in and reap what you did
not sow.' 22"His master replied, ‘I will judge you by your own words, you wicked servant!
You knew, did you, that I am a hard man, taking out what I did not put in, and reaping
what I did not sow? 23Why then didn't you put my money on deposit, so that when I came
back, I could have collected it with interest?' 24"Then he said to those standing by, ‘Take
his mina away from him and give it to the one who has ten minas.' 25"‘Sir,' they said, ‘he
already has ten!' 26"He replied, ‘I tell you that to everyone who has, more will be given,
but as for the one who has nothing, even what they have will be taken away. 27But those
enemies of mine who did not want me to be king over them—bring them here and kill
them in front of me'" (Luke 19:11-27).

This parable is unique because Jesus refers to an actual historical event that was common
knowledge at the time. Christ grabs the hearts of His hearers by telling them the story of
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Archelaus, one of the sons of King Herod the Great, a subordinate king to the Romans who ruled
over Judea. When King Herod the Great died, his kingdom was divided up, and Archelaus was
given half of the territory, but the title of king was not given to him. This lack of the title
disturbed Archelaus.

The Jewish historian Josephus tells us that his ego demanded that the title of the king be
conferred on him. Archelaus decided to go to Rome and ask Caesar Augustus for the title.1 To
his surprise, when he got to Rome, a delegation of his own family plus fifty Jews and Samaritans
had traveled by a different route and opposed the request of Archelaus for the title of king. 8,000
expatriate Jews living in Rome also joined the fifty. Together they told Caesar of the time that
Archelaus had killed 3,000 Jews during Passover, heaping up their bodies in the temple before
torturing others. All that he did prove that he was a murderer like his father.

The Jews in Rome pleaded with Caesar not to have this man rule over them! After listening to
both sides of the dispute, Caesar decided to give half the kingdom to Archelaus but gave him the
title of Ethnarch instead of king, promising to make him king if he proved worthy of the title.

Jesus was talking on two levels. Without commending Archelaus, the Lord spoke of a noble
person, Himself being the noble person, who is to go to a distant country, heaven, and receive
His kingship from a superior power, His Father. The parable focuses on two sets of people, some
who oppose Jesus' kingship and servants who are given resources to invest while He is away.

Indeed, our Lord Jesus Christ is worthy of the title of the noble person. First of all, He is the Son
of David, the noblest birth of a Jew. But His nobility is not earned so much by being a
descendant of David but because of His character. He is the most reputable person we have ever
met. Who is like Him? He is the kindest, most generous, gracious Man who has ever lived! Each
of us who tries to live up to His standards of nobility falls far short. If you have ever studied and
saturated yourself in the Gospel accounts, how can you not fall head over heels in love with this
Man of noble birth?

Even though His servants immensely love this noble King, many hate Him and do not want Him
to rule over them. They cried out to the procurator, Pontius Pilate, "We have no king but
Caesar," thus rejecting His Messiahship. All of us who read these words are on one side or the
other; there is no middle ground. Either you are against Him (Romans 5:10) or you are one of
His servants. There is no other choice for each of us:

Whoever is not with me is against me, and whoever does not gather with me scatters
(Matthew 12:30).

What do you think the mina represents if we are all given the same amount? What is meant by
the phrase, "Put this money to work?" (Luke 19:13).

The Parable of the Ten Minas seems similar to the Parable of the Talents, but there is a
difference. In the Parable of the Talents (Matthew 25:14-30), one was given five talents, another
two, and another one. In New Testament times, a talent was a unit of weight, usually of gold or

1 https://en.wikipedia.org/wiki/Herod_Archelaus
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silver, weighing around 130 pounds.2 Later, a talent became about gifts, abilities, skills,
knowledge, and finances—our total resources. Some are given more skills and abilities than
others and are accountable to God for what they have received. The Parable of the Ten Minas is
different. Each of the ten servants was given the same equal amount, one mina, equivalent to
three months’ wages.

