Grow Your Wealth

Tax Free

Guide to Self-Directed
Retirement Investing
Table of Contents
Introduction....................................................................................................... 3

Why an IRA? . ..................................................................................................... 4

Self-Directed IRA: Total Control................................................................... 6

Individual Self-Directed IRAs........................................................................ 8

Small Business and Qualified Plans..........................................................10

Reduce Health Care and Educational Costs..........................................12

How a Self-Directed IRA Works..................................................................14

Private Bank Concept: Raise Unlimited Capital...................................16

Why Equity Trust Company.........................................................................18

Have questions or want to know more?

Call an Equity Trust Retirement Specialist
at 1-888-382-4727.


Copyright © 2009, Equity Trust Company
Take Control of Your Financial Future, Don’t Rely on Social Security
In the past, you could rely on Social Security and pensions as a solid base for retirement.

Not anymore.

The Social Security Administration’s most recent trustee report states that Social Security
will begin to run a negative cash flow by the year 2017 and by the year 2040 it will not be
able to pay full benefits. Plus, inflation continues to rise decreasing our purchasing power.

Is there an answer to combat this potentially dangerous combination?

Relying solely on investing in the stock market, with its ups and downs, could be risky.

How then, can you create a secure financial future and grow lasting wealth to live
comfortably?

Grow Your Wealth Tax Free, While Saving for Your Future
in Assets You Know and Understand
You can make your dream of truly lasting wealth a reality with a self-directed IRA. .
What makes a self-directed IRA such a great wealth creation tool?

The answer starts with you and the ability to invest in a full range of assets .
beyond just stocks and bonds.

If you have knowledge, expertise and success in certain

investments, imagine the investment returns in the
tax-free environment of an IRA. In addition
to tax-free profits for life, self-directed IRAs
provide potential large tax deductions,
asset protection and estate planning benefits.

Take control and begin planning for your future today.


Why an IRA?

Why You Need an IRA Today

Realizing social security, pensions, and the stock market were not sufficient
for retirement savings, the government created IRAs to help you save for
your future in a tax-advantaged environment. An IRA grows tax-free or tax-
deferred and compounds over time to maximize the ability to grow wealth.

The 4 Ways IRAs Benefit You

1) Compound Interest + Tax-deferred Profits = Lasting Wealth

“Compound interest is the most powerful force on Earth.”

- Albert Einstein
Here’s why. Compound interest occurs when you not only earn interest
on your original investment sum, but also on the interest earned on the
original sum.

For example, beginning at age 25, you take the $4 you spend each day for
coffee and put it towards retirement. At that rate, you’d save $121 a month..

$600,000

$550,000

$500,000

$450,000

$400,000

$350,000

$300,000
30 Years
$250,000

$200,000

$150,000

$100,000 20 Years

$50,000
10 Years
$0

If you received 9% in compounding interest each year, you would have

$23,415 after 10 years. After 20 years, you’d have $221,520 and after 30
years, when you are 55, you’d have an amazing $566,440.

The power of compound interest is multiplied in tax-advantage accounts,

such as IRAs.


 For example, if you were to contribute $4,000 a year to a tax-advantaged account .
(an IRA) and assume an 8% compound interest rate of return for 30 years, your self-
directed IRA would be worth $449,133 at the end of year 30. .

$500,000

$450,000

$400,000

$350,000

$300,000

$250,000 Non-Taxed
Investments
$200,000

$150,000 Taxed
$100,000 Investments

$50,000

$0

If you made the same investment in a non-tax sheltered environment (a brokerage

account), assuming a 31% tax rate, it would be worth $286,752 instead of $449,133.
That is 43% less, a difference of $162,381. As you can see the effect of taxes on your
savings can be dramatic.

2) Large Tax Deductions (over $50,000)

Certain IRAs allow you to reduce your taxable income today while saving for your
future. For example, if you meet certain income limits and contributed $2,000 to .
a Traditional IRA during the year, you are eligible for a tax deduction of that same
amount ($2,000) when filing your tax return for that same year. Depending on .
the plan type, you could be eligible for more than $50,000 in tax deductions.

3) Hard-Earned Assets Are Protected from Creditors

IRAs are afforded protection under federal bankruptcy law and thus generally are
shielded from creditors in bankruptcy proceedings.

4) Provide Wealth for Your Future Generations

Certain IRAs allow the passing of assets to beneficiaries after death while avoiding taxes.
Benefit your family’s financial future with estate planning that leaves valuable IRA assets
to loved ones without the burden of taxes.

