Format For Course Curriculum Program: MBA (Insurance & Banking) Course Title: Branch Banking - Operations Course Code: MIN 207 Credit Units:03
Format For Course Curriculum Program: MBA (Insurance & Banking) Course Title: Branch Banking - Operations Course Code: MIN 207 Credit Units:03
Format For Course Curriculum Program: MBA (Insurance & Banking) Course Title: Branch Banking - Operations Course Code: MIN 207 Credit Units:03
Credit Units:03
P/S
SW/F
W
32
TOTAL
CREDIT
UNITS
03
Course Objectives: The Course inputs will help the students to understand the various types of Customers, Mobilisation of Resources, Payment &
Settlement system used by Indian Banks; IT enabled services and importance of Customer service with an overview of related legislations.
Sl.02 Appreciate and Understand various types of customers who can open bank accounts.
Sl.03 Appreciate the understand of Payment & Settlement system in Banks including IT enabled remittances services & products
Sl.04 Appreciate and Understand the various alternative delivery channels and e-services, role of IDRBT Bank net and RBI vision and guidelines on security and risk mitigation for
electronic banking
Sl.05 Appreciate and understand concept of CASA & mobilization of Resources and types of deposit products, money market instrument etc.
SI.06 Appreciate and understand role of Regulator and Voluntary Organizations in regulating the CRM in banks
Sl.07 Appreciate and Understand various distribution channels
Sl.08 It is a student centric module where offers good scope for updation and being current on the subject
Course Contents/Syllabus:
Weightage (%)
Module I: Banker Customer Relationships
Definition of a customer, Various Types of Relationships between Customers and Banks
10
20
Partnership, Limited Companies -
15
Importance of Payment and settlement in Banks, Payment and settlement Act, Collection and Clearing of
negotiable instruments, Functions & Importance of Clearing House Cheque Truncations System, MICR centers,
Remittances Cash Management Services , RTGS, NEFT,ECS and ASBA. Interbank Mobile Payment Systems (IBMPS)
Module IV: Technology enabled Products & e-Services
20
Electronic Banking Core Banking Electronic Products Distribution Channels, Teller at Bank Counters, Cash
Dispensers, ATMs Home Banking (Personal and Corporate)
On line Banking Internet Banking, e business, E-Pay, Personal Identification Number and their use in
conjunction with Net Banking, Credit and Debit Cards.
Role and uses of Technology up gradation, Global developments in Banking Technology, Impact of Technology on
Quality anf Banking services, Protecting the confidentiality and secrecy of Data.
IDRBT, Banknet, RBI Net
RBI Vision and guidelines on Security and Risk Mitigation measures for Electronic Banking
Disaster Management
Module V: Raising Resources in Banks
10
Introduction to Products used for raising Resources, their need and importance, various types of Deposit A/cs CASA, Savings Current, Fixed/Term deposits including Recurring Deposits, Money Market Instruments and External
Bonds, etc.
Module VI: Customer Centric Policies & Customer Relationship Management
15
Obligations of Banks under Banking Codes and Standards Board of India An overview of Individual Banks Policies
on Collection of cheques / Instruments, Compensation matters, Fair Practices Codes & Standards and Fair Lending
Practices Code etc..
Module VII: Distribution channels for Banking Services
Brick and Mortar Branches of Banks,
Banking Correspondents, Direct Selling Agents.
Regional Rural Banks and Co-Operative Banks
05
05
NA
Lab/Practical/Studio (%)
Components (Drop
down)
CT I
CT II
CP
A
70
Weightage (%)
10
10