Put This Money to Work

There are two main theories about what the equal amount given to ten servants, the mina,
represents in this parable. First, it could be that the mina symbolizes the fact that we have all
been given the same number of hours in a day to invest in the kingdom of God. Time is a
commodity we in the West seem to have less and less. Examining how we spend our time can
reveal how much or how little of our time is invested in eternal things. The second possibility is
that the mina represents what is given to all believers in an equal amount--the stewardship of the
message of the gospel. Paul the apostle wrote:

I am not ashamed of the gospel, because it is the power of God for the salvation of
everyone who believes: first for the Jew, then for the Gentile (Romans 1:16).

The apostle Paul calls the Gospel the Power of God; why? Because it is the most powerful thing
on planet Earth. Nothing on earth transforms a life like the gospel of the Lord Jesus Christ.
Spiritual warfare and opposition break out wherever the gospel's message is preached. The
opposition is because we have an enemy that does not like his slaves released from the slave
market of sin. But no matter what opposition servants receive from the enemies of God, we are
to spend ourselves in this holy endeavor—the stewardship of getting the gospel to all the earth.
The Lord Jesus said, "This gospel of the kingdom shall be preached in all the world and then the
end shall come" (Matthew 24:14). We are not to be servants who spend our mina on our
comforts—our King has given us a job to do, a mission to glorify God and release men from
servitude to Satan. The message of God's love, mercy, and grace toward all humanity is a sacred
trust given to all who believe:

On the contrary, we speak as men approved by God to be entrusted with the gospel. We
are not trying to please men but God, who tests our hearts (1 Thessalonians 2:4 Emphasis
mine).

The word approved in the above verse is the translation of the Greek word “dokimazo.” It means
to test something as to whether or not it is counted worthy or approved. God allows us to go
through the fiery trial of testing so we may be counted worthy to carry the sacred trust of the
gospel to others. Paul writes that God has entrusted the gospel to us, His servants. God tests our
hearts to refine us so that we can be trusted truth-bearers.

Why didn't the master give specific directions on how to put the money to work?

The Noble Master did not set one of them over another. They were left to sort out the details
themselves as to how to put the money to work to bring the most significant return on their

2 http://en.wikipedia.org/wiki/Talent_(measurement)
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Master’s capital. The sacred trust does not rest on the pastor or the evangelist to get the gospel to
all nations. All Christians will be held to account when the Master returns for what they did with
His resources. The Nobleman entrusted the same amount to each servant and gave them
complete freedom to do what they determined individually to invest His resources. The grant of
money was a test by the Master. It would be wise to be aware of this test and realize that God is
watching to see how faithful we are with what He has given to us.

So then every one of us shall give account of himself to God (Romans 14:12).

Every Christian has a responsibility to promote and spread the gospel in any way they can. We
cannot keep it to ourselves. The Greek word translated by the phrase "put this money to work"
(NIV) or "occupy" (KJV) is pragmateuomai. It means to do business, invest or trade intending to
bring a return on the investment. Interestingly, we get the word pragmatic from this Greek word.
To be pragmatic is to deal sensibly and realistically with something. We are responsible for
sitting down and thinking through ways we can strategically invest our resources to get the
maximum return for the kingdom of God.

Let me illustrate. When I worked with my father as a commercial fisherman on the East Coast of
England, it was an all-consuming hunt to find the fish. When we saw the fish on our sonars, we
maximized our catch by setting up the right net for the fish we were to catch. The faster we could
tow the net through the water, the fewer fish would escape. Our hunt was for the most valuable
fish, the delicious and prized Dover Sole. We put noisy chains in front of the mouth of the net to
scare the Dover Soles out of hiding in the mud and sand. All of our faculties were involved in the
pursuit of our goal.