There are different types of IRAs and government-sponsored small business retirement
plans, and each possesses unique tax advantages to maximize your future wealth. Call .
1-888-382-4727 to determine the right plan for you, and start enjoying the benefits today.


Self-Directed IRA: Total Control

Control Your Financial Future

“Why not invest
with a Self-Directed IRA in my future with
Many investors like Brian Harris, a music something I have a
teacher, are taking advantage of one of the
passion for [musical
greatest benefits of a self-directed IRA – .
the ability to choose investments that you
instruments]. This
know and understand. From real estate, is an easy source of
promissory notes and tax liens to investing income.”
in musical instruments, investing in non- - Brian Harris, Arizona
traditional assets has become more popular
among investors.

Why rely solely on the stock market, especially if you don’t have an expertise in
those assets, when it’s possible to invest in assets you know and understand?

Combining your investment expertise with the advantages of an IRA—.

tax-deferred or tax-free growth—can be a powerful investment strategy.

Brian Harris was able to invest in something he enjoys by purchasing

instruments with his self-directed Roth IRA and leasing them to students.
The money he receives from renting instruments automatically goes to his
Roth IRA to grow tax-free!

Discover the investments that work best for you.


Endless Investment Options
A self-directed IRA immediately broadens your investing possibilities, and puts you .
in control. The chart below lists just some of the many investment possibilities available .
to you with an Equity Trust self-directed IRA.

Real Estate Entities

• Residential Property • Private Placements
• Commercial Property • Limited Liability Companies
• Developed Land • Limited Partnerships
• Undeveloped Land
• Foreclosures Traditional Assets
• Rehabs/Flips • Stocks
• Mobile Homes • Bonds
• Mutual Funds
Tax Liens/Tax Deeds
• Tax Lien Other
• Tax Deed • Structured Settlements
• Factoring
Promissory Notes • Accounts Receivable
• Mortgages/Deeds . • Foreign Currency .
of Trust Exchange
• Secured Notes • Equipment Leasing
• Unsecured Notes
• Car Paper Plus, many more...
• Commercial Paper


Individual Self-Directed IRAs

Choose the Right Self-Directed IRA for You

The Traditional IRA

Do you want an immediate tax deduction now, have your investment .
grow tax-deferred, and only pay taxes when you withdraw funds? If so, .
a Traditional IRA may be your ticket to a successful financial future.

Traditional IRA Advantages

• Contributions may be fully or partially deductible.
• Taxes on investment earnings are deferred.
• Many individuals are in a lower tax bracket during retirement when
distributions are taken. Therefore, earnings will be taxed at a lower rate
than at the time of the contributions.

Eligibility and Contributions

You are eligible for a Traditional IRA if you receive taxable compensation and
if you’re not age 70 1/2 by the end of the year in which you open the account.

Your age determines how much you can contribute. Individuals that are .
50 and older may contribute more to a Traditional IRA (known as a catch-up
contribution). For contribution limits please visit www.trustetc.com .
or contact a Self-Directed Retirement Specialist at 1-888-382-4727.

Withdrawals
You are eligible to begin making withdrawals at age 591/2, but minimum
withdrawals from a Traditional IRA must begin at age 701/2.


The Roth IRA
Would you prefer to forgo a tax deduction now, but never have to pay taxes when you
withdraw funds? If so, a Roth IRA may be your ticket to a successful financial future.

Roth IRA Advantages

• Qualified withdrawals are tax-free.
• Investments are able to compound tax-free.
• No required withdrawals.
• May be able to pass on earnings to beneficiaries tax-free.

Eligibility and Contributions

Anyone may have a Roth IRA, regardless of age, assuming his/her Modified Adjusted
Gross Income (MAGI) is within allowable limits. Investors must meet income limits to
invest and/or contribute to a Roth IRA.

If you meet those limits you can contribute to a Roth IRA. Your age will determine .
how much you can contribute. Those individuals that are 50 and older may contribute
more to a Roth IRA (known as a catch-up contribution). For MAGI limits and contribution
limits please visit www.trustetc.com or contact a Self-Directed Retirement Specialist at
1-888-382-4727.

Withdrawals
• Withdrawals are not required at any age.
• Contributions can be withdrawn at any age, tax and penalty-free.
• Earnings in the account may be withdrawn tax and penalty-free as long .
as it has been open at least 5 years and the owner is over the age of 591/2.

Accelerate Your Family’s Wealth with Self-Directed IRAs

You are not the only one that can take advantage of self-directed IRA tax .
saving opportunities. Your spouse, children and grandchildren can benefit too.

Any individual that has earned income can open an IRA, and a spouse does .
not need to receive separate income if you file jointly. For more information
on how your family can receive great tax benefits contact a Self-Directed
Retirement Specialist at 1-888-382-4727.


Small Business and Qualified Plans

Contribute More and Receive

Larger Tax Deductions than Individual Plans
Are you looking for other investment
opportunities in addition to your Traditional and
Roth IRA to maximize your retirement savings?
Equity Trust offers small business and qualified
plans that allow you to contribute a considerably
larger amount and potentially receive larger tax
deductions (more than $50,000).

Special Note: As an investor, self-employed

individual or small business owner you most likely
qualify for these plans. It’s a great way to save for
your own future, get tax breaks for your business
and offer competitive employee benefits.

Select the Right Small Business/Qualified Plan for You

SEP – Simplified Employee Pension
Designed for self-employed individuals and small business owners (typically
with 25 employees or less), the SEP allows contributions toward retirement
without getting involved in a more complex qualified plan such as a 401(k).
Contributions to a SEP are tax deductible and compound tax-deferred until
withdrawal.

Why Should You Open a SEP?

If you want to contribute the highest amounts possible to your retirement
account and qualify for the highest tax-deductions yearly (other than a
qualified plan), then a SEP might be your best option.

SIMPLE - Savings Incentive Match Plan for Employees

The SIMPLE is a plan for small businesses with 100 or fewer employees that
have no other qualified plans. With a SIMPLE plan, contributions are tax
deductible and compound tax-deferred until withdrawal.

Why Should You Open a SIMPLE?

You can contribute more than individual plans and if you have employees
other than your family, as the employer you are only responsible to match if
the employee contributes funds first.

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Solo 401(k)
The Solo 401(k) is often the most attractive plan to investors, if they qualify, because
it combines elements of the SEP and SIMPLE. This plan is designed for owner-only
businesses and spouses. It can be established by both incorporated and unincorporated
businesses, sole proprietorships, and partnerships.

Why Should You Open a Solo 401(k)?

If you qualify, the Solo 401(k) plan is attractive because of the high contribution amounts
and large tax deductions available.

Roth Solo 401(k)

In 2006, Congress merged two of the most popular types of retirement savings plans, the
Roth IRA and the Solo 401(k) into a Roth Solo 401(k). The Roth Solo 401(k) possesses the
same benefits of the Solo 401(k), but with the tax benefits of Roth-type contributions.

Why Should You Open a Roth Solo 401(k)?

If you want Roth tax-advantages (tax-free distributions) with a substantial contribution
limit, then the Roth Solo 401(k) is for you. Also, if you were interested in a Roth IRA, but you
don’t qualify because of income limits, then the Roth Solo 401(k) is an option to consider.

401(k)
The 401(k) is a savings plan offered to employees that allows them to set aside tax-
deferred income for retirement. An Equity Trust 401(k) is truly self-directed, allowing
participants to invest in both traditional and non-traditional assets.

Why Should I Open a 401(k)?

The 401(k) is attractive to employers and employees because of the high contribution
amounts and large tax deductions available, plus the ability to truly self-direct investments
in traditional and non-traditional assets.

Roth 401(k)
The Roth 401(k) possesses the same benefits of the 401(k) but with the ability to designate
a portion of funds as Roth contributions. Investors don’t have to worry about income limits
and they can still receive similar tax treatment as the Roth IRA.

Why Should I Open a Roth 401(k)?

This plan is available to anyone with a 401(k) and is a benefit to higher-paid employees
and self-employed individuals who may have been excluded from having a Roth IRA
account because of income limitations.

11
Reduce Health Care and Educational Costs

Secure a Lifetime of Healthcare Benefits

The Health Savings Account (HSA)
If you want to take control of your health care costs – avoiding high
premiums and complicated health plans – then an HSA could be the right
plan for you. The HSA can reduce your health insurance premiums by
as much as 70%, while you set aside funds to pay for current and future
medical expenses. HSA contributions are tax-deductible (subject to
limitations) and withdrawals are tax-free when used for qualifying medical
expenses.