It is no different to work with my Heavenly Father now that I work with His nets! His souls are
so much more valuable, and to catch them requires all of our faculties to be involved. Every life
is precious to our heavenly Father. Our task involves us sitting down and thinking pragmatically
about how to catch the maximum amount of His precious ones. There is no more significant task
on planet Earth than the catching of men. "Come, follow me, and I will make you fishers of
men" (Matthew 4:19). The thing that stands out in the Parable of the Ten Minas is that the
Nobleman was looking for faithfulness. The way they went about investing what all three called
“your mina” indicated what was in their hearts. The return on the investment by the first man
showed how much he valued the trust given to him by his master. He went at it with all his
heart—he denied himself of time and energy so that he could maximize the master’s investment.
Their usage of money equaling a quarter of a year’s salary showed their priorities in life.

When we believe the gospel and receive the grace of Christ into our lives, we are obligated to
employ our talents and abilities to share with others what has changed our lives. We are to do
what we can to give it away to others. We are to invest our time, energy, and money in
promoting the Kingdom of heaven wherever we can.

Think of when you invested time into someone’s life and saw a difference? It can be a friend,
family member, or someone you may have helped at some time in your life. How did it make
you feel to know that you made a difference in a life?
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In verse 24, one of the servants put his mina in a sweat cloth or handkerchief, saying he was
afraid of the master. Why didn’t he put it in the bank with the money changers if he was so
scared? At least that would have earned a little interest. When called to account by the master,
the mina was taken from him and given to the one who gained ten minas.

The Nobleman didn't need the money. It is clear from the text that each of the two men kept the
increase of the master's investment along with the reward of cities. The one who did nothing had
no prize and lost his investment seed money. There were no other penalties or punishment for his
lack of investment. He probably regretted that he did nothing to increase his master’s glory. The
man who did nothing is an example of the believer who will get to heaven but has laid up little
treasure for his "homecoming" (1 Corinthians 3:12-15).

Do not store up for yourselves treasures on earth, where moth and rust destroy, and
19

where thieves break in and steal. 20But store up for yourselves treasures in heaven, where
moth and rust do not destroy, and where thieves do not break in and steal. 21For where
your treasure is, there your heart will be also (Matthew 6:19-21).

The noble master was not interested in the money itself; he calls it “trustworthy in a very small
matter” in verse 17. To a King, what are three months' wages of an ordinary worker? The action
was merely a test to see the level of their faithfulness. He wanted to find out who managed their
Lord's money with prudence and trustworthiness among his servants. Those who are faithful in
small matters can be trusted with the more significant responsibility when he returns.

To everyone who has, more will be given, but as for the one who has nothing, even what
they have will be taken away (Matthew 25:29).

When we read these words, it does not seem fair that one can lose what is not used, undeveloped
and not exercised. However, we see this principle demonstrated every day. Can you think of
some examples of how this is true?

If you do not exercise your body, it will grow weak. A person cannot excel in a sport or activity
without repetition and practice, whether it's a musical ability, dance, or writing. If one does not
cultivate a craft, the ability and gift he has will wane and not be used to their fullest. Someone
who speaks a foreign language but never uses it may even lose the ability to converse in that
language. What they had but did not use will be taken away. However, if the skill is cultivated
and exercised, it will grow and be used, perhaps in multiple ways.

Similarly, when we involve ourselves in pursuit of spiritual things, our spiritual senses are
honed. Giving ourselves to worship and the Word of God, prayer, and service to others will
create greater spiritual hunger and fruit. If we neglect our spiritual life, our desire for spiritual
things withers, and we will not bear much fruit. So, it is our choice. God wants to see what we do
with our desire and choices. He has placed His treasure in earthen vessels or jars of clay (2
Corinthians 4:7) and has no other "backup plan." We may be surprised in beautiful ways if we
cultivate what He has given us and see what He will do. God’s grace has a beautiful way of
multiplying things far beyond what we could accomplish in our strength.
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The Servant's Reward

The master was delighted and full of praise for the one who brought a 1000% return on his
investment. He said, "Well done, my good servant!" (Luke 19:17).

What are your thoughts concerning the reward? There is a vast difference between three months’
wages and the worth of whole cities!