HSA funds are owned and controlled by you to pay first-dollar expenses as
they apply to your deductible. Unlike other medical savings accounts, they
are not “use-it-or-lose-it” accounts. Both the contributions and earnings in
an HSA carry over from year to year.

To be eligible to establish an HSA, you must be covered by a High Deductible

Health Plan (HDHP), which costs less than a traditional low-deductible plan.

Save for Your Child’s Education Tax Free

Coverdell Education Savings Account (CESA)
The cost to attend college is increasing each year at an alarming rate. Equity
Trust has a solution to pay for education costs and ease the burden of debt
after college with the self-directed CESA.

A CESA is created for the purpose of paying qualified education expenses

of the designated beneficiary of the account. A CESA can be opened for
a beneficiary that is under the age of 18 or someone with special needs.
Unlike other savings plans that require earned income, you do not need
income to open a CESA.

12
13
How a Self-Directed IRA Works

Complete a Self-Directed Investment in 5 Simple Steps

1. Identify Your Investment
The first step is finding an investment. Equity Trust allows you to invest.
in a variety of assets as long as IRS rules are followed. (see page 15)

2. Request Funds for Investment

With a self-directed investment, whenever funds are required you .
must complete an investment form that details information about .
the investment, how much it costs and where to send the funds. .
Important: All documents related to the investment must be titled .
in the name of your IRA; not you personally:
Equity Trust Company Custodian FBO (your name) IRA

3. Process the Investment

Equity Trust processes your form and will send funds for the investment
based on your specifications. All records pertaining to the investment
(such as real estate deeds, original notes, operating agreements for LLCs)
are retained by Equity Trust for safekeeping.

Your IRA owns the Investment!

4. Manage the Investment
Expenses Related
to Investment

$
You Your Equity Trust Account Your Investment

from Investment

Once your IRA owns the investment all expenses and profits related .
to the investment must come from and back to the IRA.

5. Sell the Investment

Once you’ve negotiated the sale of an investment with a buyer, you
complete an investment form that instructs Equity Trust to sell on .
behalf of your IRA.
Funds from the Sale Return to Your IRA Tax Free!
14
Rules You Need to Know
Prohibited Transactions
While Equity Trust allows you to invest in a full spectrum of assets to achieve
your financial goals, there are a few IRA investments the IRS prohibits,
including:
• Art work • Gems
• Rugs • Stamps
• Antiques • Coins
• Metals • Certain collectibles

You can find out more about prohibited transactions at www.trustetc.com .

in IRS Publication 590. You can also refer to www.irs.gov.

Disqualified Individuals
Your Equity Trust account cannot sell an investment to, or otherwise be involved
with, disqualified persons (as deemed disqualified in IRS Publication 590).

Disqualified individuals include:

• You
• Your parents (and their spouses if re-married)
• Your grandparents (and their spouses if re-married)
• Your children (and their spouses)
• Your fiduciary, which may include a stockbroker, financial planner, .
tax professional, tax attorney etc. may also be disqualified.

If you have any questions about disqualified individuals please visit .

www.trustetc.com or contact a Self-Directed Retirement Specialist .
at 1-888-382-4727.

15
“Private Bank ” Concept

Generate Unlimited Investment Funds

By Creating Your Own “Private Bank”
One of the most common stumbling blocks to investing is not having enough
funding to act quickly on hot deals. Imagine being able to create a funding
source from which you could easily and quickly draw upon funds to finance
your investments. By utilizing the “private bank” concept, this vision can
become a reality.

Recent estimates place over $4 trillion within IRAs, 401(k)s and other
qualified programs across the country. These funds can become available .
to you through the utilization of self-directed IRAs.

The “private bank” concept is borrowing money from an individual’s IRA (not
a financial institution) for investments. For example, an investor can borrow
money from someone else’s IRA to complete an investment and pay the IRA
back an amount of interest that is agreed upon in advance. Since IRAs are
an exempt entity, interest earned on the money loaned is tax-free or tax-
deferred, depending on the type of IRA.

Lending institutions, insurance companies and venture capitalists have

used similar concepts to raise money for years. By utilizing self-directed
IRAs, you can apply this concept to your investments, allowing you to
become more profitable.

Doctor Friend Business Owner Relative Attorney

IRA IRA IRA IRA IRA

Your
Private
Bank

Investments

16
How to Create Your Own “Private Bank” in Three Easy Steps
The following is a real estate example of the “private bank” concept, but this concept .
can be utilized with other investments such as notes, tax liens, and private placements.

1. Find an investment property and negotiate a 75% or less loan-to-value ratio to give
your investors safety for their investment. Build in enough gross profit to pay your
investors an attractive rate of return. Remember, it’s not the cost of money, but the
availability of it, that is important. Finally, leave yourself enough time, through a
contingency clause, to find your investors.

2. Present the deal to potential investors, such as business acquaintances and local
professionals (i.e., doctors, lawyers, and business owners). It is important that you.
offer an attractive rate of return and explain the security they have in the transaction .
by offering them the first lien on the property. Remind your potential investors that, .
in addition, their returns will be able to grow in a tax-deferred or tax-free environment,
depending on which type of IRA they have.

3. Now that you have the investment and investors in mind, the final step is to open an
Equity Trust self-directed IRA for each investor. The forms to open an account can be
downloaded at www.trustetc.com or sent to you by calling 1-888-382-4727.

Once your investors have established their accounts, and the particulars of the
investment have been agreed upon, you are ready to utilize these funds for your
investing strategy.

When utilizing The Private Bank Concept, we recommend that you consult with your legal professional for any
applicable regulations.

“Private Bank” Advantages What You Avoid by Creating Your

• Allows you to participate . Own “Private Bank”
in more deals • Lengthy committee approvals
• More deals = More profits • Bureaucratic red tape
• You are able to offer cash . • Potential credit risks
for investments to receive . • Tying up your personal funds
deep discounts
• Beat out your competition
• Free up personal money for .
personal needs

17
Why Equity Trust Company?

Equity Trust Provides Investing Experience with True Value

Equity Trust Company and its affiliates have been at the forefront of the self-
directed retirement plan industry since 1974. More than 41,000 investors
rely on Equity Trust to provide custodial services for their self-directed IRA
and 401(k) needs.

We provide valuable resources and tools to assist investors in creating tax-

free wealth, including:
• More than I70 highly trained self-directed IRA specialists focused.
on serving you
• Personalized account management teams and 800-number for each
client, allowing you to deal with someone familiar with your account
• Quick and accurate investment processing with the fastest turnaround
times in the industry assuring your investments aren’t delayed
• Access to online account management tool, eVANTAGE, 24-hours a day
• A trusted, experienced custodial provider of over $3 billion in IRA assets .
to help you secure a financial future
• Ongoing education from self-directed IRA experts on creating tax-free
wealth for life

Equity Trust is a passive custodian and does not provide tax, legal, or investment
advice. Any information communicated by Equity Trust Company is for educational
purposes only and should not be construed as tax, legal, or investment advice.
Whenever making an investment decision, please consult with legal, tax, and
accounting professionals.

18
Check Investment Status, Pay Bills, Complete Forms and More Online 24/7
Equity Trust’s industry-first online account management tool, eVANTAGE, provides
unlimited access to your account 24/7.

Take eVANTAGE of Equity Trust’s Online Account Management Tool 24/7

• Manage your account fast and hassle-free
• Make online bill payments up to $1,000*
• Check the status of your investments
• Download information into Quicken, Money or other money .
management software programs
• Complete forms online
• View/cancel bill payments online without filling out forms
• Print payment coupons 24 hours a day
*Bill payments greater than $1,000 can also be made through eVANTAGE if a Bill Pay .
investment form is submitted.

eVANTAGE is FREE! All you have to do is sign-up! To enroll, you must know your
account number and PIN (personal identification number). Call 1-888-382-4727 for
more information.

19
Why Equity Trust Company?

Industry Leading Web Site Guides You

Helping You Get Started

From easy to understand “how-to”
tutorials and client case studies to
online investment calculators and
simple access to forms, the Equity
Trust Web site (www.trustetc.com) .
is a wonderful wealth building
resource. Learn how to make .
your investing ideas become .
a reality.

Simple Forms Make Investing Easy

It is easy to instruct Equity Trust
on behalf of your self-directed
IRA. Access simple forms online at
www.trustetc.com to buy and sell
investments, pay bills, change a
beneficiary, withdraw money, and
much more.

Gain Valuable Investing Insight

The Equity Trust Web site has a
wealth of educational resources to
keep up-to-date on investing trends
and news, including: client case
studies, IRS publications and letter
rulings, expert articles, self-directed
investing updates, and much more.