What would be the combined income of ten cities in America? It seems a vastly different amount
to the value of ten minas. Perhaps, the use of a city is one way of showing the disproportionate
amount rewarded for the energy, time, and money invested by the first two people. I believe that
God is showing us that:

No eye has seen, no ear has heard, no mind has conceived what God has prepared for
those who love him (1 Corinthians 2:9).

You may say, “It sure sounds like a lot of work! I would rather live in Bermuda or Hawaii.
Taking charge of ten cities is not a reward that I would like!” I see this reward as a reward of
trust and character. It speaks of the closeness of the relationship with the Master. To whom does
the CEO of any significant company enjoy close fellowship? In any healthy organization, it
would be his top executives.

In the same way, God’s faithful ones will be working and relating close to our Master, the Lord
Jesus Christ. What a joy that will be! The idea of a city implies that there will be responsibility
and authority as we have a share in His rulership in the Kingdom of Heaven. The concept of a
city helps our understanding. The passage above says that our minds cannot conceive what God
has planned for those who love Him. We may think of the word "reward" and immediately have
our idea of what a reward would mean. God's reward will far surpass what we can imagine. His
generosity comes forth from His abundance.

The one who gained tenfold on his investment went at it with all his heart. Many on that day will
say, "Why didn't I invest more of myself into that which matters?" We will see, in retrospect,
those things that are truly important in God's economy.

Click the link below to watch a five-minute scene from the movie Schindler’s List. The movie is
about how Schindler used his ingenuity and resources to bribe the Germans to rather than
execute over 1100 Jews, to have them saved by working in his factory. The clip is at the end of
the war when the Jews want to thank him for saving their lives:
https://www.youtube.com/watch?v=W9vj2Wf57rQ
If the link doesn’t work, search YouTube with the words: Schindler’s List I Didn’t Do Enough.

Let's learn that lesson now while there is still time to apply it! What is vital in God's economy?
Look at the life of Jesus for that answer. He spent His life investing in people. We will not
always see the results, the fruit of our labors in this life, but I am convinced we will one day see
the impact of our lives on others from the vantage point of eternity.
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I want to finish with the words of Charles Haddon Spurgeon, a famous English preacher, and
theologian who once spoke on this passage. He said:

Jesus has made us kings and priests, and we are in training for our thrones. What if in this
congregation, I am learning to proclaim my Master's glory to myriads of worlds! Possibly
the preacher who is faithful here may yet be made to tell forth His Lord's glory to
constellations at a later time. What if one might stand upon a central star and preach
Christ to worlds on worlds instead of preaching Him to these two galleries and to this
area! Why not?

At any rate, if I should ever gain a voice loud enough to be heard for millions of miles, I
would speak none other than these glorious Truths of God, which the Lord has revealed
in Christ Jesus! If we are faithful here, we may expect our Master to entrust us with
higher service hereafter! Only let us see to it that we can endure the test and that we profit
by the training. As our account comes out in the very little, so will it be with us on the
grand scale of eternity. This view puts another face upon the work of this lower sphere.
Rulers over ten cities! Rulers over five cities! Brothers and Sisters, you are not fit for
such dignities if you cannot serve your Lord well in this world with the little He has
entrusted to you. If you live wholly to Him here, you will be prepared for the glories
unspeakable, which await all consecrated souls. Let us go in for a devoted life all at once!
Time is so short, and the things we deal with are comparatively so small! We are soon
coming out of the eggshell of time- and when we break loose into eternity and see the
vastness of the Divine Purposes, we shall be altogether amazed at the service bestowed –
which will be the reward of service done. O Lord, make us faithful!3

Prayer: Please, Lord, make me aware of Your soon-coming Kingdom. Grant me wisdom and
grace to invest my life in the things that matter—the King and His people. Help me to live as
Jesus did. Amen!

Keith Thomas
Email: [email protected]
Website: www.groupbiblestudy.com

3 (Adapted from The C.H. Spurgeon Collection, Ages Software, 1.800.297.4307).