20
Exclusive Educational Opportunities:
Learn to Grow Wealth Tax Free From Self-Directed IRA Experts

Equity Trust’s educational products, including informational books and DVDs, tele-seminars,
webinars, and live in-person seminars, teach you how to generate tax-free profits through
self-directed IRAs, while earning significant tax deductions!

In-Person Events
Equity Trust travels the country each year
educating investors on how to create tax-free
wealth with self-directed IRAs. Events range from
one day overview courses to in-depth three-day
boot camps. Check out our upcoming schedule at
www.trustetcseminars.com.

Teleseminars and Webinars

Each month Equity Trust hosts an exclusive tele-
seminar or webinar on popular and pertinent
investing subjects from the latest IRS rules to
investing tips on raising unlimited capital. View
upcoming topics at www.trustetcseminars.com.

Free Investing Information

Equity Trust produces an array of reports on exciting
and relevant self-directed investing topics. Topics
range from saving on college and health expenses
to how a self-directed IRA actually works. There are
also reports on the different IRAs and small business
retirement plans and which one is right for you. Best
of all... they are free! Call 1-888-382-4727 for your
free copy.

Educational Books, CDs, and DVDs

Engaging and comprehensive, Equity Trust has
books, CDs, and DVDs on a full range of investing
topics. Based on more than 30 years of investing
experience, Equity Trust experts detail the many
self-directed IRA investing benefits. Find the right
product for you at www.irareg.com.

21
Why Equity Trust Company?

Safety and Security of Equity Trust Accounts

This should be one of your first concerns when considering a custodian for
your retirement funds. Equity Trust Company and its affiliates have several
procedures to ensure the protection of your funds:

Equity Trust Company is:

Highly Regulated
• Internal Revenue Code
• The Internal Revenue Code sets high standards for being a qualified
custodian of IRA accounts and Equity Trust Company, and its affiliates, .
has operated as a qualified IRA custodian since 1983.
• Equity Trust accurately and completely complies with numerous complex .
IRS reporting and record-keeping requirements.

• State Regulation
• Equity Trust Company operates as a trust company under authority granted
by the state of South Dakota.
• It meets the state trust company capital requirements and complies with all
the state statutes and regulations.
• South Dakota law mandates audit of the company once every 18 months.
State auditors perform the examinations.

Insured Adequately
• Deposit Insurance
• Equity Trust deposits all uninvested cash in FDIC insured accounts.
• Up to $250,000 of all IRA deposits owned by the same person are insured .
by the FDIC.

• Commercial Insurance
• Equity Trust carries its insurance with a leading national insurance company.
Coverage includes: Errors and Omissions, Directors and Officers Liability,
Financial Institution Fidelity Bond, and Control Environment

Operates in a Controlled and Audited Environment

• Audit Committee
• The audit committee of the board of directors oversees the activities .
of both the company’s internal and external auditors. It receives reports
directly from the auditors.

• Internal Audit Staff

• Equity Trust Company’s internal staff operates with independence .
and reports directly to the audit committee of the board of directors.

22
Equity Trust Clients are Satisfied Clients
92% of Equity Trust clients are likely to refer friends and colleagues to Equity Trust. .
Read how clients believe in Equity Trust:

“Equity Trust has been very helpful to me in

setting up a self-directed IRA trust. What has been
amazing, is that I have not had one inconsistency
in the information provided. You guys are real
professionals and well worth your fees.”
—Carl J. Braunreiter, Wisconsin

“I wanted to let you know how much I was

impressed with your customer service department
at Equity Trust. Your response time was quick and
the knowledge and ability to answer questions or
find answers quickly was also excellent.”
—Pamela Marcum, Florida

“Our whole family has accounts with you and I would like to thank you for all your
hard work and dedication. You are always on top of things, and contact us in a timely
manner. Plus, everyone is so friendly.”
—Valerie Hoover, Pennsylvania

Get Started Today

Now that you are educated about the opportunities a self-directed IRA
offers, it’s time to get started investing. The faster you are able to establish
an IRA, the longer you can enjoy the incredible power of compounding
interest and the account’s tax-deferred status.

Open an Equity Trust self-directed IRA:

1. You can download the appropriate forms from www.trustetc.com
2. Call 1-888-382-4727

Getting started is simple and can be completed in minutes.

23
225 Burns Road • Elyria, OH 44035 • 1-888-382-4727 • www.trustetc.com
PRO-0027 10/08